Indian Overseas Bank — Harassment and corruption

Address:Ludhiana

I visited my bank branch for an educational loan for my further studies and the branch manager had harassed me and gave me 2 options for loan approval :-
1. Guarantor should be the person who is having a good bank balance in IOB.
2. Give an amount of 30000 as bribe.

I really feel upset about the Indian Banking conditions.
I am a Chartered Accountant and pursuing Masters in International Accounting from one of reputed university in Ireland. I also got a scholarship there but still unable to take a nominal amount of loan for my future.

I require help from the upper authorities of Bank. Please guide.
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Indian Overseas Bank customer support has been notified about the posted complaint.
Aug 10, 2020
Updated by CA Sahil
Please help me as soon as possible.
I need a loan for visa purpose by end of this month.
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