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IndiaBulls Complaints & Reviews

3.1
Updated: Jul 29, 2025
Complaints 2694
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IndiaBulls reviews & complaints page 7

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7
7notes
from Udaipur, Rajasthan
Jul 28, 2022
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Address: Madhuban Chetak Circle Udaipur

Credit Line Credit Limit I'd - CLKJ8QHD7SF6EHYY

Agreement ID[protected]

Dhani account no. - IDHADEL08976954
Date[protected]

above subject, i have been constantly requesting INDIABULLES DHANI from Jan 2020 to clear the remarks of no. of days for delayed payments from my cibil report so that i can improve my cibil score to apply for my future housing loan. Though i have cleared all my dues without any discount they are not responding to any of my plead to do me a goodwill favor. I have requested them several times regarding this both offline and online personally but they are not even having a basic courtesy to even try. When all other financial sectors like IndusInd Bank, and their own DHANI have gone a step further to help me improve my cibil score by clearing all the delayed payments immediately after i requested within a time span of 3-5days. Whereas DHANI is being very unprofessional, unsupportive and not at all customer friendly in this matter. They are not even bothered to even respond to any of my requests.
I have attached all the necessary documents, my cibil report. I kindly request you to intervene in this matter and please help me clear all my remarks. As it is causing a huge problem for me to apply for housing loan with the current cibil score.

Thanks & Regards
Gurav Fatnani
+4 photos
IndiaBulls customer support has been notified about the posted complaint.
Jul 28, 2022
Updated by 7notes
JAN 2022 I AM TRYING TO CONVEY FOR REMOVE REMARKS.
Dear Gurav Fatnani,
We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
Neha, Team Dhani
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    J
    Jitu9999
    from Balasore, Odisha
    Jul 28, 2022
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    Address: Santara gadia,nilagiri, balasore, odisha,756042

    Hi sir, I am bijay kumar jena, I humble request to you clear my lone account, all due are payment before5, 6 months back why ur team is not setellment my lone account. Please sir shot out my problem.
    IndiaBulls customer support has been notified about the posted complaint.
    Hello Bijay kumar jena,

    We would need your details via m.me/dhaniapp so that we interally align and solve with our team as quickly as possible for you. Hence, request your support here.

    Neha, Team Dhani
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      A
      Arpit jatt 8 malik
      Jul 27, 2022
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      Sar please help kar do mera naam Arpit Malik hai, ek chhoti si village mein rahata hun sar, sar Maine upgrade ke through admission liya tha mere papa bahut jyada bimar ho gaye uske kuchh din bad to sar Maine vah admission cancel ke liye dal Diya दो-तीन mahine Ho Gaye ISI bich unhone mere document per loan karaya tha vah abhi tak cancel nahin hua hai sar admission cancel bhi nahin hua hai kara do sharab ek bar help
      IndiaBulls customer support has been notified about the posted complaint.
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        M
        murugappan1985
        from hyderabad, Andhra Pradesh
        Jul 27, 2022
        Resolved
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        Resolved

        Address: road no 04 plot no 20 ida mallapur hyd.500076
        Website: [email protected]

        Sir,
        our ac no is s[protected] name of dhanalakshmi offset printers, already clear loan march 2022, kindly send statement & noc immediately our mail .
        Aug 31, 2022
        Complaint marked as Resolved 
        IndiaBulls customer support has been notified about the posted complaint.
        Verified Support
        Jul 27, 2022
        IndiaBulls Customer Care's response
        Dear Customer,

        Thank you for letting us know your issues. However, we would need your details for our records via m.me/dhaniapp and accordingly we will quickly resolve your issue.

        Neha, Team Dhani
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          R
          Rajat Dharmadhikari
          Jul 26, 2022
          Resolved
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          Resolved

          Sir I have cleared my dhani onefreedom card all repayments and dues but they are not clearing from my cibil please help me for this I am sharing accounts details below

          IVL Finance Ltd
          PERSONAL LOAN
          IDOFDEL12838056
          Individual[protected] ACTIVE*

          IVL Finance Ltd
          PERSONAL LOAN
          IDOFDEL15190709
          Individual[protected] ACTIVE*

          IVL Finance Ltd
          PERSONAL LOAN CL18208699
          +1 photos
          Sep 10, 2022
          Complaint marked as Resolved 
          IndiaBulls customer support has been notified about the posted complaint.
          Verified Support
          Jul 29, 2022
          IndiaBulls Customer Care's response
          Dear Rajat Dharmadhikari,
          We understand that our team got in touch with you regarding your query and shared the requisite information. Do let us know if you need assistance with anything else.
          Neha, Team Dhani
          Dear Rajat Dharmadhikari,
          As per our telephonic conversation we are looking into your concern on priority and will get back to you with an update shortly. Appreciate your patience.
          Neha, Team Dhani
          Rajat Dharmadhikari's [Complaint's author] reply, Jul 29, 2022
          Mam check this accounts and close it the following accounts this accounts are reducing my cibil

