IndiaBulls Complaints & Reviews

I have done wallet to bank transfer, , ..but amount not yet credited to bank

My name is himanshu puri.I applied to transfr my wallet amount to account and have not received yet. Please help. Customer care no. Not connecting. [protected]@ymail.com is my email id

I've paid all the emis, still these people are not foreclosing my account and sending me messages for non realization of emi. They have stopped replying on emails and keep on sending messages on phone for payment. I was given moratorium from april till august but they started asking me for emi in August only. I resumed paying the last four emis from September after moratorium. Paid all of them till December. But still they are texting me to pay. They've also charged various unreasonable charges like bounce charges even after telling them that I don't use the bank account which is registered with them. And then late fee even after availing moratorium. Here I want to tell them that I won't pay any baseless charges and I've paid all the emis already. I'll attach screenshots here only for all the last four paid emis. I want them to foreclose my account as soon as possible.

I transferred my loan amount to my registered bank account but not yet received to my bank how long it takes

Dear sir,

Subject: without permission emi has been debited, recredit the emi.

While verifying the monthly statement of my above account for month of 15th december, 2020 on my kotak mahindra bank, i find a debit of rupees 300/- with the narration ecsidr-ivl finance ltdiy-kmb

I give below the details on the debit:

Date of debit: 15th december, 2020
Amount: rs.300/-
Narration made: ecsidr-ivl finance ltdiy-kmb
ACC:[protected]-KMB

I have not made any transactions where in such charges is due. There were no such charges ever in my account. Hence i presume that it is an inadvertent error from your side. I request you to kindly verify and rectify the error by re-crediting the amount to the account as i have to bein norm or neither i done the ecs mandatory to my kotak bank account.

Thanking you,
Suresh Babu
[protected]

I had taken a loan amount of rupees 75000, from which I had received only 70380, after deducting 4620(process fee including tax -2646 + gap interest booking - 1274 + 700 stamp charges). They had mentioned the rate of interest is 31% for a tenure of 36 months.
Principle amount of loan taken - 75000
Interest(31% of[protected]
Total - 98250 tenure of 36 months
Every month instalment 98250/36 = 2729.16 Rupees but the company is charging 3226 every month for 36 month and total would be 116136. Which is the excess of 17886. The company is charging a huge amount on the consumers and looting the money with the irregular methods of calculation and misguiding the society stating the best online loan application. Request the concern authorities to look over my issue and resolve.

Dear sir/madam
Yesterday 13/12/2020 dhani loan amount rs. 1600 transfer my benificery account still not credit amount rs. 1600 please kindly solve probleme .

To,
The nodal Officer,
Indiabull consumer finance limited
M-62 & 63, First Floor,
Connaught Place,
New Delhi, Delhi 110001

Hello,
I am Nilkanth Patel having personal loan account no IPERVAP03653549 with indiabull. I have seen your sadakchhap unauthorized recovery agent went at my home without writting communucation and without intimation with customer and broken RBI guidelines. If person not available at home why are your agent misbehavior and use bad words to other family members. This is mentally herresment.

Mene aapse restructuring manga asp restructuring dete nahi ho. Clear cut mail commucation me bataya tga probkem. Dene me kya taklif ge aapko. Jab asp restructuring de nahi sakte to meri permission ke bina mere ghar aur company ne akar faltu ki bajwas ki to FIR fategi.Aur manhani ka case thokunga aap ki company par. Court me le jao case me court me abe ke liye taiyar hu. Fir judge sageb jo bolenge muje manjur he. Agreement dikhao usme kaha likha tha ki customer ka EMI aap family member se loge?

Agar baat karni he dhang se karo nahi aspke recovery agents ki sari akkal thikane laga dunga.
Kisne authority di aapko. Meri absence me mere gharwalo tang karne ki. Herresment karoge?This is criminal offence.

With the above experience, I am seriously concerned about my private data being leaked by indiabull to unauthorized agents. At the time of taking the Loan, i was made an assurance that Indiabull is a reputed NBFC and will follow all the RBI Regulatory guidelines and Banking Codes in relation to the collection of dues in the event of payments missed. I would like to Emphasis on the below RBI guideline clearly stated i) To ensure due notice and appropriate authorization by the banks, they should inform the borrower of the details of recovery agents engaged for the purpose, while forwarding default cases to the recovery agents. The details should include their telephone numbers etc. The recovery agents should call the borrowers only from telephone numbers notified to the borrower. Attaching all the RBI and BCSBI guidelines for your reference. In Lieu of the above guideline I would like to Demand the following Details from the Bank : 1) The List to Recovery Agencies with the Names / Telephone numbers/ Address /Representative name deployed towards the recovery of my dues since 1st September 2020. 2) The List and details of direct Bank representatives assigned towards recovery of my dues. 3) The list of Authorized phone numbers I must entertain henceforth to have any discussion regarding my dues. I would not be making any communication with Bank representatives until these details are provided to me.l request you to provide the details within 5 days on receipt of this mail. Failure to provide the above details and any sort o[censored]nlawful, Uncivilized and unethical recovery in the interim will certainly attract legal action against the indiabull and immediate FIR against the CEO & MD.Please consider this as the final notice.

