Life Insurance Corporation of India [LIC] Complaints & Reviews

My elder brother mr. Sandeep mohan verma dies on 17.04.2017 due to high voltage current when he was working at mill. We already submitted all the required documents within time limit and lic settled the first claim in both the policies but now lic is not paying second claim of ascendant death benefit as per policy. We many times call to agent and in last he says that go to branch office of lic and meet manager when we meet lic claim settlement manager mrs. Reenu garg she is asking for certifying all the documents again from police station and asking for a document from civil court justify the death called fr/cs report and using the word prescribed fee for this work. Branch manager is also helping her for this work
Now my question is that-
1. When i already sublimated documents why she is asking for submitting again.
2. Branch manager is asking for certifying the documents from police station.
3. Not providing the copy of norms to satisfy his requirements of certifying documents.
4. What is the definition of prescribed fee for this work?
5. Is police station and court having no work to do else certifying the documents required by lic?
6. Is customer is duly bound to provide the documents and verify pm/fir/fr/cs copy from police station and court again for death claim and submit to lic second time.
7. What is the responsibility of lic regarding claim. Is lic has no power to verify the documents on its own.

Applicant
Kapil kishore verma
111 laddha wala
Muzaffarnagar
Mob no. +91 [protected]

Dear sir,
I am holding a policy "jeevan prakash" bearing no[protected] wef 25/10/12 with annual premium of rs 62535/- through dsop fund. Now i am (Lt col ps bisht) retired from army wef 01 mar 2017 and wish to send my original policy to the following add :
Lt col ps bisht (Retd)
253/a "sumeru hills"
Bercha road kelod
Mhow, indore (Mp)
Pin 453441
Request do the needful at the earliest to enable me to pay next premium which is due in oct 17.

Dear sir

I am madhava rao marri, my father has expired in the train while traveling to visakhapatnam from raipur on 9th may 2017, at muribhal station of odisha state. Death declared by chc muribahal. Post mortem done at govt. Hospital titlagarh, odisha.

I obtained a death certificate from chc muribahal but they issued only one copy and they are telling that they'll issue only one, that's there procedure.

My father has two policies from lic of india, the policy numbers are as follows
1.[protected]
2.[protected]
My mother was the nominee for above both the policies

Now the problem is to claim the above policies, the lic of india officers are asking only original copy of death certificate as attachment, but i have only one copy. If i submit that i can't have original for other transactions like bank, legal hire, land registration.

Now what i have to do, i don't know please help me.
Thanking you sir,
Yours truly,
Madhava rao marri
S/o joga rao marri
Mobile no: [protected]

Hi, on dated[protected] i have checked my cibil report and found my name as a guarantor for lic hsg loan account no:[protected]. I found my name (Mohan r,) as a guarantor for lic hsg loan account no:[protected] on dated[protected]. This data is not belong to me and i have never sign as a guarantor for any loan account documents and executive told it is only for reference of your friend loan application. Below are the details about the cibil report please re-verify and send the correct information to cibil. Due to these data i am unnecessarily facing issue while applying for any loan.

Lic premium debited form my icici savings account not credited to lic. Kindly making necessary action for this.
Dare: 10/09/2017
Bill transaction id:[protected]
Amount : 2426.00
Debit bank: icici, a/c holder name : r. Saravanan, a/c number:[protected]
To be credit : lic, lic policy holder name: r. Nirmala
Debit information is available but amount not credited and information is also not available. The necessary screen shot attached herewith.
Thank u

Dear sir/madam

I the undersigned amol sonawale policy hol
Der[protected] had surrendered the policy on august 21/ 2017 in your office located at ghatkopar east.

However my policy emi for august 2017 for rs 2042 had been still debited ffrom my state bank of india account number [protected] held in the name of amol sonawale.

I received my policy surrender amount in my another account [protected] central bank of india on[protected] for rs 102327 however had not received the emi which is debited on aug 2017..

Hence request to refund my amount of emi 2042 debited on aug 2017 back to me. As i had already surrendered the policy on august 21, 2017 and the emi was debited on 28, august 2017. Which is not fair.

Please refund as i am in need of money,

Regards,

Amol sonawale
[protected]
[protected]
Aamol. [protected]@gmail.com

Sir, i am nikesh paul, i am a teacher in wb but residence of jamtara jharkhand but my policy is opened in wb, when i went to jamtara lic office in deposite counter approx 4 times they refused to take and told that i have to deposit it in asansol in wb because my policy is opened there.
First time they told link failed twice also but when i saw that they taking premium of other then i told them and he replied that i have to open lic policy in jharkhand not in wb now

I would like to know you that my husband was a railway govt. Employee & was having a life insurance policy no.[protected] with sum assured-125000/- & he died.
For which i have claimed for death claim amount but lic is making me frustrated & harassed me for the death claim amount.
All the documents i have submitted already to lic and also two times enquiry has been also done & told me that this time you will provided the death claim amount soon.
Also all the premium installments have been paid and was up-to-date & were accepted by lic.
Than why lic is having problem in making me payment.
Lic breaks new record 99.92% of death claims settled in[protected] is this statement is true.
If lic will not give claims like this way than no body would buy life insurance policies for family protection & dependents security. I would personally tell my children, relatives & society too not buy insurance policies as i suffer lot & not got any payment for death claim yet for my husband's life policy.
Also no information or notice regarding the claim has ever made by lic to me.
Please provide the death claim amount.

