Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear
As i have registered on the LIC portal on 5/8/2010.My pocily number is[protected] registered my email id also for the same [protected]@yahoo.co.in but didnt received any login details on my emailid as if now i was trying to login but dont remeber my userid and password,so please help me out in order to recover the LIC username and pass.

policy no:[protected]
premium:6505 quarterly
dob:25/01/1981


Regards,
Prashant kumar
Mobile :[protected]

sir,
my policy no[protected] i have registed lic portal presently i don't know my user id & password please help me .email id [protected]@yahoo.com

My installment for my construction linked houing loan was due on 7th Aug but Lic housing finance is not releasing the payment. They say that its delay in process it self and head office at Delhi doesnt listen to them.
This is there internal issue and as a customer i shouln't get charged for the late payment by builder and it should be LIC housing paying the ammount.
These persons at branch dont pickup the phone to respond to the status. This is pathetic service that LIC housing is providing to the customer. Following are the contacts for LIC i am trying to get response.
Ashutosh ( Branck Manager ) - [protected]
and Rakesh Vats - [protected]

Regards

Krishan Gopal

I am not able to register online agent portal in lic of indas online site please advice how to regiser it. Thanks, Sathishkumar.B

sir My LIC Housing Loan No 21010268, we Deposit By MLR No 27 Dt 2.7.2010 Rs 874446/- & MLR No 28 Dt 2.7.2010 Rs 944/- & Closed My Loan A/C But I Have Not recived My origenal Documant Of land , Relased deed In Favour Of Ramesh sethi & N.O.C Till Now.Your Ajmer Office staff Not Responce proply & They Told That I Haressement Them.
Sir So Plz Relase Thease Document As Soon As Possible

Ramesh sethi
sethi sadan chandra colony
Madanganj-kishangarh
[protected],[protected]
Email [protected]@yahoo.in

I HAVE SUBMITTED THE DOCUMENT IN THE NAME OF LATLAHI DEVI (POLICY HOLDER)
BUT AFTER GETTING ACKNOWLEDGE FROM LIC OFFICE THEN SHOWING WRONG NAME IS - LALIAHI DEVI.(ACK.RECEIPT)

PLEASE MY REQUEST IS CHANGE THE CORRECT NAME IS "LATLAHI DEVI",
LIC POLICY NO.[protected] DT.28/11/2009
REG.
L DEVI

Dear Sir,

Today i went to LIC of India 12P branch roop nagar, delhi for deposit the prenimum of my son sahil ahmed policy no.[protected]. And a staff whose name is Ghanshyam who was taking prenimum amount he saying time is over and through my documents and say rubish language. when i ask branch manager he said i have no complain book. so, i can not provide it. there was so many eye withness regarding this matter. you are requested to dismiss the staff immediately and take action against branch manager who is totally useless to solve the probem and not provide me complain book.


regards

Abdus Salek
M-[protected]

policy no.[protected]/21.07.2007

The Regional Manager
LIC HOUSING FINANCE LTD.
2nd Floor, Jeevan Deep Building,
10, Sansad Marg,
NEW DELHI - 110 001.
E-mail : <mahendra.[protected]@lichousing.com>

Kind Attn. : Mr. Mahendra Kumar.
Phone :[protected]/28844274 Fax :[protected]

Subject : Housing Loan towards Flat no E-15/FF Sushant Residency- III of Ansal Buildwell, Gurgaon -vide LIC-HF file no 114885.

Dear Sir,


This is in reference to the various request the undersigned made through letters, verbally and telephonically to your office and Area Manager office (Mr. Alok Kumar). Once again I would put on record the following facts and anomaly adopted in our housing loan case by LIC-HF.

1) LIC-HF (The Area Manager) has treated its valuable customers with different approach and disbursement of loan (after its dully approval) for the above mentioned housing scheme for some of customers has been made whereas no reason was conveyed to us for not disbursing the amount despite our several request for fund release. We are unable to not understand the unfairness adopted by LIC-HF for the disbursement of loan to its different customers after its sanction for similar housing scheme.
It is to be noted that complete similar set of documents as required by LIC –HF was furnished by ABL to every customer but the loan disbursement was made to only few selected customers who could fulfill the undue demands of concerned LIC-HF officials. We once again would like to clarify that we are salaried based persons and our tight pockets do not allow us to bear any unexpected expenditures on such accounts. Moreover such acts are unethical and illegal and never expected from the officers of any reputed organization (LIC-HF) of India.

