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IDBI Bank Complaints & Reviews

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Updated: Feb 17, 2026
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P
Pawan Kumar Tulsyan
from Bengaluru, Karnataka
Aug 22, 2008
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I have the IDBI flexi bond as per the following:
Folio no. 22IFBD2499482, Option D, Certificate no.[protected], No. of Bonds 6
The maturity date is 25/08/2008. I request you to confirm my Bank details and address as per the following:
Name of bank UCO Bank
Branch Rajgangpur
A/c no. 15385
Branch Code 0792
PK Tulsyan
Block 1 / 29
OCL India Ltd.
Rajgangpur - 770017
Aug 14, 2020
Complaint marked as Resolved 
plz credit maturity value idbi flexibonds 22 . folio no. 22IFBD2570824 to my bank a/c no. [protected] STATE BANK OF INDIA DISPUR BRANCH assam
Plz credit maturity value of idbi flexibonds 22, folio no. 22IFB2606105 to my HDFC BANK a/c no.[protected], Exhibition Road, Patna
Dear Sir.

Every year in the month febrevry we are reciving our flexi bonds intrest amount. but last year i.e...2009-10 intrest amount till today we are not recived .
Hence we contected our local IDBI bank people at bangalore .
Even we sent xerox documents of bonds and request letter to mumbai office .
Even though we are not recived any positive response from your end .
KINDLY WE REQUEST U TO HELP US IN THIS REGARD.
Folio No:22ifbc2985841, Maturity date:25:02:2012, No of bonds :2,
Certificate No :[protected], account holder name : A. Yallappa.
Place :Nelamangala, Bangalore rural, Karnataka state
Dear Sir,

I have the IDBI flexi bond as per the following:
Folio no. 22IFBD2331051, Option D, Certificate no.[protected], No. of Bonds 6
The maturity date is 25/08/2008. I would like to withdrwal my investment. I also request you to confirm my Bank details and address as per the following:
Name of bank ICICI
Branch VIKAS PURI (Palam) New Delhi
A/c no.[protected]
ADRESS (old): H.N. 27 MMIG Govindpur Housing Scheme Pargana & Tehsil SADAR, Allahabad-210003

ADDRESS (present) : 699 SEC-4, R.K Puram
New Delhi-
i am sending to you all of my details for the duplicate bond certificate but from your site no one reply me my folio no is DDO0932544 so please send me the money i will give you full of my a/c detail when you need ?
thank you
abhay.n. hekkad
Sir
I am having IDBI Flexibond 22 of Rs. 30, 000/- bearing folio No. 22IFB2218522, Certificate No.[protected] and Distinctive No. [protected]-[protected].
Please let me know the status of the bonds (Whether they are still out standing or already paid to me.
Yours,
Mohammed Rayis
Care of M/S. Selection Corner
Opposite to Bhutia Market,
G. S. Road, Shillong-2
I am having IDBI Flexibonds-22 Option "C" of Rs.30, 000/- bearing folio no.22IFB2782761, Certificate no.[protected], Distinctive no.[protected] - [protected] Maturity date - 25/02/2012 below is my bank details & new postal address:-

Name of Bank - Corporation Bank
Branch - MJ Library, Opp.VS Hospital, Off Ashram Road, Ellisbridge, Ahmedabad-380 006 Gujarat
A/C no. - SB 2100
Branch Code - 0460

OLD ADDRESS:
VAISHNAV KASHYAP DHANANJAY
30, Saraswati Society, B/H Jain Merchant Society, Paldi, Ahmedabad-380 007. Gujarat

CHANGE OF ADDRESS: ( NEW ADD.)
VAISHNAV KASHYAP DHANANJAY
F/F 1, Saanidhya Apartment
9-Gujarat Society, B/H Suvidha Shopping Centre, Nr.Nutan Society Mahadev,
Mahalaxmi, Paldi, Ahmedabad-380 007. Gujarat

Please make a note of it and also please let me know the status by return of mail.
My email id - kandarp.[protected]@gmail.com
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    D
    Dr. N Srinivasa Murthy
    from Mumbai, Maharashtra
    Aug 22, 2008
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    Sir,
    INVESTOR SERVICES OF INDIA LTD, IDBI BUILDING, A WING, 2ND FLOOR, SECTOR-11, CBD BELAPUR, NAVI MUMBAI, OFFICE had sent a speed post letter EM[protected]IN, POSTED BETWEEN 10-AUG-08 and 15-AUG-08, to my residential address given below
    N Srinivasa Murthy, HOUSE NO. 261, IST CROSS, 8 D MAIN ROAD, SREENIDHI LAYOUT, VIDYARANYA PURA, BANGALORE, 560097. It has not reached me till date, 22-8-08, 3pm.
    I ENQUIRED FROM BANGALORE SPEED POST MANAGERS OFFICE AND AT OUT DELIVERY OFFICE. The speed post letter has not arrived and is not traceble also.
    Please find out its where abouts as it contains an urgent document needed by me very urently.
    Dr. Srinivasa Murthy,
    Emeritus Medical Scientist,
    National Cancer Registry Programme,
    557, 7th Main, Dollars Colony, New BEL Road, Bangalore, 560094.
    [protected]@yahoo.com
    Aug 14, 2020
    Complaint marked as Resolved 

