Life Insurance Corporation of India [LIC] Complaints & Reviews

Staffs are backed by a strong union, so they don't work properly.
Getting up from the seats and moving out when required urgently like a coward.
Rough and tough answers and behaviors of even an A. O and few other sub-staffs.
Working against the agency and delaying the process of settlement unnecessarily. These are a few routine complaints

Hi Team,

I don't see any such option to de-register my policy or delete my user-id on online LIC portal. I have already an online User-ID, So I want to delete my new created portal user-id i.e. "neeshu.[protected]@gmail.com".

Please delete my user-id as soon as possible so that I can register my policy detail in my old user-id.

Registration Detail:
User-ID: neeshu.[protected]@gmail.com
DOB: 05/06/1991
Register No: [protected]
First Name: Sandeep Sharma
Gender: Female

Thanks,
Sandeep Sharma
Contact Number: [protected], [protected]
Email: sandy05.[protected]@gmail.com, neeshu.[protected]@gmail.com

As I was given several reminders to surrender my LIC Policy with the previous mail trail, I could not get any acknowledgement and reply from the concerned department. As everybody knows that there is a slogan of LIC i.e.' "JINDAGI KE SATH BHI AUR JINDAGI KE BAAAD BHI". But now I am assuming that it is all wrong slogan, now the concerned departmental peoples are treating like we are a beggar, we are asking our money which we have deposited.
Why are the people have surrender the policy because they survive with the funds. Also I would like to inform you all of that I belong to hospitality industry and everyone are aware that after covid the hospitality industry has gone down, even employees could not pay theirs children school fee, and regular small scale EMI's too.
As I clearly mentioned in the previous mail I came back to my home town and has started my own work but lack of fund the business has could not grow, also couldn't get paid my premium. Finally I have decided to surrender the policy to survive the current situation and approached to my nearly branch, as advised by the branch manager I have sent a mail to the concerned department, also the BM has sent a request to the Delhi branch on behalf of me, and also he has send an agent (Mr. Gopal Pargain) to the Delhi branch personally. And he has also told me that all the relevant documents has been submitted to the Delhi branch 2 months back and when he visited to Delhi branch and met to the manager Mr Sanjeev Madan (Mob. [protected]) and also met to Ms. Shanti Claim department.
As told by the Delhi hod's to an agent that the amount will be credited in next 3 working days. But still no any funds is credited to my account nor any acknowledgment.
If the things will be happen like same, we are loosing confidence from the LIC and would be intimate to the same things which is happening with me to my all relatives and friends circle.

Now my concern is that to intimate to all the LIC's seniors HOD and departmental head which was happening to getting my claim.

I hope that the hod's will take an initiative and will resolve the matter ASAP.

LIC portal login not working for the past 1 month. the URL - https://ebiz.licindia.in/D2CPM/?_ga=2.37519587.[protected].[protected]-[protecte...⇄ always shows -- This site can’t be reached...ebiz.licindia.in took too long to respond.

Hi Team,
I got call on about lic policy details and said to me that if I do a policy of jivan labh of 40000 annual premium, u will get term insurance free of 25lacs. Nothing has to be paid for it and it will run parallel.

I was convinced and took in leiw of both doing in one premium. They were looked genuine and explained as well on call and WhatsApp.

After completing formalities, I paid for jeevan labh policy, they said after getting policy doc only they would be able to start for next . I waited for policy bond etc.
As I got docs to my address, i started asking for term insurance and my (something like agent code)code to be generated and set to against my policy, which they claimed at the beginning.

They replied about medical test, and we were ready. After few days they started ignoring my msgs on WhatsApp and ignoring call as well.

Slowly it turns to weeks to months now. Last month I sent mail to lic customer care. They told there is no such offers.

I raised this issue to take strict action to agents who dups people like me and take advantage. They asked about proof, but I don't have anything beyond call and WhatsApp chat.

Tell me what to do.
Can you do something on the base of WhatsApp chat msgs and mobile no and agentcode. Agentcode is main identity behind this. If you like, I can put up here.

One more thing, since it's already few months, if nothing happens on this ground, max to max I ll continue this policy 3 yrs, which is standard to leave policy unattended till the maturity. That option I have if nothing works out.

Hope my stands r clear, one more thing I have been ur customer for long time now. Till now it has been good but this happens. Plz take a lesson and check out these kind of fraudsters. Internal fraudsters are one of great leakage for any organisation, which not only ruin ur reputation but can lead to trust damage and legal crosshairs as well.

Please take care of rotten apples.

Cannot add child policy and check its detail like premium due.

While verifying link, after putting otp, it is always showing unable to connect to the network.

