Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

I used jk bank atm jammu near gandhi nagar women college atm and my saving account are also in jammu and kashmir bank, karan bagh branch, jammu. Unfortunately my amount was deducted by atm machine but cash not received (3000/-) many times i check my account online but still not credited the said amount... Plzz help on this to refund the said amount..

It is unfortunate that J&K Bank is exploiting its Customers in the name of minimum balance deductions for monetary gains. I am maintaining my saving bank account in other banks also but have never faced such deductions. It is unfortunate that despite maintaing more than Rs.1000 in my saving bank account, the bank deducted Rs.425.09 from my account No. [protected] on 27.09.2018. Due to repeated deductions from my Account I have moved my funds to other bank account and through medium of this complaint would like to seek justification of such deductions where hard earned money of poor people is looted.

Dear sir
With great regards i want to bring in your kind notice the posts advertised by j&k bank the age criteria suffers a lot. As these posts are advertised after a long gap so please take an action so this age criteria does not become a hurdle in the way of serious aspirants. Sir we are at the verge of overage... Sir please take necessary action.
Thank you sir in advance

I forget my mpin password of mpay account after various trys my mpay accounted blocked and also my atm is not working due to blockage.. When i visit my branch (Nunner gbl) they asked me to submit application regarding this matter. I submitt the application and they told me it will be unblocked tonight.5 days gone i still facing the problem when i visit branch again my application is still pending on the desk. After many requests the branch unable to activate my blocked account. Now i request your goodself to help me in this matter not even me other customers facing lot of problems regarding slow working of staff members.
Account nmbr:sb 0244
Branch nunner gbl

I am bearing a cc acount 356 in lasjan and i am so disaapoint by o[censored]r staff member in advance who use to misbehave with customer, he ofen asks for chicken and cabab wenevr felt any work on his desk, he only use to bribe and disappear frm his chair all the time wenevr aks abt his disappearence he use to say its none o[censored]r business. Its therefore requested your good self kindly take a serious note of ths msg.
Thanks.

My account has been debited as bccalc charges by 554 and atm recovery charges as 124...? So plz give some information about it.. It is totally misunderstanding and every 2 months i have been debited atm charges more than 100... I request give some information about it... Ufffffffffffff... So it should b prohibited in future as well as i request bank to credit these amounts as soon as possible... Also we dont receive any sms regarding these charges...

I have a salary account in jammu and kashmir bank on 11th oct 2018 my account was debited amount rs. 368.14 for bccalc recovery charges and rs. 47.20 as atm recovery charges. I do not under stand the meaning of these charges please return these amount to my account.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should give the clarification as these are not small amounts
Thanking you
Aamir khalil
[protected]

On 13/10/2018 my j&k bank saving account has been debited rs 406.44 on account of bccalc and rs.47.60 on account of atm recovery.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should give the clarification as these are not small amounts.

On 11/10/2018 my j&k bank saving account has been debited rs 257.44 on account of bccalc and rs.82.60 on account of atm recovery.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should give the clarification as these are not small amounts.

That my account no. [protected] under jkbank main branch kishtwar. The bank has charged me rs 225.20 and rs 187.68 on account of what bccalc and atm recovery charges respectively. I am not having any information about the same that why bank has charged it me.
Please privide me information about it and refund it as soon as possible.
Thanks.

I called the agency one day before i had the train in order to cancel the ticket. They asked me about the pnr number. I had sent a friend of mine to their agency to communicate with the pnr number. He went their ànd told them the pnr number to cancel the ticket and came back...after two days i called them to ensure if the ticket is cancelled or not and they told that they didnot get the pnr number. They were lying and misbehaving me in order to win the battle. So i want to request you to take an action against that agency. Most importantly he called again and again to scold me and threatened me that he will kill me.

Sir,
On dated[protected], i tried to withdraw cash of rs 10000- from one of the atm machines of jk bank situated at sector 7 lower roop nagar jammu, but the cash wasn't dispensed as it took more than 4 minutes that it is under process. After some time the same thing happened with other costomer also, so i left thinking the same shall be credited.

Regards,
Hlo sir/mam
i want to bring to ur notice dat i hv trying to making online payment on 27 sep, 2018 at 4.00pm approx. for my nta ugc Net form fee Rs.800 through my debit card Account no.613 registered with name Sahil sharma J&k bank narsingh dev birpur branch, all process has done and also amount has deducted frm my account Rs.800/-under Track ID CPK1573675 but fee has not submitted to merchant nta ugc agency for net form and there msg.cum on screen error detected plz contact bank, i hv contact dere, dey said refunded with in 24 hrs, but still i didn't got any refunded amount to my account, plz refund me Rs.800 as soon as possible...
I shall be vry thankful 2 u

I did online shopping on amazon and was not satisfied with the product so i return it and asked them to refund the amount so the refund was initiated on 22 of august 2018 which they told me that the bank will credit the amount in ur account in 3 to 5 working days but it has been more than 5 days still i didn't receive any amount in my account so i called them agin they orovided me this transaction no. 189121 then i called the online bank services but they are unable to check through this transaction id. Please help me in this matter.

