Life Insurance Corporation of India [LIC] Complaints & Reviews

LIC Housing Finance Limited has the worst customer care in entire banking sector. I am a existing customer since 2010 and i have never asked for interest details as i had complete faith in them being GOI having control on them. To my utter disbelief, when i enquired of the balance loan period, i found that its a complete cheating case. They are providing new loan at lesser interest and charging the existing customer at higher interest rate....

sava me sakha parbandak lic ajmer (raj.) sub. premium not received ( premium ka payment nahi mila) nivadan hai ki policy no.[protected] ka premium ka payment nahi mila rs 15000 rupay 2014 me milane the aap iska jaldi se jaldi payment kare parthi savita meena po.no.[protected] mo.no. [protected]

Hi Sir, I have taken housing loan from LICH in december 2013 from Bhoapl(MP Nagar) branch, My loan no is -[protected], Total sanctioned amount is 30 lac and total disbursement amount till date is around 27.73 lacs, we have submitted demand letter for further disbursement of 2.27 lac before two months ago, but now LIC is denying this payment, they are telling it is restricted to 28 lac, I can not withdraw 2 lacs. Last moment they are informing me about this restriction, they never informed me about this restriction, now My house is alreay completed and waiting for Graha Pravesh but at last moment we can not arrange 2 lacs, builder is already demanding interest as there is a delay in his payment, kindly look in this issue urgently .Please let me know for any other information. I tried to contact Area manager of bhopal branch, but he is not helping also tried to log a complain with LICH website but that is not working also there is no contact no. is available on website to log a complain.

i have paid 5 lic policy premium in September 2014.. i have lost all that receipts.. can you will manage me all the duplicate receipt for that policies. i have to show receipts for income tax investment here are the all policies nos. [protected] [protected] [protected] [protected] [protected]

My premium was debited through esc but it was not reflecting in policy hence not credited and they told me that i have to pay 5 month of premium throuh cash or the policy will lapse so i paid the amount. i gave lic the rbi refrence nunber of ecs but then to they are telling we have not received any such amount.i also made complaints to irda . then to my problem is not yet solved.

Dear Sir, I have not gatting following certificate by online, kindly resolve the same. 1. EMI break-up principal amount & interest paid during 01.04.14 to 31.03.15. 2. Statement of Account sating Oppening balance for the period 01.04.14 to 31.03.15. 3 proof of Intrest rate charged during the year. Regards Narendra Singh Gour Cell No- [protected]

Hello Team, I have 5 LIC Polcies, i want to understand there benefits and concerns if i discontinue them now. Details - Policy Number Policy Name [protected] LIC Jeeval Saral (T No 165) [protected] LIC AshaDeep -II (T No 121) [protected] LIC New Bima Kiran (T No 150) [protected] LIC Endowment (T 14) [protected] LIC Endowment (T 14)

Original LIC HF loan was sanctioned on 21st JUNE 2006 in the name of R.Padmarajan & P.Kalarajan. Address - 59/A2/2 Sri Annai Apts, Gandhi Nagar, Karikadu, Pattukkottai. Now renavation loan for same building was applied in the above office during November 2014. For the past 6months even the file number was not reported to us. Whether we will be provided the loan in due course or wat will LICHF will do for sanctioning loan? Thank...

Sir, I have taken one policy on 28 Mar 2000.My name is Mukesh Kumar & my policy no. is[protected].After completion of 15 years on 28 Mar 2015 my account has been credited with Rs 29, 650 only after maturity by LIC branch Dalsinghsarai(Bihar).But my assured money was Rs. 50, 000 as per Bond Paper which is 20, 000 (appx) less.So pls intimate about the reason of less credit for strong faith on reputed insurance company of India.My email address is kavita.[protected]@gmail.com & Mobile No.[protected]. So pls intimate soon. Thanking you