    Speed Post — NON RECEIPT OF ENVELOPE

    Non receipt of Envelope bearing no. DW[protected]IN
    in Chennai where to enquire about Non receipt of PROOF OF DELIVERY : from Chennai to addrsee in Chennai Request Phone No, Address etc.
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      A
      AMITANJAN NANDI
      from Jaipur, Rajasthan
      Aug 20, 2008
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      I have IDBI flexibond-22 with folio no.-22IFBD2220159, CERTIFICATE NO.[protected]. Date of maturity is 25/08/08. Till date I have not received the redemption cheque.As per rule Ishould have received it before one month of maturity date. please let me know whether the cheque has been issued to me or not? If yes then please let me know the date of issue and the address to which it has been sent? If no, then let me know when it will be issued?
      Aug 14, 2020
      Complaint marked as Resolved 
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        C
        Captain Vikrant V Apandkar
        from Mumbai, Maharashtra
        Aug 19, 2008
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        IDBI BANK LOST ORIGNAL PROPERTY PAPERS IN POSSESSION

        Iam Captain Vikrant V Apandkar and i wish to bring
        to your notice one of the major malpractice done by IDBI
        bank regarding home loan with me .
        1)I purchased a flat in Pune (Shivaji Hsg Scty ) in
        2003 for which i availed loan of 13 lacs from IDBI
        bank .They sancioned my loan amount after going
        through the required procedure.
        2)One of the bank`s correspondant handling my case
        informed...
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        B
        B.Lakshmaiah
        from Vansada, Gujarat
        Aug 19, 2008
        Resolved
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        I have already requested for change of my address in my IDBI Flexi bonds and change in the SB account for sending your cheque.
        IDBI Flexi Bonds Nos:My IDBI Flexi bond details are as follows:
        Certificate No.[protected],
        Distinctive Nos. [protected], [protected], [protected] and [protected]
        My new SB account No. in SBH/Paloncha branch is [protected].
        My change of address is ::
        Old Address: New Address:
        B. Lakshmaiah B. Lakshmaiah
        Qtr No. AE-24 Qtr No.DE-35
        B-Colony C-Colony
        KTPS/Paloncha. KTPS/Paloncha.
        My bond is already matured and I have not recieved the Cheque.
        It is requested to send the cheque immediately to the new address and new account number.
        Thanking You,
        B.Lakshmaiah.
        Aug 14, 2020
        Complaint marked as Resolved 
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          R
          raghav kulkarni
          from Pune, Maharashtra
          Aug 8, 2008
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          IDBI FLEXI BONDS APPLICATION NO M 0799178
          deposited in BANK OF MAHARASHTRA NASHIK ROAD BR
          on date 01.02.2005
          by cheque CH NO CANARA BANK 665093 A/C NO 1165
          AMT 30000/-
          TILL DATE
          Bond CERTIFICATE not issued till date
          No INTEREST deposited in the bank a/c
          DUE DATE of flexi bond OVERED
          and reply to the letters send to IDBI bank from last 3 years
          This is to infrom you that we are applied two Bond of Rs.5300/- each on 04/03/1996 in the Name of Mr. N.K.Agarwala and Smt.Kamalesh Devi Agarwala under application no. W6355305 and W6355307 dated 04/03/1996.

          Sorry to say the till the date we have not receive any Bond or correspondes till the date, So we want to know the status of this bond by E-mail.
          I did not receive the returns of matured amount against folio no. 22ISB2296396 due to mismatch of communication address.The bond got matured on 25.08.08. Presently I am posted at following address
          Sube Singh
          H.no-620 Sector-1 Huda
          Narnaul Haryana-123001
          My Bank Account is [protected] at PNB Bank court road narnaul.
          Pl arrange to send the payment at the earliest.
          Sube singh
          Mob.no-[protected]
          H.phone no-[protected]
          Res,
          sir/mam bymistake of an agent i lost my bond document afterthat i concern to local idbi branch but there is no satisfactory responce by them yet till date...so kindly tell me what to do to get duplicate bond doument...as soon as possible
          regd
          Ravi Soni
          cont no [protected]
          i want to change my mailling address
          folio no-231FBA2372759
          certi no.[protected]
          no. of bonds-6 from [protected] to [protected]
          previous address
          S.B.I DUMRAON BRANCH
          DISTT-BUXAR
          PIN-802119

          NEW ADDRESS
          A-305 MOHITRA COMPLEX
          D.V.C ROAD
          NEAR KALIBARI GARDANIBAGH
          ROAD NO.-1
          DISTT-PATNA-800001 BIHAR
          i want to change my mailling address
          folio no-23IFBA2372759
          certi no.[protected]
          no. of bonds-6 from [protected] to [protected]
          previous address
          S.B.I DUMRAON BRANCH
          DISTT-BUXAR
          PIN-802119

