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Life Insurance Corporation of India [LIC] Complaints & Reviews

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Updated: Mar 24, 2026
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Life Insurance Corporation of India [LIC] reviews & complaints page 140

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R
Ramesh Janu Sase
from Mumbai, Maharashtra
Nov 23, 2016
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Address: Thane, Maharashtra, 421605

THIS IS WITH REAGARDING ABOVE P.NO.[protected] DOC 23/12/2010,
8 month before the premium payment was MONTHLY (Premium amt. Rs.3252/- pm), I had converted it into QUARTERLY. (premium amt Rs. 9757/- )
This is inform you that after this I was unable make online payment because my DOB is wrong showing in Online record in this poicy.
DOB is showing 21/01/19971 instead of 21/09/1971

I had visited to Kalyan Branch for this they also checked the physical papers and confirmed that 21/9/1971 is OK
but they r not responding about the what online record showing and telling that everything is ok, I have already submitted my PAN copy, DOB proof for again confirmation.
Inspite of that till date DOB not corrected.
Please look into the matter and resolve it ASAP.
Thanks,

Ramesh Sase
[protected]
Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
[protected]-b k nangare
lic hfl a/c no.[protected]
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    Z
    zaki112
    from Pune, Maharashtra
    Nov 23, 2016
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    Address: New Delhi, Delhi, 110001
    Website: Indian consumer complaints

    I have been holding LIC policy # 311049 under annuity plan # 011Y[protected]. I have furbished the ECS details to LIC and my saving bank A/c used to get credited with an amount of Rs 5282/-every year in the month of October since 2010.
    This year the credit has not yet been done and I do not really understand the reason as no Email or SMS has been received by me, whereas my Email ID and phone no has been same since the beginning of this relationship.
    Please help me resolve this issue with LIC.
    Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
    DearSir,
    My name is Ratheesh R and my pan no.is AIQPR6857E and I had took loan from LIC Housing Finance Ltd and due to some technical problems by LIC HFL the ECS not debited from my SBI account but the same day I am paid the EMI amount by check leaf. These issues how affect in my CIBIL Score ?
    My policy no[protected] if any premium is bending for my account and what premium and how much value
    Please change email for Policy number :[protected]

    mail id : [protected]@gmail.com
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      R
      rajendrajoshi2016
      from Noida, Uttar Pradesh
      Nov 23, 2016
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      Rewriting charges demanding

      Address: Ghaziabad, Uttar Pradesh, 201014
      Website: LICHFL

      Ajay sharma 17 Nov at 5:12 PM
      To
      [protected]@yahoo.co.in
      CC
      CRM Northern RO Abhinav Kumar
      Message body

      Dear sir,

      With reference to your queries we would like to draw your kind attention that Rate of Interest is as per sanction terms & conditions:
      LHPLR 14.20% -Spread 2.50% to 2.75% (as applicable in each loan account) = Current rate of interest
      However we...
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      P
      pooran_2204
      Nov 22, 2016
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      Address: Kutch, Gujarat, 370421
      Website: [email protected]

      To-day(22/11/2016) I have made payment of policy premium of my following policies
      through axis Bank credit card The Amount has been debitted from my account
      but the premium receipts are not displayed online.
      1. Policy No.[protected]
      Merchant Name: LIFE INSURANCE CORPORATION OF INDIA
      Merchant Ref no./Order Id: 10522351
      Transaction ID: WL[protected]
      Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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        K
        kalpeshpatil8
        from Bengaluru, Karnataka
        Nov 22, 2016
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        Address: Pune, Maharashtra, 411061
        Website: www.licindia.in

        Hi Team,

        I have enrolled my 2 LIC policies ("[protected]", "[protected]") at https://customer.onlinelic.in/LIC_Corporate.html link with my organization - COGNIZANT. It was successfully enrolled and got confirmation mail my email id. But when I clicked on "Enroll For Employer" link on http://www.licindia.in/ portal following message getting display - "No policy found for enrollment".

