Life Insurance Corporation of India [LIC] Complaints & Reviews

Dera sir, Please refer my complaint against above mentioned company on[protected].I have not received any Registration Number for the same complaint.Please issui me Registration Number and action taken by you uptill now .My E'mail address registered by you is " [protected]@yahoo.com "...

Hi, Policy number:[protected] Kindly change my email id to [protected]@yahoo.com as I am not using my old mail id. As I forgot my userid and password I am unable to reset them because the reset link is being sent to old mail id. Kindly update my mail id.

My EMI has been revised recently (changed from floating to fixed, 10 to 11.5%) I got a letter dated 16-May-2015 but which reached me on 4-Jun-15 which says that LIC will advise my bank for revising the payment. But . 10-Jun-15 my due EMI bounced, my bank has charged me penalty. Plus LIC has charged me late payment fees. That too when it is their mistake, they told me that they will talk to my bank. When I went to the LIC office - the manager was shocked to see the letter and assured me he will look into it but has not responded back even after a month

I am receiving Rs.873/- P.M; regularly from the year 1996 from above mentioned company.But from Feb.2014 my monthly pension has been stopped without any information. My Annuity Number is-083M[protected] and I want to get regular payments from the month it is due and should continuie. I have sent several E'mails to the E'mail Ids---"[protected]@licindia.co ", [protected]@licindia.com and bimalokpal.[protected]@gbic.co.in, but I have not received any reply

Sir, I have pension policy no.[protected] mrt branch in name of Sudhir singh which is completed on dt. 28.03.15. due to misunderstanding payment shedual is login on monthly basis but iwant to change it to 25% cash payment and rest amount on yearly basis so kindly change it as above. sudhir singh

Sir,
My Policy No.[protected], kindly make correction in my E-Mail ID from s.[protected]@yahoo.com to s.[protected]@yahoo.com.
Thanking you
Salim Ahmed
My Policy No.[protected]
Date of Birth 13.08.1988
Policy Amount 2456

Sir,
I took home finance 3 years back from LIC HOUSING FINANCE from Bangalore JP NAGAR OFFICE. I asked their employee Vinod Radhakrishnan to give me floating rate of interest, but while the finance is sanctioned he issued me fixed rate of interest for 3 years and then floating and promised me that he will convert my finance from fixed to floating immediately. But days goes on and he did not convert, so i had to wait for 3 years and now when it automatically came to floating rate, they have increased my rate of interest from 10.7% to 11.75% without information also. First of all i want to say is it a personal finance ?. i took home finance and current market rate for floating finace is ~9.75, so how they are charging 11.75%. Is it a institution ? . I have been cheated like anything from LIC employee Vinod and LIC itself.

My wife is very angry with this and she said we will go to court for resolving this and by that time we will not pay any EMI. We can not pay home finance interest like personal finace. We need proper resolution of this issue.

I have purchased Online LIC Term policy, my policy got completed(bond for same I have received) with this policy no[protected] and Access id of same was[protected], this was my second application with no medical test(as the same was done in first application). First Application id was[protected]got rejected because of insufficient income), but after closing my further cancelled policy my second application got successfully completed without taking medical checkup. Now LIC has to pay me refund for medical charges which was deducted for first policy application, for which I have wrote the mail and they have ensure and confirmed me that will be eligible & once policy got competed the same will be done automatically. The refund is still not done and I am trying to call & follow up with LIC online Marketing team, but there is no reply from their end. Every time if i have call then i have to give them all details and after giving all that details they are just asking simple answer this will take time. I just want to know that is there any Turn Around Time or any responsibility to response the customer query by mail??? Now what can i do if the same will not done even if i am waiting for some more days??? Is there any escalation matrix for raising my concerns to specific department, who can here me and do the needful??? Divyesh Mehta [protected]

Dear Sir,

I am unable to add my policy in the existing user. while adding it is displayed as ERROR.

I tried will all combination as per the mentioned points during enrollment - its not working.

No online help available, no customer care numbers - exisitng numbers dosent work.

Request to resolve.

Dear Sir,

I want to inform you that Mr. Kamal LIC agent of your branch branch unit -11D, plot no. Jeevan Pragti Bulding 3 rd floor dist. centere Delhi-110092 i were told him that i have need a LIC policy for my doughtier i want 20 lac Rs. from LIC policy after 20 years when that time my daughter become 24 years age he was asking me can i afford the 25000/ Rs LIC premium per year than he will provide the such type of LIC policy I were saying him ok and and give him the amount by cheque and cash.

But he was cheat me and after some time he was sending me 06 nos of policy different -different premium amount i have need a single policy not 06 no. of LIC policy.

He is cheating with me, kindly take the immediate action against this LIC agent and cancel his agent right and provide him my money from this LIC agent.

Details of LIC policy is given under which was sending me by him :-

Sr. no. Policy no Prem. Amount
1 [protected] 12010
2 [protected] 12010
3 [protected] 3002
4 [protected] 3002
5 [protected] 3002
6 [protected] 3002

Thanks & Regards
Ajay Kumar
Cont. no. [protected]

Hi guys please do not buy any policy from LIC agent "MR. Nimesh N. Anandapara". And was operating by his father called “Navin Anandpara” Agent code “01542927”. He was agent of Branch 927. As he was doing fraud by not giving proper adequate information regarding policies. Before 7 year he has opened 3 policies of Money plus – growth fund on 2008 year & not gave information regarding its was market policies. Also he gave me details as you have to pay Rs 2, 500 on quarterly basis from 5 year’s which come to clubbing Rs. 50, 000 & after that LIC was going to use that amt for 2 Year & will gave you a RS 1, 00, 000.And now it’s is time to maturity of that policies & he took all polices & other related documents & I have received only nearby 49, 000 amt in my accounts. When I m calling the agent he was not replying to my call & continue dealing to meet. LIC should take strick action against this agent hope it will work & beneficial to the customer.

