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HDFC Bank Complaints & Reviews

2.9
Updated: Apr 15, 2026
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HDFC Bank reviews & complaints page 873

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S
Srushtii
from Panaji, Goa
Oct 4, 2018
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i am complaining about the delay of minor to major account conversion

Address: Satara, Maharashtra

I applied in hdfc bank for conversion of account from minor to major on[protected]... It been 4 months now. After all this drama they gave us the minor atm card. They are not doing there work properly. We are tired now by going in the bank and wasting the petrol... So now we have to again go through all the process... And at the end they will keep the the account minor only....
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Dharmaraj R
from Tiruchirappalli, Tamil Nadu
Oct 4, 2018
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Address: Viluppuram, Tamil Nadu, 606202

My name is Raman i am loan to my two wheeler in my bike no TN15 Y2416 your bank the loan year for 06/06/2014 to 05/04/2016 . i will paid for all due amount but the paid for the month 09/2015 in paid my account balance in the date for 03/09/2015 Rs.3971 but this month don't recover for loan 07/09/2018 and our hdfc collection agent collect for the amount Rs.2100 why not send for non objection certificate. please i will send for my passbook details sent for you.you will understand my situvation.please help u
Thank You
C. Raman
HDFC Bank customer support has been notified about the posted complaint.
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    T
    Truffle Delight
    from Kunnamangalam, Kerala
    Oct 4, 2018
    Resolved
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    Resolved

    hdfc edc paper roll

    We have a credit card swipe machine (Edc m/c) at our petrol pump (R. O) with tid no. 44064100. We are doing business of 2 lakhs with the machine. We almost require 2 paper rolls per day for the transactions to print. We requested 3 times to the hdfc support but we din’t get the rolls. We want 60 rolls. If still this continue we may be forced to stop the usage of edc m/c.

    Regards
    Mohan...
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    Bina samir mehta
    from Ahmedabad, Gujarat
    Oct 4, 2018
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    Address: Ahmedabad, Gujarat

    I am a HDFC bank credit card holder . The bank has auto debited Rs. 1299/- from my credit card number ending with 9696 without my concern on date:14/09/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and GIVE ME this refund debited amount of Rs.1399/-
    I have already complaint telephonically and its comp. Numbers are .:[protected] 3604414
    NAME: BINA SAMIR MEHTA
    CREDIT CARD ENDING : 9696
    HDFC Bank customer support has been notified about the posted complaint.
    Dear Customer,

    We regret the inconvenience caused. We have forwarded your case to the concerned team. They will get back to you shortly.

    Regards,

    Devendra,

    OneAssist, Social Media Team.
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      M
      Manish Sharma 1981
      from Pune, Maharashtra
      Oct 4, 2018
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      Address: Jodhpur, Rajasthan, 342001

      I had purchased an iPad on the 27th of April, 2018 from Croma store at Juhu. I purchased it with my HDFC bank Debit card. It was under a scheme of 1, 500/- cashback to be credited within 90 days of purchase. However, I am yet to receive any cashback for the same. It’s been way more than 90 days now.

      Also, I had purchased a Samsung Refrigerator on which a cashback of 2, 500 was to be received within 90 days. That purchase was made on 2nd Feb., 2018. No resolution to the above complaints from HDFC, Reliance and Croma customer care teams.

      My number is [protected] and e-mail ID is m.manish.[protected]@gmail.com.

      Request your help in resolving the same.
      HDFC Bank customer support has been notified about the posted complaint.
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        B
        bansal005
        from Mumbai, Maharashtra
        Oct 4, 2018
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        Address: Jaipur, Rajasthan, 302021

        I had done a imps transfer of inr 20000 from my hdfc bank account to beneficiary bank of baroda account a/c num: [protected] on 1st oct 2018 but i received a message that transaction has been timed out.
        Imps reference number is[protected].
        Its been 4 days and i have called up 3-4 times to hdfc call centre number but no resolution has been taken.
        Kindly resolve the issue and transfer the money either to my account or beneficiary account.
        Nov 5, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Oct 04, 2018
        HDFC Bank Customer Care's response
        Dear Customer,

        The said transaction is a timed out transaction and same will be settled offline by the beneficiary bank. Please liaise with the beneficiary bank for a further status of funds. If the beneficiary still denied receipt of funds, please share the beneficiary bank a/c statement or email confirmation from the beneficiary bank regarding non receipt of funds. you can share this details on [protected]@hdfcbank.com.

