I have requested for a home loan balance transfer from can fin homes to hdfc home loan and submitted all the legal and required document. My loan got approved and legal was pending. I sent many reminders and asking for the status. There was no proper response from the bank side. I have paid an amount of 11500 for the processing and legal fees which never happened. I do not expect this from a reputed bank. Please return back my amount. My existing bank has already reduced the interest rate.
Hdfc bank was holding my amount for a long period and they have to pay me bank without reducing a single rupee.
Please see the below detailed on mails.
Re: [id:4232805][ref no:[protected]] loan_disb
Inbox
X
Hdfc customercare
29/10/2017
To me
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Santhosh sandy
29/10/2017
To customercare
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Hdfc customercare
29/10/2017
To me
Dear mr v s santhosh,
Thank you for posting your query on our website.
Query :
Answer :
Legal and technical documents shall be communicated over email from our team/ by mr. Manjunath in a couple of days. Pl be in touch
Please do not change the subject line. Kindly mention your loan account number on all your correspondence with hdfc ltd. For prompt response.
From : "hdfc customercare"
To : santhosh sandy
Replay to :
Date & time : sun oct 29 12:41:02 ist 2017
Subject : re: re: [id:4232805][ref no:[protected]] loan_disb
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Santhosh
On oct 29, 2017 10:41 am, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Santhosh sandy
17 jan
To customercare
Hi,
I have not got any updates. Please update asap
Regards,
Santhosh
From : "hdfc customercare"
To : santhosh sandy
Replay to :
Date & time : sun oct 29 12:41:02 ist 2017
Subject : re: re: [id:4232805][ref no:[protected]] loan_disb
Hdfc customercare
17 jan
To me
I got approval for the home loan application #[protected]. I need assistance for the isbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subj
Thank you for posting your query on our website.
Query :
Answer :
Pl be in touch with mr. Manjunath on legal and technical queries for the project to arrange for pending documents
Please do not change the subject line. Kindly mention your loan account number on all your correspondence with hdfc ltd. For prompt response.
From : "hdfc customercare"
To : santhosh sandy
Replay to :
Date & time : wed jan 17 13:48:05 ist 2018
Subject : re: re: re: [id:4232805][ref no:[protected]] loan_disb
Hi,
I have not got any updates. Please update asap
Regards,
Santhosh
On 29 october 2017 at 14:15, hdfc customercare wrote:
Dear mr v s santhosh,
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Santhosh
On oct 29, 2017 10:41 am, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Thank you for posting your query on our website.
Query :
Answer :
Legal and technical documents shall be communicated over email from our team/ by mr. Manjunath in a couple of days. Pl be in touch
Please do not change the subject line. Kindly mention your loan account number on all your correspondence with hdfc ltd. For prompt response.
From : "hdfc customercare"
To : santhosh sandy
Replay to :
Date & time : sun oct 29 12:41:02 ist 2017
Subject : re: re: [id:4232805][ref no:[protected]] loan_disb
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Santhosh
On oct 29, 2017 10:41 am, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subj
Santhosh sandy
17 jan
To customercare
Mr. Manjunath never pick my calls.. Please arrange a call
Date & time : wed jan 17 13:48:05 ist 2018
Subject : re: re: re: [id:4232805][ref no:[protected]] loan_disb
Hi,
I have not got any updates. Please update asap
Regards,
Santhosh
On 29 october 2017 at 14:15, hdfc customercare wrote:
Dear mr v s santhosh,
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Santhosh
On oct 29, 2017 10:41 am, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Thank you for posting your query on our website.
Query :
Answer :
Legal and technical documents shall be communicated over email from our team/ by mr. Manjunath in a couple of days. Pl be in touch
Please do not change the subject line. Kindly mention your loan account number on all your correspondence with hdfc ltd. For prompt response.
From : "hdfc customercare"
To : santhosh sandy
Replay to :
Date & time : sun oct 29 12:41:02 ist 2017
Subject : re: re: [id:4232805][ref no:[protected]] loan_disb
What documents is required... I have already submitted the technical details booklet to the field person
Regards,
Santhosh
On oct 29, 2017 10:41 am, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
The selected property in the project is pending for approval with us. Pl arrange to submit pending legal and technical documents to process. On clearance from both teams, we would be able to proceed with disbursement
Please do not change the subj
Santhosh sandy
7 feb
To primebanking
Hi nandini,
As discussed this balance transfer has not happened inspite of getting the approva. Ls
The person who was dealing with me is manjunath-[protected]. Please check with it and let me know if this will happen.
If not atleast return my amount paid.
Regards,
Santhosh
Hdfc customercare
11 feb
To me
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
Pl reach out to mr. Manjunath/ our panel advocate for legal documents pending for the property to obtain legal clearance
Santhosh sandy
14 feb
To usharanim, customercare
Hi is this transfer happening... Manjunath asked me to mail you...
Regards
Santhosh
On feb 11, 2018 15:25, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
Pl reach out to mr. Manjunath/ our panel advocate for legal documents pending for the property to obtain legal clearance
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Santhosh sandy
20 feb
To customercare, usharanim
I have not received any updates and i don't see any progress... If it's not happening please return back my money... If i don't get reply within a day then i have to take actions...
Manjunath never pick calls...
On feb 14, 2018 16:21, "santhosh sandy" wrote:
Hi is this transfer happening... Manjunath asked me to mail you...
Regards
Santhosh
On feb 11, 2018 15:25, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
Pl reach out to mr. Manjunath/ our panel advocate for legal documents pending for the property to obtain legal clearance
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Santhosh sandy
22 feb
To ravalnath, customercare, usharanim
Hi mr. Ravalnath,
I have been sending continuous mails regarding the balance transfer. I never received proper response. Either you give me a proper update or i have to take severe actions.
I'm very much disappointed.
Give me a proper update or return back my money...
On 20 february 2018 at 19:29, santhosh sandy wrote:
I have not received any updates and i don't see any progress... If it's not happening please return back my money... If i don't get reply within a day then i have to take actions...
Manjunath never pick calls...
On feb 14, 2018 16:21, "santhosh sandy" wrote:
Hi is this transfer happening... Manjunath asked me to mail you...
Regards
Santhosh
On feb 11, 2018 15:25, "hdfc customercare" wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
Pl reach out to mr. Manjunath/ our panel advocate for legal documents pending for the property to obtain legal clearance
Please do not change the subject line. Kindly mention your loan account number on all correspondence with hdfc ltd. For prompt response.
Hdfc customercare
26 feb
To me
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
We are awaiting for legal queries and shall have the same resolved at the earliest
Santhosh sandy
27 feb
To customercare
By next month my existing bank is reducing the interest rate to 8.35%. Why should i pay and do balance transfer. Its been 6 months and i have been paying the interest. It is better to cancel this and return back my amount.
On 26 february 2018 at 11:41, hdfc customercare wrote:
Dear mr v s santhosh,
Thank you for posting your query on website.
Query :
I got approval for the home loan application #[protected]. I need assistance for the disbursal of the amount.
Answer :
We are awaiting for legal queries and shall have the same resolved at the earliest
Jun 27, 2018
Complaint marked as Resolved Not resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Apr 26, 2018
HDFC Bank Customer Care's response Dear Santhosh Sandy,
Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively.
Regards,
Team HDFC Home Loans
Greetings from OneAssist...!
We deeply regret the inconvenience cause to you. As per your request, we have cancelled your plan vide service request No. 3114203 & the refund will get processed in 7 working days.
Should you require any further assistance, please reach us at [protected]@oneassist.in or[protected].
Regards
Sagar
(Team OneAssist)
"