Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

Assalamualikum
I'm aadil ahmad rather, the costumer of your bank branch kreeri baramulla j&k india. I was submitting my fee for ssbjk post through debit card (Master card), but when i submits fee and the site showed me the error and process wasn't complete and my balance was deducted by bank of j&k. So please refund my balance that will be your most greatness? Sincerity...

Yours sincere costumer

Aadil ahmad rather
Account no... Sb 15042
Branch... J&k kreeri
Debited date...24th of feb 2019
Time... 11:52am
Amount...350 rs

Respected sir/ madam

With due reverence, i would like to draw your kind attention towards the grievance which is as:
1. I am the account holder of your branch (J k bank, nunnar, ganderbal) from last 6 years
2. Last week i was in need of the international transactions property available with my account, as i had to send some money to attend an international conference at europe.
3. As i enquire from your officials available at the branch regarding the international transactions from pay pal application, they asked me to send an email to the jk bank, branch - nunnar on email id., ([protected]@jkbmail.com).
4. I forwarded the email to the same id on dated; 19 feb, 2019, however my account has not been provided with the facility yet.
The email is enclosed as:

International transactions from jkb account

Help biologists
Feb 19, 2019, 4:08 pm (2 days ago)
To nunnar

Greetings...

Dear sir,

Kindly, provide my account with the facility of international transactions asap.

I shall be responsible for the international transactions from my account.

Account. No. [protected]... Few digits withheld

With regards

Account. Holder: name with held

I would like to seek help from you in this matter and kindly allow me with the above said property as soon as possible.

On 5th feb i made a transaction at dominos of 625 rupees... I made 2 transactions among which one showed failed so i had to repeat my transaction.. However from my account the so amount was deducted twice... I reached dominos that moment to confirm theh showed me the details n only once the transaction was succesful... So they told your bank will refund within 24 hrs bt no refund was received.. I called jkbank customer service even they told amount will get refunded in 1 week or so.. Pleasw look into the matter i need my money back

Hello sir i am abhimanyu my account no is -[protected]

Ajh 10/02/2019 ko mere account se 10000 ke four tranjection ho gay hai total (40000) forty thousand withdrawal ho gay hai mera atm card mere pass tha fir kaise paise withdrawal ho gay please revert me [protected], mail - [protected]@gmail.com

Branch — j&k bank greater kailash part 1 new delhi

My friend recieved a call today from unknown number saying "he is from jammu and kashmir bank main branch srinagar your atm is going to block today if you want to further use please tell us your card no's and adhaar card no so. We will continue your service by asking for one time password he froudly looted his 14000 rupees we have blocked the atm now he wants if there is any chance of refund or case against the number [protected] please do something

On 6th january 2019, i went to union bank atm for transit 5000 but due to shut down i wouldn't get money. But 5000 has been debited from my account. After waiting for two days i went to jk bank residency road jammu for complaint against my debited money. The bank didn't give me any feedback then i again went to jk bank for getting information about my complaint. They said the union bank refused my complaint. Then i said sir u again raised my complaint for seeing cctv footage. After 17 days i again went to jk bank now the incharge of atm section told me mam they again refused ur request, so u should visit union bank branch and asked them why they are refusing my complaint again and again. Instead of helping me he gave me this foolish suggestion. Sir / mam please you pay your attention to this matter i already suffered from last month.

Esteemed sir,
I just purchased a new smart phone. I inserted my sim card which is registered with the bank under account number _. I was having good experience with mpay, but unfortunately since i installed mpay in my new phone, it is not working. The response message i receive all the time is 'your transaction timed out'. Now i request your good self that kindly provide me the necessary procedure so that i may resume my best ever experience with the app and bank conveniently.
Thanking you in anticipation.