        Please help me on the same
        Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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          R
          Rakesh Thaman
          from Bengaluru, Karnataka
          Nov 19, 2016
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          Address: 400706

          I use to receive a annuity of Rs. 1277 in my bank account up to 10/09/2013 under annuity no 36192. I have not received this payment amount after Septemper 10, 2013.Can you please help me with reason and anything that needs to be done from my side ? I had tried variours mode to communicate with LIC office at Delhi with address P&GS, Jeevan Parkash, 6th Floor, 25 KG Marg, Divisional office-1 New Delhi 110001 [ via e mail, letter and phone] but no response.
          I sincerely request you to kindly do the needful and arrange to send my annutity in my bank account as early as possible.
          Please note my email id is rakesh.[protected]@ril.com and you can reach me on [protected]
          Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
          I am writing this to create awareness. For last few years, LIC HFL is not giving interest rate reduction to existing customers. And their trick is have a new customer by any how, and cheat them as soon as (with in 3 months max) they become a customer...!! Still their MICLR is 14.2% ..!! NEVER EVER GO WITH LIC HFL..!!
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            M
            Maya patil
            from Pune, Maharashtra
            Nov 18, 2016
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            Address: Nandurbar, Maharashtra, 425412

            I had registered to LIC India Online login with my old email ID and later I forgot the email ID I had registered with.
            Now when am trying for new password, it is sending new password at my previous e-mail ID, but I don’t have access to my old email id.
            Seems I cannot update my new email ID myself.
            Please assist me on how to Update Registered Email ID associated with LIC Online Login.

            Name : Maya Ramesh Patil
            policy no.[protected]
            new mail id :- yogesh123.[protected]@yahoo.com
            Mobile no [protected]
            Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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              P
              ponilango
              from Chennai, Tamil Nadu
              Nov 18, 2016
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              Address: Tiruchirappalli, Tamil Nadu, 620012

              Sir/Madam,

              Sub: Loan A/C No.[protected] App.No.[protected]

              Due to the Tamil Nadu government's restrictions on registration of land, I have not been able to pursue the matter of land purchase from the builder SEBCO PROPERTIES, TRICHY.

              The above loan has just been sanctioned by LICHFL but so far, I have not availed of even one rupee of the said loan.

              Under the above circumstances, your office has been sending reminders to remit EMIs and even yesterday, I was shocked and surprised to get a letter demanding payment of EMI.

              THIS IS RIDICULOUS AND EXTREMELY ANNOYING. THIS REFLECTS VERY BADLY ON THE EFFICIENCY OF THE SYSTEMS AND PROCEDURES OF LICHFL AND MORE IMPORTANTLY THE ABSOLUTE INEFFICIENCY OF YOUR STAFF.

              I REQUEST YOU TO TAKE NECESSARY ACTION IN THIS REGARD AGAINST ERRING OFFICIALS AND ENSURE THAT SUCH MENTAL AGONY AND STRESS IS NOT CREATED TO ANY CUSTOMER IN FUTURE.

              Thanks for your kind understanding.

              Yours sincerely,

              Ilango

              Professor P. ILANGO, Ph.D
              Dean, Faculty of Arts,
              Department of Social Work,
              Bharathidasan University,
              Khajamalai Campus,
              TIRUCHIRAPPALLI - 620023
              Tamil Nadu State (India)
              Mobile: +[protected]
              Email: pon.[protected]@gmail.com
              [protected]@gmail.com
              [protected]@yahoo.com
              Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                S
                Sudhir Bisht
                from Gurgaon, Haryana
                Nov 16, 2016
                Resolved
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                Resolved

                Address: 201301

                To get the policy completion benefits, I contact Customer Service Centre, and as instructed and by them, I have send all the below documents via Speed Post to LIC Customer Zone Karnal, Near Petrol pump, Sector 12, Karnal. My Policy has zone mentioned as Karnal so Customer Service asked me to send it to them.
                Speed Post Tracking # EU[protected]IN. It was delivered and then next day I got the sms that LIC has registered the policy under NEFT with HDFC bank, but still I didn't get the benefits.So, what was the use of registering.

                Documents couriered were -

                a) Original Policy Bond.
                b) Photo ID
                c) Discharge Form duly filled with witness details.
                d) NEFT mandate form.
                e) Cancelled Checque.

                Now, I get email from Panchkla AO office that please send the original bond to them as they have not received those. How can I send original bond to them when I send it to Karnal LIC Office as told me by Customer Service.
                I don't have two original copies of it. Original already send to Karnal office.It is amazing the during these days of online/e-Services, an organization like LIC can't coordinate with various branches/divisions, and customer has to suffer for no good reason.Moreover, Customer Service LIC only suggested it to me.And now I am in lurch.
                So, now I want to get the maturity benefits.
                Thanks for your help and consideration!

