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LazyPay Complaints & Reviews

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Updated: Jan 7, 2026
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LazyPay reviews & complaints page 25

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N
niceprince_in
from Delhi, Delhi
Dec 28, 2018
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Address: East Godavari, Andhra Pradesh, 502032

Hello team & users,

Personal loan enquiry initiated on behalf of me by lazy pay for the amount of 1 lack with a third party (Reliance commercial finance)

This is to inform everyone that lazy pay is doing many things on the backend without your consent, i wasn't even a kyc completed user and using my pan number they initiated a personal loan enquiry for the amount of rs 1 lack.

They did not even inform they did, once i am gone through my credit report i came to know all this.

Customer support is worse, they don't respond to emails/phone calls properly.

Now whoever is using lazy pay its time know your self that not to submit your documents just like that as they can do anything without your notice.

*be careful while you use this app*
Customers give lazypay a try to understand what it is. And it becomes the default payment mode in the application.

Please be aware of this fraud.
Hi Dhiraj,

We understand your concern and would like to inform you that the default mode of payment is set as per your last/previous payment preference. We'd request you to kindly check and confirm your desired mode of payment every time you initiate a transaction. For any further assistance, you can always write to us at [protected]@lazypay.in and our team will definitely help you out.

Regards,
Team LazyPay
Hi,

Since you've uploaded your PAN card after accepting our T&Cs hence the same was sent for further assessment. Please write to us at [protected]@lazypay.in with your registered contact details for more clarification on this.

Regards,
Team LazyPay
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    V
    Vinoth Thiyagarajan
    from Pathanamthitta, Kerala
    Nov 14, 2018
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    I am not sure what is LAZY pay and how they got my number ... continuously asking me to pay some amount ..I am not sure about the background not that. ..URGENT ATTENTION
    [protected]
    Dear Customer - Your Lazypay account has been delinquent for over 11 days now. As per our agreed T&C's, our legal team may serve a demand notice to you. Please clear your outstanding amount of Rs. 1288.82 immediately to avoid further escalation. Pay now using https://pmny.in/4IjUXDdnMOTg Plz ignore if already paid.. this is message...
    Lazy Pay - Fraud bill,

    Hi,

    I am using Lazypay app for my food bills from last 3-4 months. For last few bills, there is some wrong calculation in the bill.

    Paying almost 30% extra amount every fortnight should not be worth. There services and bills need to re validated.
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      I
      IshitaKapadia
      from Neyyattinkara, Kerala
      Oct 23, 2018
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      I used lazy pay just once to order from swiggy, i even tried paying then and there but the transaction failed several times. Called their customer care to revert all the extra charges and he suggested to use some other payment mode. Then we paid through google pay and magically that money got reverted into the account and i am again getting calls to pay the bill. You guys are as lazy as ur name, atleast have a significant payment mode for the customers to pay and have a good customer service.
      Please let me tell them how to do this repayment becouse no option on this ap by repayment please help
      Hi Team,

      Could you please guide me, how to remove my dr / cr card information from my linked mobile account
      LazyPay's reply, Jan 9, 2019
      Hi,

      Please mark us an email at [email protected] with your request and our team shall help you out further on this.

      Team LazyPay
      Hi,

      We're really sorry about this. Kindly write to us at [protected]@lazypay.in and our team will help you out in the best way possible.

      Regards,
      Team LazyPay
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        P
        Padmalakshmi S S
        from Chennai, Tamil Nadu
        Oct 12, 2018
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        Address: 600003
        Website: Lazy pay