          IVL Finance Ltd
          PERSONAL LOAN
          IDOFDEL12838056

          IVL Finance Ltd
          PERSONAL LOAN
          IDOFDEL15190709
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            S
            Shashi borana
            from Bilara, Rajasthan
            Jul 26, 2022
            Resolved
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            Resolved

            Address: h.no.271ward no.14 lohoro ka naya bas bilara

            That I didn't taken loan of 25000. please solve my problem. Due this my cibil score decreased.
            Sep 16, 2022
            Complaint marked as Resolved 
            IndiaBulls customer support has been notified about the posted complaint.
            Jul 26, 2022
            Updated by Shashi borana
            that I didn't taken loan of 25000. please solve my problem. Due this my cibil score decreased.

            Verified Support
            Jul 27, 2022
            IndiaBulls Customer Care's response
            Hi Shashi borana,

            We understand you here, However, please share your contact details via m.me/dhaniapp for our record and we will quickly resolve your issue.

            Neha, Team Dhani
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              K
              Kranthi thudum
              Jul 26, 2022
              Resolved
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              Resolved

              Dear sir and madam,

              I have not using this service .

              However I have paid annual subscription fee
              Rs:-500

              I didn't know any complete information(terms/conditions) about it dhani one freedom card service,

              I understanding that I have to pay the subscription fee only if I use this service,
              ( i mean- Only if the my loan limit is used ),

              please. I'm requesting you,

              understanding my information(situation),

              please help me to refund my dhani one freedom card subscription fees ₹ 500
              +1 photos
              Aug 27, 2022
              Complaint marked as Resolved 
              IndiaBulls customer support has been notified about the posted complaint.
              Verified Support
              Jul 27, 2022
              IndiaBulls Customer Care's response
              Hi Kranthi thudum,

              We understand you here, However, please share your contact details via m.me/dhaniapp for our record and we will quickly resolve your issue.

              Neha, Team Dhani
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                R
                raghu seetamraju
                Jul 26, 2022
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                Address: H.NO 10-6-40/3/10,BHURHANPURAM, KHAMMAM DIST, TELANGANA

                Sir/Madam this Raghu Seetamraju, My PAN No CYHPS6738H i dont have loan agreement number& old register mobile number. prasent my due is 1500 please help me how to pay ( Loan last four digits XXX8278)
                My Mail id : raghu.seetamraju
                PAN CYGPS6738H
                Aadhaar :[protected]
                Local Area Pin : 507001
                mobile no. [protected]
                IndiaBulls customer support has been notified about the posted complaint.
                Dear Raghu Seetamraju,
                We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
                Neha, Team Dhani
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                  R
                  RamanJ007
                  Jul 26, 2022
                  Resolved
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                  Resolved

                  I have paid the all my debt from Dhani Loans but still account appearing as active. Due to this my CIBIL score is reducing. Kindly help me to get this account closed ASAP.

                  ACCOUNT # IPERBAN01039883
                  +1 photos
                  Aug 30, 2022
                  Complaint marked as Resolved 
                  IndiaBulls customer support has been notified about the posted complaint.
                  Verified Support
                  Jul 26, 2022
                  IndiaBulls Customer Care's response
                  Dear Raman,
                  We understand that our team got in touch with you regarding your query and shared the requisite information. Do let us know if you need assistance with anything else.
                  Neha, Team Dhani
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                    C
                    copvaibhav
                    from Lucknow, Uttar Pradesh
                    Jul 22, 2022
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                    My name is Vaibhav Mishra I was using DHANI ONE FREEDOM CARD SERVICE by [protected] no...I have called customer care and also emailed to your customer support email id regarding Closure of my DHANI ACCOUNT(after making all the due payments) cross checked my calling customer care again they said it's closed but is still showing in my CIBIL SCORE AND IS HURTING IT VERY BADLY. I am attaching screenshot of my DHANI loan account with this complain kindly solve my issue because it's very old issue it's almost August now I think it takes 90 days to settle but that surely not the case because it's still showing in my CIBIL REPORT.
                    KINDLY CLOSE THIS ACCOUNT ASAP AND EMAIL ME NOC AT [protected]@gmail.com
                    My contact no. [protected] ( incase of any query ) you can reach here.
                    +1 photos
                    IndiaBulls customer support has been notified about the posted complaint.
                    Verified Support
                    Jul 23, 2022
                    IndiaBulls Customer Care's response
                    Dear Vaibhav Mishra,
                    Our team tried to contact you but could't get through. We request you to provide an alternate number via DM m.me/dhaniapp One of our representatives will contact you shortly in this regards.
                    Neha, Team Dhani
                    Jul 28, 2022
                    Updated by copvaibhav
                    You can call me today till 7pm and tomorrow after 1pm till 7pm.
                    Same will be applicable day after tomorrow.
                    Reach me out on [protected]
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                      S
                      Subhammohanty
                      from Bhubaneswar, Odisha
                      Jul 21, 2022
                      Resolved
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                      Resolved