                Thank You,
                Sudhir BISHT
                [protected]
                Nov 19, 2016
                Complaint marked as Resolved 
                Actually this complaint was un-necessarily opened by me. Shouldn't have done that, as even before this LIC were contacted by me via their web portal, and they were already working on it to get it resolved. Hats Off to Manager CRM Karnal Office, as he was in the forefront of getting this issue from beginning to end and timely communicating to me via emails. Finally special thanks to AO 16N, PKL .Kudos. They acted on this very promptly. This is completely resolved with full satisfaction. Thanks LIC Customer Service Team for your help!
                Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                  I
                  Ishanand singh
                  from Patna, Bihar
                  Nov 15, 2016
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                  Address: Patna, Bihar, 800025

                  Hello sir,
                  This is Shivangi Jha. My father Mr Ishanand Singh took jeevan akshay plan 6 lic policy in 2015 from an agent. This january he was diagonised with cancer. He had his cancer surgery in mumbai in march 2016. It costs us around 15 lakhs.We are now financially disturbed. As he invested around 4 lakhs in that policy, but now he wants to discontinue the policy and wants his money back. Please tell me the procedure as to how he can discontinue the jeevan akshay policy plan6. We are really in need of money. Please suggest us. I am sending you further detail of my father's policy number.
                  LIC JEEVAN AKSHAY 6 (TABLE NUMBER 189)
                  1.Policy no[protected] dtd 26.09.2015 for Rs 285000 fvrng Ishanand Singh
                  2. Policy no[protected] dtd 26.09.2015 for Rs115000 fvrng Kalpana Singh under J-Jt.Life & Lst.Surv.Annuity (100%) Ret PP.
                  Please look into this matter seriously. We really need our money.

                  Regards
                  Shivangi Jha
                  Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                  Nov 16, 2016
                  Updated by Ishanand singh
                  Hello sir,
                  This is Shivangi Jha. My father Mr Ishanand Singh took jeevan akshay plan 6 lic policy in 2015 from an agent. This january he was diagonised with cancer. He had his cancer surgery in mumbai in march 2016. It costs us around 15 lakhs.We are now financially disturbed. As he invested around 4 lakhs in that policy, but now he wants to discontinue the policy and wants his money back. Please tell me the procedure as to how he can discontinue the jeevan akshay policy plan6. We are really in need of money. Please suggest us. I am sending you further detail of my father's policy number.
                  LIC JEEVAN AKSHAY 6 (TABLE NUMBER 189)
                  1.Policy no[protected] dtd 26.09.2015 for Rs 285000 fvrng Ishanand Singh
                  2. Policy no[protected] dtd 26.09.2015 for Rs115000 fvrng Kalpana Singh under J-Jt.Life & Lst.Surv.Annuity (100%) Ret PP.
                  Please look into this matter seriously. We really need our money.

                  Regards
                  Shivangi Jha
                  Nov 16, 2016
                  Updated by Ishanand singh
                  Hello sir,
                  This is Shivangi Jha. My father Mr Ishanand Singh took jeevan akshay plan 6 lic policy in 2015 from an agent. That time my father did not know that this policy has no surrender value. Neither did that agent told him. This january he was diagonised with cancer. He had his cancer surgery in mumbai in march 2016. It costs us around 15 lakhs.We are now financially disturbed. As he invested around 4 lakhs in that policy, but now he wants to discontinue the policy and wants his money back. Please tell me the procedure as to how he can discontinue the jeevan akshay policy plan6. We are really in need of money. Please help us to get our money back. Please suggest us. I am sending you further detail of my father's policy number.
                  LIC JEEVAN AKSHAY 6 (TABLE NUMBER 189)
                  1.Policy no[protected] dtd 26.09.2015 for Rs 285000 fvrng Ishanand Singh
                  2. Policy no[protected] dtd 26.09.2015 for Rs115000 fvrng Kalpana Singh under J-Jt.Life & Lst.Surv.Annuity (100%) Ret PP.
                  Please look into this matter seriously. We really need our money.