        They charged me 295 but didn't pay the same to the merchant. So my order was not placed. And iam trying to call them for like a week and they are not responding. It's a very bad gesture. They have very poor customer service. This has happened so many times. And they charge when we don't pay within the stipulated time. But when we call they don't answer.
        I have submitted alla document on 28/9/2018 I will apply kyc document what is my kyc status.
        I once used lazypay to recahrge my internet provider. Next month i recharged using someother service. I keep getting calls from Lazypay for the amount recharged. I didnt even choose lazy pay for continuous subscription. How can they demand and make annoying calls
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          P
          Prakriti Sunny
          from Hyderabad, Telangana
          Oct 1, 2018
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          I had used lazypay an amount of 740rs on some occasion and had gone on a vacation for 14 days post that. When i got back they charged me a fee of 110 rs for 11 days. I'd left my phone back in india and wasn't aware of this. I received no email communication whatsoever about the same, all they did was send remainder messages everyday. Their helpline is literally useless, they have an automated message of being busy. I received a call today literally threatening me to pay. What # is this? Are these people even legal? I bet they aren't. I thought i'll just pay the due off and get done with this but the call today literally pissed me off. They don't have any right to call and # to me about freaking 800 bucks. I want them to call me back so that i can give them a piece of my mind. I am not paying up till their customer executive calls me.
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            M
            Manjit Hari
            from Bengaluru, Karnataka
            Sep 5, 2018
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            They've charged me an amount of 3090 on a transaction where the merchant hasn't received the amount. Trying to get through to them but can't. They continuously send messages and a fine is being charged of 10 a day and i still can't get through to them. Have sent the screenshots and everything to their mail. Spoken to a customer executive there once and he told he will revert back but haven't received any reply.
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              A
              Aniruddha Chakrabarty
              Aug 21, 2018
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              Address: Bangalore, Karnataka, 560078

              Hello, i am getting continuous calls to clear lazypay balance on my mobile number [protected].
              I tried reaching their customer care but seems like its a recorded session playing "all our executives busy at the moment". I even sent them a mail asking them to clearly tell me what i need to pay and rather give me a call so that i can speak to someone, but still i haven't got any response from them.
              I don't remember using lazypay but only registered once. I dont know what balance they are asking for.
              More surprisingly, they are increasing 10rs fine on that balance everyday.

              Kindly help me in getting out of this.

              My email is aniruddha.[protected]@gmail.com
              HI,
              I'am getting continuous calls to clear lazypay balance on my mobile number.
              Unable to contact them.
              I used it for once some 2 or 3 months back to pay Act bill for around Rs. 760 and paid back immediately.
              I still didn't get my cash back 0f Rd. 150 till now.
              I dont know what balance they are asking for.
              More surprisingly, they are increasing 10rs fine on that balance everyday.

              Kindly help me in getting out of this.

              My e-mail is [protected]@yahoo.co.in
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                V
                Visha4
                from Nashik, Maharashtra
                Aug 8, 2018
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                Address: Pune, Maharashtra, 411017
                Website: lazypay.in

                They first charged me late fee 10 per day as a due after paying the actual amount and then when i complained about the service they waived off the due amount and then i had to repay again the amount of last order and the new order by combining it and they assured me the last amount will be refunded in 12 working days and see the person gets irritated due to this as you need to call them constantly and they have no solution to your problems and basically no one should use this lazypay at all. Worst service and payment gateway.
                Still my money isn't refunded.
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                  S
                  Sunayana Bhowmik
                  from Hyderabad, Telangana
                  Jul 15, 2018
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                  Address: Hyderabad, Andhra Pradesh, 500081

                  Worst service and apps.If there is a due of some amount ...you are already charging fine...But the threatning messages are not the way you deal with customer.If a person is unable to pay the due...it dosent mean they are running away with your money...it may also suggest the person is also dealing with some personal problem wwith finance...Maybe the authority of lazypay can directly contact customer and clarify why he/she is unable to pay the debt...in place of sending threatning messages and mail
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                    F
                    Francis Fernan
                    from Pune, Maharashtra
                    Jul 6, 2018
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                    Address: Pune, Maharashtra, 411040

                    Hey friends.
                    Please read my review before using lazy pay . I booked movie tickets of Rs 470 using lazy pay credit services. I thought lazy pay was a wallet of gateway to make payments from credit / debit / netbanking but they simply give out credit on mobile numbers. Anyways after one week of my transaction i started getting charged Rs 10 per day for every day. I waited for 3 days and paid the complete Rs 500.

