HDFC Bank Complaints & Reviews

Dear All,

From
Titus Suresh S
No : 45
Kavin Gardern Modachur
Erode

Reg: 6.43% interest unethical charged by HDFC Bank

I would like to bring your kind notice that I have been using an HDFC credit card for the last 6 years, note last month. Bill out of 1, 41, 889 rs, I have not paid 30, 835 rs, but they charged me as interest for the entire amount, which is 4, 881 (6.44%). This really shocked me. I feel like I got cheated by HDFC Bank and I believe that this has happened to all the credit card customers in India. I request you to please take corrective action on credit card payments. I have raised a complaint with the bank as I thought it ywas some technical problem or system issue, but they replied that it is a process which is very dangerous, someone cheating customers and saying it is legal in India. I have enclosed both the bills for your reference. Please look at this and I want a solution for all the credit card customers. Thank you

Regards

Titus Suresh
[protected]

Dear Sir/Mam

I am Ex Employee of HDFC Bank
I request you to please help in getting my F& F processed since it has been 80days.
I have been approached to Bank HR officials and make multiple follow ups.
But my concern did not resolved. I have no pending dues.my last working day was 02/12/2023 and served complete notice period

Regards

Name- Sharad Mandloi
Emp Code-S65812
Designation-Customer Experience Executive
Branch-Vijaynagar, Indore
Last working date- 02/12/2023
Contact-[protected]
[protected]@gmail.com

This is regarding my HDFC account being locked from the past 3-4 weeks. After login into Net-banking, I’m not able to perform any transaction, even not able to see the statement. It's showing error "There is a low severity memo present on the credit account. There is a low severity memo present on the Debit account. There is a memo present on the Debit account."

From last three four days i got call from hdfc credit card agent and asking me to pay my credit card bill but i pay my credit card bill completely. when i am saying them that i payed my bill, then they are arguing with me that you have to pay this amount if not then we will call you regularly. i am getting irritating with these kind there act. please take necessary action again them. The last four digit of my credit card is 7751 and my mobile no. attach with this card is [protected]

I had a salary Account in my previous company before the lockdown in Noida. After the Covid Phase my account got converted to saving account due to which they started deducting the charges for minimum balance.
Now my new company want to open a new account in Pune but I'm unable to open it due to the existing account .
I request you to please make my account get closed without the minus balance to be paid.

Account No. [protected]
Branch :- NOIDA
IFSC Code:- HDFC0000088
Mobile No:- [protected]

I received a non-recorded call from one of the HDFC employees when I applied for a Loan.

He stated that its necessary to have insurance and without that Loan amount might be reversed.

He trapped me with this statement.

And then I received a call from another employee and that call was recorded so I said yes for that loan.

Please help me with this as I have reached out everywhere

I dont understand why would they deduct money without informing me about the balance, i need my money back as i am a student and cant afford to keep giving away my money like this, my customer id is[protected]

MIR[protected]
MIR[protected]

AMB CHRG INCL GST FOR JAN2024-MIR[protected]
AMB CHRG INCL GST FOR DEC2023-MIR[protected]

HI Team,

My claim is still in the state as claim uploaded on the Central Nodal agency Portal.
Application Number - C[protected].
Raised multiple request on the PGRAMS portal and they they say funds not available.

but i was eligible and fulfilled all the eligibility criteria then why am i being excuded from getting the subsidy.

Regards,
Linga

In my hdfc salary account, mirevenue hold through gefu holding some amount but it is my salary account why should I pay the charges

I have experienced multiple instances where my account balance has gone negative, totaling Rs. 3, 300. Even today, my account is in the negative.

Despite attempting to reach out via phone call, I have been unable to connect with your customer service team. This situation is distressing, especially when I make purchases with the assumption of having a positive balance, only to find it negative later.

Customer ID:[protected]

I am a HDFC bank customer since 2022, i have not done any transaction in my hdfc bank account from 1.5 years. i deposit 2500rs in my account 1 year ago and it was adjusted in negative balance now i came to know that my account balance is -11800rs, I am a middle class person and due to my poor financial condition from past 1 year i didn't manage to maintain minimum balance in my account which is i am guilt for. BUT for me -11800 to pay is a big amount and i can't pay it, It is my humble request to HDFC Bank to wave off my negative balance so i can start doing transaction on my account.

