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Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

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Updated: Jul 27, 2025
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Jammu & Kashmir Bank / J&K Bank reviews & complaints page 28

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V
Vinod SIngh Rajput
from Jammu, Jammu and Kashmir
Oct 13, 2017
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Address: 180003
Website: J AND K BANK

Hello sir,, myself vinod singh from jammu..
Actually we had some financual problem at home,, so that i was trying to get loan from any bank,, as they stated that they required bank statement of 3 months.. So as my mother is an pensioner holder and had account in j and k bank (Nai basti, jammu),,, i went to the bank 6 time only to get the statement of my mothers account but first 2 days they told me to come after 3 pm..3rd day i went there again after 3 pm,, than they refused to provide the statement,, the incharge said that we cant provide statement of anyone to you,, he asked me to write an application with my mother signtaures on it,,, i also did the same.. Today i again visit the bank, today he also refused to provide the statement,, he said that its not mentioned in the application that your mothers want you to get the statement from the bank,, as i write above we had an financial need,, but our bank is not helping us... One more thing, some of the employes and even incharge is not available inside the bank for 1 or 2 hours... And they even dnt care what the customer is asking them.. They just ignore.. This bank is located in (Nai basti jammu) in jammu and kashmir and the incharge name is mr yogesh..
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    R
    Rouf Wani
    from Anantnag, Jammu and Kashmir
    Oct 12, 2017
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    Address: Anantnag, Jammu and Kashmir, 192212

    Dear sir,
    I have applied for a lone under murda scheme at your jammu and kashmir branch verinag of amount rs 10000, after completing all the formalities i get the documentation from a local stamp vendor in verinag who gives very low rate as compared to the concerned khidmat centre, the branch manager told me that the doucments are valid but we cannot accept these documents as you have not furnish these doucments at khidmat centre.
    The branch officials have become the commission agents of khidmat centre owner by charging the customers very high.
    I have also filed a same complient at sub division magistrate office dooru
    All the officials of the branch are corrupted and forcing every customer to vist khidmat centre and get commission from.
    Before it is too late i request you please take a leagal action
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      V
      vivek2901
      from Jammu, Jammu and Kashmir
      Oct 11, 2017
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      Address: Jammu, Jammu and Kashmir

      Dear sir,

      Purchase worth rs. 5070 was done at best price jammu on 10/10/2017 at 14:53 and the payment was made through jk bank debit card bearing no [protected] of saving account no [protected]. But my account is showing debit of rs. 5070 twice ie at 14:52 and 14:53. However a receipt received from pos showing failed / cancelled entry. It is therefore requested that reverse entry (Credit) of rs.5070 may please be made in my saving account no. [protected].

      Regards,
      Vivek mangotra
      Saving account no[protected].
      H. No-12/2, lane no 13,
      Tawi vihar, sidhra,
      Jammu
      My debit card shows NOT permitted error unable to process this amount from yesterday in my nearest ATM for transaction. What's is the issue behind this?
      please solve this problem as soon as possible as i use my ATM debit card for transaction
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        D
        Dar Yaseen
        from Bandipura, Jammu and Kashmir
        Oct 9, 2017
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        Address: Pauri Garhwal, Uttarakhand, 190012

        Sir,
        My name is yaseen and i am an account holder of jk bank branch zainakote. My complaint is to miss nishuza from zainakote branch that she always respond rudely with customer. When ever i want help she replied that you can ask to other employee.
        I request you take an appropriate action on her so that next time she will never behave rudely.
        Thanks.
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          A
          ASHUTOSH Rathore
          Oct 6, 2017
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          Sir, i was withdrawing money from atm but transaction gets failed and money is debited from my account of 1500rs.. I want my money back. Actually i am in delhi and my account is in jammu distt kishtwar soo i want the money refunded quickly soo plz help me refund my money quickly. My account number is [protected] branch semna colony kishtwar... Plzzz help me in getting refund quickly
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            D
            Dr Bashir
            from Srinagar, Jammu and Kashmir
            Oct 5, 2017
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            Address: 190010