                    In short they are a company providing banking type services in private contract. They are not regulated by RBI becuase under RBI their charges would be illegal. If you use lazypay its between you and the company. There is no one to standup for you even if they charge you any amount. So before you use their services becareful as i would never trust lazypay and payu money from now till they improve on their culture.
                    Hi Francis,

                    Apologies for all the inconvenience caused to you. Please help us with your TXN id or the registered number via email at "[protected]@lazypay.in" and we shall help you further with the status.

                    Regards,
                    Team Payu
                    (LazyPay)
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                      N
                      nadnus123
                      from Bengaluru, Karnataka
                      Jun 29, 2018
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                      By mistake, i registered on this portal for act. I did not advise them to make any payment but they made the payment for act of rs 808 because, i already paid act for 6 months. This resulted in the duplicate payment and they started sending mail/messages and calling me. The lazy pay service is a pain, everyday they started calling me and the messages they send were of harrassment. I was working with act to resolve this issue, but everyday they were adding a fine of rs 10.
                      If anybody have authority. Please close this company.
                      I am getting calls, messages, and emails for paying some due that I have already paid. It's irritating to receive constant reminders for something that's already done!

                      I placed the order on 13th July, paid the amount on 18 July. And till noe (August 3rd)i have been getting these reminders to make the payment
                      I have paid my due amount on time but still, I am getting calls and messages to pay the amount. Can I know why I am getting calls and messages every day? Every day they are adding 10rs extra and ask me to pay the outstanding amount. It's really irritating. Any kind of help will be appreciated.
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                        U
                        unique.vinit
                        from Meerut, Uttar Pradesh
                        Jun 23, 2018
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                        Address: New Delhi, Delhi, 110033

                        Dear sir,
                        My name is vinit kumar my mobile no is [protected], i had booked a ticket by redbus delhi to etawah on[protected] chosed option book now pay letter unfortunately i droped the journey, my ticket was canceled after that i am being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.950/- and everyday they increase a fine of rs.10/-
                        Now they are saying they will report to the credit beureau. I tried calling them several times but its only ivr number. I want to ask them what did i buy and what payment i have to make. I haver never used their services. If fraudently they have used my personal information while making internet payment.. Pls take severe action against such fraudesters,.
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                          H
                          Harshavardhan sanka
                          from Mirialguda, Telangana
                          Jun 19, 2018
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                          Address: Prakasam, Andhra Pradesh, 523186

                          I got daily calls from lazypay as need to pay due amount and threatened by saying cases against me.i dont know what lazypay is.
                          i am warning you lazypay.if this continues for next week .we see each other in consumer court.
                          i wish i see you there and got some fine from you by harassing me.
                          i think you dont know about me. iam practising law right now.i think your case is give me good experience and my educational fees

                          thanks lazypay
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                            S
                            Sarav54
                            from Mumbai, Maharashtra
                            Jun 18, 2018
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                            Address: Bangalore, Karnataka, 560027
                            Website: LAZYPAY pmny.in/XIQgUhz3tT31

                            Since 1st week of June i am getting frequent innumerable Phone calls of recorded voice and SMS demanding to remit amount reported to be outstanding Rs 1411/- . Though reply message is sent seeking clarification, however the message is returned undelivered. Presuming it is spam the numbers were blocked and the agency is trying with various numbers and torturing and threatening stating that it will be reported to credit bureau to degrade the credit rating. First of all I do not know why the demand is araised and there is know physical call explaining clearly the demand of the claim. I could not reach them either by phone calls or SMS nor any communicative address. kindly guide us and advise. SMS demanding to pay us giving the following url address https://pmny.in/XIQgUhz3tT31 prompting for payment channel.
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                              P
                              Ptush
                              from Delhi, Delhi
                              Jun 16, 2018
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                              Lazypay is unnecessary harrassing regarding some transaction which was never done by them!
                              Continuous messages and calls - threats to report to credit bureau! I have never even heard of this nonsensical app and suddenly they are harassing non stop to the point that i decided to break connection with my internet provider because lazy pay is using them as an excuse.
                              Prove it that we owe money to you else get the # out of our lives!
                              +1 photos
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                                A
                                abhas verma10
                                from Chennai, Tamil Nadu
                                Jun 15, 2018
                                Aug 1, 2023
                                This thread was updated on Aug 1, 2023
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                                Dear sir, i m being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.836/- and everyday. Now they are saying they will report to the credit beureau. Ihad no idea what this is. I was cheated badly by lazy pay and redbus. Many people are falling prey to this bloody lazypay services. Pls take severe action againt such fraudesters. This is mental harassment.

