Life Insurance Corporation of India [LIC] Complaints & Reviews

Hi,

I would like to write a complaint against LIC housing Finance, Churchgate branch. I Had taken a Housing loan in 2005 for which I had given ECS inspite of which ECS never got deducted from my bank acct. When I noticed this I had to again give it and also pay some charge as as per them I didnt pay my EMI. After giving the ECS for again I faced the same problem and had to again Visit LIC office and write it in writing after then I went on time. In 2007 I closed my loan as I was tired of these hessales and got all my documenst from LIC.

Now I am buying a new flat and need a loan for the same, which due to LIC I am facing a problem in availing it as they have listed my name in the defaulter. How can I default I have paid my loan and the EMI not going on time was not my mistake LIC didnt submit the form to the bank given by me.

I need help on this or atleast a mode where I can further escalate.

Thanks,
Netri Hendre
[protected]@gmail.com

Dear Sir,

how can chake my policy rreports.

Dear Sir,

Please note that after several trials I could not able to Register my LIC Policies in http://www.licindia.in/NewUserRegistration.htm (Not Responding as We are unable to process your request. Please try again later or contact LIC for further details.)


Policy No.[protected] dated 20.04.2009 Premium Rs.6732.00
Policy No.[protected] dated 20.04.2009 Premium Rs.6771.00
Policy No.[protected] dated 28.12.2009 Premium Rs.11548.00
Please arrange to accomodate

Thanks,
SGangopadhyay
Customer of LIC
[protected]@gmail.com
Samarpita Roychoudhury nee Gangopadhyay
C/o Dr. BARUN ROYCHOUDHURY

Dear Sir,

i regret to inform you that having the following policy since long time, details are given below:

POLICY NO. :[protected] NAME : BINOD VISHWAKARMA, PREMIUM AMT : 1677.00
POLICY NO.:[protected] NAME : BINOD VISHWAKARMA, PREMIUM AMT : 10000.00
POLICY NO.:[protected] NAME : BINOD VISHWAKARMA, PREMIUM AMT : 4348.00

i want to surrendra the above all policy please get back the reply for the procesure. i dont want to run the policy now.

Hope you will consider and do the needful & oblige

i have policy no.[protected] issued by lic of india, indore branch on 26.02.1998 under which after every four year money back cheqs was to be issued.In the year 2004 i had taken loan from a cooperative credit society by assigning other two policies, not this one. But the wise clerks of lic put assignment on my all policies i had in computer record. In the month feb 26-2010 i had to receive the cheq for rs. 20000/- but till to date i had not received the said amount with a comment that give the cancellation letter of assignment from said cr.coop society. When I had submitted the letter, now they say that please submit the printed letter proforma given by them on rs.20/- stamp paper.Really i so much purterbed that i have decided to give the money back cheq to poor,beggar lic clerks as bribe.I have firmly decided not to purchase any life policy from lic of india, for my children and whomsoever i can say i will spread up this.

I have applied for a transfer of my housing loan from ICICI bank to LIC Housing finance. I approached same agent who had availed me the ICICI loan for the transfer. Due to a bounce of an EMI in my saving a/c the loan approval was rejected. But its 6 months due that I have not received my service charge refund Rs. 6000/-. File no. 616764 is what the agents gave me which is lying unprocessed in the LIC Office.
How can you help me with this or what can I do to claim my refund.

Thanks & Regards
Satish Nair

Dear Sir,

I have a LIC policy No[protected] and an amount of Rs.10000.00 and payment due on July2010. I am trying to pay the amount at various LIC offices at Guwahati since last 5 days. But in every LIC counter I couldn’t deposit the above amount due to link failure.
Also it is not possible to me to go your LIC counter every day as because of my official duties. And I think it is a major draw back of LIC’s , because now a days communication system is so efficient that link failure may minimize with its protection link.

Therefore kindly look after the mater to minimized the customer problem like me.

Thanks

Devajyoti Das
Dy Manager
RailTel Corporation of India Limited
Opposite RBI/GHY
Panbazar (Station Road)
Guwahai 781 001
Ph [protected]

ON [protected] a policy (75-20) was issued from sagour branch no-1 to me and policy no. given to me was[protected], but in year 2002 the invoice posted to me contained a changed policy number[protected] .After this,I immediately contacted to SAGOUR BRANCH MANAGER.Receiving no response from him,I requested him to kindly transfer my policy to KALYAN BRANCH 92-D.When my policy was trasferred i made a contact with KALYAN BRANCH manager to get my correct policy number .Still i am not receiving any response from him.
So,kindly look in this matter and take the necessary action and kindly issue me my correct policy number.