            The driver of the van who had come to drop cash at jk bank atm located in gmc srinagar had deliberately parked his vehicle in the middle of the road which caused lot of inconvenience to the students and the staff. When i requested him to park his vehicle in the right place he was very abusive and misbehaved with me without any remorse and tried to threten me when i told him that i will lodge a complaint against him. Unfortunately the vehicle was without a number plate.
            Hoping an early redressal,
            Yours sincerely
            Dr bashir ahmad shah
            Associate professor
            Gmc srinagar
            Oct 05, 2017
            Updated by Dr Bashir
            The driver of the vehicle which had come to drop cash at atm located in gmc srinagar had parked his vehicle in the driveway resulting in a lot of inconvenience to the students and staff. However when i politely asked him to park his vehicle properly he misbehaved without any remorse and threatened me of dire consequences if i lodge a complaint against him.
            Hoping an early investigation and response,
            Yours sincerely
            Dr bashir ahmad shah
            Associate professor
            Government medical college srinagar
            Oct 10, 2017
            Updated by Dr Bashir
            No response yet
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              M
              Mehraj ud din shah
              from Srinagar, Jammu and Kashmir
              Sep 30, 2017
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              On 29/9/2017 15:26pm i gave the command for withdrawal of rs3000/- at atm hazratbal against my acctt. No.4317/sb skuast-k shalimar branch but due to some error in the machine not recieved the payment and immediately recieved msg showing debitment of the same amount from my account. Now kindly return the same amount to my account at an earliest please
              I have registered for e banking 7 days ago but my account is yet not displaying the transaction option
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                H
                Haji Mohammad Shafiq Mir
                from Jammu, Jammu and Kashmir
                Sep 30, 2017
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                Address: Jammu, Jammu and Kashmir, 181152

                I mrs zanib khatoon mir prop. Khidmat center bathindi jammu j&k allotted khidmat center to me in 2015 then i approach so many time to the jk bank branch bathindi jammu where the khidmat center attached to allot the work and loan cases but they are doing the work through their relatives and other favorable persons and not obeying the orders of higher authorities and they said go to chairman jk bank who allotted the khidmat center for work allotment and they are not cooperating with us. This is very unfortunate. Therefore i am requesting to please take the action under rule.

                Regard
                Khidmat center bathindi jammu
                [protected]
                [protected]
                My complaint is about my bank account. Account no.Sb16394 in TP KULGAM my branch tells me that my account is student saving account but in real my account is savings account.I came to know this from j&k bank customer excutive.now I request concern officials to solve my problem.that will be your most kindness on me
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                  A
                  anuradha84
                  from Gurgaon, Haryana
                  Sep 29, 2017
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                  Address: 110017

                  Sir,
                  My name anuradha having account no [protected]
                  In jammu&kashmir bank, ansal plaza, new delhi
                  On 27/9/17 i was in malviya nagar and from savitri nagar yes bank atm machine at 11:10 am i tried to withdraw rs.500.00 but machine shows "your transaction is in process" for some time and after that shows "time out".
                  I repeat same but shows on screen same.
                  After some time i took mini statment it is shown in statment that rs. 500.00 has been withdrawed from my account.
                  To day on 29-09-17 i checked my account and rs.500.00 could not been credited to my account so far.

                  Sir please do needful at the earliest.

                  Thanks
                  Yours

                  Anuradha
                  New delhi
                  [protected]//[protected]
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                    S
                    from Nagpur, Maharashtra
                    Sep 28, 2017
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                    Address: Leh, Jammu and Kashmir, 194101

                    Dear sir i am the costumer of your bank. Your bank is near by my business setup so my transition of amount is doing in snm hospital bank but your bank staff is so lazy and the cant do any work properly due to that costumer is suffer. For deposit of cash your staff take 2hours to credit the amount in account. Transfer of another bank check take one weak or above pleas tell me is this good work. If your staff member do this type of behavior so how we open account in your bank.
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                      A
                      Ashiq Wani
                      from Katra, Jammu and Kashmir
                      Sep 28, 2017
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                      Address: Kulgam, Jammu and Kashmir
                      Website: WWW.JKBANK.NET