Hello Sir/Mam,

My Policy Details are as follows:

LIC Policy No:[protected]

I lost my LIC Premium Receipt for the year 2014 to 2015
I want to submit the Premium Bill for my Tax Investment Proof.

It would be great if you could send me the Duplicate receipt.
Please do the needful

Respected Sir / Madam, I Mrs. Kamlesh B. Nirmal having LIC Agency as my Side Business, my LIC agency Code is – 03243921. I had opted an ECS facility for Direct credit of Commission with my Indian Overseas Bank, Chakala ( Andheri ) branch, my Account no is - [protected]. I had not received any LIC Renewal Commission from December 2012 ( Details attached). I had enquired with LIC office they ware saying that they are depositing my Commission regularly. So I requested them to provide me account now in which they are Crediting my Renewal Commission. As per my request they provided me account no [protected], which is not belongs to me. I had submitted Complaint letter with LIC’s Corporation Bank and as per my request Corporation bank had enquired and they said me that the Said Account no – [protected], is belongs HDFC Bank Pali Naka Branch ( Copy of Letter submitted to Corporation bank is attached). So now Request you to Kindly help me with this matter on urgent basis as I am following from my Money since more than year. Copy of Commission Credited by LIC is attached herewith for your ready reference. Hope your honor will do the needful and oblige. thanks and regards, kamlesh b nirmal [protected]

I took a ride on 24. 7. 15 from madan st to shalimar station. Total fare paid by me rs 189 / - . I got the sms but i did not receive the baill in my mail id. My crn no is[protected], mob no [protected] email id bhowmick. [protected]@licindia.com.
Please send the bill as i have to submit the same to my office immediately.

I have opted for 3yrs fixed interest plan for finance on july 2012. Interest rate applicable on it was 10.7%.

Account Number:[protected]

Now when 3 yrs are completed and current market interest rates are way down than 10.7%. I have called the jabalpur branch ( from where it is sactioned) @ the number present on website. Person there first of all not giving me the details o asked like:
New applicable interest rate? And misguiding me by saying yes for new lower rates you have to apply via application and you have to pay 0.5% of processing fee for that. Then ur rate will be 10.5%

When i repaetedly asked for required information and enquired why application and processing fee for the same. He (area manager) transfered my call to accounts department after long discusion with the accounts guy he informed me that are still is on fixed interet rate and will convert in flex plan next month august and after stressing a lot he said new rate will be 12%.
What is this !!!

I asked how it will be implimented as RBI rates are way low to this and as per guidlines rates should be lowet than 10.7 for now.

He said all these interest are for new customeers for existing you have to give 12% once you falls in flexi plan next month.
Else pay 0.5% of existing outstanding principal and then take 10.5% interst ratea for next 3 months and after that as per RBI changes we will change it in reduced way.

It is totally a case of mis guiding customers and providing wrong information.
And at the same time there is a discrimination between new and old customers. Its a fraud. As per NHB notice no HFC can discriminate between new and old customer.

Please look into this issue and reply as soon as possible.
Else i will tranfer it and lodge a complaint legally

I am credit card holder bearing no.[protected] and earned 1687 points so far. i would like to Redeemed these points. pls communicate how to redeem these points. awaiting for early mail. my mail address is - [protected]@gmail.com

We had scheduled for three LIC for Smart pay by Credit card, but it was not paid at that time, Credit card customer care team called me to pay manually, I have paid manually all these, But after one month again my Credit card account has been paid for same LIC, thus my all three LIC paid two times in LIC account. LIC no is[protected],[protected],[protected]

My A/C no[protected], Amount sanctioned but not giving disbursement. They have deducted processing charges also and now no response from Agent. I tried to call Regional manager and Corporate office Mumbai but no body is responding. I want disbursement or refund of my money already they have taken even all required documents, Builder payment receipts etc.

I appeared for lic ado exam. In paper 1 (Numerical ability) , there was 1 question with all incorrect options as per my knowledge.

The question stated " the 3 angles of a quadilateral are 9:11:17 in ratio. The 4th angle is 138 degree. Find the difference between the largest and the smallest angle?

According to me answer to this question is 48 degree.
But it was not in any of those 5 answering options.

Please do check that. I'll be very thankful to you

Thanking you
Siddarth gumber

I have deposited premium of above mentioned policy on 21 / 07 / 2015 amounting to rs. 10, 198 / - + late fee of rs. 161. 50 total amounting to rs. 10, 359. 50 through internet banking of sbi, but so far the amount has not been credited to my policy. The reference of internet banking is dsbi[protected]goajsropn transfer to[protected], you are requested to afford the credit to my policy at the earliest. Please inform me as well. My email address is kamlesh. [protected]@gmail.com.

Regards

Kamlesh kumar kaul
Cell no: [protected]