A..K..MAURYA
ADDRESS:Shobha apartment,room no-5,durga mata mandir road,katemanevali,kalyan(east),dist-thane,maharashtra.
contact no-[protected]

I have been offered a verbal commitments by Mr.Sagar Sharma (who is working as field officer of LIC Agent Mr.Jitender Choudhary (0167711D), S/o. Babu Lal Choudhary, R/o. 559/19, Street No.12, Vijay Park, Maujpur, Delhi) that free insurance mediclaim policy of Rs.2.0 lacs will be offered for 15 years with a meager premium payment of Rs.20/- per year, for taking JEEVAN SARAL POLICY for annual premium amount of Rs.18000/- & above. As per the discussions, JEEVAN SARAL POLICY has taken by me for 20 years tenure at premium payment of Rs.18000/- per annum (Policy No.[protected]. No offer given by the Agent. This agent has moral support from LIC officials.
BEWARE THIS AGENT.

I am writing this complaint letter in connection with the telephonic complain with the Branch Manager on 05.06.2010 of LICI Salt Lake Branch,CF-335, SEC-I, Kolkata-64, over some serious grievances from my end. I am a customer of the above branch with policies

Jeevan Anand[protected]Policy No)
Market Plus I[protected]
New Bima Gold[protected]
Jeevan Saral[protected]
New Jeevan Sree[protected]
I am paying annual premium of Rs 80,000/- (approx) only on these policies.
Of late there are service related problems I am facing from the agent, Madhumita Mukherjee, who is the official agent of me. In March, 2010, I asked her for a consolidated receipt of all my policy payments for my tax return submission but after much request delivered with a receipt that was full of wrong records and data and I, myself, had to travel to the branch to make a fresh receipt. Again in May, 2010, she collected cheque for policy[protected] on 10.05.2010 but still not delivered with the original copy of the receipt even after my phone request. The agent informed me that she has given the receipt to the BM and DO but she collected cheque personally from me and the incident is amazing to me. I have received a duplicate copy by post on 18.06.2010 that is after 1 month and six days. I want the original copy of the receipt immediately. The agent is not cooperating with me.

A ‘DO’ under Salt Lake Branch under whom the agent function, Sudip Banerjee, who called me and misbehaved with me. He used illicit language against me as mad, drunken and Ediot. He told that he has asked the agent not to collect my cheque as according to him this is not the responsibility of the agent. According to him, only initiating the policy is done by the agent. But during initiating the policies this DO and the agent assured and committed me with all type of service related support. What I have understood is that this 'DO' is fuctionning autocratically and totally misleading the agent under him and forcing her not to work for me .

Again this ‘DO’ has disturbed me by calling in my personal time. In last March, 2010, he called me and I had some heated exchange of word with him over phone on service related issues and at that time he threatened me and came with goons near my residence at 10pm in night and asked me to meet him.

This DO is in the pay roll of LICI and sub divisional authority is biased and partial to this DO and not sensitive to the complaint of the customer. If giving service not responsibility of the agent then why they cheat customer by promising all type of service related support to the customer during initiating the policy? How a LICI pay roll stuff like DO dared to make criminal offence and misbehavior against a customer?

If a customer can submit premium for 30 years then he can also initiate the policy first time. Then why these burdens like DO and agent is in the LICI? We customer are forced to pay much money as a premium because LICI collects commission from ours premium for DO and agents after making organizational profit money.

The ‘DO’ is misleading the agent. He is forcing the agent with his own rule.The agent must carry on with her job to collect premiums and provide me receipts for each policy as that was the assurance from her during initiating policies. I should not suffer due to agent and 'DO''s irresponsibility and miscommitment.

I have already written complaint letters to SDM, Manager(cr), SBM on 07.06.2010 but still haven't received any reply from them. They have not consulted me in the investigation process. They are only consulting that DO and doing investigation for one and half months.

One sales manager called me with a number +91-[protected] who didn’t reveal his identity and dictated me that I should not call the Branch manager of Salt lake LICI office. Under Right of Information act nobody from an office can call a customer without proper identity and dictate.

As a valuable and responsible customer of LICI the above incidents are true to the best of my knowledge.

