Life Insurance Corporation of India [LIC] Complaints & Reviews

I used to issue 12 cheques in advance for 12 months towards repayment of my housing loan. When the cheques submitted by me are exhausted, the LICHFL Area Office, Rajahmundry used to inform me through a letter or by mail or by phone that the cheques submitted by me were exhausted and request me to send cheques for the next 12 instalments. But last year, when the cheques were exhausted instead of informing me in advance to send cheques the area office treated me as a defaulter and charged penal interest on the instalment due then requested me to pay the instalment. I was really shocked on this development. Then immediately I have issued cheques for the next 12 monthly instalments and requested them to waive the penal interest at I have not been a defaulter so far. Of course I was not exempted and I had to pay the penal interest. Hence I request you kindly inform your customers like me in advance about the advance cheques as measure of service which you can do it! Many other customers might have faced the same problem. I humbly request you kindly to help us in this matter. Thank you

Policy No.[protected] Kindly update my e-mail address as [protected]@gmail.com Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.

Dear Sir, My Policy number is[protected] and it is money back from every five years. It is commenced from 2004 and in 2009 I have received the Rs.10000/- money back in 2009. Now after 5 years I supposed to received another Cheque of Rs.10000/- in July 2014. I am regularly paying all premiums & also provide ICICI bank cheque copy for NEFT transfer. But till date I have received Cheque copy or NEFT from LIC of INDIA. My Agent and LIC Customer Care is not giving proper feedback. Request you to look into the same urgently & revert back. Thanks & Regards Amit Sawant [protected] [protected]

Dear Sir, Greetings! This is to inform you regarding policy no.[protected] policy holder Kalaiselvi D. Goundar, we were suppose to receive money back last year for Rs. 10, 000/- 10th year return but we have not received reason may be we have shifted to Tamil nadu regarding this we have informed our agent but we did not receive any response, we came to know from agent that now we wont receive any cheque this amount will be automatically transferred to our savings a/c. we are sending our saving bank a/c no. in case you want to transfer it in favour of KALAI SELVI D DEVARAJ. S savings bank a/c no.[protected]. Please reply me email id: [protected]@yahoo.co.in Your prompt action would be highly appreciated please email us if you require any further requirements. Thanks & Best Regards Devarajan S. Goundar

Dear Sir / Madam

As due to the shifting for the branch this payment is already being delayed as the due date was 28/07/2014. And if I go once to deposit Rs. 34000/- in Builders Connaught Place office. Then come to you to collect the cheque at your Greater Noida Office & again go the builder office in Connaught place to deposit the same.

As I am working in a private organisation to save some time I have requested to deduct Rs. 34000/- from the total demand and prepare the cheque so that I may collect the same and deposit it to the builder along with the my personal cheque of Rs. 34000/-.

I hope I am talking sense but your people are adamant and not ready to understand & consider the request.

I will once again request for the calculation of Rs. 34000/- and to consider my request which will save some time of mine as it is very difficult to spare time every now & then as I stay in I.P.Extn., & my office is in Gurgaon. And inturn the Builder office is in CP & your office is in Greater Noida. PLEASE DO KINDLY TRY TO UNDERSTAND MY CONCERN.

I WILL HEREBY REQUEST TO PLEASE KINDLY ARRANGE FOR MY ACCOUNT STATEMENT & NOC [ASAP.]

Builder : M/s Aditya Builders
Loan A/c Holder : Mrs. Maya Halder
File No. : [protected]
Loan A/c No.:[protected]

Thanks & Regards
DEBASHISH HALDER
[protected]
[protected]

Sir, My loan number is[protected]. I closed the loan account in march after prepayment the Total loan amount.But after 4month, I could not get original House document from patna/kolkatta lichfl. Thanks Dr Rajesh kr Gupta/Dr Sweta Customer id 18320662 Loan No.[protected] Phone number [protected] E Mail [protected]@yahoo.com...

I anirudha saini application for empanelment as sales representive lic credit card services we have send all document and papers by speed post dated 18/06/2014
I am waiting for our id & passward lic card services ltd (Regd. Office: 6"floor, jeevan prakash, 25 k.G. Marg, new delhi 110001 ) not recevied last 2 month waiting
Please do send id & passward and card or call me or send email
Thanks

Anirudha saini (Agent code no. 470-37a cbo-3, lic building jabalpur (M.P.)
Mobile no. 91- [protected]
Email : [protected]@yahoo.com, [protected]@gmail.Com

Hi Team, Its regarding policy no [protected]. Please change the email id as I dont remember the credentials to login. I need to check the payment receipt urgently. Email : neeraj.[protected]@gmail.com I am reachable at [protected], if more details are required. Thanks Neeraj Singhal

We had applied for Home loan and was in contact with one Mr. Siddhu who sits in the Koramangala branch of LICHFL office at 1st block.After making us run around for days we got a message saying that our home loan had been sanctioned. Suddenly after a month or so there was another message saying its rejected. By this time we had already paid the processing fees and and were happily sitting that the loan had been sanctioned. A month or 2 after the rejection mail Mr Siddhu tells us that we cannot get the loan or the processing fees as the builder had changed the layout and LIC had rejected the deal. Why was the loan sanctioned in the first place when the builder had been very clear with us too that the layout might change later? Also our processing fees was taken but no processing done. For all our papers we were made to run around but they did not do their part of the paper check to see to it that everything was in place. LICHFL just ate out money without a burp and that too for no work. What processing have they done if the loan got rejected after getting sanctioned. Please help. i need my processing fees back. We work from morning till night neglecting out kids and home just so that some housing loan guys come and loot it from us?

