Indigo Airlines — unable to get complete refund

Address:

Wagholi, Pune

This is in regards to my flight from ixc-pnq, on 08th may with indigo airlines.

I stay in pune and i was suppose to travel from mumbai central to amritsar via train on 28th april with my father but indian railways have cancelled those booking and did a complete refund.

Since i won't be going to punjab there's no way that i could board my flight from amritsar (Ixc) to travel back to pune (Pnq)

Hence i wanted to cancel my flight and get a refund. But indigo is not ready to do a complete refund. Asking me to book tickets for a later date or reschedule the flight and pay the flight difference or the cancellation charges. But i don't have any plans to travel and i can't be forcefully making plans and due to this pandemic future is uncertain and i don't want to risk my life by traveling.