Life Insurance Corporation of India [LIC] Complaints & Reviews

i have applied for loan of 15 lakhs on 7th october 2014 and it was sanctioned on 13th October 2014but i received the cheque of 14.45 lakhs on 30.10.2014 and for remaining 55000 i had to submit original registry I submitted it on 4th November but till today I did not receive the cheque of 55000. I visited LIC HFL office in Bhopal atleast 20 times but still problem sustains. What to do next. Should I go for court case? I repent on my decision to apply home loan in LIC HFL. I came to know that bank is dependent on agents only.

This is my second time i am complaining on this portal but it could not rectified. i have forgotten my LIC user ID & password (bearing no.[protected].when i log on LIC portal and click the forgot user ID & password the message it appears as "user ID sent to registered e-mail id". However the previous email id was hacked long back and i am not using now. This is my new email I.D. and update in your records for future purpose. [protected]@gmail.com Earlier my 1st complaint booked on 04.01.2014 and 2nd on 17.10.2014 but no response or rectify my issue. I begged the consumer forum take action against them. Yours sincerely, Augustus Indraneel [protected]

Need to go to main branch at Hayes Road for any service however small it is. The so called area offices are good for nothing. All the promises will vanish soon after the tripartite agreement is done.You will have to visit the main branch at Hayes road even for making any prepayment. Not only that, they will collect irrelevant (if not illegal) fees for any service, e.g 1. List of document: Pay about Rs. 700/- for "xerox charge" and they will ask you to go after 15 days. This is just to type in a paper acknowledging the legal documents kept with LICHFL. 2. Change in EMI: Pay about Rs. 1200/- along with 6 months payslips, bank statement etc, and wait for 3 months. 3. Preclosure of Loan: Pay about Rs. 5000/- to request the documents back and then wait for months. I had previous home loan from other private banks and car loan from SBI, but never faced these issues. I wonder how LICHFL would survive with this kind of service, not to mention about their interest rate which does go downward ever for the existing customers.

Hi Sir/Madam, Policy No.[protected] Kindly update my e-mail address as [protected]@gmail.com Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also. Thanks, Venkat

Hi, I am mohammed ishaqe, [protected] I lost my card today on 11/11/2014, and called up customer care for more then 7 times to just block my card, i had my card number and adress details but customer people askin card expiry date all kind of things when i hav lost the card. i gave all the details the call disconnected or some one use to put on hold and never took back even after 15min waiting.finally some how i blocked my card, but when i was asking for re issue again the call got disconnected . seriously i want to know if some one lose there card this people ask so many questions just to block immediately . where i had lost other 2 bank cards where there customer service blocked the card and took reuest for reissue of card in 10 min. but this LIC credit card just to block i took 2 hrs. please imporve your service or else everyone will give negaitive feed back of it. Regards. Mohammed

sir/madam i have applied for housing finanace at lic housing limited i had given all the document, hoever i had lost the sale deed so i had doen as they have said it but till date the have not recived any intiamtion or call from their site . when i am making call to the branch office no one is responding and their reginol office doing the same cani i know what is the status of my loan else i have to file a complain of lic housing finance wil rbi or NHB tapas chowdhury lic office titialgarh odisha [protected]

LICHF Loan Account Number [protected] The maturity proceed against my LICI policy no.[protected] has been credited to LICHF, Guwahati Branch against my loan account no. [protected] by LICI, Tinsukia Branch on 24/04/2014. Although my loan account has been fully paid and closed on 25/02/2013 itself, the LICHF has neither informed me nor returned me the maturity amount till today, 10/11/2014. When contacted personally, LICHF, Guwahati Branch has informed me that they do not have the UTR number to track out the payment if they have received any against my loan account. Kindly look into the matter and ensure that I get back the full policy maturity amount with interest till date along with a detailed statement. Thanks & regards, Suranjit Sarma [protected]

I retired from HDFC Bank and they had placed pension funds for annuity payment on monthly basis. Initially, two cheques issued by LIC did not reach and they are time barred. Since, May 2014, I am in touch with HDFC Bank who are checking with LIC and also mail from me to LIC have all gone unanswered so far. Request you to confirm status of the cheques and the way to have them re-validated. Thanks and regards, S Raghu Prakash [protected] [protected]@gmail.com Cheque number dated Amount (Rs.) [protected][protected][protected][protected][protected][protected] 125141 18.09.2012 19, 488.00 125142 18.09.2012 9, 744.00 Both the cheque are drawn on HDFC Bank, Tulsiani. The cheques are in my custody.