                  Regards
                  Shivangi Jha
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                    S
                    space4u86
                    Nov 15, 2016
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                    Website: WWW.LICINDIA.COM

                    I have one lic policy[protected] on salary saving mode at bhusawal branch.
                    I want to change premium mode from monthly to yearly but branch tells premium of april 2016 is sent to lic manmad branch.
                    Manmad branch tells we have reversed the premium long ago.

                    Ince two months i have stopped premium from my salary as it's not being credited on time and i have planned to pay it myself online.

                    Both branches manmad and bhusawal are playing with me.

                    I have become helpless.
                    Lic doesn't have any national helpline or any support system

                    Now what to do
                    Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                      D
                      DEVESH DEWANGAN
                      from Indore, Madhya Pradesh
                      Nov 15, 2016
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                      Address: Janjgir-Champa, Chhattisgarh, 495689

                      Respected sir,

                      This is devesh dewangan lic agency code 0296038a from naila branch.
                      I need lic portal userid and password to serve better to my customers.

                      Thankyou

                      Your's faithfully
                      Name-devesh dewangan

                      Agency code-0296038a
                      Mobile - [protected]


                      Show quoted text
                      When i get my i'd and password please clarify me

                      Show quoted text
                      Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                      Nov 16, 2016
                      Updated by DEVESH DEWANGAN
                      Not get id paasword till now
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                        S
                        Sayyam Jain
                        from Bhopal, Madhya Pradesh
                        Nov 11, 2016
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                        Address: Sehore, Madhya Pradesh, 466221
                        Website: www.licindia.com

                        Sir,
                        I have paid lic premium for policy no[protected] dated 27/11/2016, rs. 5873/- through www.Licindia.com, but i do not recived any recipt till date and time. Rs 5873/- debited from my account on same time.
                        When send a mail to [protected]@licindia.com then he reply to "pcmc. Cell",
                        Eps1 with these comments
                        " sir/madam
                        The transactions dated 10/10/2008 with status '9999' is available.
                        Pl do the needful.

                        Yours
                        Portal team

                        Please confirm and reply that this payment received by lic and send receipt at
                        [protected]@gmail.com
                        Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                          D
                          durngh
                          Nov 10, 2016
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                          Address: 700102

                          Hi, I have a housing loan with LICHFL, loan number[protected]. It is of floating interest rate (initial 3 years ROI was 10 %). Now from October 2016 my ROI is suddenly increased into 11.2 %, however according to RBI home loan rate should be reduced. In spite of repeated request, they have not reduced it. Please suggest what should I do?

                          I have emailed LICHFL and did not get a response.
                          Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                            J
                            jkani12
                            from Chennai, Tamil Nadu
                            Nov 8, 2016
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                            Address: 600078
                            Website: www.licindia.com

                            My policy no.[protected]
                            Kindly update my e-mail address as [protected]@gmail.com
                            Please note, i have forgot my old e-mail address, hence unable to login. request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay premium of lic also.
                            Kindly make as soon as possible.

                            Thanking you,
                            Kanimozhi j
                            Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                            Nov 05, 2016
                            gtamilselvam's response
                            I am unable to enroll my new policies because of incorrect date of birth mentioned in my profile. I'm unable to modify it. I registered my complaint twice at LIC official web site but in vain. The compalint numbers were 229888 dated 04.02.2010 & 230783 dated 06.02.2010. Please help by getting it ractified.
                            Nov 05, 2016
                            gtamilselvam's response
                            Pl. Change my date of birth 30.05.1978
                            I am unable to enroll my new policies because of incorrect date of birth in my profile. I'm unable to modify it. My date of birth 30.05.1978. Please do it
                            I have forgotten my previous email id and password, so u are requested to change my previous ID with my latest I'd that is [protected]@gmail.com my lic policy No_[protected]Arjun singh) dues for online pay earliest my Mob No-[protected] confirm action please.
                            Sir,
                            I have paid lic premium for policy no[protected] dated 10.11.2016, rs. 2618/- through net banking, but i do not received any receipt till date and time. Rs 2618/- debited from my account on same time.

                            Kindly confirm amount received to LIC & send receipt to my registered mail ID.
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                              S
                              Sarfraz S
                              from Delhi, Delhi
                              Nov 7, 2016
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                              Address: 600002
                              Website: www.licindia.in/Home/Pay-Premium-Online

                              Hi LIC team,

                              I am unable to make online payment of my premium for LIC policy#[protected].

