Life Insurance Corporation of India [LIC] Complaints & Reviews

To,
The branch manager,
Lic, sector-18 branch,
Noida.
G. B nagar.
U. P
Sub: revision on interest rate towards my housing loan no.[protected]_.

Dear sir,

When the undersigned visited to your branch regarding the mentioned subject, was told that the this account is defaulter, therefore revision on interest rate request cannot be entertain.
Undersign was surprised and deeply hurt by such false comment and allegation by the lic because repayment installments are through ecs and none of the ecs are returned, if any installment will bounce then immediately payment done through cheque to directly in lic office now till today i. E. 14/06/2017 no any emi pending from my account therefore such baseless allegations are not acceptable, no to say defaulter.
You are advice to kindly revised my interest rate on current prevailing rate and tender your apology on above stated facts asap.

One thing is more that when my office assistant came in your office then office staff behaviour is not good. Boss i m not lawyer and not thief see my histroy. But today which is happened too wrong.

Attached document which is received in your office.

Thanks
Shivendra nath
4 attachments


Ar. Shivendra yadav
Attachmentsjul 10 (11 days ago)

To crcell
Dear sir /mam

Please refer to trail mail.

I had sent application directly in branch office regarding revision of loan interest rate.

After no any response i had sent below trail mail at 14/06/2017.

But no any response and neither reduced my home loan emi.

Kindly do need ful regarding this.

My all detail are mentioned in attachment and mail also.

Warm regards

Shivendra nath

4 attachments


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Sir my name is nandkishor gupta i bought agency for lic back 1 year but my pan card is not exist so please update my pan card on irda portal. My agency code is 0215712t my mobile number is [protected] my pan card number is blhpg9874r.
Urn no is lici[protected] on 22 june 2016 at delhi on 14:30 pm so please update my pan card on irda portal
Thank you

I had purchased a 20 year plan for the jeevan saral policy (165) in 2012 and have since paid 4 annual premiums (The 5th one was due in august 2016 but it has not yet been paid) according to the fine print, the special surrender value of the policy after paying 4 premiums is 90% of the maturity sum assured and the special surrender value after paying 5 premiums is 100% maturity sum assured.

I have gone to the lic office 3 times in the last week, i have spoken to their rep over the phone. The quote that i have received for surrendering my policy after paying 4 premiums is no where close to the formula they describe in the policy and no one is ready to explain how they have arrived at the figure that they are quoting.

I was spoken to very badly at the office. Papers were snatched out of my hands on multiple occasions and they said that they will not give me any additional details as i may committ fraud - i fail to understand how a paying customer can be spoken to that way.

I need to know how the special surrender value calculation is done for each year that i would/already have paid premium.

I worked for tata ceramics ltd kakanad kerala so the employer deposited an amount in lic under superannuation scheme after leaving my employer the lic paid superannuation for around 7 years now without any explanation or mail they stopped paying the superannuation they do not give any information or status of scheme when i tried to send the email the email is not going their in box is full

Dear sir,

Lose my premium receipt december-2016, hly please issue duplicate receipt to send my email id :- [protected]@gmail.com, it is most urgent for
Me.

Life insurance corporance of india
Sl no policy no date sum assumed instalment premium payable
Mode of payment
1. Policy no[protected] branch code :- 832, half yearly
2. Policy no[protected] branch code :- 832, half yearly

Thanking you

The lip bearing number[protected] got matured on march 2017, the family member of life assured submitted all relevant document during bihu festival and the employee concern assured to release them maturity amount after bohag bihu. But not received the amount through rtgs. After persuing the matter in the month of may 2017 finally a cheque bearing number059635 dtd.
31/03/2017 received on 19/06/2017 for an amount of rs.45, 404/ drawn on
Axix bank maligaon branch. Finally the cheque resulted stale cheque and returned to us. The cheque found issued dtd. 31/03/2017 but retained by some
Employee the reason best known to him. Now, the lici is liable to pay interst
With penalty with further action against the erring offcial. The life assured is
Now a disasble following operation of hip joint. The repeated follow up actionfound not honoured by lici, maligaon branch.