You can contact me at +91-[protected] at any time if you need any further communication on the matter.My Email: [protected]@hotmail.com

I SURRENDERED TWO LIC POLICIES BEARING NUMBER[protected] IN THA NAME OF KANWALJEET KAUR AND[protected] IN THE NAME OF VARINDER SINGH ON 04 JUL 2010 FOR PREMATURE CLOSURE/REDEMPTION.

AS ON DATE REFUND HAS NOT BEEN RECEIVED INSPITE OF MY REQUEST TO TRANSFER
THE REFUND AMOUNT TO RESPECTIVE ACCOUNT(DETAILS SENT TO LIC WITH REQUEST LETTER)

VARINDER SINGH
C4A/16-A JANAK PURI
NEW DELHI 110058

MOBILE [protected]

e mail goombervs @gmail.com

Hi,

I have two policies with LIC. I am married and my name & address is changed. Hence I went to LIC - United Building, Branch 895 in Fort which is next to RBI Building on 16th June 2010 . I went a 15-20mins early before their lunch time could over. I understand that I should have checked that 14:15 their lunch time gets over.... However, it was 14:15, 14:20, 14:25 & 14:30 and even more than that. Dear sir/madam, I have to take a day off from my office and go to LIC for my changes. I went there before on 13th June 2010 and they advised me that I had to take my original policies with me otherwise they would not make any changes. So I had to take another off. Hence I went on 16th again. The lady staff named Seema Chaughale over there, ARRIVED to her table only by 14:45 p.m. Again, she went to wash her tiffin box... DURING THE PUBLIC ASSISTANCE TIME.... She was giving the attitude as if she is at her own home... This is just not acceptable. Could you please look into this. This procedure of just changing the name and address has taken atleast one hour inspite of no other work with the lady called Seema Chaughale.... We would rather go for the private companies who are offering the life insurance rather than you guys....

Dear Sir,

My agent received my polcy fund cheque but he don't sent to me that's why i give him own account no as per conversation he said he deposit the cheque please give me own bank name & account no that's why i give him. He deposit the cheque in hdfc branch atm drop box but cheque not cleared i make complaint in hdfc. They don't received that cheque no & amount. Then i make complaint in LIC Branch no 112 office from there bank that cheque is cleared on 16/06/10. I ask from LIC Branch please confirm me where that cheque is cleared ask from own bank. I give him every thing in written next day my agent said in bank record cheque is cleared in Bank of India. I am shocked because cheque is cleared in other bank.
Please help me what should i do. Whom is stolen my refund no body is clearing how to back my fund. My policy no[protected] in the name Manish Bhatia.

DEAR SIR

I AM HARI HARAN MY CREDIT CARD NO [protected] BILLING DATE IS 26/06/10 PAYMENT DATE 11/07/10 I PAID MY BILL BEFORE THE PAYMENT DATE I GOT MOBILE CONFIRMATION BUT TILL TODAY I CANT USE THE CARD TAKE NECESSARY ACTION PLEASE ACTIVATE THE CARD IMMEDIATELY KINDLY DO THE FAVOUR

THANKING YOU
HARI

POLICY NO:[protected], NAME:- LATE RAM MONOHAR AGARWALLA
DATE OF DEATH:- 18/02/1990
CLAIMENT:-MRS SONOSHI DEVI AGARWALLA
BRANCH:LICI,TINSUKIA,DVN:-JORHAT, STATE:-ASSAM.

MY HUSBAND PAID ALL THE PREMIUM IN TIME TILL HIS DEATH. AFTER HIS DEATH WHEN CLAIM WAS LODGED LICI SETTLED ONLY PAID UP VALUE SAYING POLICY WAS IN LAPSED CONDITON. IT WAS WRONG. THEY HAVE NEVER INTIMATED ABOUT THIS WHILE HE WAS ALIVE. I COMPLAINED...

Dear Sir,

I m writing this complain with hope you will help us. Alos help others make aware not to joint LIC specially in BIHAR.

I m in Australia and i cant do follow up but i did make alot of follow up for this by sending people for follow up.
But sorry to inform you nothing works. I did send email to them and tried to reach every level at LIC but still nothing worked.
My father Inlaw died in a murder he was a teacher. 2 years back . My Motherinlwas is in very bad shape finacillay and healthwise.
She had gone under enzyoplst last year. Again Doctor advised her to go for by pass surgery for heart.
I tried to informed all LIC people to for payment of the claim under the below LIC policy but nothing is working in deaf ....

