Indian Bank — Refund related issue from flipkart

I ordered something from Flipkart that I return for that Flipkart issued me a refund on 27 September but it according to gov. guideline it must be credit into my account on 6 October maximum but today now on 9th of October I did not get the refund in my account but the refund is processed by Flipkart on 27 September they also provide me the reference number that isCR20092816142318700730904
Acc no. Is-[protected]
Indian bank, Muradnagar, Ghaziabad, U. P