          NEW ADDRESS
          A-305 MOHITRA COMPLEX
          D.V.C ROAD
          NEAR KALIBARI GARDANIBAGH
          ROAD NO.-1
          DISTT-PATNA-800001 BIHAR
          Sir,
          My father had Invested some amount in IDBI Bonds & now he Expired I have found some bond certificate Please give me the status of the bonds so that can complete the formalities to en cash the same.
          1.IDBI GROWING INTREST2001B
          RED.FOLIO.NO.10GIBI201585
          2.IDBI REG.BOND 98*B FOLIO NO.BRI043949
          3.IDBI GROW.INTR.
          FOLIO.NO.10GIBI201586
          4.IDBI REG.INCOME BOND
          FOLOI NO.BRI024282 &BRI024282
          KINDLY GIVE ME THE STATUS OF THE ABOVE DETAILS THANKS.
          SUNIL AMBADKAR
          i want to know my bnds"s status
          idbi flexibonds 2
          my application no. is -k 1097044
          folio no.-fdd[protected]
          distinctive no.-[protected]-[protected]
          certificate no.-1186671
          sir
          I invested in IDBI Growing Interest Bond (98-B) scheme on february 1999
          Application No.BGI013203
          Certificate No. 53693,
          sir please let me know whether these bonds have been paid to me or not
          kindly provide status

          Sachin Jain
          18 A/C Gandhi Nagar
          Jammu & Kashmir
          Pin:180004
          [protected]@gmail.com
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            S
            Sunil Adhikary
            from Pune, Maharashtra
            Aug 8, 2008
            Resolved
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            Dear sir,
            My sister (Ms. Sampa adhikary) has applied for home loan of Rs. 13.00 lacs at IDBI homefinance loan office at Dadar west, Mumbai 28.

            The bank people have taken a cheque of Rs. 14607 as processing fees.

            Initially they have not completely explained about the guaranteer clause and got the initial inquiry letter signed in an hurry.

            The bank has also encashed the processing fees from my sister's (Sampa Adhikary) Bank of India account vide cheque no. 147600.

            Now they have given us an offer letter stating that we will have to arrange for a guranteer who is not from lesser income group or blood relation.

            Hence we could not arrange for a guaranteer who has montly earnings of Rs. 20000 + within our relatives. So we refused for the home loan. Now the bank officer Ms. olivia Pareira is refusing us to give back the processing fees amount (Rs. 14607)

            Kindly give me a solution for this. Do call on [protected]

            Regards,
            Sunil Adhikary
            [protected]
            Complaint code: 229b6
            Aug 14, 2020
            Complaint marked as Resolved 
            dear sir
            i have complain for my house loan paper requre
            i submitted my orignal house paper for home loan & give my orignal cheq. 11 for passing my loan, i apply on[protected] till today i have not recived loan but idbi bank satelite branch no reply for my complain i want my orignal document 5000 cheq
            idbi bank sales exe. says old worker are left so we cant do this
            so please do needful
            regards
            chetan painter
            Pls file case with RTI
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              H
              Harkesh Singh
              from Gurgaon, Haryana
              Aug 5, 2008
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              On 27th July, 2008 i went to Canara bank ATM to withdraw amount 5000/= but it declined. i thought there must be an error with this particular ATM centre. Then i approached to another nearby PNB ATM counter and the same process repeated. Because i had urgency of cash so i tried it one more time at another ATM centre of Bank of Rajasthan and unfortunately the same happenned.

              Then next very day(28th July), i went again to withdraw amount but this time i did get cash but the transaction sleep which i got was showing a transaction of previous day and amount of 5000/= was debited...which is undoubtedly i was no more prepare for that.

              I then approached to nearest IDBI branch but thay said .. Had this been with IDBI ATM then we would have credited within 2 working days.

              But after convincing him they gave me a ATM Dispute form and i submitted to him.

              I again spoke to Customer Care of IDBI and got a number ATM/DISPUTE/300708.

              Consequences : I am still uncertain about whether my amount will be
              credited in my IDBI account.

              The thing which frustrates me is that amount has been debited and no one
              is ready to consider it seriously. They are simply saying that it'll be
              back but not ready to reveal current status.
              Aug 14, 2020
              Complaint marked as Resolved 
              Totally agree. I have a very similar problem in Lucknow. I went for withdrawing money from my nearest ATM of ICICI on 02nd March 2009 at 12.08 PM at HPCL Pioneer Service Station, Vidhan Sabha Marg, Lucknow. I got a receipt of "Transaction Declined" with a number S1CD1064. I thought there would be some technical snags. I went to SBI ATM which is just infront of that. Here I got the amount from the ATM but the receipt shows of withdrawal of money of Rs 10000 more at12.08.09 PM.

