Indian Overseas Bank — Withdrawal from s/b account without sufficient notice towards jewel loan interest

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I am psomakumar residing at site no.36, thasami park residency, singanallur coimbatore 641005. I am a customer of iob, nanjundapuram branch for the past 15 years. My acct no. Being [protected] (Sb a/c). Before that my wife had an acct in iob ramalinganagar branch. This acct was transferred and merged with my acct and the acct was made joint account.
For my son's education in vit (Mba), i was in need of money and i pledged some jewels in iob, race course branch in 2014 may. Since, at that time services of an appraiser was not available in iob nanjundapuram.
This jewel loan was renewed in 2015, by paying the interest which was due.
This year i went to iob race course branch and i was denied permission to repledge the same at the first instance by the officers in charge their stating that i did not have a s/b acct.In their branch, thuis causing great embarassment and shock to me. Hence i approached my regiular iob branch at nanjundapuram and after they spoke to the manager concerned at race course branch i was allowed to repledge the jewels. The jewel loan acct. No. Being[protected] dt.[protected].
To my shock today when i went to iob nanjundapuram branch, the acct balance was "0". An amount of rs.1476-45ps has been withdrawn from my sb account by race corse branch on[protected] and an amount of rs.334/- (Which amount was just credited into my acct then) withdrawn on[protected], by them.

The interest amount does not amount to rs.1170/- for one month and a total amount of rs.1820.45ps has been withdrawn from my account making the balance "0'. This is quite disgusting. With my knowledge such things are done, how can i keep track of the transactions?. Had i issued a cheque to some body, who will answer for its bouncing? Who will pay the penalty for not maintaining the minimum balance in s/b acct. I have already paid a sum of rs.300/-to the appraiser, without any voucher, since he told that he is not in the bank's payroll.

I suspect some foul play in all these happenings. Since they have been coerced into permitting me to repledge the jewels, the staff want to take revenge?

I asked the asst. Manager concerned for a copy of the acct, statement, which he refused to give.
I await a look into these matters and a prompt response to my queries.
I look forward to proper redressal in this matter.
With regards,
P. Somakumar