With regards,
Smt. Bulbul devi
W/o late bijay mandal
At-nayagaon near kali mandir gali.
Post-jamalpur
District-munger
State-bihar
Pin-811214

Dear sir
I have bought a product of lic before implementation of GST

Then why should I give you extra premium with GST
सर जो चीज मैने gst से पहले ही खरिदी है
ऊन चिजों पर आप gst कैसे लगा शकते हो

इस तरह से तो आप 100 साल पहले वाले टॅक्स भी इम्प्लेमेंट करवयोगे
इस तरह से तो कस्टमर दूर भागेंगे
नई पोलिसी पर GST देना सही है सर
लेकीन जो चीज हम पहले ही खारीद चुके है ऊस पर अब GST लगाणा गैर कानूनी है सर

Plz सर do
something

Lic of india, still follow& continue lapse policies. People`s money worthy & earn after hard work. So their money much valuable. No one like lose money, even though a lot of problem occurred. Life insurance corporation of india, did not given a single rupee;if premium did not paid at least 3 years. So laps of polices, want to avoid for a better reason. Kindly look into the matter.

Dear sir,

I got a later on home address last week referencing to policy number:[protected]. Saying i have not submitted the

Premium. I asked to branch office arrah, but they took details but not helped me till date.

As per my knowledge, i have not opted any lic plan in past.
Once i got discussed with lic agent in 2015 regarding lic plan "jeevan anand". But i said to him, i am

Interested but my financial condition is not okay this time, i will take plan later and also said i

Will submit kyc at that time via email as well as will transfer the premium amount.
He was asking the details to fill the form i said i will share at that time when i will take the plan.

He said no issue, you can give details now and you take plan later.

He asked me details to fill the form and also to sign the same application from.
Now i got the later. Here as i can check some different plan: 822: lic’s anmol jeevan.

Now, i have below points could you please answer:
1) i have not signed any application later for mentioned plan 822.
2) i have not given any kyc document.
3) i have not submitted any photograph as per my knowledge
4) i have not paid any premium.
So, my concern is how anyone (Agent) can open lic on behalf of a person without above mentioned

Details.
My complaint:
1) misusing of my details.
2) how agent made my kyc.
3) why he opted plan 822? "where death benefit will be claimed". Is there any conspiracy?

Thanks,
Dileep kumar
[protected]

Sir,

I am very sorry to write you about the services of lic. Sir, i have purchased
A policy from life insurance corporation of india in the year 2015 vide policy no.[protected] on the monthly premium basis. But last two years the premium
Paid by me with late payments and interest also paid by me. Sir, what is my fault when i request them to deduct my premium through ecs. I submit
The cancelled cheque and nach form also. But all in vain.. Kindly do the needful at the earliest and oblige.

Thanking you,

Joga singh
House no.112
Block d-5, sultanpuri,
Delhi-110086
[protected]

I am never able to log in to the lic website for the last few months. Last time also my husband had to go to the branch to submit the payment. Even the app is not working. How does one communicate with them?? For paying premiums and checking the other details of the policy, it is now become very frustrating as the portal does not move to the log in page. I thought the app will help but that also does not move beyond log in.

Hi team,

This is pravin parmeshwar bajad. I have a lic policy holder who had requested to surrender the policy on 4th aug.
I have submitted all the document at the branch. As per the lic associate i should have received the amount within 8 days but it's been almost a month now and haven't got any updates.

My policy no is[protected].
Mobile no.-[protected]
I have already registered my rbl bank account details for neft and the application to surrender the policy with the required documents.

Kindly find the attachment of the acknowledgement and please let me know why it has been delayed.

Last 1 week i am trying to open my lic account to pay premium. I am not able to see login page also.

Taking lot of time to load even though page is not loading.

Other hand government is saying that we are moving to digital india. This lic look like they are running by previous government, not hearing at all or they want to sold him self.

Please do some thing.

Inspite of paying premium for my above mentioned policy till today my premium of rs 47324 /-is not reflecting, i have made several calls to the concerned branch of beawar but nothing has been done, you are requested to direct the same to concerned beawar branch immediately and solve my problem, and direct them to issue me official stamp receipt for my premium of rs 47324 /-immdtly.

I am receiving pension every 1st of the month from lic against policy no 67624.
Bpcl purchase annuity for their retired employees. I am retired employee of bharat petroleum, chembur, mumbai. I am retired in on 31/07/16 since than i have been receiving pension of 20588/- on 1st of the month. This month i have not received any pension and there is no communication in this regard.

My annuity no is 089m[protected]-arti jawahar juriasingani.
Policy no 67624.
My mobile no [protected]

I have registered my policy details in the lic india portal to pay the premium online. Unfortunately i have forgot my user id and password.

Below are my policy details:

Name :supraja duddugunta
Ploicy number :[protected]

Please do the needful as soon as possible. I have to pay the premium immediately. I tried many ways to reset the password but i was not able to reset it.

Regards,
Supraja

The policy number is[protected], market plus of my uncle paid on[protected] for 19 years i. E.[protected] with single premium amount of
Rs. 65000/-.

He wants to know the current status of his policy.
What is today's market rate per unit. If he wants to surrender how much he will get? He has paid rs. 65000/- one time premium for 19 years from[protected]-2027.

Kindly send me the statement with no o[censored]nits and the present nav. Please send by e mail. - my email id is bhaskarsahu.[protected]@gmail.com

Dear lic team

I can not make online payment of my policy premium (Policy no[protected] and i do not know the previously registered mobile number and email id.

Kindly help me to create online login and pass ward, so that i can update my mobile number and email.
The detail are as below;

Name: ashok soma amruskar
Policy no[protected]
Mobile number: +91 [protected]
Email id: [protected]@yahoo.com

Thanks and regards,

Ashok soma amruskar
Policy no[protected]