              On contacting IDBI by writing mail to their customer care and even by giving them a written complaint nothing substantial is happening. Even IDBI officials are unaware about any such developments. I have also written to RBI Ombudsman, Kanpur in this regard on 2nd March itself but no further action seems to follow.

              The negligence and apathy of IDBI officials are so much distressing and pathetic that I can;t describe. They are not even taking any onus and only saying this is not their fault.

              But they should be aware that we are availing such services only because IDBI themselves have given us the facility to withdraw at any ATM without any charge. If this is the part of their services so how can they evade from this responsibilty. Whatever be their logic and reasons I want to ask only one question. If SUCH SERVICES HAVE BEEN EXTENDED TO US THEN WHO WILL TAKE THE RESPONSIBILITY IN DEFICIENCY IN SERVICES? Aren't this a fit case to be filed in consumer court for the mental agony and suffering they are giving to we consumers? Where are our fault??? -- My one line question to them.

              Will they please try to settle down the worries/sufferings of their consumers or we have only one option left ie to involve into a long legal battle.

              Regds
              Rakesh Ranjan
              [protected]@rediffmail.com
              SIR
              I WANT TO SAY THAT ON 20 NOVEMBER 2009 I WAS NOT USE MY IDBI ATM CARD BUT IT IS USE BY SOMEONE BUT NOT WITH MY FAMILY ON THIS DAY.SOMEONE WITHDRAWL Rs5000 ON 20 NOV 2009 WITH ANY OTHER ATM.SO WHAT CAN I DO BANK STAFF DOES NOT HELP US.I AM A JUST A MIDDLE CLASS MAN PLEASE REPLY SIR.ON MY ID.
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                U
                udayapte
                from Pune, Maharashtra
                Jul 20, 2008
                Resolved
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                Sir,
                I lodged a complaint regarding subject on 09th July 08 with my branch of IDBI at new Panvel & also on toll free no.I have not got any response/feedback.Once again I am sending copy of the original complaint.
                In this age of information available at fingertips, it is regrettable that there is no consideration for customer's complaints.If i do not get a feedback within 48 hrs. i assure that i shall close all my family savings & fixed deposit accounts at IDBI bank & suggest my friends to do the same.
                Incidently, with the second quarters acc. statement, a letter from Chairman of IDBI-Mr. Yogesh Agarwal is recd. boasting of ISO-27001 certification & WORLD CLASS SERVICE AT CUSTOMERS DOORSTEPS.
                Hoping IDBI people do what they assure.
                uday c. apte
                cust. id[protected] s/b acc. no.---[protected] br-New Panvel.
                [protected][protected][protected][protected][protected][protected]
                NEW PANVEL.
                [protected] To,
                The Branch Manager,
                IDBI bank, New-Panvel.

                Subject: Auto bill pay of MTNL bills.

                Respected sir,
                Though I have not activated my auto bill pay(MTNL), there have been deductions from my savings acc. no. [protected] at New Panvel br. Incidently, I work abroad where I do not have internet access & all my telephone bills are paid in cash by my wife of which I have a receipt of each paid bill. I came to know this while checking statement of account. On inquiring at MTNL office in Panvel, I came to know that 5 times money has been deducted & forwarded to the intermediating bank but only 2 amounts have reached MTNL. The MTNL officer told me to ask IDBI to get my payments reverted back to my acc. from the intermediating bank (I do not know the name of this bank). I have already given application to new Panvel br. of IDBI to stop further direct deductions from my account. How can I get my amount back? Please help.
                Incidently, one more person also had come with same complaint at MTNL office.
                Following amounts have been deducted --
                Rs. Date
                1) 974 [protected]
                2) 933 [protected]
                3) 754 [protected] recd. by MTNL
                4) 345 [protected]
                5) 824 [protected] recd by MTNL

                I am having hard copies of above transactions statements.

                I DO NOT USE IDBI NETBANKING for any other purpose than viewing my statements & nobody else in my house is having computer knowledge so that accidental/misuse is ruled out. I do not even know where/how to open the bill pay page of IDBI. I use HDFC bill pay through net/ATM.
                Also, all MTNL bills are not deducted--June 2007 & March 2008 bills were not deducted.

                Yours sincerely,


                UDAY C. APTE.

                CUST. ID.[protected]

                S/B. ACC. NO. --- [protected]
                [protected][protected][protected][protected][protected][protected]IDBI BANK –NEW PANVEL Account Number: [protected]

                27/03/2007
                IPAY/SCH/MTNL MUMBAI/548425/[protected]

                DR
                INR
                974.00
                27/09/2007
                IPAY/SCH/MTNL MUMBAI/735084/[protected]

                DR
                INR
                933.00
                27/11/2007
                IPAY/SCH/MTNL MUMBAI/814840/[protected]

                DR
                INR
                754.00
                27/01/2008
                IPAY/SCH/MTNL MUMBAI/905403/[protected]

                DR
                INR
                345.00
                26/05/2008
                IPAY/SCH/MTNL MUMBAI/1091140/[protected]

                DR
                INR
                824.00

                [protected][protected][protected][protected][protected][protected]
                New Panvel.
                [protected]
                To,
                The Accounts Officer,
                MTNL, Panvel.