Ye sab detail pehle provide karao.

Aur restructuring kyu dete nahi ho. Khud RBI KI Guideline follow nahi karni he upar se customers ko pareshan bhi karna he.

After that herresment is not stopped from your side this mail go to district magistrate and police commssioner.And national cyber security, Reserve bank of India ahmedabad, Mumbai, Newdelhi, RBI governor. Ministry of Finance and Ministry of Home affairs.

If they are not stopped I also claim manhani case on indiabull team.

This is last and final intimation.

Thanks & Regards,

Nilkanth Patel

Mene amount dhani app se bank transfer kiya tha.but 24hr hogaye abi tak amount bank account me nahi aya..wallet me b deduction Dikha raha he

I did request of 2190 rupees on 7 dec, its been entire one day amount is still not received in my account.

I am every time mentioned amount 5th dade but today and last month amount cutting amount 295/- way reason ... My amount not retained next month I am not paying ... Immediately respond me sir...

Hi, I made a transfer of RS 3880 from dhani wallet to my bank account yesterday 6th Dec at 5.30 pm . I haven't recieved my funds yet in my bank account. Knowing that today is working day for banks so why taking so long when it usually takes 4-5 hrs via NEFT . Please sort it out as I need the funds urgently.

My last installment is due but there are a lot of extra charges that have been levied like late payment fee, bounce charges etc. But none of them make sense. There are reasons behind this.
First of all, I availed moratorium till August 31st but I was still asked to pay before 31st August. There you people imposed charges, Then after the moratorium period ended, I paid every month till November but manually. Again charges were imposed even after informing that I don't use that savings account anymore registered with Indiabulls.
And then these late payment charges even after availing moratorium.
Last installment of ₹1033 is due, I'll pay on 5th December and foreclose my loan account with Indiabulls but only if all these charges are taken down.

Let me know asap so that I'm able to pay tomorrow otherwise you can put more charges and I won't be paying.

There is no response on mail from you since you only know to send case closure emails as if a bot is sitting there to deliver assistance to us, hence I'm putting my complaint here.

Loan account number - IPERDEL02675364
customer ID - [protected]

Please update my fund transfer details dhani wallet to bank saving account ad as a benefisry, it is not reflect my bank account

Meri loan id 14534453 mai karuna yadav dhani loan dharak hu maine dhani app se loan uthaya tha leki 3 mahino se mere account se kist bharne k dauran bhi payment kati ja rhi hai aj tak kul payment 4000 tak kat li gyi hai krupy kar yeh ammount muzhe wapas dilane ki krupa kare

I have transferred 4253₹ from my Dhani wallet to my bank account on 28 Nov and my Mobile No. is [protected].
My query is that it has been 2 days and yet i have not received the money in my bank account that i have given as benificiary on Dhani App. They were really supportive when i was going to take loans but after i took the things turned upside-down. I already have mailed and called customer care and nothing has been done. And i did it 9 times today and nothing has happened. Even some of their emails are fake. But at this point all i care about is a solution regarding my problem and that is just complete the transaction of 4253₹ that i have initiated via Dhani App by tomorrow.

Dhani app taken 4-5hour but 6hour later not received money([protected])

Re: Money deducted both in Bank account and wallet for card order : mobile: 9740****** [ ref:_00D7FpRVA._5007F14rEfO:ref ]

My money deducted in both bank account and wallet for physical card. Sent 5 emails waiting from 2 month. Bloody people not responding and not refunding amount. Customer care people are careless people

Dear sir/mam

श्री मान जी, मैंने indiabull dhani से personal लोन लिया था।
अब इस कंपनी के धक्केशाही के बारे बताता हूँ। पहले तो इन्होंने lockdown में emi में moratorium नही दिया। इनके ग्राहक सेवा केंद्र को बताने के बाद भी कोई सुनवाइ नही हुई।
उल्टा एक महीने की emi बाउंस हो जाने बाद वो ecs/ACH/चैक को उसी महीने तीन-तीन बार लगाते है, तीनों चैक बाउंस होने से बैंक खाते से bouncing चार्ज कटते रहे और लोन का जुर्माना अलग पड़ता रहा। मेरा 15000 व 54000 रू के लोन की सभी किस्तें चली गई और सिर्फ 3-4 चैक बाउंसिंग के 5400 व 8000 रू जुर्माना पड़ चुका है, बैंक से पैसे कटे है वो अलग।
RBI कैसे इतना ग्राहक के साथ अन्याय करने वाली कम्पनी को कुछ नही कहती। ये सरासर एक गरीब वर्ग के लोगो के साथ अन्याय है और एक अपराध है। मै विनती करूंगा इसका समाधान करें। ये बहुत ही गन्दा व्यवहार है बैंक द्वारा एक ग्राहक के साथ।
आपका धन्यवाद
मनीष कुमार-
[protected]

I have repaid full amount several weeks ago but no NOC is provided. Dhani loan India bulls is doing fraud by not updating payment & taking money and making collection people come near house again and again.
Dhani India bulls sent email payment received but are not updating on app and not providing NOC which is still reflecting on CIBIL