Claimed

Indian Overseas Bank Complaints & Reviews

1
Updated: Nov 8, 2025
Complaints 2361
Resolved
341
Unresolved
2020
Contacts

File a complaint to Indian Overseas Bank

Having problems with Indian Overseas Bank?

File a complaint and get it resolved by Indian Overseas Bank customer care. It’s quick, effective and absolutely free!

SUBMIT A COMPLAINT

Indian Overseas Bank reviews & complaints(2361)

Newest
  • Newest
  • Most Helpful
  • Most Popular
  • Resolved
  • Contains Photos or Videos
  • Oldest
I am Meivannan Palanisamy. I attempted to withdraw ₹10, 000 using the UPI cardless withdrawal option at your bank’s ATM located in Rangampalayam, Erode, Tamil Nadu (under the Erode branch).
On November 8, 2025, at 5:44 PM IST, I entered the amount on the ATM screen, and a QR code was generated. I scanned the QR code using the PhonePe app on my mobile device. The transaction was successfully processed, and the amount was debited...
Helpful
Found this helpful?
Write a comment
Report
Copy
To: Branch Manager
Indian Overseas Bank, Oppilan Branch Tamil Nadu

Subject: Unauthorized AEPS Transaction – Request for Immediate Action

Dear Sir,

I am Sahubar Ali Ansari, holder of Savings Account No. [protected] at your branch. I am currently working in Dubai. On 20/10/2025, an unauthorized AEPS cash withdrawal of ₹10, 023.60 was made from my account. I did not authorize this...
Helpful
Found this helpful?
Write a comment
Report
Copy
S
Sheik Ibrahim shah
Aug 24, 2025
Report
Copy

stray dogs

Address: masilamanipuram,Dindigul

Respected sir/madam,

In our street, around 4 to 5 dogs are baking continuously during night. And at morning it bites everyone whoever it sees. About 5 members had became the victims till now. Kindly do the helpful. This is happening for more than 15 days. And people are afraid to come to out of their house. It would be really helpful, i[censored] resolve us this issue soon.

Thanks

Dindigul, br...
Helpful
Found this helpful?
Write a comment
Report
Copy
P
pragadeesh29
from Ranipet, Tamil Nadu
Jul 3, 2025
Report
Copy

Complaint regarding failed cash deposit at iob atm amount not credited

I visited an Indian Overseas Bank (IOB) ATM to deposit an amount of ₹1000. After inserting the cash, the ATM displayed a message indicating a hardware issue, followed by a message stating "Temporarily Out of Service – Sorry, please visit any other IOB ATM."

However, the amount of ₹1000 was not credited to my account, and the cash was not returned. I request you to kindly look into this matter and ensure...
Helpful
Found this helpful?
Write a comment
Report
Copy
Being a NRI customer with IOB along with Locker holding, I wanted to have my spouse access my locker without my presence as I am not able to travel. The branch neither responds to the calls to bank/ to the emails to branch manager. After lot of complaints and escalation, they turn up responded with instructions and that was misleading and again they denied my locker access in spite we travel in person. Negligence and denial of my possession...
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
Address: Sh. Des Raj, S/o Sh. Puran Chand, R/o HNo 148, VPO Saha, Ambala-133104 Mob: 8708586784 Email: [email protected]

Date: 04.04.2024

From:
Sh. Des Raj, S/o Sh. Puran Chand,
R/o HNo 148, VPO Saha,
Ambala-133104
Mob: [protected]
Email: [protected]@gmail.com

To,
The General Manager,
Indian Overseas Bank,
Taxation Department
763763 Anna Salai Mount Road,
Chennai, TN-600002

Sub: Complaint against IOB Taxation department for Wrongly remitted...
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
T
THEINMULLAI
Apr 3, 2024
Resolved
Report
Copy
Resolved

sir., report on my loss of my pension money during money transfer through imps

Address: Indian Overseas Bank, Thanjavur Nanjikottai branch, Thanjavur- 613005i

Respected Sir.,
I am Theinmullai S. Benjamin and my A/c No: [protected] of Thanjavur Nanjikottai (2753). I have been receiving Railway Family Pension, in this account. And my distress and suffering started, when I made a Fund transfer of Rs.24300 from pension amount using Mobile banking app in IMPS mode, to my alternate account to my Sons SB account .And in few seconds status message shown on my screen was Timeout Payment transfer...
Helpful
Found this helpful?
Write a comment
Report
Copy
I am writing to seek clarification regarding a recent deduction of 500 rupees from my account for appraisal charges related to my jewelry loan. I would like to understand the details of this deduction from the Mayiladuthurai Junction branch.

I availed a jewelry loan from IOB Bank for a total amount of 1 lakh. According to the loan agreement, the appraisal charges were supposed to be included in the loan amount. However, upon...
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
I am getting SMS on credit and debit activity in an Indian Overseas Bank Account which doesn't belong to me. This message is send from AD-IOBCHN sender. Kindly stop sending me these kind og messages to my mobile number....
Helpful
Found this helpful?
Write a comment
Report
Copy
N
Nunmuthu
Aug 24, 2023
Report
Copy

Receiving amount credited for someone account

The amount is credited in your iob account like that I am recieving very long. This number is not registered in any iob bank. But I am recieving message from IOBCHN, VM-IOBCHN
All mesaages are recieving from 2021 to till now. Last message was recieved with huge amount. so I thought I rise this as complaint here. please check.

attached sample message here.