                Subject: Telephone bills paid twice.

                Resp. Sir,
                I, the undersigned, hereby wish to inform you that there has been double payment of tel. bills, the details of which are given below—

                Tel. no.—27467130 CA NO.—[protected]

                BILL DATE BILL NO. AMOUNT MODE OF PAYMENT

                [protected] [protected] 824 CASH[protected] & IDBI-NET[protected]

                [protected] [protected] 1127 HDFC-NET[protected]

                [protected] [protected] 345 CASH[protected] & IDBI-NET[protected]

                [protected] [protected] 754 IDBI-NET[protected]

                [protected] [protected] 933 HDFC-ATM[protected] & IDBI-NET[protected]

                [protected] [protected] 1409+40 DPC—CASH[protected]

                [protected] [protected] 1122 CASH[protected]

                [protected] [protected] 974 CHQ.UNITED WESTERN BANK—30-03-07
                & IDBI-NET[protected]

                The bills dated 8-11-07, 8-01-08 & 8-03-08 are missing from my records therefore, pl. check whether these bills are also paid in cash & internet.
                The IDBI & HDFC account statements Xerox copies & available paid bills copies are attached herewith for your observation.
                Pl. look into the matter & arrange to revert the excess paid amount to my tel. account at your office.

                Thanking you,



                (Uday c. Apte.)
                Aug 13, 2020
                Complaint marked as Resolved 
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                  W
                  wtxperts
                  from Delhi, Delhi
                  Jul 1, 2008
                  Resolved
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                  Resolved

                  I applied for home loan and it is processed up to sanction level. Now they are not disbursing the amount saying the flat is out of city limits. Actually they knew that the house was not not in the city limits (Greater Vizag) when they started the process. Please help me to get this loan if possible or send me a written letter to my email address that the disbursal can not be considered mentioning the reason.
                  Aug 13, 2020
                  Complaint marked as Resolved 

                  IDBI Bank/ HOME LOAN — Loan Not Disbursed

                  I applied for home loan and it is processed up to sanction level. Now they are not disbursing the amount saying the flat is out of city limits. Actually they knew that the house was not not in the city limits (Greater Vizag) when they started the process. Please help me to get this loan if possible or send me a written letter to my email address that the disbursal can not be considered mentioning the reason.
                  I agree, even I had tough time getting my disbursement from IDBI, they seem to be bery un professional.
                  I agree, even I had tough time getting my disbursement from IDBI, they seem to be bery un professional.
                  I agree, even I had tough time getting my disbursement from IDBI, they seem to be bery un professional.
                  I am facing similar issues currently. Running around for the past 30 days.they sanctioned it after i submitted initial documents. On that basis I paid the seller close to 4 lakhs and now they are coming back to say that there are issues with the verifications!! heights o[censored]nprofessionalism.
                  Check this out...



                  Upholding the orders of the UT Consumer Disputes Redressal Forum, the UT Consumer Commission has directed the Corporation Bank, Sector 8, to pay Rs 1, 26, 125 as compensation towards interest for not disbursing a sanctioned loan.



                  In her complaint, Parveen Kumari stated that she was allotted a share in the Haryana State Industrial Development Corporation and Department of Industries (SIDCO) Society at IMT Manesar (Gurgaon). Consequently, she applied for a housing loan of Rs 10 lakh in August 2006. After completing all requisite formalities, a loan of Rs 9.8 lakh was sanctioned at a fixed rate of 8.5 per cent repayable in 15 years. According to the complainant, she also opened a bank account in the bank by depositing Rs 500, which was a pre-condition for the purpose of sanctioning the loan.



                  When the complainant asked the bank to release an instalment of Rs 3.25 lakh, which was payable by January 31, 2007, the former informed her that the loan had been declared null and void as it was valid only for three months from the date of sanctioning.





                  Left with no alternative, Kumari obtained another loan from the State Bank of India at a floating rate of 9.25 per cent interest along with the process fee. Consequently, she had to suffer a net loss of Rs 1, 16, 125 on account of excess interest and process fee for 15 years.



                  Denying any deficiency in services, the Corporation Bank contended that as Kumari failed to avail the loan within the stipulated period, the loan facility had been correctly cancelled. The bank added that a notice had been issued to the complainant to complete the requisite formalities, through the nodal officers, but she failed to do so.
                  I applied for home loan and it is processed up to sanction level. Now they are not disbursing the amount saying that the signature is mismatching.Being a senior citizen my mother signature sometimes varies. As discussed with them I went in the bank with my mother.But they are completely dening that still the signature of my mother is mismatching.I spoke to Manager (Mr Bagchi) if it is not possible to disburse the ammount then return my processing fees which I have paid.They told me that the ammount will reach my residential address by courier.Still now I am waiting.Please help me to get this ammount if possible or send me a written letter to my email address.The details are given below.