                      Hi sir i m ashaq hussain wani. I m customer of jammu and kashmir bank.in the date of[protected].in that date.in my account 1191.80 had debited without my knowledge. I did not receive any otp or confirmation of that deducted my balance. Sir please help me that money is very important to me. Please refund my money as much as possible

                      Ashiq hussain wani
                      [protected]
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                        W
                        Waseem Agrotech
                        from Ambala, Haryana
                        Sep 25, 2017
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                        Address: 192303

                        Dear sir,
                        On behalf of the residents of village trenz and adjoining areas falling under the jurisdiction of jk bank trenz want to mention some points.
                        1. That with the long term request we people of trenz village got success to have a b/u at trenz village.
                        2. That during first years of establisment every tom dick and harry opened the account to make it a successful branch.
                        3. That unfortunately from 2017 the employee's of said branch are behaving differently with people and disrespecting the customers.
                        4. That a said village is falling under backward category under revenue records and they treat people as untouchable as the employees are from town and have created a lobby there.
                        5. That these days we are unable to even get our own cash, as they pretend of not having.
                        6. That they are misbehaving with customers and critisize them of being fellow villagers.
                        7. That they are coming late and leaving early from the duty.
                        Keeping above cited facts under consideration we people of trenz request your good self to reshuffle and reorient the whole staff. So that we may not suffer any more and will be able to avail the facilities and services of said branch.

                        Yours sincerely
                        Villiagers of trenz.
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                          J
                          jjbhatta
                          from Delhi, Delhi
                          Sep 24, 2017
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                          Address: New Delhi, Delhi

                          I have got user name jjbhatta for irctc ticket booking on line. Whenever, i get ticket on line my old residential address is shown, which have left ling time. Now, i am having permanent residential address. So, i want the address to be changed to my present address of j. Bhattacharjee; 3160, sector-a; pkt-b/c, vasant kunj, new delhi instead of my address at hudco place, delhi. My mail address given is [protected]@ yahoo.co.in & mobile no is [protected].
                          Please do needful for changing address of my residence.
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                            VIKASH KUMAR 1989
                            from GURGAON, Haryana
                            Sep 12, 2017
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                            Address: 122001

                            श्री मान जी म ये जान ना चाहता हु की क्या आप के बैंक में ऐसा कोई रूल ह की बैंक कर्मचारी जब लंच कर रहे हो तो बैंक की मैन गेट को ही लॉक कर के ग्राहक को बाहर रोड पे खड़ा रखें 30 मिंट के लिए इतनी गर्मी में।ऐसा रूल किसी ओर बैंक में तो नही ह की आप खाना खाओ टैब तक ग्राहक बाहर खड़ा रहेगा ।

                            आप बताओ कि ऐसा कोई रूल ह या नही

                            विकाश कुमार

                            गुरुग्राम हरयाणा

                            [protected]
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                              H
                              hafizmurtaza
                              from Pune, Maharashtra
                              Sep 9, 2017
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                              Website: www.consumercomplaints.in/new complaint

                              I had inserted my debit card in the dcb bank atm machine on 16.8.2017 located at shivneri nagar pune for a withdrawal of rupees eight thousand but received no cash for this transaction. Surpringly enough the amount was no reversed till date. My account is saving type with civil sectt. Moving branch as i am settled in pune after my retirement as under secretary technical edu. Deptt.
                              I receive my pension from this branch regularly.
                              Sep 09, 2017
                              Updated by hafizmurtaza
                              My saving account No. is [protected] with Civil Sectt.Moving Branch of J&K Bank from where I receive my post retirement benefits.
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                                A
                                Avinashneeraj
                                from Chandigarh, Chandigarh
                                Sep 7, 2017
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                                Address: 181102

