HDFC Bank Complaints & Reviews

Hello team,

I hdfc fastage and i have recharged it by fastage app using upi option.
I have not received any update by message and mail. I am not able to check my balance as well.

My rfid is :[protected]

Please check and let me know my wallet id.

One more thing my registered mobile number is : [protected] and it is not showing in your system.

Please do the needful.

The managing director
Hdfc bank ltd.
Bank house, shivsagar estate,
Dr annie besant road,
Worli, mumbai - 400018.

Malpractices by builders m/s bshdpl of “sukhobristi” project at new town, kolkata

Sirs,

M/s bengal shapoorji housing development pvt. Ltd. (Subsidiary of shapoorji pallonji co ltd) in 2007 had been allotted 150 acres of land at aa-iii, new town, kolkata by west bengal infrastructure development corporation ltd for construction of mass housing project. As per agreement with wbhidco, m/s bshdpl was supposed to build around 20, 000 flats in 9 phases. Hdfc bank had entered into tie-up arrangement with m/s bshdpl for sanction of housing loan to the apartment allotees.

But even after 12 years since start of the project, so far m/s bshdpl has been able to complete only the first 4 phases and complete handover of apartments to the allotees of first 4 phases only. All kinds of construction works are stalled for over a year now. They have even shifted all kinds of construction equipments from the site. A single visit to the site will reveal the true picture. Now the “sukhobristi” project has turned into a fraudulent scheme by m/s bshdpl, who are deceiving gullible public with misleading advertisements of lottery schemes for flat distribution. Actually they are diverting funds of home loan borrowers to overseas bank accounts and tax havens.

Soon this sapoorji group will be in the news for all the wrong reasons. “sukhobristi” project and sapoorji real estate will be added to the list of fraudulent builders like unitech, dhfl, amprapali etc. Several court cases have been filed in the consumer forum for delay in handover of apartments. Few of the home loans have already turned “npa” at other banks. Local officials of m/s bshdpl like mr rajnikant chaturvedi (@[protected]) and mr rana gupta (@[protected]) are not traceable over last few months. Moreover this m/s bshdpl have even altered the clauses of the tripartite agreement to suit their needs without any knowledge of the bank or borrowers. Registration of sale deed is pending for months, even though m/s bshdpl has already taken the amounts intended for stamp duty and other registration related expenses.in these circumstances hdfc bank is expected to act ethically and not haunt lower and middle-class home loan borrowers for repayment of home loan dues of apartments, whose handover are long overdue, due to no fault of the borrowers.

However hdfc bank is still releasing home loan installments to this builder without any verification of the actual construction work undertaken.in some instances this m/s bshdpl have even claimed multiple installments in a single month, contrary to the agreed upon terms & conditions of disbursement of installments after verification of floor-wise constructions of the allotted buildings.

Please initiate measures immediately for physical verification of the construction site and stop release of any further funds till completion of actual handover of apartments of phases whose delivery deadlines are already over. More importantly seek legal recourse against this defaulting builder in case normalcy of the construction process is not restored soon to protect the interests of the bank and its borrowers.

Thanks & regards,
Sunil yadav
Aa-iii, new town
Kolkata-700135.

Copy for information and necessary action:-

1. Shri shri sunil mehta
Chief executive, iba.

2. The banking ombudsman
Rbi kolkata & mumbai.

Hi team,

My hdfc saving account have issue, account number is [protected] and available balance is showing negative (-). I have transferred the account 12 950rs to my hdfc bank on 6th feb 2020 but it also showing negative mode why? Kindly clarify the same.

In my hdfc account showing -20713.43 rs why.

Request you correct the same it very helpful for me.

Regards,
Santosh m

Im an employee of hdfc bank for last 4 years currently working as a branch manager, hdfc bank has been treating not just me but my fellow bms as their slaves. Yes, slaves is the right word. Everyday we are being called and thrashed like anything i have recording of the calls and i will send this recording to labour office also to mr. Aditya puri.
Top management should not forget that whatever name they have made is bcoz of the hard work of the ground level staff. Targets are there we have no problem but they should also understand that we are also working towards acheiving it, continues nagging wont help, it just worsens the situation, trauma and tiredness
We know what to do, we know the ground level situation, ask us dont assume from the top and declare the judgement.
We are being forced to sell life insurance, even if the customer doesnt want to buy it, if we do not sell it we are being bashed
Are we bankers or insurance agents???
Top management should understand, shouting on us will only make things worse

I have applied for fastag via hdfc bank in nov-2019 by paying rs 500 as bank charges and on 15-nov-2019 i got a sms confirmation that my wallet is created and rs 200 is added to it, i am able to check same on hdfc fastag portal and recharge the same as well. But unfortunately i have not received my fastag even after 3 months of wallet creation, i have made numerous calls to customer care and every time they say you will be getting your card in a weeks time, many weeks passed but my wait is not getting over.

Who from hdfc ltd can help me in resolving this?

Hello
Myself sandesh chari
The amount of inr 2345.72 is showing on hold mirevenue hold through gefu held by hdfc. I want to know for what reason the amount has put on hold. Although i had cleared my credit card installment now credit card is no in use too. The card has been blocked from long days passed. Kindly put note on my problem and assure me.

I have received one advitaisment on my instagram (The ridge wallet) this was verified site i was just surfing, i got a massage without any otp your you've spent rs. 10342.15 on hdfc credit card xx6270 at amz*the ridge i haven't any order ridge, i got a mail thanks sameer we have received your order.