                  Bank Name: IDBI Bank
                  Address: Retail Asset Cettre - Kolkata, 17, Brabroune Road, Mookherjee House, 3rd Floor, Kolkata 700001
                  Sanction Date :Jun'01, 2007, Kolkata
                  Sanctioned Ammount :Rs. 6, 80, 000/-
                  Sanctioned ID : IDBI/CPA/64/05/DST
                  Processing Fees: Rs. 3, 900/-

                  REDEMPTION OF IDBI FLEXI BONDS 22 REGARDING

                  Sir, I want to know my present status of my IDBI flexibond 22- IDBI infra structure (tax saving) bond (2005 A)
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                    Hitesh Wadikar
                    from Mumbai, Maharashtra
                    Jun 16, 2008
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                    IDBI Bank Home Loan

                    I have a home loan with IDBI Bank. I was paying pre EMI and I was not intimated by the bank for the normal EMI to be started. Bank was in hold of one of my cheque for pre EMI for which the amount was lesser than the actual EMI. They submitted my cheque having special instruction on it stating the amount should not exceeded to specific amount. This lead my HDFC bank to return the cheque. I requested Mr. Ingole from collection dept. of IDBI...
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                    tanya sharma
                    from Kapurthala, Punjab
                    Jun 13, 2008
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                    i pay rs.5400 to bank for opening my a/c. bank is give me 2000/- back by refund and saya u r not eligible to open a a/c due to none income source from gov.t sector and deduct rs.3000 as application fees... application no. is: IDBI[protected]/46



                    TOTALLY FRAUDS ARE RUNNING IN THE WORLD
                    Aug 14, 2020
                    Complaint marked as Resolved 
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                      PANKAJ KAYATHWAL
                      from Mumbai, Maharashtra
                      May 24, 2008
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                      HOPES OF LONG TERM SAVINGS DESTROYED

                      Years ago, in March 1996, with a lot of effort (inspite of extremely trying times) I gawardsthered and deposited / invested Rs.10, 600/- in two Deep Discount Bonds from IDBI '96 for Rs.5300/- each, which had a 25 years maturity value of Rs.2 Lakhs each. These Bonds were purchased in the names of my daughter, then 11 years old, and my son (then 3 years old).

                      These bonds were kept by me in a locker and since these...
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                      Narendrakumar Kanchanlal Desai
                      from Delhi, Delhi
                      May 8, 2008
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                      DEAR SIR,

                      WE ARE THE HOLDER OF THE ABOVE STATED BONDS CERTIFICATES OF YOUR BANK AS PER THE DETAILS GIVEN HERE BELOW. AS PER TERMS OF
                      THE BONDS, THE SUM OF RS. 5000/- PER BOND ARE TO BE PAID ON DEMAND AT MATURITY ON February/APRIL 2006. AS BONDS CERTFICATES ARE YET NOT SUBMITED TO ENCASH TO YOUR BANK, IT IS REQUESTED TO CONFIRM WHETHER PAYMENT OF REDEMPTION VALUE HAS MADE AND IF SO KINDLY GIVE THE PAYMENT DETAILS.IF THE ORIGANAL BONDS CERTIFICATES DULY DISCHARGED REQUIRED FOR PAYMENT PLEASE INFORM IMMEDIATELY



                      1. HOLDER NAME:-MINAXIBEN NARENDRA DESAI
                      Sr No. IDBI BOND NOS. REGD. FOLIO. CERTIFICATE..DISTINCTIVE OPT
                      SERIES NO. BOND NO. NO. NO. ION
                      1. 98-B 3 BR[protected] TO 1029481 TO A
                      [protected]



                      2. HOLDER NAME:-LILAVATI KANCHANLAL DESAI
                      1 99-A 3 ARI[protected] TO [protected] TO B
                      [protected] [protected]



                      2. HOLDER NAME:-ARPIT NARENDRA DESAI
                      1 98-B 3 BR[protected] TO [protected] TO A
                      395603 [protected]
                      2. 99-A 3 ARI[protected]TO [protected]TOB
                      [protected] [protected]


                      PLEASE REPLY IN THE MATTER URGENTLY. THANKING YOU. YOURS FAITH FULLY (MINAXIBEN N. DESAI)
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Sir,
                      this is to inform you that I am an IDBI Regular income bond (2002B) holder. My Reg. folio no was 12RIB1214496.
                      I am 72 years old, already submited PAN no AUVPD2615D at Kolkata office on March 2010.
                      Still you deducted the TDS.
                      Kindly send me the TDS certificate for deducted amount,
                      Thanking you,
                      Yours truly,
                      BASANA DAS
                      HOLDER NAME:-K Bhanuji Venkateswara Gupta
                      Sr No. IDBI BOND NOS. REGD. FOLIO. CERTIFICATE..DISTINCTIVE OPT
                      SERIES NO. BOND NO. NO. NO. ION
                      1. 99 -A [protected] TO [protected]
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                        ANINDYA BISWAS
                        from Chennai, Tamil Nadu
                        May 5, 2008
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                        cheque bounced in spite of having sufficient balance

                        I have an a/c [protected] with idbi bank ltd kanpur and I have issued some cheque in the said a./c .