                                I want to inform u dat i tried to withdraw rs 10000 from jk bank atm (City square), jammu on saturday 2nd august 2017 around 1 pm. The amount was deducted from my account but i didnot get cash from atm..
                                My account no is [protected], branch r s pura, distt jammu.
                                Account holder name is dharam chand bhagat
                                N my atm no is [protected].
                                So, i requested u to plz refund my amount back into my saving account. I shall be highly thankful to you.
                                I have deposited RS 300 on 08/09/2017 at B/U Ladhoo Pampore against outstanding statement of RS 1610.61. Now Received Statement for current month dated 20/09/2017 for RS 1703.32. What about RS 300 deposited already the charges if any may kindly be intimated. billing no [protected] Credit Card No [protected]
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                                  K
                                  Khan Mak's
                                  from Srinagar, Jammu and Kashmir
                                  Sep 1, 2017
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                                  Address: 193201

                                  Employees in jk bank nc sopore have not written in loan documents the rate of intrest after 5 years they asked me to pay 11500 as add. Intrest whiich overdraft is credited to my account and debited to loan account which i lose my temper and close the account after liquidated the whole amount. The persons in advance section does not know anything given statements and statements. And when i asked to show me the papers of loan it is observed that intrest column is blank still.
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                                    K
                                    kumar1974.2007
                                    from Chennai, Tamil Nadu
                                    Aug 31, 2017
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                                    Address: 180013

                                    Dear sir,

                                    On 31/07/2017 i withdraw rs.10000/- from your roop nagar atm at 19:42:03 the same is deducted from my axis bank account, account no - [protected], but due to some technical issue with the a. T. M only rs. 2500/ - is disbursed by machine (5 notes of rs. 500/-) and hold rs 7500/-.

                                    Regarding this axis bank send request to you n number of times but reeving the same message ever time that transaction is completed.

                                    You are requested to please check the cc tv footage all doubts will be cleared, same time few more customers had same problem. Security guard was aware about the problem but not guide /stop any customer.

                                    What we understood that time that notes are kept in wrong boxes like rs. 500/ notes put in rs. 2000/ note box, other customers had same issue getting 500/- notes instead of 2000/-

                                    Please look in to the matter, it is almost one month delayed.

                                    Advise if we hv. To go for f. I. R.
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                                      K
                                      Kaur Ishpinder
                                      from New Delhi, Delhi
                                      Aug 31, 2017
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                                      Address: New Delhi, Delhi, 11015

                                      I m ishpinder kaur i have account in karol bagh branch name silver stitch a/c no. Cc/201. Bank manager call me night 10.37pm i have cash credit loan and i pay every month interest and i have a one personal loan. I m not pay emi last two month on time. Bank manager come my office before two days he said pay emi on time. I said him i pay but not full amount this month next month i pay clear balance amount. So why he call me in night and pressurise 10.37pm while i today online deposit some money 15000/-in loan account. I m old customer in your branch last when he pressurise me.
                                      Ishpinder
                                      Aug 31, 2017
                                      Updated by Kaur Ishpinder
                                      I m Ishpinder kaur I have an account in Karol Bagh branch in the name of Silver Stitch a/c no. CC/201. I have cash credit loan and Was paying interest every month and I have one personal loan also . As From last two months my emi was not on time . Bank manager came to my office before two days and he said pay emi on time I told him I will pay but part payment this month and next month I will clear my balance dues also. So why he called me in night at 10:37pm and pressurising me and threating me with statement that "i will see you " Infact today i have transfered online 15000/-in loan account.i m old customer in your branch this is not the way to treat your old customers because of some problem it got delayed and from next month it will be on time
                                      Its my request you to please look it to this matter
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                                        M
                                        Mohd Yousuf72
                                        from Srinagar, Jammu and Kashmir
                                        Aug 26, 2017
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                                        Address: Kargil, Jammu and Kashmir, +91

                                        Sir,
                                        I am holding a credit card of your bank under account no. [protected]. The credit card was valid through 07/2017 and till date no any renewed credit card has been received by me. I enquired about the same from J&K bank Kargil and in reply they said that the branch has not received any renewed card from the concerned. Further I made a contact to the Help Desk who failed to give any satisfactory answer regarding the matter.
                                        Therefore, kindle look into the matter and solved the issue as soon as possible.

                                        Thanking You
                                        Mohdammad Yousuf
                                        Kargil
                                        M.no.[protected]
                                        Email Id. [protected]@gmail.com
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