Due to non dispersal of due Loan installments by LIC-HF to ABL for above property, we have incurred late payment charges as imposed by ABL to its customers @ 24% per annum on due installment amount which are Rs 109,000/ (Rupees One lac nine thousands).
We therefore request you to reimburse us the above mentioned late payment charges of Rs 109,000/ (Rupees One lac nine thousands) which are totally attributable to LIC-HF. Further proper action should be taken under vigilance rule and as per the rules of organization against the responsible officers including DSA of LIC-HF.




2) On our various request regarding refund of our upfront fee of Rs 13650/- which was paid towards the “services of LIC-HF” for the purpose of above loan disbursement only very small percentage of the same (Rs 3650/-) has been refunded vide HDFC cheque no. 572378 dated 10 May, 2010. We are unable to understand the reason for not refunding the total fee amount as the required services for which the fee was paid in advance never completed by LIC-HF.
We therefore request to look into the matter and refund our balance advance fee of Rs 10,000 (Ten thousands) alongwith interest amount @ 24% PA.

Please note that the demand draft should be made in favour of “Sanjay Kumar Guleria” and sent to my address mentioned below.

Best Regards,

Sanjay Kumar Guleria
A-4/564, 2nd Floor, Paschim Vihar,
New Delhi 110 063
Mobile – [protected]

C.C. :
1. Mr. Alok Goyal -Area Manager (North Region) [protected]@lichousing.com
2. LIC-HF, Complaint cell.
3. Indiaconsumerforum.org
4. Consumercomplaint.in

Dear ,
Sir my name is Milan Kumar Sachdev I am LIC Agent in Lakhimpur -Kheri Agent& Branch Code No[protected], My Portal is lock 6 month I am sent to mail befor 1 month there are no responce.pl requst
you my Portal ID sent me as soon as my email [protected]@yahoo.com.


Regads


Milan Kumar Sachdev
Behind Mangal Deep Gate
Kashi Nagar Lakhimpur -kheri
(UP.)262701 Mob [protected]

I am a sufferer of LIC housing. They don't send statements by their own and moreover no way to get them online too. How can they expect us to come to their office to get the statements always.

It seems some big fraud happening at this, can be tax related or improper use of funds. Might be the reason they are not ready to go online(end to end computerization ), which can bring all these out.

Cant pay monthly online, cant get online statement, not even postal statement on payments. Giving raise to many doubts inside process of the attaching payments to loans. suddenly may endup saying you have not paid ontime or extra penalties like that.

I seriously doubt the website lichousing.com is official website for the same or not. seems some kids project to play with. Where can we put compliant on these kind of service failures. as I approached Hyderabad branch manager , he says " We dont have any information on the things(mentioned above) you are asking"

My policy No.[protected]. The LIC is delaying unncessarily to give me the maturity. It is not giving good service as per my view. The staff are not cooperating me, Instead they harrasing me by telling something.

Dear sir,
I B.Kishore babu,my policy no is[protected], i want to pay my payments through online but my agent has created login id, now he had deleted it and i am not able to create new login id so please reset my login ID as soon as possible and kindly inform me to my email (boppana.[protected]@gmail.com)
Thanking you,
B.Kishore babu

Sir,
My LIC policy No.[protected] matured on 15 Jul 10. I submitted the request for the payment of maturity amount on 24 Jul 10. I received a cheque of Rs.50000/- without the bonus on 09 Aug 10 through mail. I want to know the reason for not paying bonus also the cause of delay. Applicable interest may be paid for the delay due to lapse on the part of LIC.
Thanking

Pranab Kumar Das
e-mail: [protected]@yahoo.com

sir i have a lic's moneyplus policy . my policy no is[protected] dated 24/02/2007 . my name is Jile Singh S/o Sri- Lal Singh. I want to know the current status of my policy . please give the status on my E mail id . my e mail id is [protected]@gmail.com

Dear Sir / Madam,

I have applied for a loan amount of Rs.18 lacs last month. I have paid a 50% amount on the total processing fee i.e Rs.5515/- vide the cheque no.310834 dt.20/7/10 drawn on Andhra Bank, Mylapore, Chennai - 4.

But I came to know that only Rs.16 lacs is sanctioned for me. With this I will not be able to purchase the flat and hence I have dropped the project.

I request you to kindly refund my processing fee amount at the earliest. I need the fund very badly as my father is in serious condition. He needs to undergo an operation immediately. I request you to kindly consider my case as a special one and do the needful as early as possible.