                      I have taken a loan from dhani.i have taken settlement letter for 25 k & settled .now dhani is asking for more money.when I called customer care miss Sobha behaved rudely.
                      Aug 21, 2022
                      Complaint marked as Resolved 
                      IndiaBulls customer support has been notified about the posted complaint.
                      Verified Support
                      Jul 21, 2022
                      IndiaBulls Customer Care's response
                      Hi Subhammohanty,

                      Thank you for letting us know your issues. However, we would need your details for our records via m.me/dhaniapp and accordingly we will quickly resolve your issue.

                      Neha, Team Dhani
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                        A
                        Abhi1612CC
                        from Delhi, Delhi
                        Jul 20, 2022
                        Resolved
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                        Resolved

                        My loan no. Is IDHADEL09232034
                        My 1 loan was running with indiabulls name as credit line . I have cleared my all dues of it but they are not closing my case nor they are removing from cibil. However they have given me noc. But still agents are visiting at my place for recovery. They are asking for money . They said your loan is not closed yet as we have not given you FCL. So you have to pay more amount. They are making different types of stories harrasing my parents by visiting my place. I have already clear my all dues. Attaching noc as well as agent photos . I want to take some action against Indiabulls dhani company they are looting the customer . Please help me i want to take action against them
                        +2 photos
                        Aug 29, 2022
                        Complaint marked as Resolved 
                        IndiaBulls customer support has been notified about the posted complaint.
                        Jul 20, 2022
                        Updated by Abhi1612CC
                        My loan no. Is IDHADEL09232034
                        My 1 loan was running with indiabulls name as credit line . I have cleared my all dues of it but they are not closing my case nor they are removing from cibil. However they have given me noc. But still agents are visiting at my place for recovery. They are asking for money . They said your loan is not closed yet as we have not given you FCL. So you have to pay more amount. They are making different types of stories harrasing my parents by visiting my place. I have already clear my all dues. Attaching noc as well as agent photos . I want to take some action against Indiabulls dhani company they are looting the customer . Please help me i want to take action against them

                        Verified Support
                        Jul 22, 2022
                        IndiaBulls Customer Care's response
                        Dear Abhinav Arora,
                        As per our telephonic conversation we are looking into your concern on priority and will get back to you with an update shortly. Appreciate your patience.
                        Neha, Team Dhani
                        Verified Support
                        Jul 22, 2022
                        IndiaBulls Customer Care's response
                        Dear Abhinav Arora,
                        We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
                        Neha, Team Dhani
                        Verified Support
                        Jul 29, 2022
                        IndiaBulls Customer Care's response
                        Dear Abhinav Arora,
                        We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
                        Neha, Team Dhani
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                          S
                          Sahin Rahaman
                          from BARASAT, West Bengal
                          Jul 19, 2022
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                          I SAHIN RAHAMAN, , , i Sattlment my account few months ago, , , but after Sattlment I face some issues in my account, , , after Sattlment every month rs 500 something added as a subcribtion charges, , , why i face this type of problems after Sattlment my account... [protected] dhani account number...
                          IndiaBulls customer support has been notified about the posted complaint.
                          Dear Sahin Rahaman,
                          We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
                          Neha, Team Dhani
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                            A
                            Ankit7079
                            from Banka, Bihar
                            Jul 18, 2022
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                            My name Ankit singh Rathore, I didn't taken any loan from dhani loans but in my report it's reported overdue ₹5581, Due to this my cibil score impact now its too low, please help me to resolve this

                            Please check photos 2 loan showing in my report both I didn't taken.
                            +1 photos
                            IndiaBulls customer support has been notified about the posted complaint.
                            Hi Ankit singh Rathore,

                            We understand you here, However, please share your contact details via m.me/dhaniapp for our record and we will quickly resolve your issue.