I have a online lic user account and have enrolled my policy, now i have purchased another one policy and want to enroll that in my existing account. But when i click on the enroll policy it takes me to the new login portal screen and ask me update missing field like pan, adhar. On the successful feeding of data on those pan, adhaar i clicked to proceed button, but then it shows registration failed. And one error message fill all * mandatory fields. I dont what i have to fill anymore, since i have given all the data missing there. Can you please look into this issue. I have notice this for a month time. First i thought server down somthing like that.. But its some thing else.. Please help me enroll my new lic policy..

Sir
When i was posted at pune maharashtra i took a lic policy bearing no[protected] after posted from there i could not pay the premiums on time and when i asked for the refund of my money the policy has already lapsed and i am is not in position to pay the balance and revive the policy thus the money may please be refunded in pune itself i am willing to all the formalities in pune itself

Sir i anuradha poojari nominee of the policy holder ansuya kathare. Sir we had made jeevan akshay plan of policy no[protected]. Sir i was to receive the pension amount/interest of 10 months which i didnt. I kindly request you to solve this matter as soon as possible and notify me about this matter as soon as possible as i am in a urgent need of money and etc sir. So kindly inform me fast sir

Policy no.[protected] inst-prm inr.50, 000/- doc 15/02/2007 mat. Dt 02/2012. Name of policy holder : christumony jaganathan, issuing branch: 74g. Policy holder address:- 130/32a8, kamaraj nagar, t. B. Road, vallioor, tirunelveli, tamil nadu. Five years finished afer maturity. Please help me to get the maturityamount and also interest from february 2012 to still now.

This is regarding the following lic policies, which i had started/ opened in 2009 through the lic agent sadhana singh thakur c/o mr. Dharmendra thakur (He is working in western railway, establishment department, pratapnagar, vadodara and his mobile no. Is [protected]). I would like to inform you as under:-

I have received notice from lic office (Copy attached) that loan against my above referred policy is due. I want to inform you that i have never applied for any loan or availed any money against this policy. We have following lic policy also with your branch as detailed below.

Policy no. Date of commencement name of policy holder maturity amount maturity date

[protected] 8/13/2009 riya regi varghese 112, 424.00 8/13/2029

[protected] 8/13/2009 jerry regi varghese 100, 000.00 8/13/2028

[protected] 8/13/2009 riya regi varghese 1, 830, 388.00 8/13/2039

[protected] 7/28/2009 varghese thomas regi 200, 000.00 6/28/2021

[protected] 7/28/2009 jaisy regi varghese 165, 077.00 8/13/2034

[protected] 7/28/2009 jaisy regi varghese 96, 444.00 8/13/2029

Mr. Dharmendra took loan against our above policies giving bogus signature on our behalf and took lakhs of rupees. Our original policy is also with him.
We have been regularly paying the premium amount to this mr. Dharmendra thakkur, but he had not payed the premium to lic against our policies. Now with our continues follow up mr. Dharmendra paid the premum, but the loans still pending. He is not ready to pay the loan he took by giving bogus signature of our. He took loan from our kid's policy also. Request you to take strict action against this dharmendra and help us in this regard.

Your kind cooperation is solicited.
Thanking you,

Jaisy regi varghese
D-79 sundervan society
Abhilasha char rasta
Sama, vadodara, gujarat

The housing loan of rs.14, 60, 000/- has been sanctioned during 2009. My loan account no is [protected]. I have paid my emi of rs.16, 002/- through ecs regularly. Let me know the out standing amount, payment details so as to file my income tax return. Kindly send the above details through my e-mail id.
Name : v. K. Jeyakumar
Loan a/c no. [protected]
Mail id: [protected]@gmail.com
Cell no. [protected]

Dear sir i rajasekaran. R have 6nos of lic policies surrendered 10days back before they gets maturity.in which i have produced all the relevant documents for missing of bond and as per the lics terms and conditions. Though it is not yet credited or processed and no other information about the delay in process. While contacting branch manager there is no proper solution or guidance, hence i kindly request you to provide the legal aspects for further process. Here are the details of branch
Lic of india, arni branch, no.286 sathiyamoorthy road,
Arni., tiruvannamalai district, arni. Pin 632301

I rajasekaran r, ready to produce the details which i have submitted to branch office.

