Indian Overseas Bank — charges on low balance in sb account

Address:Mahbubnagar, Andhra Pradesh, 509001

On 21may 2018 iob deducted nearly more than rs.800 from my account in the name of charges on low balance maintenance from 2016 to 2018... My question is why they deduct 2016 and 2017 charges in 2018 on a single day and charges are different in different month between 52 to 100 rupees per month what is the logic??
This is one of the worst bank in mahabub nager only one atm is there and always dry this type of facility they are providing..
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I made online payment renewal of Rs.17, 476/- for Star health insurance on 19th May Ref.No. PAYTM[protected][protected]@73594,

The above transaction is failed, still the amount is not credited to my account.

Please verify and give immediate credit.

Thanking you.

Krishnan

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