Indian Overseas Bank Complaints & Reviews

My name is Naveen Chauhan. My ac is in IOB Bank and my ac num is 3121 Vill- sadarpur sec-45 noida . I applied atm card he have come in the Bank. but your employee madan lal baisla not giving my atm card .and he says if we have not full staff so come to after bank time closed. madan lal baisla is not good behaviour of ac holder. he says if you can comlaint anywhere. so pls action tis comitment.

To
The Governor
Reserve Bank of India

11.3.2009

Sir,

I am Mr. Kapil Sen, Senior Engineer, West Bengal State Electricity Board (WBSEB), Kolkata with 8 yrs of service remaining. My permanent residence is my own house at CIT Road, Kolkata(5 mins walking distance from Ananda Palit Rd Branch).

I had visited & applied for Education Loan (Rs 3.5 lacs) for my son’s engineering, to Mr. R.K.Pradhan, Manager, IOB, 38/B Anand Palit Rd Br., Kolkata-700014, in the month of January 2009. My son got admission in IEM, Kolkata(AICTE approved), which is one of the premier engineering colleges of the state, with high score and rank in WBJEE.

But, unfortunately, in spite of having all necessary documents, my son’s loan application was rejected, for reasons beyond me. I was told verbally by Mr. Pradhan that his branch does not have sufficient funds for education loan, & he has not sanctioned any education loan during his tenure at the branch.

Later, I came to know from staff members at the branch & other authentic sources that he is involved in various corrupt activities regarding sanctioning of education loans. He has illegally sanctioned 10-12 education loans (amounts between 2.5 to 3.5 lacs) to P.C.Chandra School of Business (PCCSOB), Kolkata (LC : 824), for MBA course.

For each of the education loans sanctioned by him, he has collected cut money of Rs 20, 000/- as commission from Mr Avishek Auddy, Director, PCCSOB.

Mr Pradhan, also frequently receives cash money and other gifts from Mr. Abhijit Laha (member of P.C.Chandra Group), in return for various favors & unfair advantages provided to him.

PCCSOB does not meet eligibility criterion for sanctioning education loan as per RBI norms as :-

1. PCCSOB is neither AICTE nor WBUT recognized.

2. MBA course at PCCSOB is in part-time distance learning mode, not regular full-time course.

3. Not even a single batch has been placed as yet, so there is no guarantee that IOB will get back its money.

4. College runs in rented premises & loans have also been given to candidates from outside of Kolkata, with fudged residence proofs.

5. PCCSOB has no genuine selection process & no consideration for merit at admission time.

6. PCCSOB, is actually a mere Distance Learning Center [LC: 824], not eligible for any Education Loan.


Mr. Avishek Auddy, Director, PCCSOB along with Ms. Sharmistha Mukherjee, head admissions, is involved in malicious activities of making counterfeit documents (address proof & salary slips) for availing education loan.

Mr. N.K.Tarafdar, previous manager at the same Ananda Palit Rd Br., Kolkata(retired in January 2008), who is now employed by Mr A. Auddy at PCCSOB serves as a linkman for these illegal activities.

There have been several complaints by students against PCCSOB at AICTE, UGC, DEC, PTU, AIU for poor quality of education provided & non-adherence to rules and standards.

I would request you to take proper measures against Mr. R.K.Pradhan, Manager, IOB, Ananda Palit Rd Br.(1108), Kolkata & Mr. Avishek Auddy, Director, PCCSOB, the two main perpetrators of the crime, so that genuine meritorious students are not deprived of Higher Education in India (without disclosing identity).

Please ensure that no further education loans are sanctioned, to this illegal & fraudulent institute PCCSOB, in future & the loans sanctioned till date, are investigated and canceled.



Yours faithfully,



Kapil Sen
(Kolkata)


Copy to :

CVO, IOB, Chennai
CVC, Satarkata Bhavan, New Delhi
Chairman, IOB, Chennai
Banking Ombudsman, RBI, Kolkata

ATM debit card password
Dear sir,
Name: Ramdeo Mukhia
Mobile No. : [protected]
My ATM debit card no. [protected]
Branch Name: Saindha UP
Saving account No : 1288
Sir I Have received ATM debit card from IOB bank but did'nt received its password yet.
so please kindly send it to my residental address as submitted in bank. or My company address as below:
RAMDEO MUKHIA
C-64 IFFCO TOWNSHIP
AONLA
BAREILLY
243403

Hi we are your customer for about 3years at aranthangi branch.The quality of service is not proper.No A/C facility is provided.We can get a look of a hospital.So we kindly request you to increase the quality of the IOB bank.Thank You!