Dear Sir/Madam,

𝚔𝚒𝚗𝚍𝚕𝚢 𝚛𝚎𝚖𝚘𝚟𝚎 𝚖𝚢 𝚊𝚐𝚎𝚗𝚝 𝚌𝚘𝚍𝚎 𝚊𝚗𝚍 𝚙𝚊𝚗 𝚗𝚞𝚖𝚋𝚎𝚛 𝚏𝚛𝚘𝚖 𝚒𝚛𝚍𝚊 𝚙𝚘𝚛𝚝𝚊𝚕 𝚞𝚛𝚐𝚎𝚗𝚝𝚕𝚢

Reason Agency Terminated for non fulminant of minimum business guarantee.

Agent Code:[protected]

When i submit aplliaction it shows network conneection errror.

Policy no[protected]
Order I'd[protected]
Amount RS 3698.38
Date 20/11/2022
Operator reference number 9313710
By Amezon pay

Receipt not received

Please help me

Thank You

Dear sir i have applied to reduce Rate of interest of my home loan A/C[protected] and[protected] for the same property and submit fees Rs.5900 on 8 Nov-2022 .But till date it was showing higher ROI on both loan A/C.Due date of my ECS was 15 Nov-2022.
Kindly look in to the matter earliest.

Regards:
DR.V.N.Pathak
Lucknow

Hi, i always pay my premiums online and this time i noticed that there cd charges of rs 125. I tried to make the payment before the due date but it says that policy is not eligible for the payment. This is really very frustrating. Why should i pay anything extra for the issues of lic system. Either allow me to make payment in advance or reverse any cd charges. This policy was on ecs earlier but due to some personal reasons, i had to close the account and this way ecs was stopped on this policy. Because of that, i had to pay the late fee to reinstate my policy. Now give me a solution so that i don't pay the late fee or cd charges.

Renewal ...payment done bt reciept not generated

I have paid LIC policy premium through online payment gateway of LIC - BillDesk from www.LICINDIA.com
premium of 3 policies amounting Rs. 14311.24 was cut through SBI UPI.
Refer SBI Transaction ID[protected] dated Nov, 13, 2022 at 07:45 hours

Payment was successful from SBI however message from Billdesk appeared only as 'your request is processing'. Hence premium receipt didn't generate. Request billdesk to look into this issue at the earliest and arrange to refund the money.

Name - Arjunsinh Melabhai Zala
phone : [protected]
amount Rs. 14311.24
email: [protected]@gmail.com

I have paid premium for Rs. 15568/ for due date 28/11/2022 against my LIC POLICY No.[protected] with SBI Transaction id[protected] on dt. 13/11/2022, and the same amount has already been deducted from my bank account but still payment of above mentioned period is sowing pending on LIC portal.
please do needful as early as possible
thanking you

Payment ID YAX[protected]
Policy no[protected]
Date 11/11/12022
Amount 3511.20

Hello
I am joydeep Paul from agartala tripura. I prayer for agent code cancelation in agartala branch manager 31/10/22 & Email silchar division. But till not cancelation my agent code. Currently showing inforce status in irda portal. I have issuing in new job joining. Without noc not get appointment letter my current organization.

Thanks
Joydeep Paul
Agent code-LIC08789499

Sir iam going to another work. So please deactivate my code from lic Pollachi branch. coimbatore district .

ஐயா நான் வேறு வேலைக்கு சென்று விட்டதால் lic லிருந்து எனது code ஐ நீக்குமாறு வேண்டுகிறேன்

Respected Sir/Madam,
This is to inform you that my son named Mr. Shubhranil Bhowmic (Policy No:[protected],[protected] & daughter named Miss. Subhoshree Bhowmic (Policy No:[protected] has given some policy term reduction requests in respective branch on dated 21/09/2022 & 14/10/2022 but the same requests isn't been process yet. My agent and I followed up with branch officials several times but they didn't communicate properly and It also does not say how long it will take to process. It has become very painful for me to continue follow up with branch officials without getting any resolution.

So therefore my humble request you to look into this matter & inform me accordingly.

Thank you.

Sincerely,
Tushar Kanti Bhowmic
(Relationship Policy Holder: Father)
Mobile No: [protected]
Email ID: [protected]@gmail.com

Today I went to LIC office to surrender my policy, I went to the branch manager's cabin to submit my application, at first he spoke well, think about the future, don't surrender, if you can't run the policy, leave it like this and you will get good returns. After that he started talking bad things like "Bengali's are like this, they smell money, their thinking is low, ### etc.
So I didn't like what he said, there were many other people who said this in front of everyone, I felt insulted by it, I want some action to be taken about him.