Dear Sir, I Sarvesh Kumar Paliwal father of Sparsh Paliwal had taken LIC Policy No.[protected] dated[protected] Plan from Raghogarh Branch (3018), Madhya Pradesh. Date of Maturity is[protected] and Date of Last payment is[protected] as per policy whose Xerox copy I am attaching for your kind reference. As per Policy document, I am supposed to pay my Last installment on[protected] which i had paid, but to my surprise when I asked for the money back on my son's 18th birthday, as per policy the LIC officials asked me to pay the premium for the year 2013 with penalty in 2014. I am attaching the correspondence made with LIC and a Copy of Policy for your reference and the reply got from LIC. Now kindly arrange to give my son justice with for the payment for his educational needs for which I had taken the policy. Thanking you With regards Sarvesh Kumar Paliwal, 63, Shanti Nagar, Near Ibrahimganj, Bhopal-462001. Mob: [protected]

Poor workmenship Dear Sir, I'm Krishnamoorthi From Mohanur my agent code 0180276M, My customer proposal policy no[protected] medical exam on[protected], again ask physician report also done[protected], still not recived result, my customer unsatisfied with me. Kiindly tell me what i do? How to i work with LIC. Realy i upset with my customer. Regards S.Krishnamoorthi LIC Agent P.Velur. Tamilnadu.

I niraj Dutt from ldh file no.[protected] today lodge a complaint against LIC HFL. AT 05 07 pm i have received a call from Chandigarh no[protected] on my mobile [protected] man who talk to me said... why u dont go to another bank...? why u made a complaint .? after that in THREATNING mode he asked me to go to local lic hfl office and said that we are not giving you the loan...STRANGE IS THIS THE WAY TO TACKEL A LOGICAL COMLAINT..in a ILLOGICAL MANNER...? PLEASE TRACE THAT MAN WHO DONT DISCLOSE HIS NAME ...if no action is taken against him i must go to higher authorities Niraj Dutt [protected]

LIC official in Kharadi Pune, booked my home loan file on 31 March to complete there year target, and assured to issue me cheque same day since interest start from the very day i.e 31 March. So that I can pass on same to builder and could have save on rent of April month and moved to my ready possession booked flat. But because of there work load they have not yet given me the cheque. Now they are saying cheque will come on Monday but it will be dated 31 March and I will have to pay bridge interest from 31 March to 10 April and from 10 April actually my interest month start. When I am requesting to give me cheque of same date they are going to issue me, they are not ready to do that and want me to accept it from 31 March only and pay additional days interest for which actually I have not used the money.

Dear Customer, As requested by you, please note that the following SALE has been processed by IDBI Bank - Eazy2Pay Payment Gateway : Merchant Name: Life Insurance Corporatio Merchant Ref Number: 00101995 Payment Amount: Rs. 4634.47 Payment Date: Fri Apr 03 10:32:09 GMT+05:30 2015 Card Used: XXXX XXXX XXXX 7640 Transaction Identification Number:[protected] Please quote your Transaction Identification Number for any queries relating to this request. We thank you for subscribing to Eazy2Pay and assure you of our best services. Sincerely, Eazy2Pay PG Team

I Niraj Dutt from ludhiana Punjab applied a housing loan under GREH PRAVESH scheme of lic hfl. Amounting 15 lacs vide file no-[protected] to Chandigarh office through Feroz Gandhi mkt ludhiana branch. I received allotment letter dated[protected]. Now problem arises that out of my 200sqr yards house i had registry of 133 yards approx and 67 sqr yards in harited. Local manager convey me that i have to change the title of 67 sqr yards too because lic hfl needs full registry to clear title It is pertinent to mention that local revenue deptt issued JAMABANDI of 200 sqr yards and legal council Mr. ALOK MOHINDRA also clear the case in his report vide dated[protected]. Me and my wife both areapplicant & Govt Employees with No Loan Record please look in to the matter Thanks Niraj Dutt [protected]

Am Mahesh Kumar Goud Patel. My LIC HFL Account No.[protected]. I make a request on Nov 2014 to change of address, mail ID and i submitted ID proof at SR Nagar mythrivanam office. After I received mail from LIC for conformation and replied same day. But till now address and mail ID was not changed. Pls change my mail ID and Address as per below Plot No. 522/P, H.No. 49-416/8/C/7, Padmanagar Phase-II, Near Ring Road, Qutbullapur (M), Chinthal, Rangareddy(D), Hyderabad PIN No 500054. mail ID: [protected]@gmail.com PLS DO THE NEEDFUL HELP WITH REGARDS P MAHESH KUMAR GOUD [protected]

