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KreditBee — Regarding contacting my contact list

As per the guidelines issued By RBI, NBFC’s should follow the rules it’s Illegal to call my contact list and talk badly and insult me informed of friends and family I have a emi for 3 months I had some Financial issues and I was about to clear my dues by next month I am using kriditbee from past year or so I have cleared my emi on time and early you tell me how can you send recovery agent and police I know the rules and how it works you are crossing RBI guidelines.

Because kriditbee hacked my contact list and insulted my infant of my family I will not be making the payment.
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