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IndiaBulls Complaints & Reviews

3.1
Updated: Jul 29, 2025
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S
Saritamatiyali
May 14, 2020
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Address: Saini vihar phase 2 baltana

I had taken business loan from your company indiabulls dhani i had paid all my emi on time, the last emi paid by me is for the month of may which i paid on 4 may before the due date which is usually scheduled for 5 of may. But on 5 may my emi was again cut down by your side which is still not refunded by your company. I had called so many times but your representatives make false statements every time. I need a quick response regarding this
Aug 8, 2021
Complaint marked as Resolved 
IndiaBulls customer support has been notified about the posted complaint.
Verified Support
May 16, 2020
IndiaBulls Customer Care's response
Dear Customer,

Apologies for the inconvenience. We request you to share your contact number so that we can help you in a better way.
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    Rajat Maheshwary
    May 13, 2020
    Resolved
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    Resolved

    Hi, i have requested for the defferal of my emi amount in march, i have recieved a acknowledgement email on 4th april but my emi got debited on 6th of april. Again i have done followup emails and called customer care they advised me to email at [protected]@indiabulls.com but no response and my emi again deducted in may on 5th. Today on 13th may i got confirmation that my emi will not be deducted and the next emi i have to pay will be in june. My concern is after applying and doing followup they deducted my emi and again in june i have to pay. I am not getting enough salary from my company so that i can bear my monthly expenses. My emi amount is 14978×3 approx 45000 have already paid after applying as well. If it is not resolved i have to raise it further as a complaint but will not stop in doing that. Loan account number number:iperjai07832897
    Aug 9, 2021
    Complaint marked as Resolved 
    IndiaBulls customer support has been notified about the posted complaint.
    Verified Support
    May 23, 2020
    IndiaBulls Customer Care's response
    Dear Rajat,

    Please be assured that our team is already working on your concern and will provide you with an update soon.
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      7
      7877537117
      May 13, 2020
      Resolved
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      Resolved

      मेरा इंडियाबुल्स धनी से पर्सनल लोन चल रहा है
      जिसका ECS जिस एकाउंट में लगता ह वो एकाउंट फ्रीज़ हो चुका है जिसकी सूचना में इंडियाबुल्स धनी में कई बार दे चुका हूं तथा इनसे अनुरोध भी कर चुका हूं कि मेरा ECS मेरे दूसरे एकाउंट में लगाया जाये।

      में अपने ECS एकाउंट चेंजिंग की रिक्वेस्ट इन्हें कस्टमर केअर के कॉल सेंटर तथा कस्टमर केअर की मेल पर, इंडियाबुल्स धनी के ब्रांच आफिस ( जयपुर) में PHISICALLY DOCUMENTS देकर रिक्वेस्ट कर चुका हूँ और ये सभी रिक्वेस्ट में FEBUARY MONTH से कर रहा हु परन्तु यहाँ मेरी रिक्वेस्ट का SOLUTION नही हो पा रहा है ।

      ओर मेरी ECS मेरे पुराने वाले एकाउंट में ही लगाया जा रहा है जिससे मेरे बाउंसिंग चार्जेज लग रहे है।

      में अपनी मई की EMI ऑनलाइन PAY कर चुका हूं उसके बाद भी मेरे एकाउंट में ECS लगाए जा रहे है।
      Aug 6, 2021
      Complaint marked as Resolved 
      IndiaBulls customer support has been notified about the posted complaint.
      Verified Support
      May 18, 2020
      IndiaBulls Customer Care's response
      Dear Customer,

      We regret the inconvenience you have faced. We have escalated your remarks to the concerned team and will soon get in touch to assist you better with your issue.
      Verified Support
      May 23, 2020
      IndiaBulls Customer Care's response
      Dear Customer,

      Please be assured that our team is already working on your concern and will provide you with an update soon.
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        V
        vmpalliance
        May 12, 2020
        Resolved
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        Resolved

        Hi,

        Whom so ever concerned. I had a mobile loan taken from Dhani Bulls and there was a monthly emi to be deducted on 5th of every month. Also i had used Dhani Card to an extent of 3800 for which they had converted into EMI without my consent(As i was intended to pay full in one go). Now even the payment of the Dhani Card was done for 1st EMI on May 3rd. Now both the EMI together is an amount of 3758 RS.