Hello, i had lost a balance from my savings bank account two days ago. The last balance i have checked was about 89 rs. Then day after that my available balance was showing 0, i dont how it happens neither i make any transactions nor i get any statement of cancellation of money from my j&k bank savings account. Please update me about the same.
Thanks

I used a canara bank atm near bilalia masjid lalbazar, srinagar, jammu and kashmir on 16th of september, 2018. I had entered an amount of 2000 rupees each (02 transaction) to be withdrawn. The atm didn’t give out any money but an amount of rs 4000 total (02 transaction) was deducted from my account. Kindly deposit the money back into my account as soon as possible.

Hi,

My Father, AB Rashid is class-1V employ of J&K Rural development, he is not able to read or write English Language, Fraudulently made him Gaurantor by jammu and kashmir bank employee and Borrower namely Sabzar Ahmad Wagay in
KCC Loan A/C No. [protected] in July-2015
Branch : J&K Bank Main Shopian

From last 3 years My father continously fallow to concern Bank officers regarding such issues but nobody entertain him.

Moreover me and. My father met borrower so many times regarding the same, as for him, his cousin brother and bank employee had done fraud jointly

Morever, Nobody visit or send notice to the borrower from J&K Bank Concern Authorities in last 3 years

It is totally fraud case, jointly done by J&K Bank concern employees and Borrower

My Concerns:
A/c No.572... Ab Rashid
A/c No:2933... Sahnan Rashid
Had been debited 6 times in last 2 years
I want re-creadit my account with below mentioned debit amount moreover separate my father from Gaurantor in this case

10/1/2017: Rs 19000
14/7/2017: Rs 884
01/9/2017 Rs 373
16/11/2017 Rs 14378
07/07/2018 Rs 6000

If there is no respond within 72hrs... I will concern Bank ombudsman and all authorities in such case

Regards
Ashraf
[protected]

Respected sir
Your goodself is informed that mr javaid ahmad b/m jkb kreeri misbehaved with me in presence of the chairman of traders fedration kreeri. He told me to close your all acounts and we have no need of your account. He also highlight my family matters. Is he have any right to interfare in any persons family matters. Is he have any right to disrespect his account holders. He shouted on me like a illiterate person. Your goodself is requested to take necessary action against him. If you need any proof you can check cctv footage.

PUBLIC INTEREST INFORMATION (PII)

The Jammu and Kashmir Bank is a success story of the state.
However, while the Bank has been moving from strength to strength, the staff behaviour at times leaves a lot to be desired. Many customers have a terrible experience with some of its staff, which means J&K Bank has not invested in building employee etiquettes. They are behaving as the Autonomous authority, misbehaviour, even manhandling is in practice at some places. No body is helping out the poor all the centre schemes are just on the paper almost nothing is launched till now. The bank staff are running the hawala gang at present.
Recently, while on my visit to a J&K Bank branch (PANCHAL UKHRAL) I witnessed a customer in conversation with an employee, who was Having deal with loan documents. The customer was enquiring about the delay in process of his loan application. Instead of settling the issue, the employ lost temper & created a scene. While watching such immature attitude of Bank employee, it put me in a great distress . How these employees are spoiling the credibility of their own institution.
However, the customer experiences with the Bank staffers cast a shadow on its brand image. If the customers are to be believed, The J&K Bank employees are rude, un-friendly and don’t have a helpful attitude.
I still remember that few months back a Facebook post of a senior journalist which was widely circulated, pointed to the ill-mannered Bank staff, The post read: “while we love J&K Bank as an institution, but there is a serious problem with its staff. They need classes on behaviour and mannerism, they must know that they are part of a company and customers or clients need to be treated in a dignified manner”.“Nasti Seath Kath Karen Chali ne, ”
In general how this issue is justifiable ... when they can’t respect the customer (AATTHI{GHARAK} DEVA BHAVO), How come we respect them

At j&k bank branch panchal ukhral distt. Ramban the behavior of the staff is unacceptable and ill mannered towards the customers. They are behaving like self made gods and are running the hawala gang for money transferring. And till now no schemes announced by our honb'le pm are launched here at our bank branch. Please look into this matter. They are not co-operating with the poor customers and usually use to throw passbooks on their faces and insulting the poor is now their birthright. I wonder how these banks employees are getting this kind of attitudes. If a person goes for a bank loan then %age share use to go the staffs in addition to that they made metlife insurance complusary. Is it the guidelines of the rbi or j&k bank.