        -Manoj
        HDFC Bank Customer Assistance
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          M
          Mainak Nandi
          Oct 4, 2018
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          Address: Bangalore, Karnataka, 560046

          I have one salary accout in HDFC BANK, Millers Road, Bangalore. Account have bren opened 2 months back but cannot do any money transfer transactions from that account. Called customer care several times, they were not providing any help, aftet all this battle today they are telling me if i have to activate online transfer i must have to go to branch and i have to give a written application for that, all my credit card bills getting hampered, I can’t even use my own money. I want to lodge a complaint against them. My customer id is[protected]
          HDFC Bank customer support has been notified about the posted complaint.
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            D
            Dr Rahul Agrawal
            from Gurgaon, Haryana
            Oct 4, 2018
            Resolved
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            Resolved

            Address: Mathura, Uttar Pradesh, 281403
            Website: Hdfcfastag.com

            I have applied online for fastag at 15 sept.2018 through hdfc fastag program... I made payment 500rupess.. The referral no. Hfr077919... I have submitted all the documents... Still not received.. So many times call customer care... Tell to mail everything... Still no reply... Few customer care also misbehaving.. One of the name is mrs soni.. Plz solve my problem.
            Dr rahul agrawal
            [protected]
            Nov 6, 2018
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Oct 06, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            Please email your query to hdfc.[protected]@sahaj.co.in or reach Fastag team directly at [protected] & [protected] for best assistance

            -Manoj
            HDFC Bank Customer Assistance
            Loan agreement no 25512888 car loan 12/9 /2018 paid on HDFC bank Nagarkurnool br rs 6221/- but still today not send noc.no response any employer yesterday send written complaint through mail [protected]@hdfcbank.com
            Dear Sir/Mam,

            I am using HDFC Credit Card and want to Settlement with HDFC Card Department.

            I am Continously following this with HDFC customer card and through phone but no one has yet replied to me.
            tc_pant's reply, Sep 28, 2018
            I want to settled my credit card immediately. Please do some need full.
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              K
              Karunesh Srivastava
              from Kanpur, Uttar Pradesh
              Oct 4, 2018
              Resolved
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              Resolved

              Address: Kanpur, Uttar Pradesh, 208001

              Dear sir,

              After requesting by hdfc personnel of govind nagar branch, kanpur. I was applied for a credit card with authenticated documents given to representative.

              After regular call at this mobile numbers [protected] with mr. Mohsin who is credit card incharge sitting at lucknow but seeing irresponsible person because most of the time he keep his mobile out of range or off.

              No. Of times i called to another lucknow no.[protected] and [protected] but they are not able to tell us about the status.

              No. Of mails i have send but still unable to get status of my credit card application no. Cc38706819 was applied on 05/09/2018.

              Feel regret to complain. While i am hdfc home loan customer.
              Nov 5, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Oct 05, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              We have noted the concerns expressed in your mail. In this regard, we are unable to trace your recent application records with the details provided in your post. Having said this, we request you to provide the following details to the [protected]@hdfcbank.com e-mail id to enable us to do the needful. 1. Name as mentioned in the application form 2. Date on which the application was submitted 3. Place where the application was submitted 4. E-mail address & City of residence 5. Name and contact details of the executive who collected the application.

              -Manoj
              HDFC Bank Customer Assistance
              Dear customer mandate reference no: HDFC[protected] issued to MSWIPE TECHNOLOGIES services limited with value rs. 7080.00 and frequency adho is received today for processing.in case of any issue please get in touch with your branch.
              I have not given any mandate. Please resolve the issue. Screen shot of the sms is attached herewith.
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                M
                Mathi Mathan
                from Namagiripettai, Tamil Nadu
                Oct 4, 2018
                Resolved
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                Resolved

                Submit a Complaint
                Cancellation of One Assist Membership
                I am a HDFC bank credit card holder. I am not interested about this service and don't want this membership any more. So cancel the membership and don't renewal for next year