        Now that both the payments are been completed they still do not reflect on my Mobile Application. However i tried reaching out to customer care. The company has disabled the option for speaking to Executive there by still the problems continues to exist.

        Now i have been writing to your mail ID's multiple times. Each time, they customer care executive closes the case without even contacting me, nor even knowing the problem. I have also provided my bank statement showing that amount was deducted with the Loan number.

        This is the most pathetic service which is not expected during COVID-19 lockdown to a customer who has not opted for Moratorium but still paying the dues on time.
        Aug 13, 2021
        Complaint marked as Resolved 
        IndiaBulls customer support has been notified about the posted complaint.
        Verified Support
        May 14, 2020
        IndiaBulls Customer Care's response
        Dear Customer,

        Apologies for the inconvenience. We request you to share your contact number so that we can help you in a better way.
        May 20, 2020
        Updated by vmpalliance
        [protected]
        Verified Support
        May 20, 2020
        IndiaBulls Customer Care's response
        Dear Customer,

        Apologies for the inconvenience. We request you to share your contact number and loan account details on [protected]@indiabulls.com once again as we are unable to view your details.
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          H
          Hmssiraj
          May 12, 2020
          Resolved
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          Resolved

          Had applied loan from dhani app on march 21, on their advertising it was mentioned money to your account instantly. When they approved my loan they transferred the amount in to their dhani wallet and was restricted to use only online purchase. I had applied loan bcoz was in need of emergency cash, now they have started their emi too, initially have spoke to them and they promised me that they will close my loan. Already everyone is in a big problem with no business around. They requested my customer id, adhar copy to close my loan, but no results.
          Aug 9, 2021
          Complaint marked as Resolved 
          IndiaBulls customer support has been notified about the posted complaint.
          May 14, 2020
          Updated by Hmssiraj
          These company is going on presenting the cheque for installments and am getting penalty from bank side

          Verified Support
          May 16, 2020
          IndiaBulls Customer Care's response
          Dear Customer,

          We regret the inconvenience you have faced. We have escalated your remarks to the concerned team and will soon get in touch to assist you better with your issue.
          Verified Support
          May 19, 2020
          IndiaBulls Customer Care's response
          Dear Customer,

          We have shared you the resolution on your registered on mail id. Please let us know if you need any assistance in future.
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            S
            Suhasmk07
            May 7, 2020
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            Address: Mumbai

            Hi team,

            I have taken loan of 50k from india bulls dhani app, emi deduction date is 5th of every month, also they are giving option to pay the amount manually.

            My balance loan amount was showing as 46k something.

            Here this time i thought i should pay the emi early. So on 1st may i paid emi manually from the app.

            Amount: 2720 (My amount from bank+dhani cash)

            I thought it will get settled asap.

            But again on 5th may 2020, they debited 2720 from my bank account.

            And till now it is not settled in the loan app.

            So i complained about the same and asked them to refund my excess amount.

            For my surprise, they are giving irrelevant response like we have updated in your app.

            So i went and checked it n app.

            In the app, even after paying the emi, balance should be reduced. What they did is increased the balance amount from 46k to 47876.53.

            And again they are asking me to pay the amount.

            What the hell is this.

            My expectations:-

            Refund my excess amount of rs.2720.
            Correct the loan balance amount.
            Remove emi pay option.

            Loan number: iperpun06978547
            IndiaBulls customer support has been notified about the posted complaint.
            Verified Support
            May 08, 2020
            IndiaBulls Customer Care's response
            Dear Customer,

            As discussed we have escalated your remarks to the concerned team and will soon get in touch to assist you better with your issue.
            May 08, 2020
            Updated by Suhasmk07
            Hi Megha,

            As discussed I have sent bank statement and dhani app wallet history screenshot.
            May 11, 2020
            Updated by Suhasmk07
            Hi Megha,

            Awaiting for your call as promised by you.
            Verified Support
            May 11, 2020
            IndiaBulls Customer Care's response
            Dear Customer,

            As discussed our team has been notified of your concern. However, we would like to assure you that we are working continuously to ensure that your issue is resolved at the earliest.
            May 13, 2020
            Updated by Suhasmk07
            Hey Megha,

            What the hell is going on with you guys.

