Life Insurance Corporation of India [LIC] Complaints & Reviews

i have applied for home loan in lic hfl. our procedure has started on 17th of Jan when i got the noc. after repeatedly submitting the required documents n after doing continuous follow up finally they told me ill definitely get the cheque on 31st of January. but afterwards they again demanded some requirements. i submitted the same in one day. again next day they ask me some another requirements. i submitted it on same day. but after every alternate day they did the same think. they asked different requirements. every day i used to visit the branch office with hope that today il definitely get the cheque. yesterday on 12th Feb they told me now they dont have any requirement. n after all these things today on 13th of February they told k they have stopped the cheque payment of lodha people. n the reason is they want to keen some apf number n afterwards il get my cheque. n this procedure is going to take atleast 15 days. that means i m not going to get the cheque for next 15 days. if they should asked the requirements in one time till now i would have got my cheque. i have suffered a lot bcoz of this loan procedure.

I Mohansing H. Jamindar taken two housing loans.My account No. is[protected] &[protected].I have close both the lones in march 2012 but till date not receive original housing document from Jalgaon area office.Please solve my problem as soon as possible.

THANKING YOU,


Yours Faithfully,
Mohansing H. Jamindar.
Mobi. [protected]
Email - sagar.dashputre.[protected]@gmail.com

I am planning to buy a new house and for the same I contacted couple of bank for the home loan. The rate of interest of lichfl was showing 10.40 and everybody else was 10.75/11.0%. Mr sanjay assured me this is the best deal/Offer you can get and I should go for it. Lichfl works of lhplr, I gave him a cheque of rs.5515/- Which is encashed last week and I received the sanction letter yesterday which states that 0.40 is the offer rate and after 3months or prior it will be changed to 14.40% - 250bps from the sanction letter "the rate of interest of 10.40% will be applicable for 3 months or next review date as per clause 2.2a of terms and conditions of home loan documentation kit. Thereafter applicable rate will be lhplr minus 305bps." That means immediately they will be start charging 11.65% this should be told before by the executive that ths promotion offer is just for 3 months so the customer can decide before giving money for processing. I know I will not get any refund but I want everybody aware of this. once again beware before chossing LIC housing finance

I had made Rs.1 lakh payment towards refund of my Housing loan on 1st Sep 2012 by cheque. LIC HFL told me that since 1st working day, the system is down and hence no receipt was issued to me.

On repeated enquiries, I was told that my cheque was not encashed. On 6th Sep, the above cheque was debited to my account. Subsequently I took a copy of my pass book and later I was informed that the cheque was erroneously credited to somebody's account instead of mine.

After several trips to my Servicing Branch and Main Branch of the LIC HFL, finally credit was given on 29th Sep instead of 1st Sep.

Further, I requested them to change the credit date to 1st Sep, they said that they can't do that, but suggested that Rs.750 credit will be given to me.

Till date, nothing has been done.

Pl advice as to how to proceed ?

Change in Email ID
Change in Email Id requeted Policy No.[protected] Kindly update my e-mail address as abhishek.[protected]@gmail.com Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also...

hello sir please guide us what to do now?

i have purchase 3 policy of LIC, 2 policies are of 5 lac INR and one of 11 lac INR , from dabhoi branch of vadodara from the agent Archana Patel. the agent has submitted 1 - 1 premium of each policies and then she take away all the money given to her for premium payments, in return she us to provide us the letter mentioning that our premium is paid which is printed on lic letter head which she obtain from the other branch whose D.O was her husbands elder brother. I have paid the lic premium for 5 years and finally I realized that she is cheating on me and on many other people like me..

now please reply me that what can be done on this? and is it possible that lic will activate my lapsed policies? and if no then who is liable to pay me my money?

Myself Prasad Murlidhar Sonawane, LIC Housing Loan accout no[protected].

My final disbersment cheque, was dispatched from LIC Pune H.O. in the between 20th-25th Jan 2013 to LIC Pimpri Office, is not delivered to me till date i.e 6th Feb 2013.

As I submitted the required document to the agent(Mr. Rohidas) on 10th Jan 2013, 7 normal processing time is 8 to 10 days, hence I promised the builder(Ravi Enterprises) to pay the remaining amount in late January & get the possesion of my flat, also as per the information from my LIC agent(Mr. Rohidas) my cheque was dispatched in January, but not deliverd to me.