                OneAssist Relationship Number : 2950618
                Name :- Mathivanan S
                Mobile No. :- [protected]
                Credit card number ending. 1238
                Aug 8, 2021
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Dear sir,
                Yesterday why my account had been debited by 60.49 Rs refund it back to my account.
                TID no:42051016 not working for some cards
                Last 2-3 month I 've a credit card but it's bill statements not available if bill no pay charges applied but statment not provide .Any customer/person not pay extra money whose it's not usage . So I m not pay if my all statments not provide .
                Dear Team,

                Kindly Cancel the One Assist MFEE scheme on my card it's not activated by me and 1399 debit on my card limit..
                I want to permanently cancelled my Credit card and Debit Card from HDFC
                Please provide me all process

                Thanks
                SHAHIDUL HOQUE
                My account has been falsely deducted by around Rs 900, as debit card charges. And the bank had committed that no such charges would be debited.
                Hi Customer,

                Please be informed, your membership cancellation is in process vide service request number 3609112. However, you are not entitled for any refund, as you need to cancel membership within 30 days of subscription. We ensure no renewal would be done for the policy.

                Regards,

                Devendra,

                OneAssist, Social Media Team.
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                  M
                  Mahesh@saini
                  from Dhandhuka, Gujarat
                  Oct 4, 2018
                  Resolved
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                  Resolved

                  Address: 370201

                  I applied credit card hdfc bank he say card without charge and many benefits give to you but bank give me wrong credit card and charges very highly i paid my all due amount and send card closer request alon with credit card cut in two pieces but i am not received any confirmation for closed my credit card
                  Name-mahesh chand saini
                  My mob number is [protected]
                  And card number is -3683xxxxxz8122
                  Oct 5, 2018
                  Complaint marked as Resolved 
                  I paid my all due amount and closer application already send credit card office Chennai.
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Oct 04, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We observe that your Diners credit card has been issued as a priced card and fee is applicable as per the product feature. You may refer to the below link to know the features and benefits of the card by logging using the below link https://bit.ly/2OD9ylV Further, we do not observe any written request for card cancellation and request you to reconsider your decision and provide us with more opportunities to serve you. In the event, you still wish to cancel the credit card, we request you to send us a duly signed form available at the below link to the below mentioned address for us to do the needful. https://bit.ly/2so3bG3 HDFC Bank Cards Division No.8, Lattice Bridge Road Thiruvanmiyur Chennai – 600 041.

                  -Manoj
                  HDFC Bank Customer Assistance
                  Oct 04, 2018
                  Updated by Mahesh@saini
                  I am clear my all due amount and already send closer application with credit Card

                  Hey team,
                  I just want to know that as per my statement of my bank. I saw that my ₹177 is deducted from my saving account that 3rd party tax. Its my humble request that please see into this process. As we have saving account and not an salary account that you are cutting charges. Please look into this process.

                  Regards
                  Saurabh Yadav
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                    D
                    dandiga
                    from Vijayawada, Andhra Pradesh
                    Oct 4, 2018
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                    Address: 560062

                    Hdfc bank being the worst bank in india as i have seen. Please donot open any account nor take credit cards.
                    My credit card was charge with 5600 rupees for one assist plan which i was not interested. As of now i have not purchased even for single rupee with the card. But the bank people are suggesting me to pay money or else cibil score will be affected.
                    Iam planning to file a case against the bank in district forum as my brother suggested.
                    Please no one open any account withe hdfc bank or else you may have to repent afterwaeds
                    HDFC Bank customer support has been notified about the posted complaint.
                    The DFD, DCD ASD CIN CHARGES DEDUCTED WRONGLY WITHOUT EVEN INFORMED TO ME BEFORE transacting the same
                    Dear Customer Mandate reference no: HDFC60000... issued to RELIANCE NIPPON LIFE AMC LTD E SIGN with value Rs. 100000.00 and frequency is received today for processing. In case of any issue please get in touch with your branch.
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                      D
                      dandiga
                      from Vijayawada, Andhra Pradesh
                      Oct 4, 2018
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                      Address: 560062