            Call me right away. I can’t handle this ### anymore
            May 13, 2020
            Updated by Suhasmk07
            Hey Megha,

            I am already frustrated, Call me right away.
            Verified Support
            May 14, 2020
            IndiaBulls Customer Care's response
            Dear Customer,

            This is taking longer than usual. Please allow us some more time request your patience in the interim.
            May 15, 2020
            Updated by Suhasmk07
            Hi Megha,

            As discussed, this amount should be refunded in 48 hrs.

            Will be waiting for your call.
            May 15, 2020
            Updated by Suhasmk07
            Hello Megha,

            Kindly give me a call right away, Your team has gone mad
            Verified Support
            May 16, 2020
            IndiaBulls Customer Care's response
            Dear Customer,

            Sorry for inconvenience, We would like to inform you that Rs.2720 has been credited in your Dhani Wallet against Excess EMI amount.Do let us know if you need any assistnce in future.
            May 16, 2020
            Updated by Suhasmk07
            It is not yet resolved.

            Who gave you consent to refund amount in dhani wallet instead of my bank account.

            Amount I paid was from my bank account and not from your wallet.

            Do try to fool me
            Call me right away and refund it in my bank account
            May 16, 2020
            Updated by Suhasmk07
            Megha,

            You said you will call me,

            I am waiting for that
            Verified Support
            May 16, 2020
            IndiaBulls Customer Care's response
            Dear Customer,

            Our team tried calling you but couldn't get through. We request you to connect on our toll-free number[protected]Maharashtra, Bengal and Southern states) and[protected]Rest of India) for further assistance in this regard or you can also write to us at [protected]@indiabulls.com."
            May 16, 2020
            Updated by Suhasmk07
            I will not call on your number, Its of no use.

            Call me tommorow megha.

            Whatever it takes call me got it
            May 16, 2020
            Updated by Suhasmk07
            It is not yet resolved.

            Who gave you consent to refund amount in dhani wallet instead of my bank account.

            Amount I paid was from my bank account and not from your wallet.

            Do try to fool me
            Call me right away and refund it in my bank account.

            Call me ASAP.
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              S
              Saiyad Fahim
              May 6, 2020
              Resolved
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              Resolved

              Address: Delhi, Zakir Nagar

              Dear dhani india bulls,

              Here is my all details.

              Loan application number - iperdel07120709

              Registered email - [protected]@live.in

              Registered number - [protected]

              I am very disappointed with your fraud services i am alredy pay emi but you deducted money from my account and you also hit me bounce charges of my previous emi you doing all this thing isfraudd with customers i want my money return to my account for your information i am attaching all relevant documents for your understanding beacus you all are in educated i send you mail more then 10 time for bounce charge back request you guys didn't respond me now i am writing this mail regarding with my unaccepted amount charged from my bank account and i want it back to my account as soon as possible and aslo reverse back my bounce charges if you not taken any action of these things i go and take legal action against you for your knowledge i am advocate in high court delhi and i take legal action against you so take this complaint very seriously.
              I have all proof to provide you wrong in court i have also call you more then half hours i am stay on call no body answer me.
              Aug 12, 2021
              Complaint marked as Resolved 
              IndiaBulls customer support has been notified about the posted complaint.
              Verified Support
              May 07, 2020
              IndiaBulls Customer Care's response
              Dear Saiyad Fahim,

              We regret the inconvenience you have faced. We have escalated your remarks to the concerned team and will soon get in touch to assist you better with your issue.
              May 12, 2020
              Updated by Saiyad Fahim
              Still my complaint is not. Solved by your end indiabulls Dhani as I told you I take legal action against you as soon as possible
              Verified Support
              May 12, 2020
              IndiaBulls Customer Care's response
              Dear Customer,

              This is taking longer than usual. Please allow us some more time request your patience in the interim.
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                H
                Hrithik Padamata
                May 6, 2020
                Resolved
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                Resolved

                I have 2 loans with the same amount! I used credit line once but the loan amount was repeated twice! Dhani has duplicated my loan with a different date and now they deducted my money from bank twice! The loan account 2 is a duplicate of loan account 1. Dhani is looting us! I got a email quoting "idhadel08788166" loan amount has been transferred to my account where as i haven't got any money in my bank and they auto debited my money without intimation and your customer care wont work. I have emailed you 10 times since april but i haven't got any properly reply from you!

