IDFC Bank Complaints & Reviews

My wife has FD with IDFC first bank for last 3 years for 8 year tenure. She is getting 12500 as interest for one year. Last year bank reported 8, 50, 000 as income on FD of 150000 to income tax department. After complaining they have not taken any action. Income tax department sent a notice for not declaring income to my wife. I had to refile the revised returns for my wife and spend money to CA. Till today bank has not rectified that with income tax and shown inability to do that, that too verbally. Income tax may sent query in future and I need to spend money and time due to bank’s mistake.
This year bank has shown 23500 as interest on same FD on my name. The actual income was 12500 which my wife received and not me. Now I have, to prove to IT that I have not received this income and again fight with income tax.
How a bank can be so reckless and show lacks of rupees as income which is somebody else's on our name and not able to rectify with income tax. I had to run from pillar to post last time to collect in come certificates from all banks at the last movement.
Bank is troubling us every year and not taking any action. After complaining to bank's site. They just closed the case without contacting or writing to me.
Next year they may report crores of rupees on my name and I just have to prove that I have not received.

How a bank can escape like this by giving mental agony to us?

Sandeep Deshpande-- [protected]

I have not taken any loans. But I am frequently getting calls from this number [protected]. I got new sim series which was not used by anyone before. But when I tell them I didn't take any loans. but even though i get frequent calls from this number.

We've been receiving calls from idfc customer care services continuously. Can someone please look into this? It is really disgusting receiving calls without any response and sometimes the agent who's attending the call is rude. They're just telling that if you want, attend the call or else ignore. Is this the way you respect and treat people? If the calls which we are receiving not related to idfc, then why the hell they're informing that they're from idfc? If you want I can also provide the screenshots of the calls we received. Even if we block few numbers, they're calling from a different number.

Dear Sir/Madam,
I have loan from IDFC BANK and ecs tagged with hdfc bank and as per loan agreement ecs present on 2nd of month but idfc bank not present ecs on time. I have enough money in my account but IDFC bank present ecs and ecs return.
In last 3 month they counties same. In this month IDFC BANK recovery agent mental haras and visit my home and threat me.

Sir,
With reference to the above I would like to inform you that I have not received the said maturity(due on 31st March, 2021) against the said Bonds (Series[protected], Registered Folio No.- IDC0201693, ISIN- INE043D07435, Certificate No. -201693, No.of Bonds- 04, Distinctive Nos.-[protected]-[protected]). Unfortunately for reasons unknown TDS against the interest amount has been deducted through my PAN NO.(ADHPB6349K) as reflected in my 26(AS) statement of Income tax department
I shall be obliged if you kindly intimate me through return email or to my mobile no.[protected] asap as to what steps or actions next to be done to receive the said maturity amount.
Thanking you.
Yours faithfully,
DR. SANTANU BANRDYOPADHYAY
12/3, NANDALAL MUKHERJEE LANE, HOWRAH-711104,
WEST BENGAL

Komal pradhan.. illegally transfer of personal data by making false promises
Ph no. [protected]
If action not taken against I will file complaint in police station

Komal pradhan
Phone number- [protected]
Raipur Chhattisgarh

Since many months she is gathering my information personal..have all chats photographs etc..need to take action against as soon as possible

Hi Team,

I am really very much annoyed by the calls from the IDFC regarding offering loans i am getting nearly 5 to 6 calls daily. I am really not interested in getting calls from your side please remove my contact number from your data and stop sending SMS and making call to my number - [protected].

Hoping for the quick response.

My CIBIL report stating an open personal loan of Rs 7000/-.
The problem now is my home loan gets delayed because of this open loan and is there any way I can get a closure statement/ no dues certificate.

I never knew the pay later would be a problem in CIBIL and it would be great if you guys could help in any manner.

In this account yesterday i credited 4000
.a army person doing fraud. Pls i humble request give solution

Due to pandemic I have loss my source of earning. I am payable only approx 13000/- (Thirteen Thousand ) EMI amount. But I am helpless. Right now I am not able to pay that small amount. So I request that agents give me some time for repayment. She using bad language to my family and me. And frequently calling me. And torturing me frequently after every 5 minutes. I am frustrate of this. So please stop this. Give me solution..

They are Fraud EMI company This Is Literally They are Scaming Us They are taking more money from us without Any reason... iwill complaint against From this on consumer court... they are calling threaten Calls

I am receiving random calls for payment of loans from different numbers regarding payment of loan which belong to some other individual named Manoj kumar . They are stating that as per our record he hasnt paid and your number has been registered. If you don't pay we will lodge a case against you. Kindly look in this matter . I am getting calls from [protected] and [protected]

Sir, I have checked CIBIL credit report.. There was showing IDFC personal loan and consumer loan of loan enquiry.. I have never done loan enquiry or never applied loan to IDFC bank.. I have no contact with IDFC bank or I don't know IDFC bank.. why are they showing loan enquiry.. plz I kindly request you to delete these 2 loan enquiry from credit report.. also my CIBIL score has impacted to 18 points... First was cibil score 744 then after it get down to 725 due to these company violation.. plz I request you to rectify my CIBIL score and delete loan enquiry plz

The Personal Loan people in the HDFC bank simply call every 5min to ask i need Personal Loan, i am fed up of block their numbers as they call using different numbers every time.
I have added a Screenshot of the same for you reference.

My loan account number TWA 30808877
I made payment of my loan from paytm on 2nd of July 2021 of 2503 Rupees . Again on 7th of july 2021 2503 rupees has been deducted from mandate bank account.
Customer complaint number is not reachable And their customer support mail is Not working too.
This happend for the second time.
Please help me.
I want a refund this time in urjent need and those guys deducted even after payment.

To whom so ever it may concern.

My self Nishant Patel owe a personal loan of 1 lac 21295677, but due to financial issues my emi's are running irregular. I have paid this month emi.Today date 07.07.21 I recieved a call from recovery agent on due emi. Recovery agent is not in favour of my current situation. Recovery agent made a home visit today 07.07.21. they said to vist my work place also. I will clear my dues soon. We all are aware about pandemic situation and struggles going on. I have taken loan from bank that doesn't means that I'm a thief. Every needy person requires as he or she can't fullfil. This is not the way to behave with customers. Recovery agent said will make a revisit by today evening. How recovery agent can force a customer.

Hi idfc team my EBC CARD Are Temporarly blocked and
my CRN NO is [protected]
mobile no. [protected]
and idfc in record are very well and clear
so i request for you my EBC card is unblocked and resolve my complain...

thanks for it
SURAJ BAIRAGI
[protected]

I have took loan from idfc loan loan ac no 42581895 mob no [protected]
I have paid extra amount manualy but it is now 2 month over but till now they did not give me refund of excess amount i have sent my cancel cheque to them many times.

Pls do some to get my money back thank you

I'm getting minimum 10 calls daily from IDFC bank for personal loans.

Some days are so bad that I get 8 calls back to back from similar numbers. Even if I disconnect the call they keep calling me again and again. This is pure harassment. I'm not able to concentrate on my office work. Kindly help and take strict action against IDFC bank. If I was a citizen o[censored]S or any Western country by now the people calling from IDFC bank would have been sued and put behind bars for calling and harassing random people for personal loans. Why are such institutions being allowed to harass common people for the sake of business? Request GOI to do thorough investigation as to how such banks get PII data like phone numbers of Indian citizens and make unsolicited calls. Please take this complaint seriously and put an end to this mindless harassment by IDFC bank.

Latest date called received : 5 July 2021
Calls received from numbers : [protected], [protected], [protected], [protected], [protected], [protected]