I have to Pay rent of Rs.5500.00 + electricity bill to my curent Landlord as I did no get the possesion of my flat.

I did come to LIC Pimpri office 28th,29,30th,31st of January 2013 to get the cheque, but unfortunately I didn`t.

I talked to Mr. Ajit on 5th Feb 2013 & asked about the cheque to which he confirmed that the cheque has been misplaced & you have to came & meet our head.

I did went on 6th Feb 2013 did meet Mr. Shyam(Head LIC Pimpri) & asked about the cheque, to which he replied that you will get new cheque on 9th Feb 2013, but we can not pay for the rent which has to be paid.

Now I want to know how & who will pay the losses( in terms of house rent which I have paid to my current landlord) to me.

Awaiting your reply.

Prasad Sonawane.

[protected].

Dear Sir,
My name is V.R.Vrishabhendra. I have received my artiste pension up to April 2012. But after this I have not received any pension till date. In this regard I have already submitted a letter to the P&GS unit, Delhi office with details in the electronic application form on 25/10/2012 . The details were as below
1. Master Policy No./ Annuity No. : 011mo[protected]
2. Name of the master policy holder/ annuitant: VRUSHABENDRA. V. R
3. Bank name: STATE BANK OF MYSORE
4. Bank address: NR MOHALLA BRANCH, MYSORE, KARNATAKA
5. Account type: SB ACCOUNT
6. Account No.: [protected]-6
7. IFSC code: SBMY0040158
8. MICR code of the bank:[protected]
9. Contact mobile No.: +91 [protected]

I was made to understand that all my details have been forworded to the Bombay office, but I have not received any information or my pension so far.
I am a senior citizen (Age 82 yrs) and it is very difficulty for me to maintain myself and my family without any money. I request you to kindly look into to this matter and arrange for the pension at the earliest.

Anticipating a positive and early reply from your end
Mr. Vrishabendra
22A, 5th Cross road
Rajendra Nagar,
Mysore - 570007
Karnataka State
India
[protected]@gmail.com

sir
My policy no is[protected].I have applied for a loan and it has been sanctioned on 04/02/10 for an amount of Rs.192500/-and in the sanctioned letter they asked me to pay a broken period interest upto 28/03/10 but again I applied for a loan on Dec-2012 but rate of interest they are charging are not mentioned in the sanctioned letter
and they are not giving any information or intimation for paying the interest as it is becoming burden on me to pay the interest and also they are not giving any breakup of interest which are paid and which are due please help me.


Thanking
with Regards
Gopal Singh
[protected]

R/Sir/Mam,

I have taken a loan of Rs. 16,00,000 (12,00,000 + 4,00,000) from LIC HFL in two accounts and my account no.'s are [protected] and [protected] in the year 2008. and i have paid regular installment of both my accounts and now i am in urgent need to require the sanction letter of both my accounts and for this, i have mail so many times to mr. dushyant, the area manager of LIC and in the LIC office also and i made so many calls to the LIC office or to Mr. dushyant, but i have not recieved that document yet and now he is not recieving my phone also. so in last i requested u to provide me the sanction letter of both my accounts.

With thanx,

Sir/Madam,

I forgot my Policy online ID&Password, please help as soon as possible.

Policy No:[protected]
Name : S Mounicka
DOB : 02/06/2006

if you need more details please let me know

Thanks & Regards,
S.Mounicka

Dear Sir
iam venkateshwarlu vemula iam LIC OF INDIA AGENT at mahabubabad branch warangal divison my agent code number is 1884-64m. i need noc.
iam reqvest letter sudmited for NOC to lic of india at mahabubabad branch on 5th october 2012. im not intrested to working in lic of india. but still not giving my NOC 21 times iam visiting my branch and 3 times visiting at divisonal office at warangal but he not responded my issuie,, i need noc from LIC OF INDIA my code also terminated due to not done bisiness under my code, sinse 4 months im suffering with LIC OF INDIA pls support me..
thanking you
VENKATESHWARLU VEMULA
LIC AGENT CODE NO 1884-64M
MAHABUBABAD BRANCH
WARANGAL DIVISON
ANDHRAPRADESH
[protected]
CELL NO [protected]