                Loan account 1 : idhadel08778608

                Loan account 2 : idhadel08788166

                They both are with same amount but with different emi's.

                Hrithik
                +91 [protected]
                Hrithik. [protected]@gmail.com
                Aug 10, 2021
                Complaint marked as Resolved 
                IndiaBulls customer support has been notified about the posted complaint.
                Verified Support
                May 07, 2020
                IndiaBulls Customer Care's response
                Dear Hrithik,

                We request you to allow us some time. Our team is looking into it and will update you to the earliest.
                May 12, 2020
                Updated by Hrithik Padamata
                How many days it will take to resolve my issue? its been more than a week! now in the loan section the duplicate loan is showing as closed and the there is refund till now?

                and i have already paid emi manually through dhani pay and you have auto debited again! and there is no update yet about that refund also!
                Verified Support
                May 14, 2020
                IndiaBulls Customer Care's response
                Dear Customer,

                This is taking longer than usual. Please allow us some more time request your patience in the interim.
                May 15, 2020
                Updated by Hrithik Padamata
                Hi Dhani,

                i have got a refund of rs 558 for the auto debited emi for my loan to dhani pay app.thanks for that and i have a doubt that if i again repay my loan manually from dhani app will you auto debit from my bank again? and how can i stop auto debit completely?

                and what about the refund of the duplicate loan of rs 976? when will i get the refund of that amount?
                Verified Support
                May 16, 2020
                IndiaBulls Customer Care's response
                Dear Customer,

                Sorry for delay, We would like to inform you that Rs.558 has been credited in your Dhani Wallet. Do let us know if you need any assistance in future.
                May 17, 2020
                Updated by Hrithik Padamata
                Hi,

                What about this loan idhadel08788166 ? when will i get the refund? This loan amount was credited to my bank but you have auto debited it!
                this loan amount was not credited in my bank. but you guys took back that loan amount via auto debit ...
                May 22, 2020
                Updated by Hrithik Padamata
                Dhani any update?/
                Sep 30, 2020
                Updated by Hrithik Padamata
                Update?
                Verified Support
                Oct 26, 2020
                IndiaBulls Customer Care's response
                Hi Hrithik,

                We hope that your issue has been resolved. For further concerns/queries kindly write back to us.
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                  H
                  Hrithik Padamata
                  May 6, 2020
                  Resolved
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                  Resolved

                  I have already paid my emi from dhani app still my money got deducted from my bank and the customer care is not working! and also i have one more issue they duplicated my transaction and showing i have took extra loan where as i haven't taken any extra loan! they created a wrong loan and they auto debited my money for that loan also!
                  Sep 30, 2020
                  Complaint marked as Resolved 
                  They Solved the issue and Refunded the additional amount theu debited from my bank to dhani wallet!
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                    R
                    Rj Satish
                    May 5, 2020
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                    Money got deducted from my account thru ECS. Charge reflecting as INBC Finance Limited.
                    Called CUSTOMER CARE for the clarity no body ever responds to the call even if someone does they have no ### idea what they are talking about. The worst customer service experience i ever had in my life. You ask them something they will tell you something else. Yet never got the clarification of deduction.

                    Registered number-[protected]
                    IndiaBulls customer support has been notified about the posted complaint.
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                      M
                      Mantri Sravan Mudiraj
                      May 5, 2020
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                      Address: Somajiguda

                      Hi sir I already paid EMI of 1876/- by using 560 dhani cash on 3rd may.And again on 5th may Emi deduted.During this lock down period we don’t have salaries and jobs how can I live.please I requesting u to refund my money plz
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                        Ą
                        Ąjay Šalawať
                        May 4, 2020
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                        Address: Kamal nagar rau Indore m.p.

                        Sir,
                        I am Ajay Salawat having a personal loan from your bank for which imu ecs is debited befor the due date so please check it is my bank has charged me panelty for bouncing of emi.
                        Loan No. IPERIND04063484

                        Regards
                        Ajay Salawat
                        [protected]
                        May 04, 2020
                        Updated by Ąjay Šalawať
                        H

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                          M
                          Mehboob shaikh
                          Apr 30, 2020
                          Resolved
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                          Resolved

                          To,
                          Indiabulls dhani,
                          The manager,

                          Sabject:- Request to change emi due date

                          Dear, sir /madam,

                          I have taken loan from your dhani app, my loan application No.PL04243674 and TP00786722 due on 2nd every month.