Thanks & regards
Rajasekaran r

Respected sir, i am a lic agent. I need user id & password login lic portal. I purchase lic agent software but not update online lic data policy holder. So please give me my user i'd & password in my e mail. My name : kambampati anjaiah, agency code : 2013670, branch : bhongir, mobile no : [protected] with thanks. Kambampati anjaiah, lic agent, agency code : 2013670, d. O code : m19670.

My policy no[protected]. (Ashu sharma - [protected])
Agencycode - 0193326j
0260031
Agency name-priyanka gupta.
Lic agent - rajesh jain ([protected])

With ref to above policy number, i would like to file complaint against above agent and agency and lic which is making fool and making false promise to add new customer.

I took lic policy from them and they made false promise in every conversation that with this lic policy, i will get term insurance of 50 lacs + 18% cash back on every premium which i pay during 16 years. For first premium, they promised me that i will get back cashback within 1 year. I called them 5th, 6th, 7th and now almost every month but as they were fooling customer no cash back nor any promised details i received.

To sell their policies they fool customers by giving false information to them.
I tried to complaint so many times but everytime they make fool and give false promise. It is almost now one year but still nothing happens and now when we try to call them they give threat that nothing can't be done as lic policy is now 1 year old and they can do whatever they do. They have network of few peoples who make fool of customer and sell by making false promise.

Please either cancel my policy and refund my amount or please help me to get what was promised.

Please let me know if i will need to file complaint against them and lic in other consumer court as well.

Thanks and regards,
Ashu sharma

Old lic link is not working instead redirecting to
https://ebiz.licindia.in/D2CPM/#DashBoard

I cannot find any option to enroll for employer, please help.

Also the old is no more working at all so that i can atleast give it a try if that one is still working.

I have seen many complain on this matter but no solution found till date.

Can someone please help.

Dear sir,

Ref:- policy no.[protected] sakshi umesh vichare

With reference to my above policy no.[protected], i like you to inform you that, i had paid above policy premium for rs.2419/- twice i. E. One payment by cash and second, bank had debited rs.2419/- after due date on 07/07/2017.
I have attached the cash payment receipt & bank statement where premium for rs. 2419/- is debited on 07/07/2017 for your kind pursue.

Kindly check the cash receipt and bank statement and verify in your record & refund the extra premium paid by me to my hdfc bank a/c no.[protected].

Thanking you,

Umesh vichare
Parent

Dear sir/ma'am,
My agency code: 03259913. I have fulfilled all the requirements by lic to reach to the second year. However my commission which was supposed to be released on 5th june, 2017 is still not released because the amount is ₹14812 and it is difficult to process by the company. Now they are forcing me to complete and get the commission to cross ₹15000 so that they can release it (Which is just their guess, and they have given no assurity). It's sad that i was not informed about this earlier orherwise i would'nt have got into this and just got them ₹1000 policies rather than ₹25611 of one policy premium.
Please look into this matter and release my commission asap lic of india. Dont make my trust being your agent suffer for such nominal amount for such a huge company.

Respected, sir
With due respect iam a agent of lici udaipur branch (Tripura)
Iam parch age data com softer but lic portal id/password i forget
Then i no updation [censored] p i try again and again
So, i request to you kindly send my maill addaras new id/password. My old
Id/password — 01619575 /anaypranay2
My agent code[protected]
Udaipur branch tripura 575
Ph-[protected]

Subject: Form No. 16 not received for FY 2016-17

Annuity No: 087M[protected]
Name of Annuitant: Anilkumar Nandlal Shah

Purpose: To File return for the FY 2016-17

Either your mail or send through post to my registered address at the time of annuity.

In case of any other concerns do let me know so I can get it corrected from my end to ensure timely receiving of Form No. 16.

Thanking you.