                      My credit card was issued one year back by the bank and i could not use the same for several reasons but one fine day all of a sudden one person called me and said me to pay 1200/- and i immediately asked why but their answer was irrelevant saying some plan by name one assist. I replied iam not interested with the plan and dont activate the same but after an year one of the customer care executive called me and saying you have done certain settlement and have to pay rs 5600/-.
                      I enquired this with many of my freinds and their reply was very shocking that hdfc bank people they introduce new plans and for them we should payy the money and its been usual for them.
                      They suggested me to not pay the money as you are not cheating them in any manner by taking certain items or so.
                      So i suggest no one to open any bank account with hdfc nor take credit card.
                      Aug 9, 2021
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Customer,

                      Greetings from OneAssist!

                      We regret the inconvenience caused. We request you to share your membership ID details on [protected]@oneassist.in or Inbox us on Facebook or Twitter. So that we can assist you in your case.

                      Regards,

                      Devendra,

                      OneAssist, Social Media Team.
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                        R
                        raghunandan_rg
                        Oct 4, 2018
                        Resolved
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                        Resolved

                        Address: Bangalore, Karnataka, 560052

                        I have an sb a/c ([protected]) in hdfc bank (+91 [protected]) and i have transferred rs 5, 000/- using imps on 01st oct 2018 at 11:45pm to syndicate sb a/c ([protected]) attiguppe, bangalore. The imps ref no[protected]. Amount debited from a/c but not yet credited to recipient. I got message that it timed out and status shows in my netbanking as transaction completed. Kindly refund the money into the my account. Please look into this issue and resolve it as soon as possible
                        From: raghu g, bangalore.
                        Nov 5, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Oct 04, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We're sorry to hear that. Please share your Account No., transaction details, registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                        -Anay
                        HDFC Bank Customer Assistance
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                          vigneshwar0510
                          from Kottaiyur, Tamil Nadu
                          Oct 4, 2018
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                          Address: Chennai, Tamil Nadu, 600053

                          On september 29th 2018, i ordered food from swiggy and the same day i cancelled my order and i did not get the money back. I asked the swiggy people and they asked to refer the bank. There are two transactions done with my hdfc debit card. Please resolve this problem as soon as possible.

                          A sum of inr 613 and inr 129 is to be refunded by the bank for the cancellation of the food.
                          HDFC Bank customer support has been notified about the posted complaint.
                          I have ordered in swiggy on July 10th and Payment was done through Google pay and money got debited but after that got msg that payment was not completed but in t
                          Google pay money got debited and deducted money will be returned in 3 to 4 business days but I didn't get back any refund and for the order in the swiggy I had paid again through debit card Option and then the payment was successful and order was delivered
                          I guess u will do the needful
                          In month of June also I paid and I didn't received back
                          It was the 2nd time.
                          If you are getting wasted our money why did you keep the Google pay option in swiggy as payment method
                          Let me know whom can I contact for the refund of money 103 /-
                          I ordered food from swiggy but the order not delivered. So I requested to swiggy to refund the payment. They initiated the payment but the money not credited to my account though swiggy customer care said It would credit within 2-4 days. When I checked with swiggy customer care, they said to reach out the bank and given the transaction id and RRN id.

                          Transaction id[protected]R1
                          RRN:[protected]
                          Amount Rs. 91
                          Transaction date- 11-Oct-2019
                          Payment mode- UPI HDFC
                          On 17 Jan 2021 I have ordered ice cream in ibaco but due to some issue I have cancelled that order but from swiggy side they said 4 to 7 days the amount will be refunded but still now I have not received that amount. Can u please resolve the problem as soon as possible
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                            A
                            Arun Kumar parida
                            from Jamnagar, Gujarat
                            Oct 3, 2018
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                            I have not interested on your one assist plan. Without information how u deduct my amount. please cancel my amount .i am the card holder bearing number 4634. This type of work is lost the goodwill of bank. i[censored] donot cancel this I may go to the court.
                            Oct 03, 2018
                            Updated by Arun Kumar parida
                            I have not interested on your assist plan. Kindly cancel the amount
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                              A
                              Alia Naz
                              from Noida, Uttar Pradesh
                              Oct 3, 2018
                              Resolved
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                              Resolved

                              Address: 122018
                              Website: Myntra

                              Hi team,

                              I have raised a request for the same issue before but there was no action from your team.