                          I am writing this letter because, I dropped my previous job and my new job salary credit on 5th every month. So i unable to pay emi on time from this month onwards,

                          Hence I requesting to please change my emi due date to be changed from 02 to 06 in forthcoming emi's henceforth with intimation to me. For which I will ever remain thankful to your firm.

                          With regards,
                          Mehboob Shaikh
                          Mehboobshaikh352.[protected]@gmail.com
                          [protected]
                          Jun 2, 2020
                          Complaint marked as Resolved 
                          IndiaBulls customer support has been notified about the posted complaint.
                          Verified Support
                          May 02, 2020
                          IndiaBulls Customer Care's response
                          Dear Mehboob shaikh,

                          We hope that your issue has been resolved. Furthermore, we request you to email your query to us along with your contact details at [protected]@indiabulls.com or call us at[protected]Maharashtra, Bengal and Southern states) and[protected]Rest of India)
                          No my Issue not be solved, indiabulls can't understood customers problems...
                          IndiaBulls Customer Care's response, May 4, 2020
                          Verified Support
                          Dear Mehboob Shaikh,

                          We tried reaching you however could not connect. Please be informed that we cannot make any changes in your EMI due date.
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                            A
                            Ankit Pratap Singh Negi
                            Apr 27, 2020
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                            My Name is Ankit Negi i have taken two loans from india bulls Dhani App. my Associated Mobile Number is [protected]
                            i want to apply Moratorium from 1 march 2020 i have imposed some bounce charges and late payment fees during the period of 1 march 2020 pls.
                            allow me remmission of fines which was imposed on me so i can clear my EMI's BECOUSE I AM AN FREELANCER AND DUE TO THIS COVID-19 my work was
                            Down As Zero pls. undersand the situation and Cancel Fines and Bounce charges which was imposed after 1 march 2020.

                            my Loan Id's are : 1- IPERDEH02548776
                            2- IPERDEH06628551

                            Thankyou :)
                            My contact Numbers are : [protected] & [protected]
                            Email : [protected]@gmail.com
                            IndiaBulls customer support has been notified about the posted complaint.
                            Fraud app
                            Cheating app due to prasent situation India bulls playing game with public
                            IndiaBulls Customer Care's response, May 2, 2020
                            Verified Support
                            Dear Nitish,

                            Apologies for the inconvenience. We request you to share your contact number so that we can help you in a better way.
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                              J
                              Jeevankumarbha12
                              Apr 24, 2020
                              Resolved
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                              Resolved

                              Address: 1120 dipak bihar khora colony Ghaziabad 201001

                              Bouns charge janwary march april ke hatye aur late payment fee hatye mera koi galti nahi hai hamare account me available balance tha galti ap logo ka hai hamare account se 295 rupee kat liya gaye hai indiabulls ke tarph se pesa retren kiya jay corona virus me rbi aur bhart sarkar ne batye hai koi bouns charge nahi lagna cahiye ap log bouns charge lagatye hai bouns charge hatye aj mai e loan top up k le ke 4 month se prasan hai bouns charge hatye emil. Pe 50 bar state ment bhej chuke hai bouns charge hatye corona virus me ese mat kare customer ke sath is tarhah nahi kiya jata hai plese bouns charge hatye apka emi payment date. 5 se 13 tarik ke bich emi kat sakte hai 20 tarik ko ap 295 kese kat liye kaha ka niyam kanun hai sare bouns charge hatye late payment fee jaldi hatye corona virus
                              Aug 12, 2021
                              Complaint marked as Resolved 
                              IndiaBulls customer support has been notified about the posted complaint.
                              Apr 24, 2020
                              Updated by Jeevankumarbha12
                              Plese mai char 4 month se prasan hu bouns charge hatye late payment fee jaldi hatye 295 rupee waps kare corona virus

                              Verified Support
                              Apr 28, 2020
                              IndiaBulls Customer Care's response
                              Dear Customer,

                              Please be assured that our team is already working on your concern and will provide you with an update soon.
                              Verified Support
                              May 11, 2020
                              IndiaBulls Customer Care's response
                              Dear Jeevan Kumar,