The HDFC bank at Sanjauli Shimla- Himachal cajoled me into buying a lot of their policies . I pay a premium of over 15 lakhs for them every year. Until I had not bought the policies they would give me the best customer care. But not they are either incompetent or simply ignoring all my issues.
My issue is that they made me buy so many of these policies that I have not been able to track them. And when I ask my HDFC branch in Sanjauli - Shimla about it, they seem as clueless. I have been asking them to give me a list of all the policies I bought through them - and they give me only piecemeal information - not the complete list, Some of the policies they gave me they have themselves have forgotten and I have to remind them about them. It is really frustrating. They now tell me they will find out the details but never do . They say they will visit me - but never do. They they say will call but don't. What should I do ? This HDFC bank branch has a review score of 1.7 on google with all customers frustrated with them - so I wonder how will my issues get resolved?

Hi,

I m a regular customer of hdfc bank. Running saving account, pf & nps account with hdfc from last 5 years. I have been charged 885 rupees for hdfc securities trading. I am unaware of it & these are leived on account of trading while i have not done any trading with hdfc.

Can you please help help at earliest.

For last 1 month i am unable to use my account due to REKYC, in last week i have done my re kyc online and i got message you can use your account but still not able to perform any transactions grtting error "There is low severity memo present on debit account" i have to pay my EMI pay school fees need money for daily needs..visited my home branch multiple times they raised complaint but still not able to perform transaction

I want to remove my pan from irdai side PAN CARD NO CRVPK4452N
THANK U

Dear HDFC Team,
I am currently residing in Kerala. I have used an HDFC Debit card for exam registration purposes, however recently I came to know that there is a. DC INTL POS TXN MARKUP deduction from my account. There was no prior intimation from the bank, nor an email.
Without informing how could you proceed with the deduction???
Was there any agreement or any contract signed by me???
Why don't the banks intimate the customers while opening the account, especially with international transactions????

Would request you to please intimate or send messages or WhatsApp to all those customers who are using your card internationally.
Till date you have deducted INR.1043.60 from my account.

No information on how much you are charging??
Where are the RBI guidelines mentioned in regard to the extra charges????

Waiting for your reply and also the refund from the bank with immediate effect.

Email - [protected]@gmail.com

Regards
Geeno George

Complaint against
HDFC Bank
Mumbai

1. When an account is closed, no transaction could be permitted by any bank in that account.
2. I close my account with HDFC Bank long back but they sent a message telling, transactions could be made this account. Why?
3 A very strange, illegal and dangerous notification by HDFC Bank.

4. Their sent message sends as follows.

Your Customer ID has been enabled for HDFC Bank NetBanking. You can login with your Customer ID and IPIN (password) and conduct wide range of transactions conveniently.
5. This message was sent on 17th September 2023 and again on 5th February 2024.

6 when we asked them about such illogical and illegal message, we got a totally irresponsible reply, as follows.

05, 2024 with Subject line: Your strange email.

We observe that the account number ending with XXXXXX11698 is closed.

We constantly strive to understand your needs and serve you better. Hence, we endeavor to keep you informed of our updated range of products and services. If you do not wish to be contacted about our products & services, please fill up the form below.

7. We repeatedly asked to them to stop sending such type of nonsensical reply, trying to make us foo. But again they sent the same repeated reply. How deficient and negligent this bank is. If closed account is permitted for transactions, who will be responsible for all these fraudulent transactions, as and when done by unauthorised and scam masters.

RK Agrawal

My POLICY NUMBER: 10163589 is matured on 18th Jan-2024 we were expecting money from policy matured but now we have been suffering badly due to policy matured money not getting on time due to HDFC life forcing me to withdraw only 1/3 of maturity amount
I have request 4-5 times to [protected]@hdfclife.com but again and again they are forcing me withdraw only 1/3 of maturity amount & rest invest in annuity
I have also visit to HDFC life Rewari branch & they told me that they can not do anything in this case you can complain to [protected]@hdfclife.com

My POLICY NUMBER: 10163589 is matured request pls let me know the procedure to withdraw 100 % matured amount of my policy in any case I want to withdraw 100 % maturity amount

Pls help & support

Funds have been hold on account even after payment of minimum due amount

Hi Team,

I have received the below error and amount is not yet released from Hold yet.

"hdfc bank upi-mandate could not be cancelled due to ir".

accnt num: [protected]

thanks
Abhiram Y