Sir
i md tajammul hussain, work in ntpc kahalgoan,
my brother GAZI ANWER POLLI CY NUMBER[protected], POLLICY AGENT MR. J P SAH, AND DO MR R.K. CHOUDHRY , BHAGALPUR BRANCH 1,
GAZI ANWER DEATH ON 04 MAY 2011, AFTER DEATH SUBMIT DEATH CLAIM WITH ALL DCOMENTS THROUGH AGENT& DO, BUT NO PAYMENT CLEAR NOW , LIC CLAIM SEC, LOSS MY ORIJNAL BOUND PAPER, NO ANEY RESPONCE TAKE BRANCH MANGER , AGENT, DO,
PLEASE HELP US
MD TAJAMMUL HUSSAIN
B/187 PTS NTPC KAHALGOAN PO KAHALGOAN STP
DIST, BHAGALPUR BIHAR INDIA, 813214
MY CELL NO [protected],

I HAVE PAID THE HOUSING LOAN AND EVEN AFTER A NO OF WEEKS,I AM GETTING NO RESPOSNE REGARDING RECEIPT OF ORIGINAL DOCUMENTS FROM LIC HOUSING FINANCE BORIVALI OFFICE.

AFTER TRYING FOR 5 TIMES SOMEBODY WILL PICK PHONE AND ANSWER WE WILL REVERT BACK .I HAVE WRITTEN EMAIL ON 21 JAN 2013 BUT TILL DATE NO REPLY.

I REQUEST THE CONCERNED LIC PERSONS TO RESPOND

VIKAS JAIN
[protected]@gmail.com

Dear Sir
my credit card no.[protected]
with reference to above credit card, that credit card validity ends as on Dec.2012 and issuing authority unable to renew my card and also unable to clarify my refunds/money due to contract between bank and LIC not renew .MY sole question to you is that for all the transaction I had done about dues from net banking(visa money transfer) if I receive a refunds from any such as airline cancellation or rail ticket cancellation or any sources etc,how will the refunded amount be credited back to me?will be credited to my bank account or will be notified directly about such refunds.How will I receive my refunds?please clarify.
thanks
prem shanker shukla

sir, i had taken a LIC policy, no.[protected] from C.A. Branch Ernakulam (branch code 696) in Feb 2009. In the month of Apr 12 i was transferred to Ramanathapuram, tamilnadu. So i sent a letter to ernakulam branch for transfer of the policy in the following branch:-
LIC of India
Ramanathapuram branch office
No. 339 madurai-mandapam road
Ramanathapuram
Tamilnadu-623501
Branch Code- 74A

its more than one month, My policy is not transferred to Ramanathapuram branch till the date.

DO NOT ever go for service from LICHFL Agent Manjunath from Whitefield office, I have never seen someone as lazy and as irresponsible as him. For everything he will come to you at the last moment and does not stand on his words. Is is better to get things done by yourself with help from the office staff. You cannot rely on him if you want things to be done without any hassle.

My policies Nos[protected],[protected],[protected]
please advice me to log in again to enable to see my policy status
thank you

Hi I have a two policys. I am working on Cognizant, bangalore. one lic policy i enrolled successfully. But when i do enrollment for second policy i am getting error "we are unable to process your request, Please try again later or contact LIC for further details". Please any one help me how to enroll my second policy.

My policy numbers:1.[protected] 2.[protected]Enrollment done)

My name is Vivek Pandey. I have a home loan from LIC Housing Finance Ltd. with loan number[protected]. I have a loan of 32.5 lakhs and my EMI started in July'2012. The interest rate on which I was given the loan was 10.4% floating. But after 3 months my interest rate was shooted up to 11.9% and my EMI increased by about 1700 INR. I tried to get clarification from LICHFL but they just said that the ROI has gone up which is a foolish statement when the Government is announcing reduction in Home loan interest rates.

The payment schedule I was given at the beginning mention an EMI of 32270 for 12 months but without any information it was shooted up to 33900 after 3 months. This is completely disgusting and a matter of fraud by a govt. led institution like LIC.
Please consider my case as urgent and help as I feel befooled by LICHFL with no satisfactory clarification from their side.