[Resolved]  Ing Vysya Bank — Regarding Personal Loan

Address:

Hyderabad, Andhra Pradesh

Dear Sir, I am T.D.Kumara Vadivelu, Hyderabad. I was received so many calls from your bank, Himayath Nagar Branch, Hyderabad (phone No. ) regarding Personal Loan. Even after refused your employees pressurised for Personal Loan. Then I applied for PERSONAL LOAN. First of all I have submitted my PAN CARD zerox copy for obtaining CIBIL SCORE. Your Bank Personal Loan in charge said, sir, Your CIBIL score is very good you arrange documents. I arranged all the documents. After a week days I called to your bank incharge. She said sir, your loan rejected. I requested her please arrange reasons for rejection. But I have not received any satisfactory reply from your bank. So many times I tried to talk to your representative.But she not lifted phone. I tried so many times to talk to your branch manager. After tried to talk to your manager so many times, Yesterday night he approached me. And he said in your CIBIL SCORE is good. But you have more than 25 to 30 CHEQUE RETURNS in your cibil. SIR IS IT POSSIBLE TO AVAIL CHEQUE BOUNCE INFORMATION IN CIBIL. In my entire service and life only before 2008 only 3 cheques were returned ONLY ON OTHER REASONS. i ALREADY HANDED OVER BANK STATEMENT FROM 2004 TO TILL DATE to your great and experienced Manager. Your Branch Manager given bluddy replies not matching one with other. He donot have any previous experience. He is not suitable for Manager post. He do not know how to understand CIBIL reports. FOR THE ALL ABOVE REASONS I request YOU to SEND A DETAILED LETTER WHY YOU WERE REJECT MY LOAN ALONG WITH FULL DETAILS. AND ALSO HAND OVER ALL THE DOCUMENTS WHICH I WAS SUBMITTED FOR LOAN. FAILING WHICH I WILL FOR LEGALLY FOR JUSTICE.