Sincerely yours

Bilal hasan
Handwara
Customer
Date: 09/02/2019

Dear sir/ madam,

This is with regards my salary account number [protected] maintained in your jk bank b/u noor bagh, srinagar. I am using this account from past few years and i just need this account to get the scholarship purposes im jus a student not any employee. The account does not possess any huge transactions and neither i’m using any credit card / loan facilities from the bank. I just have debit card and the charges for same are regularly deducted from my account after every quarter.
This is not the first time that my account has got deductions on the head of lien balance and often creates serious problems for me when i need to pay someone. I have limited amount of money in my account and the same is credited to different parties on every interval. But such kind of deductions always creates very much problems for me. i was tired of these uneven deductions from jk bank b/u noor bagh officials for no genuine reason.
I request the concerned authorities to kindly credit the same balance to my account as soon as possible or else i may switch to some other banks which are providing accounts on zero balance scheme.

Looking forward to get a positive and fruitful response from your end

Kind regards,
Name: Abid rasool sofi
Mob: [protected]
Acc: [protected]

Respected sir. A file forwarded by khadi and village industries board kulgam to branch head katsoo kulgam in the name of javaida akther r/o shalipora after fullfilling all legal formalities. And for further proceedings i along with my spouse visited branch where branch head reponsed nicely/politely and he forwarded file to incharge credits. Todays it's my 8th visit. But the incharge credits never tell me for further formalities and never behaived well same i bring into the notice of branch head but his behavior is on same position.. Kindly look into the matter..

Returned two cabin fans fulfilled by amazon purchased vide order nos
[protected] &[protected] paid by cash on delivery.
Two refunds of rs 1870/- each
Issued by amazon on[protected] on above bank vide
Refund reference nos.[protected] &
[protected]
But have not been credited to my bank account till now. Bank asks for unique
Transaction id number where as amazon provides only refund reference
Numbers. I do not know what to do and how to resolve the issue now.
I had provided my bank account number to amazon for refund.

If the value of a property exceeds the bank requirement can this property be used for another loan
This case is in jk bank branch wagoora
Name Suhail Muhammad bhat
Sheep under IDSSR scheme
His father has mortgage his property against another loan but now they ask for another mortgage for another loan case
But the propertian has given higher value so he wants the property be given as mortgage
Section 81 marshalling

Sir
i was one of the reputed customer but diue to your administrative poor response especially deputed in alamgari bazar they are very careless and non co operative and repeatedlly shown rude behaviour with the customer which is totally disagreeing negative image towards bank image . as, complaint was only to solve my surcharges in credit card without my confirmation.
during submit the same in same branch one told executive each and every executve told some times go upstairs i am not a dealing person. when i move upstairs for registering my complaint he told me im not a dealing one . i was totally confused what i did where i submit .i am not the only one who one effective there are so many others it is highly request to change staff there immediatley otherwise we will start campaign on social media against the branch

Respected sir,
Ladies of the surrounding areas of iqbal park sarai bala srinagar j&k who come there in the morning, face a number of difficulties as the gate keepers and other management dont care well about the maintainence and dont do their respective jobs well since a year. The workers even when asked to take care of the park dont take it seriously and are also not afraid of taking action against them. Most of them are not present and even are asleep. Crpf and other security forces are also present there which quite is not safe for the ladies. Therefore it is highly requested to improve the maintainence and also remove such workers and employ new workers and take strict action against them so that the ladies and other people feel free and secure while entering the park. Hope my request will not get unheard. Thanking you in anticipation

Xiaomi (Mi.com) has initiated my refund on 21 january 2019 but i didn't received even after 4 days. I want to know the status of my refund the refundable id no is[protected]. When we call the j&k bank customer service they said we are not told the status of refund so please processed my refund immediately. I make payment through j&k credit card. My bank branch is located at balgarden (Srinagar) jammu& kashmir.

Sir, i have having saving bank account under account number [protected] in j& k bank branch naidyar srinagar which was in continuous operation upto ending 2017. Recently on dated 04/01/19 and 08/01/19 i deposited rs 3000 and rs 2000 and also rs 700 were already in my account. Today i approached the branch for withdrawal of rs 4000 but they refused and returned my withdrawal without any solid reason. I approached the branch manager regarding the same he give no hearing instead showed rude behaviour saying rs 3000 is deducted for non operation charges which cannot be reversed in account. The part of rude approach hurts me and i leave the branch without money which was required to purchase medines. It is as such requested to look into matter and action against manager may please be initiated u/r.