                        All the cheques have bben bounced by the bank in spite of having sufficiant balance .

                        I have written numerous letters in this connection but have recieved no reply .

                        Regards
                        Anindya Biswas...
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                        SANDEEP KUMAR
                        from Bengaluru, Karnataka
                        Apr 13, 2008
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                        DEAR SIR,
                        I JOIN THE IDBI BANK MANDIGOBIND GARH BRANCH AS TEAM LEADER ( MY CODE IS OBN234001 ) ON THE DATE OF 22 NOV. 2007. TIIL TODAY I HAVE RECIEVED ONE ONE MONTH SALARY FOR THE MONTH OF FEB. 08. I REQUEST MY BRANCH HEAD MR. ALOK KHANNA AND ALSO TO ASSTT. MANAGER MR. RAHUL ARORA FOR MY SALARY BUT THEY TOLD ME THAT THEY HELPLESS IN THIS MATTER.
                        SIR, I BELONG TO A VERY POOR FAMILY PLEASE DO SOME THING FOR ME.
                        I WILL VERY THANKFULL TO YOU
                        YOUR'S FAITHFULLY
                        SANDEEP KUMAR S/O RAM KUMAR HO.NO. 1495/3, SAMRALA ROAD ANIAN MOH. KHANNA PIN 141401
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          Rajat Ghulati
                          from Delhi, Delhi
                          Apr 1, 2008
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                          i had applied for the replacement of my old debit card in the month of january when i came across Mr ashutosh who told me the procedure to fill the form and assured me of giving me the same within a week from the bank itself as i had changed my address, but after a month on inquiring from mrs.poornima i came to that the same was not in track since the form filled was wrong, now when i have received my card i have still not received my pin despite all my hard efforts.

                          i have been going regularly to the office of idbi bank lko.(hazratganj branch) but of no avail, this makes me to derive of the conclusion that idbi is no longer interested in serving their customers.my a/c no is [protected]

                          rgds
                          Rajat ghulati
                          [protected]
                          Aug 14, 2020
                          Complaint marked as Resolved 

                          IDBI Bank — withdrawal of money without my information

                          My idbi suvidha fixed deposit no are 31/1/004377 and 31/1/004378.Money from these deposits was withdrawn without my information and i would like to know if my money is wihh your bank or not.Please inform as soon as possible My mobile no is [protected].

                          Thanking you.
                          Sonal Gupta.
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                            H
                            Hitesh Wadikar
                            from Mumbai, Maharashtra
                            Mar 23, 2008
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                            I have a housing loan from Idbi bank and started paying PreEmi.
                            During the change from PreEMI to actual EMI the collection dept under Mr. Ingole mishandled my cheque. This lead to outstanding due for my account. I requested for a letter stating the mishandling of the cheque but the bank is refusing to do so. The collection dept is talking very rudely with me.
                            I have no objection in paying the due amount but at only 1 condition to give me a letter stating the issue.
                            same thing was happened to me in early days of pre emi this year. If your check is bounce then there are laws you have to pay bounce charges. Then I want to know how to handle this situation?
                            I have some other issues also since my loan is one year old customer. I will post it in other thread.
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                              K
                              Kishore Manohar Surve
                              from Mumbai, Maharashtra
                              Mar 14, 2008
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                              I have applied for House Morgage Loan and it got sanction from the Bank. I paid 1% processing fee to bank (Rs.12, 360).

                              I have taken help of following IDBI authorized agency

                              STB Financial Services, House No 7, 2nd Floor, Office No 4, Typing Lane, Opp.Post Office, Nr.Paneri Showroom, Andheri-West.

                              Mr.Atul from this agency has not give any idea about, which paper will be needed to get the loan. He has given me this information after bank has sanctioned my loan.

                              I am having flat in Charkop, Kandivali. I have not transfer this flat in MHADA from first owner to my name. Also society doesn't have conveyance deed. Hence bank has denied to disburse the loan amount.

                              Thus i have made loss of 1% processing fee i.e 12, 360/-.

                              Now this agency and bank also not interested in helping me in this situation and I am feeling cheated.

                              Can anybody tell me how to make complaint against this agency and bank.

