[Resolved]  HDFC Bank Standard Life Co. Ltd. — Misguide & Cheating

Address:

Pune, Maharashtra

We have to get your attention about we are been cheated by HDFC Standard Life Insurance Co. Ltd., I got call from Delhi office in March 2013, that their executive told us that company is giving loan against policy, also told that company is making their black money white by giving loan against policy. For that I have to purchase new policy after that in 1 month against that policy we will give you loan, (Rs. 3.5 Lacs loan will sanction against Policy of Rs. 35000/-p.a.) executive named Rahul Kumar Sharma, we told that we don’t have money to purchase new policy of Rs. 35,000/-, he told that please arrange at least Rs. 20,000/- I will pay 15,000/-, after sanctioning loan return me my 15,000/-, then we said its ok. We told him that whatever you are saying please mail me in detail that I will sure about you and your company, he said that we cannot mail before, you have to purchase policy first then we can mail you. Then he send executive to collect documents from Pune office and told us that don’t disclose with him anything, I will manage from Delhi office. So we are ready to purchase & we purchase policy named “HDFC SL Classic Assure Insurance Plan” Policy No. 16010140.

When we ask for receipt of our cheque Mr. Rahul Kumar Sharma told that I will told to mail you receipt, and we got mail from unknown person called Pramod Kumar and mail id is pramod.[protected]@unicon.in not received from hdfc.com account.

He gave us his contact no. [protected], after purchasing policy he told that his cell is missed & we have to contact on his colleague no. i.e. [protected] within that days he spoke with us from this number. Within that days after purchasing policy, I have received call from their senior called A. K. Mittal, he told that we are sanctioning 6 Lacs rupees loan instead of 3.5 Lacs for that I have to purchase high amount policy of Rs. 60,000/- p.a. we told that we don’t have to money to purchase these huge amount policy, after that Mr. Mittal said that its ok I will try to sanction loan of Rs. 3.5 Lac. After that he never called us. Now Mr. Rahul Kumar Sharma is not picking up our phone nor going to call us, I think that he blacklist my no. in his cell, because every time I called the busy tone is appearing, nothing response from him or Mr. Mittal.

We went to HDFC Life Pune office to cancel the policy they told that the policy is not going to cancel & we are not refunding you the money. You have to maintain for 10 years. We have been cheated by HDFC Life