Icms Lic — regarding lic death claim of pension plan

My husband late shankar bhagwan meshram purchase annuity plan in 01/04/1990 under pol no.[protected] from ballarpur 99d branch nagpur division. On policy document give amout was rs.119640/-printed and premium had to pay upto 01/03/1999 as per policy bond. From april 2000 my husband getting his pension reguralry. Unfortunately my husbnad died in august 2016. After death of my husbnad i submitted death claim towards lic ballarpur 99d br. That time lic suggested me to accept death claim amount of rs.90315/- alongwith deduction of rs.66/- per month for 16 yrs. As the reason o[censored]npaid premium for last 13 months.
I was very much shocked and surprised for lic's stand. Because the amount printed on pol bond is rs. 119640/- and the pension given on amount rs.108294/- for 16 yrs that means lic has to pay atleast 108294/- as a death claim amount. After 26 yrs of purchase of plan and taking pension for 16 yrs lic denies to pay me claimants right. If lic have any objection regarding premium history they should get corrected during 26 yrs when my husbnad was alive. As for as my rights are concerned lic should pay that amount as a death claim on which pension was given to my husbnad. I am in touch with your local br office since last 3 years and found myself helpless after vigourous folloup, no body was intereseted to give me justice.
I humbly appeal you to give me justice as earliest since i am facing crucial financial problem due to lic's stand. I am not demanding any extra or additional benefits. Demands only as per policy documents as a part of contract with my husband..
Waiting for justice.
Thanking you!
@ tai shankar meshram
[protected]
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I have submitted a health insurance claim [policy no.[protected]] in the month of November. So far there has been no update regarding the claim. The documents were submitted on 15.11.2019 and so far there has been no update . I have not defaulted the premium payment so far.

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