                            Neha, Team Dhani
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                              O
                              omi mahawar
                              Jul 18, 2022
                              Resolved
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                              Resolved

                              Hello,

                              This is regarding the NOC document which has not been received after all dues cleared.
                              for RS 16950/- Against the Loan No :- IDHADEL09693269.

                              Name: Om Prakash Mahawar
                              City: Jaipur

                              Payment Details
                              1. March 03, 22 : Through NACH/ DHANI LOANS SER LTD /[protected] Rs 5200.00
                              2. April 16 22 : Through PayTM - Order No.[protected] - Rs 5000.00
                              3. May 08 22 : Through PayTM - Order No.[protected] - Rs 7458.65

                              Total Sum Paid = 17, 658.65

                              I Request you to please issue the NOC document for the above mentioned personal loan immediately.

                              Please let me know in case of any concern.

                              Multiple mail has been sent and just received the ticket number.

                              Regards
                              Om Prakash Mahawar
                              Jul 18, 2022
                              Complaint marked as Resolved 
                              Thank You issue has been resolved. Received the NOC over email.
                              IndiaBulls customer support has been notified about the posted complaint.
                              Verified Support
                              Jul 18, 2022
                              IndiaBulls Customer Care's response
                              Dear Om Prakash Mahawar,

                              We understand that our team got in touch with you regarding your query and shared the requisite information. Do let us know if you need assistance with anything else.

                              Neha, Team Dhani
                              Jul 18, 2022
                              Updated by omi mahawar
                              Thank You issue has been resolved. Received the NOC over email.
                              Thank You issue has been resolved. Received the NOC over email.
                              Sir /madam I use dhani credit line that's provide by IVL FINANCE PVT.LIMITED. I paid of my all dues but in credit report it's show all accounts active please update my account status . please update my these account immediately.. my number [protected]... I don't have loan number you guys didn't send any loan number...

                              Account Open Date [protected]
                              Total Loan Amount 943
                              Ownership Status INDIVIDUAL
                              Last Payment Date [protected]
                              Amount Overdue 4, 683
                              Account Status ACTIVE

                              Issue the NOC document for the above mentioned personal loan immediately..
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                                R
                                R nyaynit
                                from Thane, Maharashtra
                                Jul 16, 2022
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                                Address: Nilkanth business park, Vidyavihar west
                                Website: [email protected]

                                Hello, I'm Rohit V Nyaynit from thane maharashtra, I worked in indiabulls Dhani One Freedom card, as a recovery officer (fos), I resigned on 17 may cause of company didn't getting me a traveling conveyance, today is 2 months completed, company didn't give a salary yet, I frequently doing mails but nobody responded, kindly request you to solve my issue.
                                +1 photos
                                IndiaBulls customer support has been notified about the posted complaint.
                                Dear Rohit V Nyaynit,
                                We are looking into your concern on priority and will get back to you with an update shortly. Appreciate your patience.
                                Neha, Team Dhani
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                                  B
                                  binay80
                                  from Kolkata, West Bengal
                                  Jul 15, 2022
                                  Resolved
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                                  Resolved

                                  Address: kolkata

                                  I Binay Harlalka had taken a Home Loan from indiabulls housing finance ltd
                                  My Property is located at SIDDHA SPHERE, FLAT NO-OC802, 8TH FLOOR, BLOCK-3-OCEANIA, RAIGACHI, RAJARHAT, BISHNUPUR,
                                  PO & PS - RAJARHAT KOLKATA.
                                  I had taken a finance of Rs 3, 182, 170.00 including Loan protection from ICICI LOMBARD GIC LTD
                                  My Loan account number is HHLKOL00120525 and Policy No. Is 4065/IHFL-HL/2479445/00/000 AND 4013/
                                  And another one is
                                  India Bulls- IHFL/482299/00/000 in the name of OLI HARLALKA AND Policy No. 4065/IHFL-HL/2479447/00/000 and 4013/INDIA BULLS- IHFL/482301/00/000 in the name of Binay Harlalka

                                  We had taken this Insurance coverage so that if something wrong happens or if any accident happens then ICICI LOMBARD will pay off the loan on our behalf but unfortunately it didn't happened. I would like to Highlight that in July 2015 I had a brain stroke and I got admitted at APOLLO Hospital for 30 days, I was completely paralysed and I was unable to talk, I was facing the toughest challenge of my life and I took so many year's to recover, though I am still paralysed.

                                  My spouse along with my brother went to your park Street office to take the help of the insurance which we had done for this toughest period as I was struggling for life in hospital but your representative misguided her and told that your policy have been CANCELLED by your husband and that's why you will not get any CLAIM.