Jk bank bemina cut 1 lakh from my account by saying that u been a gurantor to 7 day old cd account. Finance manger have no manner they forced me to give check and sig slip. They closed my account several time. Due to close of my account i suffered a loss of 25 lakhs. Who will give my money back i wanna answer from chair men parvez ahmad. I paid interest. I work with them from 6 year for some money they showed my sig to that farud and he do it as gurantor. What kind of justice is this if i don't get my money and my loss amount i will go to media and court... Bank employees are treating me like beggar especially finance manger. I am it holder from 5 years financial year is still incomplete check my tranctions it's above 1 crore.. How they provide 7 day old account 1 lakh od...
Check my old account cd 18895
New account cc 409. They farud there. I will see them now in court.

With due respect it is requested that i had deposited a cheque in the nowhatta branch they are stating that the cheque book has not acknowledged by the customer while there are insufficient funds in the account.. I requested the concerned branch for memo so that i can legally proceed in this matter they are asking that they will mention cheque not acknowledged in memo while there are insufficient funds in same account further there is no privacy as i got call from the party as soon as i left the branch that i had approached bank for collecting memo which is not acceptable.
Therefore i request you either register a complaint regarding nowhatta branch and provide me a compliant number so that i can lodge separate fir against the culprits or provide me with a memo quoting insufficient funds...
I had also contacted 2481999 regarding same issue and i had also forwarded them this mail but i had not recieved any feedback yet which is making my conditions worse...
Thank you.

With regards.
Syed aaqib banday

Sir we transferred instant pay the money of 2500 to the account [protected] using mpay account number [protected] on the date 07/01/2019, but only 1600 have been added out of 2500 and we are unable to withdraw the same money from the bank, we further contacted the branch manager who told that you will b able to withdraw the same money within a week, but we are unable to withdraw the same money after week further.
Kindly help us to resolve our issue immediately which will b the most kindness.

Providing bad services and they are misbehaving with costumer. They use abusive language with costumer even the manager do the same thing
Take action against them either change the full staff present in the branch.
They behave like as theyb provide thir own money give us many coustomer can change their bank dud to misbeaving of the staff present in the bank. Its highly request to you please provide batter servics

Dear sir
I m customer of jk bank since many years. Last week i went to jk bank jourian j&k for querry related to my bank account deduction. I reported to bank at 10:15 am, it was beginning of the day. I asked sir, my account balance get reduced. Actually i. Have to pay lian installment. Now amount is reduced. Why is it reduced? He replied"hogi koi fee ya atm ki ya kisi aur ki". I asked him to give me right information please. Suddenly an employee handling account and f. D. Started shouting on me and said i dont know very rudely. He had done my public insult infront of all customers. As i m localoid of jourian, it matters alot fr me. Then i came to home and msg to bank manager regarding the issue on the registered phone number took from google. But i didnt get response. I have no personal issue with any employee. I asked him thatcontinous deductions are going from my account and i think i should closed my account. He replied go ahead. My request is that if a customer cant get details of his account from bank, then what is the purpose to open bank. Being a customer i want u to ask to jk bank branch jourian jammu and find out who misbehaved wd me and he has to appologise.
I know this time i have very less balance in my account due to certain circumstances but they cant give respect to me on the basis of my bank balance. I have my pvt business. Ups and downs comes in life, if balance is very less account, will they not allow to get information.
As a human u can understand how do we feel when someone speaks ill words publicly. I m in stress since many days due to him. Might be he forget who is sunil? But till this day i m not able to take comfortable breath, although i stopped myself to go to branch jourian and i request you to please you email to branch and find out the happening of day and ask him to do apology for that misconduct.
Please register my complaint and send me complaint number on my registered address.
Regards
Sunil manhas
[protected]
Email. [protected]@gmail.com
Account no.[protected]