                                A wrong transaction on redbus was made on the 18th of may, 2018. The payment was made through lazypay. On receiving a notification on my mobile i mailed lazypay and redbus to look into the matter. Redbus refunded just 50% money. The decent thing to do would be to stop the late fee charges till the issue is solved. But no, the constant incessant mails and calls for the payment and none for solving the issue, shows what a scam payu is running. Lazypay is a huge mistake and should not be used by anyone even by mistake. Ts high time for the consumer department to take legal action aginst this fradulent company.

                                My email id is [protected]@gmail.com
                                Hi Abhas,

                                Your concern has already been addressed over the email sent by you under the case number 02984879. Revert to the same for any more help or support.

                                Regards,
                                Team PayU
                                (Lazypay)
                                abhas verma10's [Complaint's author] reply, Jul 4, 2018
                                I am not satisfied by your your replies
                                I never used lazypay why calling and messaging me regarding outstanding.

                                lazypay lazypay making everyday by phone calls or by alert messages for paying rs.875 - Comment #3295212 - Image #0
                                I never used lazypay. Always harassing by making calls... kindly take action on them. As my father is police commissioner if things does not addressed then i ll file harassment case on lazypay CEO
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                                  J
                                  Jayasaktian
                                  from Chennai, Tamil Nadu
                                  Jun 10, 2018
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                                  Address: 600035

                                  Dear sir, i m being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.836/- and everyday. Now they are saying they will report to the credit beureau. I tried calling them several times but its only ivr number. I want to ask them what did i buy and what payment i have to make. I haver never used their services. If fraudently they have used my personel information while making internet payment.. Pls take severe action againt such fraudesters,. Many people are falling prey to this bloody lazypay services. They want to cheat... I have blocked more than 20 mobile and landline no. Of lazypay, like 804813...8048766..2248770..22488... I dont no how much no. They have... Who is going to take action against them. There is relationship with them in any reason or transaction. How they got my mobile no. And where. What trai doing regarding this? Trai escaped from mobile no. Complaint in their portal. The people where will they go, trai expecting to go directly the honorable prime minister or tell-communication ministry of india or his excellency president. Waiting who will reply
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                                    R
                                    remi123 @gmail.com
                                    from Mumbai, Maharashtra
                                    Jun 3, 2018
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                                    Resolved

                                    Address: Thane, Maharashtra, 401107
                                    Website: pmny.in/NItMHWtNtque

                                    Dear sir, i m being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.535/- and everyday they increase a fine of rs.10/-
                                    Now they are saying they will report to the credit beureau. I tried calling them several times but its only ivr number. I want to ask them what did i buy and what payment i have to make. I haver never used their services. If fraudently they have used my personel information while making internet payment.. Pls take severe action againt such fraudesters,. Many people are falling prey to this bloody lazypay services. They want to cheat peop[le. Its high time for the consumer department to take legal action aginst this fradulent company... Lazypay or pmny.
                                    -
                                    Jun 3, 2018
                                    Complaint marked as Resolved 
                                    https://pmny.in/zw8t9.app.goo.gl/QjHt.., .phone calls from the following numbers..80048766029, 08048130472, 08048766028, 08048766036. please resolve my complaint, not yet resolved.
                                    Jun 03, 2018
                                    Updated by remi123 @gmail.com
                                    Lazypay — dont have any product