                              I have not received the refund amount which has been initiated by myntra and it has been long. Its really taking time.

                              Kindly provide an update. I need an urgent update on this because its been long and i have no updates yet. Please look into this as priority

                              Thanks
                              Nov 5, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Oct 05, 2018
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We regret to assist you further in the absence of the credit card details. We request you to elaborate your concerns in detail and the following details to [protected]@hdfcbank.com. 1. Name as mentioned in the card account, 2. Contact number as updated in the card account 3. Registered e-mail address. 4. First and last four digits of your card number.

                              -Manoj
                              HDFC Bank Customer Assistance
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                                ramesh8686
                                Oct 3, 2018
                                Resolved
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                                Resolved

                                Address: Hyderabad, Andhra Pradesh, 500034

                                Dear team,
                                Pls note that i have made the payment on the wrong credit card number. Kindly advise a solution asap.
                                While making payment through bill desk i types the wrong card number and the payment made successful. I do have transaction number with me. Pls arrange to resolve the same urgently.

                                Card no: xxxx xxxx xxxx 46
                                Payment amount (Rs ps): 25000.00
                                Payment date: 28th july 2018
                                Payment through: indusind bank
                                Transaction identification number: nids[protected]
                                Nov 4, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 04, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                I request you to share your Card No., transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                -Anay
                                HDFC Bank Customer Assistance
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                                  A
                                  Amby2
                                  from Mumbai, Maharashtra
                                  Oct 3, 2018
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                                  Address: Mumbai City, Maharashtra, 400069

                                  HDFC Bank is now torturing me by deducting Balance without informing anything about it...

                                  In the account balance the deficit is more than 4000 and there is no record of it in the Account statement...

                                  How many time do I need to complaint and there is no resolution of solving this...

                                  Its making me anxious of putting any money my Account.
                                  Because, what if they do some kind of SCAM and deduct more rupees from my Account.
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    anil19840
                                    from Noida, Uttar Pradesh
                                    Oct 3, 2018
                                    Resolved
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                                    Resolved

                                    Address: Fatehabad, Haryana, 125050

                                    With due regards I am Anil Kumar a personal loan borrower from HDFC bank, waiting for the resolution of my complaint which was registered on 20 June 2018 from the first stage or step. First of all I would like to pay your kind attention on the facts of my complaint.

                                    In the month of Sept.2017 a representative (Sales Officer) from HDFC bank visited my work place. I was in need of a personal loan So, I submitted the required documents in this regard. As per my salary details the HDFC representative (Sales Officer) advised me to fill the special form (called Gold Customer loan form used for 10 lakh and above amount) at the interest rate 11.49 %.But on 27 Sep. after the bank proceedings, I got the message that 900000 rupees loan is approved as per my submitted details but interest rate was not mentioned there in the message (Sanding screenshot of the message).So, I talked to the representative (Sales Officer) of HDFC bank .He assured me to solve the matter at both level (Loan amount which would be 10 lacks or more and interest rate which should be clearly mentioned 11.49 but not mentioned any rate). After some days he told me to submit the two cheques and my both problems are solved by him but after some days I was surprised to get the message that my loan amount was still 900000 and interest rate will be 13.50 %. I talked to the representative (Sales Officer) but all in vain.

                                    So, I decided to freeze my bank account services in which HDFC bank was going to credit the loan amount at the interest rate 13.50%. But the same representative (Sales Officer) again visited my work place and gave the assurance of loan manager telephonically Hissar(HDFC Main Branch) Branch that after the payment of 3 installments my loan amount must be increased and interest rate will be reduced to 11.49%. So, I didn’t freeze my account.

                                    After the payment of 3 installments I approached the HDFC representative (Sales Officer) and submitted the documents again with the hike of 6000 rupees in my salary than my previous salary. But at that time he (Sales Officer) told me that loan manager is changed and according to New manager there is not rule of reducing the loan interest rate at the payment of 3 installments . But the New Loan Manager assured me to pay at least 5-6 installments and my problem must be solved 100 %. But after the payment of 6 installments I again submitted my documents for some extra loan amount and to decrease the interest rate. After the bank process I got the message that loan with interest rate of 14.75% and amount 1200000 rupees in total . I was shocked because the interest rate in much higher than before. I talked to the HDFC representative and loan manager almost for one month but all in vain.

