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Income Tax Department — Cibil score

Address:160036

Hi mane is hitesh sharma i am from chandigarh my pan no is BLTPS9399R. Just want to know why all the time my credit card form rejected by bank due to my low cibil score . what is the reason my name is in cibil list i have clear all my loans which is taken from hdfc bank for my bike so plz tell me my cibil score and advise me how can i improve it.
thanks
regards
hitesh sharma
[protected]
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    A R A Center, E-2, Jhandewalan Extn., New Delhi, Delhi, India - 110055
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