HDFC Bank Complaints & Reviews

Terrible experience with HDFC Bank: I recently created a Groww account and linked my HDFC account for payments. On 11th August, I was making some MF purchases using online payment. After a couple of transactions, the bank blocked 2 of my payments mentioning it's a suspected fraudulent transaction, since a similar transaction has occurred a few moments back. HDFC bank apparently sent a failure message to Groww also. Hence in Groww, my transaction...

To
HDFC BANK Team.

Dear sir/madam.
Iam PARAMADILA MAHESH
from Hyderabad, Telangana.

SUB: Wrong enquiries added in my Cibil Report.

I never applied for a Loan enquiry from RBL BANK in this year 2022
But an enquiry was added in my cibil report.

Details are...

Member Name Date of Enquiry Enquiry Purpose Enquiry Amount
HDFC BANK 13/08/2022 Personal Loan 15, 00, 000
HDFC BANK 10/08/2022 Personal Loan 15, 00, 000
HDFC BANK 02/08/2022 Personal Loan 15, 00, 000
HDFC BANK 16/04/2022 Personal Loan 8, 00, 000

Due to this issue my cibil score is getting low and statusing me as a defaulter.
I request you to please remove these inquiries from my cibil report.

Thanks & regards
PARAMADILA MAHESH
+91 [protected]
PAN: CHFPP3889J
Email ID: [protected]@gmail.com
Control Number : 4, 969, 351, 945

Money has been deducted twice for mobile recharge from my PayZap account. But my mobile is not recharged and no refund has come till now.

Dear Team,
I am trying to reset my netbanking password via option 2 (getting otp thru mobile and email)
But not receiving otp thru email.only getting registered email..also i would like to set atm pin no..not able to do all this..
Customer id 44334572
Thanku
Vijayalaksmi...

Why my account is holding 1700rs by hdfc bank

TO
HDFC Credit card Team,

Dear sir/Madam
I am BHARATH SUPREME,
Hyderabad, Telangana.

SUB: Requesting for closer amount.

I have taken a Credit card from HDFC BANK in 2017
Loan A/C[protected]. Date Opened 05/06/2017 Sanctioned Amount Rs.2, 05, 366
Due to my financial problems and covid 19 effect i didn't pay bills properly
Now I request you to please provide me closer amount to close this loan
remove Negative flags in report.

thanks and regards
BHARATH SUPREME,
+91 [protected]
PAN: AZMPP1305J
Email ID:[protected]@gmail.com
Control Number : 4, 932, 814, 066

HDFC BANK credit card is imposing and charging wrong EMI on me for last 5 months : They are imposing EMI charge on the purchase of phone which was not purchased on EMI's and whose full payment was cleared on the same month i.e March[protected] Amount Payed Rs 18300/-
Details are given below
Other charges as follows:
Month April 2022
07/03/2022 JIVA PUBLIC SCHOOL FARIDABAD 4, 200.00
07/03/2022 IMPS PMT[protected]Ref# 00000000000307015153280) 4, 200.00 Cr
14/03/2022 ABM COMMUNICATION FARIDABAD 18, 300.00
16/03/2022 IMPS PMT[protected]Ref# 00000000000316009668187) 18, 300.00 Cr
17/03/2022 AGGREGATOR EMI - OFFUS (Ref# 09999999980317000157478) 18, 300.00 Cr
18/03/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980318004440415) 35.82
18/03/2022 OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980318004440415) 199.00 04/04/2022 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980404000748363) 278.16
04/04/2022 OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999980404000748355) 2, 837.83
Month May 2022
04/04/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980404000748363) 50.07
13/04/2022 GOOGLE PLAY MUMBAI 130.00
04/05/2022 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999980504000748881) 184.12
04/05/2022 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999980504000748873) 2, 873.31
Month June 2022
04/05/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980504000748881) 33.14
31/05/2022 MADEEASY PAYTM NEWDELHI 1, 780.44
04/06/2022 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999980604000941062) 148.21
04/06/2022 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980604000941054) 2, 909.22
Month July 2022
04/06/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980604000941062) 26.68
04/07/2022 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999980704000745834) 2, 945.59 04/07/2022 OFFUS EMI, INT NBR:04, [protected] (Ref# 09999999980704000745842) 111.84
Month August 2022
04/07/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980704000745842) 20.13 04/08/2022 OFFUS EMI, INT NBR:05, [protected] (Ref# 09999999980804000847851) 75.02 04/08/2022 OFFUS EMI, PRIN NB:05, [protected] (Ref# 09999999980804000847844) 2, 982.41
Month September 2022
04/08/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980804000847851) 13.50
04/09/2022 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980904000846612) 37.74
04/09/2022 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980904000846604) 3, 019.64

What is this charges?