Respected Sir,
I am Praveen Upadhyay having the saving account in IOB but I am having the sufficient amount in account, but after that also bank has bounce my Cheque number-030981 on 09/01/2009, which I have given to ICICI Pru Life against my policy on 5/12/2008, but bank given the region that I didn’t having the much balance in my account and also said that Cheque never present in bank by the ICICI. The ICICI Pru Life also shown the return memo random of insufficient balance. After in the matter to the local branch they have given the reason that Cheque does not having the bank stamp (Branch) on the Cheque.
Due to this mistake done by bank my policy has been lapsed and the ICICI charging the charge also. Due to such case i never suggest any other to do transaction with the IOB in future because they not providing good customer service and they talk very inpropertone to the customer

The Particulars Of Account As follows-
Account Holders Name- Praveen Upadhyay& Anshul Upadhyay
Account Type- Saving Account (Joint Account)
Account Number- 884
Branch Name- Indian Overseas Bank, Rural Development Agency EXT CTR.

Please look into the matter and do the need regard as soon as possible, I shall be very thankful to you.


Yours
Praveen Upadhyay
32/25 B Civil Lines (Near Head Post Office)
Mathura.281001 (U.P)
Ph No- [protected]

The said policy was made with IOB, Berhampore branch, code1609.Policy no. 2008/[protected]/7; certificate no.1609/1071, period:29.10.2008 to 28.10.2009, plan A, sum.150000, with IOB Branch code 1609, Berhampore, Murshidabad, West Bengal.Now i request you to send our original policy alongwith related papers so that I can proceed further legally and know every thing about policy etc. thanking you. swapan kumar adhya & anjana adhya, 160, A.C.Road, Indraprastha north(opp.Sudha apt.) P.O.khagra, Dst. Murshidabad, W.Bengal, 742103. My contact no.[protected].

Sir, I was receiving the family pension through this said branch,
but since last two years they have not paid the same, and each day I am visiting the branch they are telling that i will be paid but still not getting the pension.

Sir,
The undersinghed is the Account holder of your bank
of Civil Lince Branch Allahabad U.P. My S.B A/C No. 16101.
I have applied for ATM card dated 11/12/2008.But i have not recived the
card & pin no. till date whilr enquireying the subject work no body is responding
properly in the branch.Kindly arrange to look into the matter promlly & take
neccessary action in matter pls.
thanking u Ravi parashar
A/C No. 16101
Mobile No. [protected]

i had applied for the recruitment of clercial staffs as per bank instruction on 30.12.08.but i have n't got call letter by the exam date and no information was provided by the bank website.i have the print out of online registration and reciept of amount paid but i was unable to appear due to non availability of roll no. and centre which was to be provided with call letter.Also, i recieved no information about my centre and roll no. on my email id (mayoor.[protected]@indiatimes.com)till exam date.
please help.

sir, i had applied for the loan of rs.25000 in indian overseas bank on 20/8/2008 but i haven't received any response about it. officers are not telling any thing.

Hi,
I registered for internet banking on 11th of November, 2008 and submitted my all documents to one of the branches of IOB. But still this is not activated. I had done it for neccessery. Please check this matter as soon as possible, otherwise I will withdraw all my savings a/c, fixed a/c and reccurings.

ACCOUNT DETAILS ARE------
Branch-kolkata port#No 15 Stand Road;Kolkata-700001
Account type:SB
Loging_id: manrch

contact number:0-[protected]

It took the branch to issue a DD in favor of Tamil Nadu Open University, Chennai more than 45 minutes after remitting the cash in teller. I was watching the Challan going through tables around the office and in an average it took 15 minutes to get cleared on each one. The employees were talking about Former finance ministers move on providing new cars for Judges, but not cared about the citizens paying them. These employees next generation have to suffer a lot of discrimination and let this people feel the hell before death.

IOB Bank Manager Mr S. Siddharthan wrote me on official Indian Overseas Bank letter head advised me to transfer money from my IOB account to his investment company called ‘Laks Investment’ run on the name of his wife Nikhila to gain more interest than the normal IOB rates. He cleared my doubts again handwritten on the official IOB letterhead dully signed that all these transactions are legal and I need not have to worry. My worries started once I wanted my investments with interested to be returned. Now Mr S. Siddharthan meanwhile promoted to the post of Lead Manager of IOB at the Head Office said that all his investments are lost because of his trading with a local investment company. My complaints to his employer the IOB were not honored because suddenly it is a private dealing. I raised a FIR that was honored by the Nagercoil Police department and he was charge sheeted. The court case is going on. Even though I had produced all relevant documents on the fraudulent activities of the Manager IOB is ignorant about this and did not take any action against the Manager !

Hello,
I have an account in Indian Overseas Bank, Intl. Business Centre, wood street, Kolkata branch for the last 3 years, but till now I have been deprived of My Debit Card. On official tour I am always round about out of Kolkata and it is getting very difficult my me for my daily needs. I have already made request for the same but nothing happened till now.
I request IOB's concerned officials to plz do the consideration as soon as possible.
Thanks n regards
Gautam Ranjan
A/c No. - 73761