I Mrs.NAINA NAGESH THAKUR LOAN A/C NO. [protected] has repay total loan but ECS debited to my bank account of Rs.11500/- also i want to know the procedure of obtaining closer letter and my original documents from your fort office.In this connection i have dial contact no 22671151 / 22610286 from their they have given account department number 22644052 to contact GOKHLE MADAM bell is ringing but nobody responding.I have dial mobile number [protected] of Srikant Salgaonkar sir but he is not showing curtsy to respond.I am helpless.Now I expect that you will read my complaint and you will contact on [protected] .

Respected Sir, I Komal Nitin Salvi wife of Late Nitin Tukaram Salvi submitted policy paper to LIC Ratnagiri Branch after death of my husband Nitin Tukaram Salvi death date[protected]. His policy No is[protected] dated[protected]. On[protected] I received a letter from LIC Kolhapur. Death claim will not be given because death bacame liver failure due to wine drinking. Then I appealed to Zonal Manager Mumbai on date[protected] but till[protected] I have not my claim amount. In this regard I want to say that my husband was working as Trackman in Railway which post is asafety category where there is not allowed to drink before 08 Hrs of his duty or duty time. He is not found abscent from his duty and sick leave of his service period. He was seferring from joundice before death of some time. So I want to request that I have two children and my widow mother in law. who is dependent on me. I have no source o income my son is in 12th and daughter is in 10th. So I request you to arrange to pay death claim. Thanking you for this kindness. Komal Nitin salavi policy No.[protected]

Dear Sir, I want to change my mode of payment from half yearly to annual, I contacted my agent but not responding properly. My premium due date is 09/09/2014 so within a week time I have to switch. Kindly help for the same. My policy details are as under: Name – Avanish Srivastava (LA) Anisha Sinha (P)_ Plan - Jeevan Tarang (178) Policy No. –[protected] Proposal No. – 18062 Date – 09.09.2013 Half yearly payment – Rs. 25, 260 Due date – 09/09/2014 Thanks & Regards, Anisha Sinha

Dear sir,
I had opted for a home loan on 23 jul 14, in lic hfl at dwaraka nagar branch, visakhapatnam.

The loan was processed vide application no[protected] and sanctioned on 31 jul 14 for rs. 12, 75, 000/-. And the loan term is 180 months. Under griha prakash scheme.

As per para 3 of sanction letter ibid, the current licplr is 14.50%.
The rate of intrest for 1-24 months is 10.10% and 24-180 months...

DEBASHISH HALDER <debashish.[protected]@gmail.com>
15:37 (2 hours ago)

to customersupport
Dear Sir / Madam

Thanks for your feedback. I had spoken to Mr. Vaibhav [[protected]] regarding the demand letter sent through courier in favour of The Branch Manager, LIC Housing Finance Ltd., 2nd Floor, 217 - 220, D-3, Harsha Mall, Alpha I, Commercial Belt, Greater Noida. Vide AWB No. [protected] [Overnite Express Ltd.] which was being delivered on 26/07/2014 and was being received by Mr. Mukesh[protected]. In this discussion he only informed me that the courier was being received but now where it is they don't exactly know. May be Mr. Praveen Kumar [[protected]] who will be processing the payment would have taken the same with him and Vaibhav gave me Mr. Praven's mobile No. Since then Mr. Vaibhav stopped picking up my call and then I called from a Landline again he picked up my call and from the next time he stopped answering the landline too. And Mr. Preveen Kumar is also continuously not answering the call.

Now I feel that I have done a blunder mistake choosing LIC Housing Finance Ltd. Anyway if you may suggest some solution for the same.

I once again request for HELP ! as the last date of this demand letter had already expired on 28th of last month. And the previous Demand letter was also being delayed as the whole team of the Lajpat Nagar branch was being changed & this time it is again delayed due to the shifting of the Branch. But
due to all this we as a customer are in the defaulter list of the builder and have to bear the late payment penalty.

Please Kindly HELP! if there is some responsible senior person please do ask him to help us and if possible please provide us his contact details.

Builder : M/s Aditya Builders
Loan A/c Holder : Mrs. Maya Halder
File No. : [protected]
Loan A/c No.:[protected]

Thanks & Regards
DEBASHISH HALDER
K-102, Delhi Rajdhani Apt., Plot No. - 80,
I.P.Extn., Patparganj,
Delhi - 110092
(M) : [protected]
[protected]

DEBASHISH HALDER <debashish.[protected]@gmail.com>
1 Aug (4 days ago)

to customersupport

Dear Sir / Madam

This is with relation to our Housing loan from your Lajpat Nagar Branch. As we have to submit the demand notice to your branch office and collect the cheques from the branch and deposit the same to the Builder office.

