[Resolved]  Home Credit India Finance — misleading the customer, misinterpretation of information regarding loan,

Address:110051
Website:www.homecredit.co.in

The sales executive misleads me regarding my loan, and my installments. They didn’t provided me any of the document regarding my loan summary or anything. The executive made a commitment that you have to pay 11 installments, when i made all emi successfully afterwards they said you have to pay one more.. Because it was an offer for you, that has been cancelled because of your late payments. When i filed a complaint regarding this issue by calling them on their tollfree no, no one helped me with the proper information. Each executive will tell you a different story.. After struggling alot finally a senior called me and claims that he will waveoff the last installment if i show him my bank statement via e-mail, so i did that and unfortunately he didn’t receive that e-mail (Senior told me this) and he ended up with my case, after one month they start harassing you, and some of the executives misbehaves alot. When i called the tollfree no they start lying to me that i haven’t called the tollfree no, this call is connected to collection department. And i never get assisted properly, every person over there claims to be a supervisor but can’t pull up any information regarding any of their executives.
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Sep 19, 2018
Complaint marked as Resolved 
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Aug 19, 2018
Home Credit India Finance Customer Care's response
Dear Customer,

Thank you for contacting us.

If you are our existing customer then kindly share your Loan number (Ten digit number, starts with 3) OR registered mobile number so that we can assist you with your concern. You can refer to your loan documents i.e. Loan Summary / Repayment Guidelines.

Further, we would request you to elaborate your concern so that we can check and assist accordingly.

For any further help, please contact us at the below-mentioned toll-free number or email id.

Regards,

Customer Care Team
Home Credit India Finance Private Limited | Call –[protected]; Email – [protected]@homecredit.co.in | Business Hours – Monday to Sunday, 9 AM to 8 PM
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Home Credit loan No [protected]
Home Credit India Finance Customer Care's response, Sep 5, 2018
Verified Support
Dear Customer,

Thank you for contacting Home Credit.

We regret to inform you that, you are not eligible for last EMI waiver offer. However, we request you to kindly make payment of your last EMI as per shared loan summary letter.

Further, as observed from our records your EMI for the month of April'18 was delayed.

For any further help, please contact us.

Regards,

Customer Care Team
Home Credit India Finance Private Limited | Call – 1800 121 6660; Email – [email protected] | Business Hours – Monday to Sunday, 9 AM to 8 PM
I am not able to apply for online cash loan as i am eligible for loan but still facing problem and i have urgent need of cash loan. i have humble request to home credit to reslove my problem .. Loan number - [protected] . Mobile - [protected] . Email id - [protected]@gmail.com Ankit sengar

Home Credit India Finance Customer Care's response, Sep 5, 2018
Verified Support
Dear Ankit,

Thank you for contacting Home Credit.

We wish to clarify that your loan application will be taken for in-line consideration of company norm under various parameters to get the loan approved. We regret to note that your loan could not be approved by this time and we are unable to confirm the exact loan rejection reason as per company internal policy.

However, you could apply for fresh loan after 90 days of your last loan application date. We looking forward your continued relationship with us.

For any further help, please contact us.

Regards,

Customer Care Team
Home Credit India Finance Private Limited | Call – 1800 121 6660; Email – [email protected] | Business Hours – Monday to Sunday, 9 AM to 8 PM

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