Hi, This is with reference to my loan number #[protected] which was obtained from Anna nagar, chennai branch. I normally pay principle repayment by cheque in Katpadi branch which is nearer to our native. Yesterday 1st April'15 when my father went to katpadi branch as usual to submit replayment cheque, the teller on the counter refused to accept the cheque. And he was telling that he is not suppose to receive the cheque that belongs to chennai branch loans. Later he said we can come after 5 days. This makes my father worried more on about their behaviour in treating customer like us. We are totally not happy with their service and response. They have to be strictly warned to avoid this kind of behaviour in future. Please teach such employees how to behave with customers and importance of customer relations. Thanks,

Respected Sir/Madam, Iam Sakthivel C, agent of LIC Of India with agency code 03251 740. Licence number 10158090 connected to Thanjavur Division, Pattukkottai Branch.Orathanadu S O. I want Agent portal ID and Password. Please kindly give new portal ID and Password and send to my e mail ID: sakthivel.sbi.[protected]@gamil.com...Thanking you sir . yours faithfully, C.SAKTHIVEL 10, SAMATHUVAPURAM, THOPPUVIDUTHI THIRUVONAM POST, ORATHANADU TALUK, THANJAVUR DISTRICT, TAMILNADU, PIN CODE:614614. MOBILE NO; [protected]

Hi my Policy number is[protected] I m change my mail I'd javed.[protected]@reliance.com for javed.[protected]@Gmail.com I m not able to cheek my policy status n payment on line. Pls do needful Rgs Javed abbasi

- Forwarded message[protected] From: Dinesh <[protected]@gmail.com> Date: Fri, Mar 20, 2015 at 9:57 AM Subject: Re: My loan processing fee refund - regarding To: N V NARASIMHAN <NV.[protected]@lichousing.com> Cc: [protected]@lichousing.com Dear Sir, Please do the needful at the earliest. Thanks, V Dinesh On Fri, Mar 13, 2015 at 12:06 PM, Dinesh <[protected]@gmail.com> wrote: Dear Sir, Thanks for your immediate response. Thanks, V Dinesh On Fri, Mar 13, 2015 at 11:52 AM, N V NARASIMHAN <NV.[protected]@lichousing.com> wrote: Dear Sir/Madam, We have refered your request to our Back Office. We will do the needful at the earliest. Thanks & regards, N V Narasimhan, Area Manager, LIC HFL, Teynampet AO. From: Dinesh [[protected]@gmail.com] Sent: Friday, March 13, 2015 11:27 AM To: N V NARASIMHAN Cc: Kuberan S; LICHFL Southern RO Subject: Re: My loan processing fee refund - regarding Hi, we reached to other banks and got loan in other bank. My question is it was LIC inability to provide loan for us when other baks can do.Then why do they debit processing fees. In my understanding processing fees means fees collected by the bank for the request processed from thier end. SO, LIC didnt process anything and why they need processing fee of 5618 rupees. Please give me refund. Thanks!! On Wed, Mar 11, 2015 at 12:53 PM, Dinesh <[protected]@gmail.com> wrote: Dear Sir, Any update. Thanks, Dinesh V On Fri, Feb 27, 2015 at 12:26 PM, Dinesh <[protected]@gmail.com> wrote: Dear Sir, I have applied for a loan(Application No .[protected]) amount of Rs.8 lacs six month back. I have paid a 50% amount on the total processing fee i.e Rs.5618/- the cheque no.1078971 dt.26/8/14 drawn on Tamilnadu Mercantile Bank, T.nagar, Chennai . After six month follow ups, I came to know Loan rejected.Till now there is no response from LICHFL, No SMS, No Call, Why they rejected Don't Know . I request you to kindly refund my processing fee amount at the earliest. I need the fund very badly as my New house construction undergoing . I request you to kindly consider my case as a special one and do the needful as early as possible. Thanks & Regards, V Dinesh ********** DISCLAIMER - lichousing.com ********** "The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC Housing Finance Ltd or [protected]@lichousing.com immediately and destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are those of the individual sender."