Now they are asking me a unjustified amount of Rs. 3019 on the purchase of product RS 18300/- Whose full amount was payed by me on the dated 18/03/2022. I have not purchased any product on EMI.
This whole process of EMI charge on me is unjustified and illigal.
I want this to be reversed.

2. Apart from the above, i always used to pay the minimum balance due. It was never made clear that minimum balance due will attract interest. This is a very deceptive manner of charging interest. It should have been made clear that minimum due will only ensure that penal charges arent levied but interest is. High interest rate itself is a charge.

3. I am using HDFC credit Card for last 10 years. I have cleared my all dues on time.

Kindly go through the case and take necessary action,

Dinesh Kumar

My credit card is showing andcharging : offus emi, on me without any product purchased by me
Other charges as follows:
Month April 2022
07/03/2022 JIVA PUBLIC SCHOOL FARIDABAD 4, 200.00
07/03/2022 IMPS PMT[protected]Ref# 00000000000307015153280) 4, 200.00 Cr
14/03/2022 ABM COMMUNICATION FARIDABAD 18, 300.00
16/03/2022 IMPS PMT[protected]Ref# 00000000000316009668187) 18, 300.00 Cr
17/03/2022 AGGREGATOR EMI - OFFUS (Ref# 09999999980317000157478) 18, 300.00 Cr
18/03/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980318004440415) 35.82
18/03/2022 OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980318004440415) 199.00 04/04/2022 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980404000748363) 278.16
04/04/2022 OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999980404000748355) 2, 837.83
Month May 2022
04/04/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980404000748363) 50.07
13/04/2022 GOOGLE PLAY MUMBAI 130.00
04/05/2022 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999980504000748881) 184.12
04/05/2022 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999980504000748873) 2, 873.31
Month June 2022
04/05/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980504000748881) 33.14
31/05/2022 MADEEASY PAYTM NEWDELHI 1, 780.44
04/06/2022 OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999980604000941062) 148.21
04/06/2022 OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980604000941054) 2, 909.22
Month July 2022
04/06/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980604000941062) 26.68
04/07/2022 OFFUS EMI, PRIN NB:04, [protected] (Ref# 09999999980704000745834) 2, 945.59 04/07/2022 OFFUS EMI, INT NBR:04, [protected] (Ref# 09999999980704000745842) 111.84
Month August 2022
04/07/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980704000745842) 20.13 04/08/2022 OFFUS EMI, INT NBR:05, [protected] (Ref# 09999999980804000847851) 75.02 04/08/2022 OFFUS EMI, PRIN NB:05, [protected] (Ref# 09999999980804000847844) 2, 982.41
Month September 2022
04/08/2022 IGST-VPS[protected]RATE 18.0 -06 (Ref# 09999999980804000847851) 13.50
04/09/2022 OFFUS EMI, INT NBR:06, [protected] (Ref# 09999999980904000846612) 37.74
04/09/2022 OFFUS EMI, PRIN NB:06, [protected] (Ref# 09999999980904000846604) 3, 019.64

What is this charges?

Now they are asking me a unjustified amount of Rs. 3019 on the purchase of product RS 18300/- Whose full amount was payed by me on the dated 18/03/2022. I have not purchased any product on EMI.
This whole process of EMI charge on me is unjustified and illigal.
I want this to be reversed.

2. Apart from the above, i always used to pay the minimum balance due. It was never made clear that minimum balance due will attract interest. This is a very deceptive manner of charging interest. It should have been made clear that minimum due will only ensure that penal charges arent levied but interest is. High interest rate itself is a charge.

