Indian Railway Catering & Tourism Corporation [IRCTC] — ticket status refunded but not credited to bank account

Address:	Solapur, Maharashtra, 413003
Website:	IRCTC

I got my money debited from my bank account but my ticket was not booked. Later in transaction refund history it shows that my money is refunded but money has not been credited in my account yet.
Transaction id-[protected]
Transaction id:[protected]
Transaction type:- failed
Transaction amount:-295
Bank:-paytmag
Refund status :- refunded
Refund date:- 8 aug 2017
But the money has not been credited to my account.