My Name is Deepak Kumar Swami, First of all I just want to know, is there any admin available for this page as we all are putting our complaints but after reviewing the comments I think that there is no one who is listening about these complaint or taking care of the same. Well my complaint is that I have taken 2 policies from the LIC india but I do not have any idea about what is happening with my premium amount as I am paying my policy premium on time, but I am getting regular calls from the LIC head office, New Delhi regarding the bonus related issues. They are asking my policy numbers and they are telling me that I am not getting my bonus for my policies. And agents are taking there commissions from that premiums. So if any one can help me with any email address where I can put complaint against this and also I want to know a lot of information about the other things as well.

I am a Defence Personnel. I was having my Home loan account in LIC HF (Branch Mallroad, Kanpur) bearing account number[protected]. I have taken over my home loan from LIC HF to India Bulls Housing finance Ltd. I have deposited foreclosure charges of Rs. 995648/- on 07/10/14 along with bank statement as directed by LIC HF. But unfortunately till 04/11/14 my property papers have not been returned by LIC HF. When I went to LIC HF office at Mall road, Kanpur Branch on 31/10/14, I was told by Shri Ritesh Srivastava, Assistant (Staff of LIC HF) that reminder has been sent to our Lucknow branch on 22/10/14 for returning of papers, so it will take 7 to 10 days more time. It is very embarrassing situation for me that after submission of full charges also, an Individual is not able to get his property papers back from the loaning agency.Also LIC HF management in Kanpur office is showing very irresponsible behaviour while query of papers. It is my earnest request that suitable action should be taken from your side against this complain. Waiting for your reply. Regards Devanshu Pathak A/C No.[protected] Mobile Number:- [protected]

My LIC HFL Loan A/c[protected] &[protected] and I want to know my balance of EMI's and also how much of amount I have to pay principal and interest for the both A/c's My mobile No. [protected] and mail ID [protected]@gmail.com

MY A/C NO IS [protected] AND I HAVE DEPOSITED RS 1124 ON 11 JUNE 2O14 FOR COPY OF MY MORTGAGE PAPERS AND MAP.BUT I AM SURPRISED THAT TILL DATE I HAVE NOT RECEIVED THE PAPERS.MY RECEIPT NO IS 79504776 DT 11.06 2O14 DEPOSITED IN 85 D CIVIL LINES PARK ROAD GORAKHPUR. KINDLY TAKE THE MATTER SERIOUSLY OTHERWISE I WILL BE FORCED TO TAKE FURTHER ACTION. SANJEEV SRIVASTAVA BM LIC DEO

respected sir, mere dowara 28 03 1999 me lic ki policy 1371 rupay ki 2 policy li gayi thi jo 1 sal tak chalu rahi is ke bad me lic officer ka transfer jabalpur ho gaya us ke bad bima companey ke dowara kisi bi taraha ki likhit jankari hame nahi di gayi nahi kisi anya tarah ki suchna .or policy ko band kar diya gaya .or jis ka aj tak ham ko kisi tarah ka refand ya return money di gayi . lic officer ne to appna yeary target pura kar liya .lic ko jama kari gayi sabi record or slip orsari policy mere pass save he . polycy no[protected] kapil mo no [protected]

I Rishab Jain, Im a holder of Lic Policy, My agent name Mr. Sanjiv Kumar ([protected], Rohini, Delhi), He told me demand money & harrased me, So Please I request you early action in this regard will be highly Appreciated. Our Ph.No:- [protected]

