HDFC Bank Complaints & Reviews

I have a salary account with hdfc bank. I have started with sip in mutual funds (Paytm money app) using auto-pay option. But i didn't have sufficient balance in sip date so i have been charged ach debit return charges of rs 1122 (5 times) and total 6000 rs is deducted from my account and now my balance is showing -1670 rs on 20/10/2022

I have called customer care and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalise so harshly for not having balance.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Hello team, due to the difficult circumstances in recent days, I was unable to pay my bills on time in this bank. I learned of this after seeing my statement, and nothing was intimidated and charged heavily on my credit card for the same. Please reverse my charges so that we can continue to have a positive working relationship with the bank. I will be very appreciative of this act of kindness.

CREDIT CARD NO-[protected]
Mobile No:- [protected]

Please refund my following transaction

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For the Month of March-2022
13/03/2022 LATE FEE (Ref# 17800192200313999312990) 1, 100.00
18/03/2022 FINANCE CHARGES (Ref# 17800192200318999396760) 747.04
18/03/2022 FINANCE CHARGES (Ref# 19999999980318999396770) 52.34

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For the Month of Feb-2022

07/02/2022 PAYMENT RETURN FEE (Ref# 17800192200207999542060) 458.22
10/02/2022 LATE FEE (Ref# 17800192200210999638680) 800.00
18/02/2022 FINANCE CHARGES (Ref# 17800192200218999483370) 820.11
18/02/2022 FINANCE CHARGES (Ref# 19999999980218999483380) 43.48
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For the Month of Jan-2022
07/01/2022 PAYMENT RETURN FEE (Ref# 17800192200107999669370) 450.00
10/01/2022 LATE FEE (Ref# 17800192200110999530950) 800.00
18/01/2022 FINANCE CHARGES (Ref# 17800192200118999441440) 808.38
18/01/2022 FINANCE CHARGES (Ref# 19999999980118999441450) 28.63
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For the Month of Dec-2021
18/12/2021 FINANCE CHARGES (Ref# 17800192201218999444200) 753.13
18/01/2022 FINANCE CHARGES (Ref# 17800192200118999441440) 808.38
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For the Month of Nov-2021
07/11/2021 PAYMENT RETURN FEE (Ref# 17800192201107999641400) 450.00
10/11/2021 LATE FEE (Ref# 17800192201110999557250) 800.00
18/11/2021 FINANCE CHARGES (Ref# 17800192201118999478350) 802.95
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For the Month of Oct-2021
18/10/2021 FINANCE CHARGES (Ref# 17800192201018999428480) 834.28
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For the Month of Sep-2021

07/09/2021 PAYMENT RETURN FEE (Ref# 17800192200907999650610) 450.00
10/09/2021 LATE FEE (Ref# 17800192200910999671460) 800.00
18/09/2021 FINANCE CHARGES (Ref# 17800192200918999477990) 814.34
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For the Month of Aug-2021

18/08/2021 FINANCE CHARGES (Ref# 17800192200818999507900) 808.24

Hello sir,

This is in reference to the transaction made in my account under the header of depository charges; without any intimidation by the hdfc bank.

Kindly be informed that an amount of rs 885/- was deducted from my savings/salary account on 19 sept 2022 under the name of depository charges.

Initially when we did not have demat account they forced us to create one without intimating us that...

I have opened the account in HDFC back through online, later personally visited my home branch then provided KYC details. they said kit will get in 10 days, it's been a month no one responding and my amount is not released.
I believe there is no such policy to hold/freeze the amount in HDFC.
can you please help me on this please.
MY HDFC Bank customer ID :[protected]

I created my salary account by online. After that I had done my video kyc verification from bank. Account has activated on August 29th. But still I'm waiting for welcome kit. No information comes to me about my welcome kit. How long it's take to receive?. I'm waiting for morethan25 days for that

I have done recharge on wrong number [protected]

To HDFC Bank Credit card manager,
Delhi Zone.

I have got a call from HDFC bank for Credit card about a month ago, they told me about the Pre Approved Credit Card offers and benefits then asked about my KYC details. After confirming my eligibility for Credit card there representative visited my place filling in form and took all my required documents. Couple of days later i got SMS with my ref number. then got 1 verification calls one my Mobile . I have received a Mail from HDFC bank to which i have to acknowledge with Card Approved But Afer 3 Days I Recived Another Mail For My Card Is Decline. After Comfirming With HDFC Bank Employee They Says Card Decline Reason Is Low CIBIL Score. But I Have 751 Credit Score So Why My Card Is Decline If My Card Is Pre Approved.

I am highly disappointed with HDFC bank service and Customer care support.
Pathetic pathetic.

Salim Khan

The amount in my account is on hold by bank

Opened NRI account, when the welcome kit arrived, I already left India. But I sent one of my relatives to pick up the welcome kit from the branch, the bank did not give the welcome kit, which I understand. I asked the Branch manager of what are my options, he said, I can put in a request to change the communication address. So I did request for a change of address at a different branch.

Will I ever receive my welcome kit, including debit cards to my US address?

I have a transction by this name and a total of 914.5 have been decucted from my account without any message/information on date- 21 Sept 22. This was charged without my knowledge.

I have salary account but HDFC debit my amount as debit card issuance fee 814 rs without any intimation. I need my money as refund kindly do the needful. I already mailed to Hdfc support team

I couldn't pay for food. It's a weekend and I am in a different city. I am stranded.

For reasons I don't know, HDFC has blocked my account today (Oct 15 2022) at 8ish PM (Saturday).

I got an SMS saying address change letter is undelivered please visit the nearest branch to avoid account block. I did not even request an address change!

There are so many problems with HDFC
1. HDFC is 100%...

In my credit card loan was given in the name of aggregator emi offus. I didnt asked for any loan but it is credited without my intimation

Net banking services related with my SB account has been disconnected since long.
Kindly resolved the problem immediately.

ATM 2021 Annual Rs767 charge has been deducted from my account but I did not have any ATM card Action should my money be refunded.Otherwise I will get my account permanently closed and I will never open an account in Hdfc .

My Credit Card limit is not updated in CIBIL and is showing very low than actual, this can affect my cibil score.

Hello, my name is Priyanshi Panwar i am a holder of an international debit card, for every transaction or withdrawal that i do money gets deducted in a very high amount and that too without any mail. I want clarity that how much amount is being deducted for the withdrawal as on September 14, 2022 Rs. 2972 has been deducted twice from my account, on 30 September 2022, Rs. 1177 got deducted from my account and on 11 October, Rs. 6464 got deducted. when i checked in my bank statement the narration that was given was DC INTL POS TXN MARKUP, all this was charged without any information {mail or message} this all amount was deduced after many days of withdrawal, i request for the money to be refunded for the abrupt deduction

My mobile no [protected] i want noc of my hdfc credit card linked this number

HDFC Bank: UPI-Mandate for Rs 14986.00 could not be cancelled due to VH....

I have received a message of false mandate today, but I have not enrolled or opted for any services like this.
Message which I received is:
HDFC Bank ACH Debit mandate registered for Rs. 452.00 /- with frequency ADHO in A/c No.XXXXXXXXX14898 for AVA LIFESTYLE PRODUCTS AND SERVICES P L with HDFC Bank UMRN No.HDFC[protected]

PLEASE LOOK INTO THIS AND STOP THIS SERVICE AND PROCESS...