                                    But I was shocked by loan manager telephonically that he is not able to solve my problem. But the way of talking of the loan manager was not customer friendly(Audio file attached). My complaint’s History with HDFC

                                    I have no option so that a registered a complaint on hdfc Complaint portal on dated 20 June 2018 vide reference number HBL[protected]. After a few days a got an email having wording that my Complaint is resolved by Hdfc for that I visited the branch but nothing was happened because interest rate was not decreased. In the said Email a contact number is given to know the status of my complaint. So, I contacted Ms Upasana, she told me that she had sent the report that customer(Anil Kumar) have been cheated by the HDFC representative (Sales Officer) and loan manager by supplying wrong information . But when I ask about the solution of my complaint she said what you want from HDFC as a solution of your complaint. I simply told her that I want that HDFC will keep his promise by treating the interest 11.49% from starting on my personal loan and an action against the employees who did the fake promises to me. She advised me to send a mail in this regard. I sent that. But no response I got..

                                    It was almost 13 days of my complaint but no positive solution for me .So, I proceeded the second step of my matter and registered a Grievance on dated 03/07/2018 having no HBL=[protected] but I did not get any response for HDFC till 12 july, I sent my complaint to the Nodal Officer having Complaint number HBL[protected] .But from 21 july they are just sending that they need 3 more days ( this is happened 3 times, attached the screenshot).

                                    After a few days I connected to the HDFC helpline number and I was shocked to know that the officer Ms.Upasana remarked on my complaint that audio files and other documents I have provided are of after the loan approval but same officer telephonically told me that I have been cheated by the hdfc representative (Sales Officer) and loan manager and same remark is forwarded to the higher authority (attaching the audio files in this regard).From that time I came to the conclusion that HDFC might solve my problem at its end. Anyhow still in wrote an email to the Principal Nodal officer of HDFC Bank on dated 05 August 2018 but till date nothing was happened. After that I forwarded my complaint to RBI with a hope that you will do the justice and I have already emailed this on Aug 28, 2018, 2:19 PM at [protected]@rbi.org.in .As a result they(HDFC) issued a complaint number this time as well having no.(HBL=[protected] but nothing favorable for me. On dated 16 Sept. 2018 I again complaint to RBI Lokpal through online Portal. Now waiting for the solution for supreme authority of the Banks.
                                    With regards

                                    By Anil kumar S/O Sh Suraj Bhan
                                    House No 180, gali No 2,
                                    Maturam Colony
                                    Fatehabad haryana
                                    125050
                                    Loan Number:50879748
                                    [protected]@gmail.com
                                    Mobile no-[protected]
                                    Nov 5, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Oct 05, 2018
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We understand that our Bank Official has contacted you and informed that the loan was disbursed only after the loan agreement cum schedule and repayment instructions for the EMIs were duly executed by you. By executing these documents, you are deemed to have read, understood and accepted the terms, condition, tenure, processing fees, a rate of interest, foreclosure and other charges payable to the Bank. We also submit that rate of interest on personal loans are fixed in consideration of the lending risk, cost of funds, security (if applicable), profile of borrowers etc. The rate offered to you is in line with our pricing norms for prime clients and sincerely request you to accept the same. The loan agreement is a formal and legal record of the terms/conditions which have been accepted by you and by executing the agreement digitally you are deemed to have accepted the same and bound yourself to repay the loan in the manner indicated above. There is no provision for any amendment in ROI, reduction in processing fees unless it is confirmed in writing by the bank. Should you hold any such written communication issued by our authorized sales representative, then please furnish to us at [protected]@hdfcbank.com for our internal investigation.

                                    -Manoj
                                    HDFC Bank Customer Assistance
                                    Oct 06, 2018
                                    Updated by anil19840
                                    R/Sir
                                    Please send or provide me the copy of my loan form as soon as possible or such doccument in which i gave the assurance that i convinced on the interest rate 13.50 imposed by hdfc .
                                    Thank you
                                    Anil Kumar
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