Indian Overseas Bank — refund debit card charges

Address:

Ambala, Haryana, 134003

I have an saving a/c with yor bank bearing a/c no [protected] in ambala city branch. I have not applied for any debit card. But your bank issued me platinum debit card and charge me rs 885/.
As i am not eligible for platinum card because for platinum debit card there should be transaction of minimum rs 100000/.
So you are requested to please refund my charges of platinum debit card.