3. I am using HDFC credit Card for last 10 years. I have cleared my all dues on time.

Kindly go through the case and revert the charges Bank imposing for couple of mounths

Dinesh Kumar

I HAD BOOKED A TICKET LATER ON I CANCELLED IT FROM IRCTC, THE TICKET GOT CANCELLED THOUGH THE AMOUNT WHICH WAS DEDUCTED WHILE BOOKING THE TICKET WAS REFUNDED BY IRCTC, SUCH KIND OF MAIL HAS BEEN RECEIVED FROM IRCTC BUT MY MONEY HAS NOT BEEN RECEIVED IN MY HDFC BANK ACCOUNT
I MADE PAYMENT FROM MY UPI : [protected]@okhdfcbank.
Order no. :[protected]

Refund Date : 21 Aug, 04:06 AM

Refund RRN No. :[protected]

Refund Amount : 1, 154.50

Refunded To : UPI mayu****[protected]@okhdfcbank

please refund this in our bank account ending 3458
IFSC : HDFC000997

Hi HDFC Bank,

This is Ravi.I have taken a cash on call loan in 2019 from HDFc bank in year 2019. I was paying regularly without any miss. Due to bad financial situation I lost my job and become bankrupt.However I told multiple time to some of bank guys please provide me sometime to arrange the money to short this issue or if will not possible I will try to settle the account after arranging the Money.

But after...

In 2017, I was issued a credit card on my salary account, and the mailing address was my work place which is a a school. Within 1 year I quit that job. But I never received any credit from the bank during my tenure in that workplace. Later I started receiving calls to receive the credit card and they kept mailing to the school when I was not even working there anymore. I have not received or have been delivered any credit card by the bank and yet my outstanding amount is rs 4000. Due to which my cibil score has taken a hit. Why should I pay the amount for which I have not received any credit card nor used any service.

We are channel partner of hdfc bank with code 420735. We have done business of about approximately 1 Crore with hdfc bank. We are a two wheeler dealership. We agreed for payment on every two wheeler loan we refer to hdfc bank and were to get 2 % payout on the loan amount. Till date no payment has been received and now we have been provided an invoive of 19000 approx for total business done instead of actual amount i.e. 200000 approx. Reason provided is that HDFC bank will pay only for files referred after opening of vendor code. But no such thing was conveyed to us. Moreover if that is the case then the delay caused in opening code is delebrate as we provided documnents on day 1 of our meeting. But they kept on asking for same documents again and again so as to delay opening of vendor code. It is requested to make them liable to pay our dues and if the platform fails to do so then guide us to prosecute them in court of law to hold them accountable for this fraudulent attitude and set their callous attitude straight and make an honest organisation out of them.

Power and Torque
VENDOR CODE 420735

I am a saving aacount holder in hdfc bank.in mirganj branch bihar but my after visiting my nearest branch since 3 days, my kyc status is still in pending not update .please update my kyc as soon as possible.hdfc bank teams not focus in my kyc status

Hdfc bank always keeps amount on hold for no reason, customer service cannot explain it, it is something mi revenue hold through gefu and it really is inappropriate. It has kept my 21, 370.56 rs on hold .

PRADEEP MOHAN
Loan no 5577003
Loan settled last year
Now forclosure this Loan
Contect no [protected]

I have credit card bill outstanding Rs. 1, 33, 000, that out standing amount converted to 24 months emi, even after paying recent emi, they again hold amount Rs. 19, 640. why HDFC bank holding amount even after emi?

phone no : [protected]
credit card no : [protected]

I want settlement, I have no more intrest on paying emi. worst bank ever

The employee named Saint asked me for Rs 10, 000 for starting savings account and asked me for a cheque from other bank later I get to know that it's just 5, 000 to start a saving account in semi - urban branches
Also he never informed me that we can start account by depositing 5000 and later when I called he is lying alot and saying this is bank policy and all

I am receiving call from HDFC everyday for loans and Credit card offers, I have requested many executives when i receive calls from them that I do not have any requirements and stop calling me everyday but they are continue to call everyday which is very annoying.

Dear Sir/Madam,

Ref: HDFC two-wheeler loan ` 32451797

On a scrutiny of my Equifax bureau report, I observe that the referenced account has been reported with a Settled status in the repayment history. This is hindering my ability to avail fresh loans and I would like to know what needs to be done to update the account status as CLOSED/STANDARD. I need your assistance to resolve this issue with the bureau and help me become loan eligible.

[protected][protected]

Hi, My Name is Shubham Taver.
I have worked in Hdfc bank T/W Loan branch Shujalpur Madhya Pradesh .
From 15/03/2018 to 15/01/2019.
Please provide my Resign letter and reliving letter.
Thank you .
SHUBHAM TAVER
Employee code- S00400
My email address - [protected]@gmail.com
Contact number - [protected]