Last couple of months back all the staff of the Lajpat Nagar branch were being changed due to which our cheque got delayed.

And this time when I went to deposit the Demand Letter I came to know the branch had been shifted to Greater Noida.

Sir / Madam don't you think that before shifting the branch we as a customer should have been informed.

I will hereby like to request to switch over our loan account to some other branch in Delhi where it would be convenient to deposit the Demand Letter and Collect the Cheque. As Greater Noida is just out of the way.

I will hereby request to please do the needful at the earliest as I have to deposit a Demand Notice.

Hope to be favoured by your kind consideration and a immediate action.

Name : Maya Halder
Address: K-102, Delhi Rajdhani Apt., Plot No.-80, I.P.Extn., Patparganj, Delhi-110092

1.Application Number is missing in the request : [protected] [File No.]
2.Loan Number is missing in the request :[protected]

Thanks & Regards
DEBASHISH HALDER
[protected]


On 17 July 2014 17:30, DEBASHISH HALDER <debashish.[protected]@gmail.com> wrote:
Dear Sir / Madam

This is with relation to our Housing loan from your Lajpat Nagar Branch. As we have to submit the demand notice to your branch office and collect the cheques from the branch and deposit the same to the Builder office.

Last couple of months back all the staff of the Lajpat Nagar branch were being changed due to which our cheque got delayed.

And this time when I went to deposit the Demand Letter I came to know the branch had been shifted to Greater Noida.

Sir / Madam don't you think that before shifting the branch we as a customer should have been informed.

I will hereby like to request to switch over our loan account to some other branch in Delhi where it would be convenient to deposit the Demand Letter and Collect the Cheque. As Greater Noida is just out of the way.

I will hereby request to please do the needful at the earliest as I have to deposit a Demand Notice.

Hope to be favoured by your kind consideration and a immediate action.

Thanks & Regards
DEBASHISH HALDER
[protected]

I am the member of Jeevan Anand policy of LIC since last 3 years. Due to my marriage reason, i was not able to pay my half yearly premium which I had informed my agent in advance by 2 months. Now when i am trying to pay the premium due with the penalty, the agent is saying that i will have to again undergo medical test. Can someone help me out. I am really not satisfied with my agent service. He is never co-operative. If he was willing to help, he could have paid my premium in advance.

Dear sir, I am very sorry to bring to your kind notice that my repeated requests for the above complain are in vain.It is highly unfortunate that LICHFL, patna(BIAHR) branch has handed over a cheque of Rs. 213200/= bearing No.14089 towards application No.11911977 to the developer without my consent/signature on the demand letter i.e final payment without making the final settlement and without handing over the house finally to me.This is certainly the violation of LICHFL norms as well as rules and must be dealt seriously/urgently on priority basis so as to refund the above said amount to my loan account, otherwise i will be forced to stop EMI payment till this issue is resolved and i will owe any responsibility with immediate effect. Krishna Murari S.G.I.D.T, P.O-B.V.C, Jag path, Patna-14, BIHAR

i have taken LIC wealth plus but every year i am getting statement but this year i had not got it. will you send it? and my agent told that ( i have taken single premium 40, 000) double of amount like 80, 000 . is it correct? let me clarify?

DATE----5/12/2013.
cheque no:- 12986.
amount----9600.
Vimala dube.


Sir/madam, above details are showing the date and amount of premium that i had paid to LIC through the agent mr. abhishek kashyap on[protected], but i still not received any acknowledgement paper from lic and the agent abhishek is also not responding to us about the policy.So please refund my premium amount Rs 9600 or or please give me a policy paper.i am giving you the contact number of agent Mr.abhishek kashyap through whom i had made a policy.

abhishek kashyap-[protected].

please help us.

I have taken an annuity in 2009 after my resignation from my previous company and the ref.no is 64M[protected]. For the past many months, I am not receiving my annuity payment of Rs. 4896 per month. Pl. inform me the reason and to whom I should approach. Thanks. M.S. Ramesh Mo. [protected]

Hi, My loan account number is[protected]. I have ECS mandate on every month 7th. I closed the ECS account and informed LIC office Residency Road Bangalore. I got the response stating it is fine. I paid the EMI of 22408/- on the same day in the Residency road office Bangalore. I received mobile message on 22/07/14 stating I have to pay due of Rs.355 I didn't understand what is for this. I called the residency road office continuously for 3 days on below numbers. [protected] / [protected]/516/518. Nobody is receiving the call. I have already sent mails to the below ID's. But still waiting for the response. [protected]@rediffmail.com---22nd July 14 [protected]@lichousing.com----23rd July 14 [protected]@lichousing.com---23rd July 14 Thaslia ([protected]@lichousing.com); Anitha JN (anitha.[protected]@lichousing.com); Anushka Agarwal (anushka.[protected]@lichousing.com)--25th July 14 Your swift action in this regard is appreciated. Regards, Achyut Patil [protected]