                                  Sir what kind of Joke it was when I was struggling for life your people instead of helping misguided my poor wife who is a house wife.

                                  Sir my policy was not cancelled, it was my wife's policy which got cancelled but your representative have misguided my poor wife, was he not afraid of God.

                                  Sir your company representative has cheated to us even after knowing that I am
                                  hospitalised and struggling for life. I lost everything, I lost my job but even after that I paid emis for 5years after stroke, by literally selling everything, including my wife jewellery and I am left with nothing.

                                  So please settle my loan else I would left with no option apart from raising it in social media and standing in front of your office with fraud company pamphlet as your person have played with a person who was on dead bed and Only hope for his family was that Insurance policy but when my family members Needed it you guy's shattered our trust by misguiding, lieing in such a way.

                                  I hope you would take appropriate action against your respresentative and settle our claim without delaying it further.
                                  Aug 27, 2022
                                  Complaint marked as Resolved 
                                  IndiaBulls customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jul 26, 2022
                                  IndiaBulls Customer Care's response
                                  Respected Sir,

                                  Greetings of the Day!

                                  We understand that our team had shared all the requisite information pertaining to your concern via mail. Furthermore, you can write to us at [protected]@indiabulls.com or call on the toll free number[protected] for any assistance required.

                                  Regards,
                                  Indiabulls Housing Finance Limited.
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                                    T
                                    tipusk94
                                    from Rampurhat, West Bengal
                                    Jul 14, 2022
                                    Resolved
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                                    Resolved

                                    Dear Sir/Mam I am requesting you to please close my Loan account of IVL Finance Limited.I don't took any loan from IVL Finance Limited and it is shown in my loan accounts and it is highly impacting on my CIBIL by this my CIBIL going down.So I am requesting you to please resolve my issue as soon as possible.
                                    Aug 17, 2022
                                    Complaint marked as Resolved 
                                    IndiaBulls customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jul 16, 2022
                                    IndiaBulls Customer Care's response
                                    Dear Customer, ,

                                    We understand you here, However, please share your contact details via m.me/dhaniapp for our record and we will quickly resolve your issue.

                                    Neha, Team Dhani
                                    Dear Sir/Mam I am requesting you to please close my Loan account of IVL Finance Limited.I don't took any loan from IVL Finance Limited and it is shown in my loan accounts and it is highly impacting on my CIBIL by this my CIBIL going down.So I am requesting you to please resolve my issue as soon as possible.

                                    Close loan - Comment #4038101 - Image #0
                                    Close loan - Comment #4038101 - Image #1
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                                      A
                                      Aaadi22
                                      Jul 13, 2022
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                                      Address: Mumbai

                                      My cibit teport is showing an loan from IVL finance of 1000₹ which was never taken by me
                                      with account number - CLI2273763 (IVL) check it and remove this error
                                      +1 photos
                                      IndiaBulls customer support has been notified about the posted complaint.
                                      Hi Aaadi,

                                      We understand you here, However, please share your contact details via m.me/dhaniapp for our record and we will quickly resolve your issue.

                                      Neha, Team Dhani
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                                        S
                                        sbera721451
                                        Jul 7, 2022
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                                        ₹6945/- due showing in CIBIL but I paid all my account is closed ( one freedom card )
                                        [protected]
                                        Mritunjay bera
                                        [protected]@gmail.com

                                        All paid but it's badly hitting my CIBIL kindly close it ...
                                        When I applied for personal loan i came to know that I have remaining due.. Indian government kindly help me out
                                        IndiaBulls customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jul 09, 2022
                                        IndiaBulls Customer Care's response
                                        Dear Mritunjay bera,
                                        We understand that our team is in touch with you and assisting you in this regard. Please let us know if we can help you with anything else.
                                        Neha, Team Dhani
                                        Jul 09, 2022
                                        Updated by sbera721451
                                        My cibil is distroyed by your company
                                        Verified Support
                                        Jul 11, 2022
                                        IndiaBulls Customer Care's response
                                        Dear Mritunjay bera,
                                        We are looking into your concern on priority and will get back to you with an update shortly. Appreciate your patience.
                                        Neha, Team Dhani
                                        Aug 05, 2022
                                        Updated by sbera721451
                                        Till now not resolved my cibil is finished 😡😡😡 kindly call me
                                        Dear Mritunjay bera,
                                        Our team tried to contact you but could't get through. We request you to provide an alternate number via DM m.me/dhaniapp One of our representatives will contact you shortly in this regards.
                                        Neha, Team Dhani
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