                              Getting the below error page:
                              "Premium cannot be paid for this policy using Online Payment Facility. Please ensure that the premium is due for the policy and try again"

                              Please help resolve this issue at the earliest, since I can only pay my premium through online alone.

                              Thanks,
                              Mohamed Sarfraz S
                              Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                                9
                                9894739335
                                from Perundurai, Tamil Nadu
                                Nov 6, 2016
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                                Address: 605108
                                Website: www.licindia.com

                                Sir.

                                we have given all document for maturity payment of LIC POLICYwell in time

                                including NEFT details under acknowledgement.On due date payment was

                                not initiated .I contacted villupuram lic brannch on 05/11/2016 then only

                                NEFT was initiated.Actual due date was 03/11/2016.

                                Policy no[protected] in the name of my wife C.Jayashree

                                Request action.
                                Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                                Change in Email ID
                                Policy No.[protected]
                                Kindly update my e-mail address as [protected]@hotmail.com
                                Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also. My mob. no. is [protected]
                                Need to enroll more policies same mobile no [protected] &Same mail ID
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                                  D
                                  dhop
                                  from Bengaluru, Karnataka
                                  Nov 6, 2016
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                                  Website: www.licindia.com

                                  Sir/Madam
                                  I have made online payment of Rs. 33, 375/- as renewal premium against Pol. No[protected] through www.licindia.com on[protected], LIC Seq NO[protected] & Acknowledgment NO-PR[protected]. The amount was debited from my Bank A/c on the same day time, Transaction ID 09433854. But till date I have not received any receipt in my E-mail.
                                  Therefore I request you kindly to do the needful and send the receipt through my E-mail.
                                  Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
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                                    Price - Raj
                                    from Hyderabad, Telangana
                                    Nov 4, 2016
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                                    Address: Hyderabad, Andhra Pradesh, 500075
                                    Website: www.lichfl.com

                                    I will not suggest LIC hfl because we will not get any response during the loan transfers, they will not allow the cheques after 4pm for which we have to pay an additional amount for break period interest.Even if you opt for home loan you have to take decision for the loan transfer due to higher int rates in floating mode

                                    They are having traditional systems- for each request we need to reach the lic hfl office because they wont respond properly in the phones. If your cheque bounces they will send message after 4-5days for which again we need to pay breakperiod intrest during loan transfers..no quick alerts to avoid this kind o[censored]nnecessary & delayed payments.

                                    If you are looking for a Home loan in LIC HFL you have to bare this kind of issues as iam well experienced ..kindly go through the websites for comparision of intrest rates and select the best option...if you are choosing LICHFL then you are doing big mistake.

                                    Thanks
                                    Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                                    My Policy no.[protected]

                                    Kindly update my e-mail address

                                    [protected]@gmail.com

                                    Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.

                                    Thanking you
                                    Regards
                                    Yuvarajan
                                    Policy No.[protected]
                                    Kindly update my e-mail address as [protected]@gmail.com

                                    Please send me password to my new e-mail address so i will get my premium receipts & to pay Premium of LIC .

                                    Thanking You,
                                    arundhati phadtare.
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                                      M
                                      from Ankleshwar, Gujarat
                                      Nov 4, 2016
                                      Resolved
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                                      Resolved

                                      Address: 829122

                                      Dear Sir/Madam
                                      Good Afternoon
                                      Actually i am living in Gujarat and have policy no[protected] in Jharkhand, In this policy wrong DOB 19/01/1978 is mentioned but correct DOB is 15/01/2016
                                      I had visited LIC office in Ramgarh home branch on 15/10/2016 that time officer told me that it had been corrected but it is not reflecting in online, I had also given age proof certificate to branch agent
                                      Please correct is as soon as possible

                                      Regards
                                      Mahesh Mahto
                                      Nov 14, 2016
                                      Complaint marked as Resolved 
                                      Dear Sir It is sorry to say no correction has been done till now, i do not receive any kind of phone call and email related to date of birth correction Please resolve it as soon as possible Regards, Mahesh Mahto
                                      Life Insurance Corporation of India [LIC] customer support has been notified about the posted complaint.
                                      Oct 31, 2016
                                      surae's response
                                      need not to close
                                      Policy No.[protected]
                                      Kindly update my e-mail address as [protected]@yahoo.com or
                                      Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.
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