Hp Gas — kotak bank credit card

Address:	500003
Website:	nil

Hello

My name is v. T. Naik working in hpcl as admn suptd
Registered mobile number is [protected]

I have never applied for credit card nor the signature. But only thing i have availed only loan from kotak bank and many times i have received phone calls from kotak bank in regarding of credit card i simply rejected the credit card offer. I have not signed any document pertaining for credit card application. I have not provided my id proof/pan for credit card purpose. Identity theft has occurred with kotak data base.
Even though without my request they simply dispatched credit card to my residence. Within the same day a phone call received from bank and saying this is free gift for you without any charges occur in your credit card from received date onwards i never opened still it is lying in my home.
But recently i have applied loan from sbi they simply rejected my application due to cibil score this is all from kotak credit card people sent not paying charges for that. How they can send details when it is free of charges and beyond i have simply rejected.

In this regard i kindly request you to solve this issue and see the my cibil score must as usually before kotak credit card.