                              Regards
                              Kishore Surve
                              [protected]
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              agree idbi dont have a fixed policy
                              Hi,
                              i have applied with IDBI HomE FINANCE, Pune branch.
                              My experience with bank is very pathetic. Even if you provide all the documents and even you contact them time to time, they will definitely create a problem at the time of disbursement. So that one should feel that mistake is from our side only.
                              I have introduced with this worst fiance through Mr Rahul Walke. At the time of applying he will not mention all the document that we need. Later stage if you apprach to higher authority, rahul will say he is resposnsible till sanctioning of loan. And his immediate higher authority will say we do not know what Mr rahul has committed/ told to you.
                              And at the last they will say that, if it is a resale property, you have to submit original sale deed of your owner and previous owner of that property, before you make an agreement or sale deed with the person with whom you are supposed to purchase the property. So, one can imagine that how a person will give his original document to IDBI Customer who has applied for loan without sale deed or agreement.
                              And in this way I have lost my around R.13000/- towards processing fees and valuation of the property.
                              So those who are new, be carful before applying with this bank

                              Vishal Gavhane
                              [protected]
                              Hi,

                              I am looking out to take a Home loan for 23 Lacs. So could you suggest me as to whom should I contact for Home loan, n what points should I keep in mind while applying for the loan so that I dont get cheated as other consumer who are usually cheated while applying for Home loan.

                              Regards,
                              Vishnu

                              IDBI Home Finance Ltd — PROCESSING FEE REFUND

                              APPL REF NO IHFL/MUMVSH00010724/1 Mr Harsh Sharma
                              I applied for the loan and also have signed the chq for processing fee subject to the availment of loan as the confirmation from the respective staff from Vashi Branch which was later actually debited from my Account for Rs 11030/- .This is to bring in attention that the chq been issued subjectively the amount to be realised solely on availment of loan .I have not availed any Financila back from the insitution than also am getting penalised for the chanrges for nothing.
                              Have the valid proof for the situation where the Branch also accepted the fault and reasoning for the payment back.Need support for the financial loss we are incurring in the subject
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                                R
                                Rakesh sharma
                                from Mumbai, Maharashtra
                                Mar 8, 2008
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                                on 12 of feb 2008 i have a buying power of more than
                                Rs.25000/- , i made a short sell of 500 shares of
                                Alok
                                > textiles ,60 shares of Reliance capital and 10
                                > shares
                                > of reliance energy rate are enclosed with contract
                                > note of that day at near 1.30 pm your server is
                                > disconnected with the exchange and i does not buy
                                > those shares at the end of the day. these shares are
                                > sell in demat form by u .contract note has attached
                                > .
                                > on 13th of feb i have a negative buying power of
                                > Rs.24000/- . i had a talk with customer care they
                                > told
                                > me that settelment should me made with the exchange
                                > as
                                > those shres which are sold buy u on 12th of feb are
                                > csell in a demat form as u do not have those shares
                                > with them.
                                > now settelment has been done with the exchange and
                                > idbi capital purcchases those shares at to much
                                > higher
                                > rate. and they asking me to deposit Rs.10000/- .
                                > My buying power on 15 of should be positive of
                                > rs.30000/- but they are showing negative of
                                > rs.10000/-
                                i forward this complaint to Mr,Siddhatha pandey -Area sales manager in delhi ,he had a talk with his senior in mumbai but they all refuses to solve this problem
                                IDBI Capital market Services Pvt.Ltd.
                                T 305-307,3 rd Floor,14,Raj Kamal Sadan,Community Centre,Preet Vihar,Delhi-110092
                                Tel[protected]/3307
                                Mob-[protected]
                                IDBI Capital market Services Pvt.Ltd
                                Directors
                                MR.SUSHIL MUHNOT -E-mail id-s.[protected]@idbicapital.com
                                . Country head-Mr.Ahmed Khan-E-mail id-ahmed.[protected]@idbicapital.com mob no-[protected]
                                Head marketing-Mr.Ketan trivedi-E-mail id-Ketan.[protected]@idbicapital.com mob no-[protected]

                                IDBI CAPITAL MARKET SERVICES LIMITED
                                Regd Office: 5TH FLOOR, MAFATLAL CENTER, NARIMAN POINT,
                                MUMBAI - 400021. TEL. 66371141 / 42 / 46/ 64
                                http://www.idbipaisabuilder.in
                                Corp Office: 5TH FLOOR, MAFATLAL CENTER, NARIMAN POINT,
                                MUMBAI - 400021. TEL. 66371141 / 42 / 46/ 64
                                MEMBER: NATIONAL STOCK EXCHANGE OF INDIA LTD. SEBI REGN.NO.INB[protected]
                                CLEARING NO.07066 MAPIN ID :[protected]

                                Dealing Office:
                                5 TH FLOOR, MAFATLAL CENTER
                                NARIMAN POINT
                                MUMBAI - 400 021.

                                Customer Care No-[protected]
                                [protected],Timings mon to fri-9 am to 9 pm,sat 9 am to 3 pm




                                > so please help me us in resolving this problem i vl
                                > be
                                > very grateful to u
                                >
                                > Name-Mr.Rakesh sharma
                                > Client code-[protected]
                                > E-mail [protected]@yahoo.com
                                > mobile no-[protected],[protected]
                                > Address-C/20A,railway flats,lajpat nagar,N.d-24
                                >
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                the custcare deptt. of this company is just useless. the directors also do not take any action on them.they take huge salaries and enjoy at our cost
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