                              We tried reaching out to you but were unable to connect with you on your number. Kindly share an alternate number and a convenient time when our team can get in touch with you.
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                                B
                                Bhagya_bul
                                Apr 22, 2020
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                                Hlo india bulls dhani biz bussiness loan aap not working kindly upgrading
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                                  Hashamshaikh Mohd
                                  Apr 21, 2020
                                  Resolved
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                                  Address: Dhani india bull consumer hyderabsd

                                  Its a complaint against dhani pay credit line.
                                  Very very lazy not response on phone.. Sir i taken loan from 24700/=
                                  . After he send a message of dhani pay credit line fill up the form u will get 12350/=rs. I filled. After i done recharge 149/=rs and order dhani pay card of 118rs and 16rs recharge. But he debited 450/=rs on 10th april. Today 20th april 130 rs debited why? I am angry on u.. I said many times and i send email on ping dhani pay. But there is no response. I think i am fool.. U make me. Pleaß deactivate dhani pay credit line.. Otherwise i will complaint dhani india bull.
                                  May 25, 2020
                                  Complaint marked as Resolved 
                                  IndiaBulls customer support has been notified about the posted complaint.
                                  Verified Support
                                  Apr 23, 2020
                                  IndiaBulls Customer Care's response
                                  Dear Customer,

                                  We request you to share your registered contact number so that we can help you in a better way.
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                                    Renju Anu
                                    from Aluva, Kerala
                                    Apr 18, 2020
                                    Resolved
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                                    Resolved

                                    For my loan account number idhadel07429245 and idhadel08080941 i paid manually via dhani app and 10th ecs also debited from my account. Payment due date was 5th and i wait for three days and amount not debited from account, so i paid the amount through the application. Now on 10th ecs also debited from my account. So refund the amount i paid twice for the loan account. There is no notification or massage from your end for the payment. And this is the first payment suppose to pay for the credit line card. So got confused regarding this. Refund my amount 1062. I write several mails to their customer support but still there is no reply or anything. No number to contact also.
                                    Apr 27, 2020
                                    Complaint marked as Resolved 
                                    amount refunded
                                    IndiaBulls customer support has been notified about the posted complaint.
                                    Apr 21, 2020
                                    Updated by Renju Anu
                                    there is no response from the indiabulls since my amount is with the indiabulls, i am complaining from 10th but there is no reply. i need a resolution for this earliest.
                                    Verified Support
                                    Apr 21, 2020
                                    IndiaBulls Customer Care's response
                                    Dear Customer,

                                    Please be assured that our team is already working on your concern and will provide you with an update soon.
                                    Verified Support
                                    Apr 24, 2020
                                    IndiaBulls Customer Care's response
                                    Dear Customer,

                                    Kindly be informed that your excess amount has been refunded to your account.Do let us know if you need any assistance in future.
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                                      sharmilisen
                                      from Hyderabad, Telangana
                                      Apr 17, 2020
                                      Resolved
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                                      Loan amount is showing as disbursed and emi to be deducted next month onwards. If i didn't receive my loan amount, then why should i pay emi. I've e-mailed to dhani complant email id. Complaint number generated but nobody is responding. Customer care executive disconnected the call without resolving my issue. I feel cheated by dhani app. My registered mobile number is [protected]. Please help.
                                      May 27, 2020
                                      Complaint marked as Resolved 
                                      IndiaBulls customer support has been notified about the posted complaint.
                                      Verified Support
                                      Apr 22, 2020
                                      IndiaBulls Customer Care's response
                                      Dear Sharmili Sen,

                                      Please be assured that our team is already working on your concern and will provide you with an update soon.
                                      Verified Support
                                      Apr 24, 2020
                                      IndiaBulls Customer Care's response
                                      Dear Sharmili Sen,

                                      Please be informed we tried reaching you on multiple occasion however could not connect.We have shared you the resolution through mail.Do let us know if you need any assistance in future.
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                                        Ravindhra Dasari
                                        Apr 16, 2020
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                                        Address: 15-13-11 RTC colony main road Guntur

                                        Dear sai, Iam Dasari Raveendra Nadh
                                        the customer of India bulls I have two loans in it,
                                        India bulls didn't send any moratorium option or any moratorium message to they run ECS and bounce charges charged to me
                                        My loan numbers are
                                        BL47082446
                                        TP01253155
                                        There no food also in our house, we are suffering very economical crises.
                                        Please help me
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