I was mailing despite form mail i'd cc. [protected]@hdfcbank.com i was bounce. Please check and refund my money 10342. Thank you

This is reference to the HDFC LIFE Group credit protection plan as per the following details

1. master policy holder: Bajaj Finance limited
2.master policy No: PP000086
3.Certificate No : 4040HL35535322
4.Cover type: Sigle type
5.Date Of Commencement:27/02/2017
6.Date of Termination: 26/02/2025

The above policy has been taken to cover the Housing loan from Bajaj Finance limited
since the Housing loan has been prepaid & closed in the month of Dec 2019 surrender value of the Policy has not been settled even with repeated reminders to HDFC Life.

regards
RAGHUNATHA.V
[protected]
NO 256/10, SRINIDHI APTS
4TH MAIN ROAD K G NAGAR
BANGALORE-560019
EMAI:[protected]@gmail.com

I haven't recieved refund for failed txn worth 375.
There was 9 txns. Got refund of 6 txns but payment of 3 txn still pending.
I did txn on 23rd january. And its been more then 1 month and refund not recieved yet.
Registered email id with payzapp : sameeralipachpahar+[protected]@gmail.com

Payzapp isn't responding clearly regarding this concern.
Payzapp txn id: 83800599

Hi, i got a call from hdfc agent to apply for a hdfc credit card. I have applied credit card and i have received the card with the limit of 48000.

I have made transacation 48000. I thought this is normal credit card like other banks. But it is automatically converted to emi with out information.
I didn't get a call from bank. Without permission it is converted to emi.
Who will pay emi amount bank has to pay emi amount.
This is not fair with out informing to customer amount has been converted to emi. I didn't get any message also for this emi conversion. Please look into it please do the needful.

[protected]
[protected]@gmail.com

In 2018 my salaried account opened but in some condition i could not convert my other salary account to this hdfc account and now my balance is in negative and im not in any condition to pay that negative balance. I already lost 1k in hdfc bank when i didnt know about all maintenance balance thing. Pls let me know how to close this negative balance account?

Dear sir/mam,
I am from nashik is holding car loan account :43639553 and my cid ; 41075281.
Now already a period of more than 3years i have repaid emi's regularly.
Also i proudly wanted to mention that i am customer of hdfc for consecutive third car. Keeping a good record. Only noe 2 to 3 emi have bounced by only a fractional time of hours due to salary late deposited.
My request is plse consider overall period record. And please waive those foreclosure charges that has been asked at bodhalenagar branch nashik. Please help me sir. So that i will keep in always with hdfc bank in future also. Next car will also be purchased with your hdfc bank loan. Send me some emi to put in front of them as proof for waiver.
Regards,
Vilas tile
Mo no. [protected] email; vilas. [protected]@gmail.com

My name is sachin sonkatale. I use hdfc bank credit card since four to five years. I used it to it's limit. I am making minimum due payment from last three years. And in last few months i paid some amount to reduce the principle. I had bought mobile also on credit card. But i have niticed that it principle is not reducing. I think they had cheated me.

Hello sir,

Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank credit card# #-2475
I would also request you to please clear my name from cibil as the settlement was successfully closed in a single payment. My details are mentioned below.

Name: kiritkumar katara
Credit card number : #-2475
Mo. No. [protected]
Pan: bnzpk8428h

Cashback of 1500 rs not received on purchasing mi phone. The date is 14th december 2019. The transaction id is 13116480 at sneh communications new delhi at mi store in ambience mall.

It was promised that cashback of inr 1500 will be provided but so far nothing has been received on my account and it has been more than 1.5 months. I also have a copy of the bill.

Sir, i am aniket i get call from naukari.com that my profile is selected by hdfc bank for office staff job. They ask for 1399 rupees for process fee. They tell that bank will call you that you are selected for interview. Bank call me. Then they ask for money i give him money by phone pe app. Sir i am very poor my condition is not so good please do something. I am single person who want employment. Please do something.

I had purchased an 2 iphone 11 pro max 1 iphone 11 pro and 1 apple watch series 5 using hdfc cashback offer on 14/10/2019
The offer stated that within 90 days the cashback will be credited in the bank account but it's already 128 days yet i have not received the cashback and hdfc helpline are not providing sufficient details
Its a fraud!
Hdfc bank is a scam...
My email id [protected]@gmail.com

Term life policy was chosen by self on nov' 2019 and the payment was made in nov'19, but since i had rejected the proposal by hdfc life in dec'19, the refund should have been received by me long back, but even after 2 months my refund is not received and the customer care is quoting the same phrase every time i contact them, instead of resolving the issue. Request a speedy action on the same.

Sir, my hdfc credit card debt rs 2000 some amount no any information before renuval, and lost year all so debited rs2000some amount iam called your customer service i tell him to do not renuval my membership. Thay said this time only 1000rs balance amount credited to your account. But no credit my a/c. So this year also debited amount so please don't renuval my membership. Pls return my money.

Vehicle is at home but i am going to chomu from my two wheeler & register mobile no. Is with me & amount has been deducted from fastag wallet without fastag qr code at toll plaza manesar.

We received message today i. E[protected] for this deduction.

Please find below attachment for more details:-

Vehicle no.:- rj14ca4990
Customer id :[protected]
Wallet id:- [protected]

Thanks & regards
Govind maheshwari
(Hdfc bank customer)