                                    1 Review
                                    remi123 @gmail.com on Jun 3, 2018 Mark as Resolved

                                    Dear sir, i m being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.535/- and everyday they increase a fine of rs.10/-
                                    now they are saying they will report to the credit beureau . I tried calling them several times but its only ivr number .I want to ask them what did i buy and what payment i have to make. I haver never used their services. if fraudently they have used my personel information while making internet payment.. Pls take severe action againt such fraudesters, . Many people are falling prey to this bloody lazypay services.They want to cheat peop[le. Its high time for the consumer department to take legal action aginst this fradulent company...lazypay or pmny.
                                    Jun 03, 2018
                                    Updated by remi123 @gmail.com
                                    Lazypay — HARRSEMENT FOR MONEY DONT WHAT PAYMENT THEY ARE ASKING

                                    1 Review
                                    remi123 @gmail.com on Jun 3, 2018 Mark as Not Resolved

                                    Dear sir, i m being harrased by lazypay practically everyday by phone calls or by alert messages for paying rs.535/- and everyday they increase a fine of rs.10/-
                                    now they are saying they will report to the credit beureau . I tried calling them several times but its only ivr number .I want to ask them what did i buy and what payment i have to make. I haver never used their services. if fraudently they have used my personel information while making internet payment.. Pls take severe action againt such fraudesters, . Many people are falling prey to this bloody lazypay services.They want to cheat peop[le. Its high time for the consumer department to take legal action aginst this fradulent company...lazypay or pmny.
                                    They are keep on sending the reminder messages and calls to pay the amount. I do not have any due amount to pay. It is really annoying.
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                                      T
                                      tisha bhattacharjee
                                      from Visakhapatnam, Andhra Pradesh
                                      Jun 1, 2018
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                                      Address: 560083

                                      A fraudulent transaction on redbus was made on the 4th of may, 2018. The payment was made through lazypay. On receiving a notification on my mobile i called lazypay and redbus to look into the matter. Redbus backed out saying it was not there business.
                                      And lazypay has no complaint mechanism. Inspite of repeated mails they ahve not yet got back to me. The decent thing to do would be to atleast contact the customer and help solve the issue. Or atleast stop the late fee charges till the issue is solved. But no, the constant incessant mails and calls for the payment and none for solving the issue, shows what a scam payu is running. There is no place to raise a chargeback and there is no way to get respite from these cheaters. Lazypay is a huge mistake and should not be used by anyone even by mistake.
                                      Hi Tishaa,

                                      We would like to inform that, the repayment of Rs. 1547.3 has been updated in our records on[protected].

                                      The payment against transaction LPTXID[protected] done on 4th May 2018 is successful at LazyPay and the funds have been remitted to Redbus's account.

                                      For any refund/service/cancellation/delivery related issue, we request you to get in touch with Redbus. Please find below contact details of Merchant: -

                                      The transaction reference No is - [protected]
                                      Helpline number:[protected]
                                      Email ID: [protected]@redbus.in / [protected]@redbus.in

                                      Further, for any queries feel free to write to us, we will be glad to assist you. You may also call us at[protected] for further assistance. We are available Mondays to Saturdays 10 AM to 7 PM.

                                      Regards,

                                      Team PayU(LazPay)
                                      Oreder zomato cash pay lazy pay order cancelled but not credited amount in my account lazy pay so I complaint lazy pay costumer care

                                      constant payment reminders and increase in fee charges in spite of issue being under inspection - Comment #3131625 - Image #0
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                                        S
                                        Sankhadeep
                                        from Mysore, Karnataka
                                        May 28, 2018
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                                        Address: 560047
                                        Website: www.lazypay.in

                                        I have never used their service. I probably would have registered on their app/website. I have been getting incessant ivr calls three to four times. Everyday for making a payment of inr444.

                                        This is so frustrating. Can anyone please suggest how to stop this menace once and for all?

                                        This is mental harassment.

                                        Sankhadeep
                                        Email: abhishek. [protected]@gmail.com
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