I have not received the pin no of second card (with chip) till after about two months.I received the same in the month of August 2014.I have lodged my complaints several times earlier by phone, but got no result..It is a matter of sorrow .My card is now useless .Merchants do not take it without pin no..So please send the same as soon as possible. Thanks !... Arun Kumar.c/o Parmanand prasad, Anant Niwas, Bapu Nagar, Patna G.P.O. Patna-800001, Mobile-[protected], Mail id [protected]@gmail.com

i had taken housing loan from lichfl ac no [protected] and app no 14027630 and i paid more than 80 percent loan amount within 4 years still i have only 5 lakh as outstanding but lichfl harassing me to pay rs 650 as a additional emi for which they have sent two letters for recovery . shashi kant singh advocate [protected]...

i had taken housing loan from lichfl ac no [protected] and app no 14027630 and i paid more than 80 percent loan amount within 4 years still i have only 5 lakh as outstanding but lichfl harassing me to pay rs 650 as a additional emi for which they have sent two letters for recovery . shashi kant singh [protected]

Sir/Madam, It was very unfortunate to inform you that being a registered customer to your insurance, I have encountered haphazardness in dealing with my premium payment through your end recently. Sir, I want to bring to your notice that being an online customer the online lic portal does not provide e-certificate after payment for the month has been made. Besides, I deposit the premium every quarterly, I have been deducted a premium amount without any confirmation or reason on 20th October’ 2014. Also to inform you, I already made my payment for the earlier month of September’ 2014 and my next payments period stands on December’ 2014. So how the question of deduction on the month of October arise?. Please respond. Therefore, it is my sincere request to you for verifying the record of the statement and to look into the matter as early as possible and arrange for the refund of deducted amount. The details has been attached herewith:- Policy No.:[protected] Agent Code: 01359516 Latest premium paid as per due date: Ref. Reciept No.PR[protected] Date:01/09/2014 Amount-2, 685.00. Unnecessary deduction made by lic: 20th October' 2014. Waiting in anticipation, (Khoda Chama) [protected]@gmail.com Phone no: [protected]

I am Umesh Kumar Munda..I am Gov Teacher and my salary is 35000 approx and I live in Ramgarh Jharkhand.I am appling Home Lone From LIC HFL Hazaribagh Branch.My Home Lone is section is RS 12lace 50hzb and disbarment for 8 lace. but hazaribagh area manager vivak ranjan are not give me a Lone cheque last 2 monts. and i was going to area office and i was talking to area manager VIVAK RANJAN why are you not hand hover my lone cheque.then area manager are talk to me, your house is very long distance so i am not hand over the chque.But my consent is Area Manager vivak Ranjan are, why processing my chque and lone Number Generated, and my prossing fee paid by lone account.i am paying prossing fee of the lone and i was recived a mobile massage so you lone is disbursed for amount of 8lace.Then why are you Talk to you house is so fare in area office so i am not disbarment the lone amount .and why vivak Ranjan are not give my original document last two monts and why are pay my lone prossing fee amount, i am called vivak ranjan last Two Days but vivak Ranjan are not recived my phone call. and i tring to so many times. so my exprinance is very bad for Lic housing finance and vivak ranjan branch manager..SO pls resoulve my problem urgantley and you are not soleve my problem then i am going to consumer court. Regards UMESH KUMAR MUNDA LONE NUMBER[protected] MOB-[protected]

Team, I have approached an agent named PRAVEEN KUMAR from LIC HFL Dilshukhnagar branch in the last week of september and i was promised i will get the loan sanctioned and i wll have money in hand in 7-10 days. Its a Month now and i have already been to office multiple times. Agent doesnt lift the phone, keeps calling me to the office. When the Manager called the agent in my presence agent didnt lift the phone. They have already levied 14k for processing in the first week and we have no updates for the mails and the documents furnished. Adding to this, its a TOP UP loan for house renovation and LIC HFL Branch already has all the original documents with them since 2005. LIC HFL Treatment of customers then and now has gotten worse.. Never in my life time i would refer LICHFL even to my enemies... IT SUCKS BIG TIME... Current LIC A/C NO : [protected] Customer : Kiran Kumar D