Rs.322598.00 Credited to SB-xxx3303 AcBal:322445.95...
Helpful
2 other people found this review helpful
2 found this helpful
Write a comment
Report
Copy
A
A Senthilkumar
Jun 3, 2023
Report
Copy

Ecs return charges again and again debited in my account

Address: 1/86 suttru street kalambakkam village perambakkam post
Website: Bank

I not taken any loan but ecs return charges debited in my account monthly amount was 236...
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
M
mohan900
May 11, 2023
Report
Copy

IOB - UPI transactions are blocked

My UPI transactions are blocked and can't even payment of RS 1. My all UPI apps Gpay, phonepe and paytm are not making UPI payments. While contacting my home branch multiple times they stated that everything is clear from my bank side and told me to contact those third party apps customer service. I also contacted the customer service and they stated everything is ok from the app and there must be an issue with the bank account. I can't find...
Helpful
Found this helpful?
Write a comment
Report
Copy
P
Piyush amarnani
Mar 19, 2023
Report
Copy

Wrong transaction done by me

Address: 38/1,frist gate anand nagar

To
Indian overseas Bank
Ulhasnagar

Dear Sir/ Madam

Sub : transaction in wrong account

I have done a wrong transaction of Rs. 10, 000/- today at 4:59pm transaction Id:[protected] in account no. [protected]. Request you to kindly reverse the transaction into my account.

My account details as mentioned below

Look forward for your speedy response....
Helpful
Found this helpful?
Write a comment
Report
Copy
N
Niru@15
from Powai, Maharashtra
Mar 5, 2023
Resolved
Report
Copy
Resolved

Money debited continually

Address: Puducherry

This is Niranjana devi from pondicherry my branch 100 feet road. Debited my money from my account 2 time for DCAMC. And today 5.03.23 again they debited 3 times for MI charges. Im a college going girl what i do if they took all the money from my account. Please kindly help to to get the money back they are cheating us.

Rs.46.30 Debited to SB-xxx2926
AcBal:5954.22 CLRBal: 5954.22 [CHARGES-MI ] 100 FEET ROAD, PONDICHERRY...
Helpful
12 other people found this review helpful
12 found this helpful
Write a comment
Report
Copy
D
Dineshmpm
from Mannargudi, Tamil Nadu
Mar 5, 2023
Report
Copy

MI charges have been deducted

Today[protected]March 5 at 6:51 am the iob bank have deducted 891.73 rs have been deducted from my account they took 82.60rs 8 times and 123.70 rs 1 time and 107.33rs 1 time total of 891.73 rs have been deducted as a mi charges.i need a clear explanation for this....
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy
J
Jagan moorrhi
Feb 2, 2023
Report
Copy

295 amount automatic debit my account

Address: Erode main branch my account my name jagan moorthi

First rules and regulations tell people's please and my account auto matic debit 295 but I think any time not eat not reading some depression why bank workers debit before tell that account person, why charge 295 this is very big amount please change ATM card charge rules and regulations...
Helpful
Found this helpful?
Write a comment
Report
Copy
S
Sudhan Duraipandian
Jan 14, 2023
Report
Copy

Account closure

Address: 2/28, Mosque street, Esanatham, 639203

In 2011, for availing Educational loan, I opened a joint account along with my mother at the IOB Esanatham branch. I have repaid the loan without any outstanding balance. Since I have multiple accounts in multiple banks for salary and other purposes, I find it hard to manage all those accounts. So I decided to close the account with IOB and submitted a request for the same with my mother's concern on 09-Jan-2023. The representatives assured...
Helpful
Found this helpful?
Write a comment
Report
Copy
N
Naveenwap7
Oct 18, 2022
Report
Copy

Money is debited without my permission

Rs.141.00 Debited to SB-xxx2746 AcBal:177.85 CLRBal: 177.85 [APY-SI/MNT ] CHENNAI- GOWRIVAKKAM on[protected]:55:56.IOB.

My money is debited without my permission...
Helpful
3 other people found this review helpful
3 found this helpful
Write a comment
Report
Copy
T
Thabooral
from Chennai, Tamil Nadu
Oct 12, 2022
Report
Copy

Regarding DCAMC charges

Address: Thiruninravur

Hi today 12/10/22 I received a bank alert msg that Rs. 272.34 has been debited due to DCAMC charges.. May I know what that charges for and also need refund for the same...
Helpful
81 other people found this review helpful
81 found this helpful
3 Comments
Report
Copy
L
lleenniinn
from Chennai, Tamil Nadu
Oct 3, 2022
Report
Copy

Unfreeze account

Address: no,60/10 ponnamal street vadapalani

Hi, my name is lenin Rajaram

Acc No: [protected]

The account no mentioned above was frozen by Cybercrime Uttar Pradesh because of a misunderstanding and right now the issue has been resolved, but my account still seems to be inactive. when contacting Cybercrime they state that an email has been sent out to unfreeze my account. I have been waiting for a long time for the account to be activated but I am...
Helpful
Found this helpful?
Write a comment
Report
Copy