Thanks & Regards,
W Sathya Sai Prasad
Mobile :[protected]

Sir,
It is requested that I am consumer jeevan anand policy through Netra Pal Sharma Insurance Consultant for Branch 123 G-1 model town iii Ring Road Delhi and first premium was also deposit on dt 11/01/2010 at 14.37 pm for policy Number [protected] but bond paper and other documents was not sent to my Address. So kindly requested to you please sent bond paper and other documents in my above address


Address.
Ganga Ram Yadav
E-146A Rajeev Nagar
Begam Pur Delhi Pin No. 110086
Ph. No. [protected] & [protected]
Email. ID [protected]@gmail.com

My name is Mohamed Aniz, residing in DUBAI with family. I had sent 2 mails to LIC BRANCH OFFICE IN THRISSUR, KERALA AND ONE TO CIRCLE OFFICE IN ERNAKULAM, WHICH IS ATTACHED DOWN. I HAVEN'T RECEIVED ANY REPLY FROM LIC TILL THIS MOMENT..........

from aneez mohamed <[protected]@gmail.com> hide details Jul 31
to [protected]@licindia.com
date Jul 31, 2010 5:19 PM
subject POLICY NO.[protected] OF FATHIMA ZUHRA
mailed-by gmail.com

BRANCH MANGER,
LIC OF INDIA,
THRISSUR-680001

Sir,

I have missed the payment of last premium of the polcy number mentioned above, held by my wife, which was due in Dec,2009 .
My self and family is living in Dubai. I am ready to pay the missed premium with penalty at the earliest.

Further, I request you to send any information/commucnication regarding the abovesaid policy to this Email Id.

Also kindly advise me the status of policy no. [protected] which is on my name and it seems to have matured and I would like to deposit the payment due to me on
MarketPlus scheme of LIC.

Your prompt reply awaited.

Thanks & regards.

Mohamed Aniz



from aneez mohamed <[protected]@gmail.com> hide details Aug 5 (3 days ago)
to crm.[protected]@licindia.com
date Aug 5, 2010 9:26 AM
subject Fwd: POLICY NO.[protected] OF FATHIMA ZUHRA
mailed-by gmail.com

Sir,

I have been enquiring about 2 policies held by myself & my wife to Thrissur brance office for the past 4-5 days. Although I had sent a reminder,It seems that they are in no mood to respond.

Kindly intervene and help me.

Thanks & Best regards.

Mohamed Aniz

Due to very bad service of my LIC agent, i sent an email to LIC but no use for that. Pls find below some of them:

Apr 8,2010:
Dear Sir,
What is the procedure to change the LIC Agent ?

Regards
Radha Krishnan
[protected][protected]
APR 12,2010
We want to know the purpose of asking this type of question.

Manager [crm]

[protected][protected]
APR 14,2010

Pl find the reasons below:

1) Always gives false Information which he accepted infront of his D.O Mr.Kama Raj(Sathur Branch) 2 years ago.But funniest thing is the D.O himself was trying to protech him.
- He verbally promised me that
1.1 I can surrender the policy any time. This was a lie. The truth is that its possible only after 3 yrs.
1.2 After paying few premiums i could bring down my sum assured amount and that LIC will distribute the paid up premiums for
the future period.
2) If i need any information,he never communicated with in the time frame (Most of the time gives an execuse that my phone is not reachable)
- I called him on the 7th of April 2010, till date no reply from him as he promised he will get back to me with in a day.

On the whole i would not like to do business with totally irresponsible, unknowledgeable and unprofessional agent like him.

Just to let u know , annually i m paying Rs1,40,000/- I already dropped one lic policy which i paid Rs64,000/- annually for three years(Reason being this agent).

Hope you will oblige and do the needful at the earliest!

Thank you,

[protected][protected]
APR 15,2010

Sir please furnish the name and agency code to proceed further in this matter.
[protected][protected]

APR 15,2010
Dear Sir,

Thanks for your quick reply,
Agent Name is Mada Samy, Sathur Branch.
MY Policy no :[protected], i dont know the agent code at the movement , pl try to find out from my policy.

Can i have the agent changing procedure?
Again, i dont want to continue with this agent. I m very much fedup with his service.

Regards
Radha Krishnan
+[protected]Kuwait)

[protected][protected]
APR 15,2010

In response to your your mail we wish to state that your complaint is very genuine one and we working on it. The Agent code No is 0061374X Mr.Madasamy.Meanwhile we request you not to go for stop payment which incurr loss to both financially and the protection for life cover which is important here. We are taking action against againt for his non-involvement . There is no provision to change an agent from LIC policy as per existing provision.This is for your information.



Manager [crm]
[protected][protected]

AFTER THAT NO PROPER ANSWER FROM THEM. And i went to the LIC office and surrendered my Policy and nearly i lost Rs1,25,000/- due to false information which my lic agent gave me during the policy time. So Need to take some action againt the agent so that he will not fool around anyone in future.