Please help her .She is in very poor condition.
Please find below the email i have sent to them with the policy details.
[protected]

Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant PathakMonday, 12 July, 2010 6:28 PM
From: "onkar pathak" <[protected]@yahoo.co.in>To: "cb.mishra" <cb.[protected]@licindia.com>Cc: "ecz_crm" <[protected]@licindia.com>, "crm_patna" <[protected]@licindia.com>, "bo_51M" <[protected]@licindia.com>
Is there any responsible person in LIC who can update me progress / reply on my below email?????

--- On Wed, 7/7/10, onkar pathak <[protected]@yahoo.co.in> wrote:


From: onkar pathak <[protected]@yahoo.co.in>
Subject: Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak
To: "cb.mishra" <cb.[protected]@licindia.com>
Cc: "ecz_crm" <[protected]@licindia.com>, "crm_patna" <[protected]@licindia.com>, "bo_51M" <[protected]@licindia.com>
Date: Wednesday, 7 July, 2010, 8:48 PM


Dear Sirs,

Please let me know if any thing happening to get this done.

Really its very tough i[censored] all in LIC so call big bosses still struglling to get this done.
What a general person will do ?

Really where to complain if it is the response of officers.

Please inform your decision ........ I donot have any other contact person or name to complaint in LIC. If no response received , I will take help of leading news papers of India to convery my greavance to the higher ups of the LIC.

Once again i request to please reply .

Regards

Onkar




--- On Sun, 27/6/10, onkar pathak <[protected]@yahoo.co.in> wrote:


From: onkar pathak <[protected]@yahoo.co.in>
Subject: Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak
To: "cb.mishra" <cb.[protected]@licindia.com>
Cc: "ecz_crm" <[protected]@licindia.com>, "crm_patna" <[protected]@licindia.com>, "bo_51M" <[protected]@licindia.com>
Date: Sunday, 27 June, 2010, 6:48 PM


Dear Mr.Mishra,

Sorry to inform you . Still nothing happen .
The below cheque no ,we have not received. However, when we enquired about the cheque they said it has been in cashed by some P .Sharam. surely nothing related to us.

Could you please help in the processing the below requested polycies as we have not received any thing against any of the below mentioned polycies.

Realy need your help!!

Regards

Onkar Pathak


--- On Wed, 2/6/10, cb.mishra <cb.[protected]@licindia.com> wrote:


From: cb.mishra <cb.[protected]@licindia.com>
Subject: Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak
To: "onkar pathak" <[protected]@yahoo.co.in>
Cc: "ecz_crm" <[protected]@licindia.com>, "crm_patna" <[protected]@licindia.com>, "bo_51M" <[protected]@licindia.com>
Date: Wednesday, 2 June, 2010, 2:44 PM


DEAR SIR

WE WOULD LIKE TO INFORM THAT DAB CLAIM AGAINST POLICY NO.[protected] ADMITTED ON 28.01.10 & PAID VIDE CHEQUE NO. 532522 DT. 25.03.10. DEATH CLAIM FILE AGAINST POLICY NO.[protected] FORWADED TO ZONAL OFFICE ON 24.11.09. WE HAVE ADVISED THE CONCERNED BRANCH TO MAKE CORRESPONDENCE WITH YOU AGAINST SETTLEMENT OF DAB CLAIM UNDER POLICY NO[protected].

THANKING YOU

MANAGER CLAIMS
----- Original Message -----
From: onkar pathak
To: crm_patna ; bo_51M
Cc: ecz.[protected]@licindia.com ; claims.patna ; Cb .Mishra ; co_crm ; bo_51H
Sent: Tuesday, May 25, 2010 5:35 PM
Subject: Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak


Dear All,

Sorry to say that below was just an excuse .. it prooved ..As we have submitted the same earlier too But after below email very next day . It was again submitted. Now its more than 2 months Nothing happen .

Despite sending all the medical report and saying she is going for bypass operation of heart nothing happen .

So now i dont have any hope...... But just want to do a final request if any one of you responsible for the job and consider this request for the case of some one's life ( as she is strugling to get operation). Please come forward and take action so that you should not have regrate in life ... if i would have done..

Please do some thing my country India is not so.

Regards

Onkar

--- On Fri, 19/3/10, [protected]@licindia.com <[protected]@licindia.com> wrote:


From: [protected]@licindia.com <[protected]@licindia.com>
Subject: Re: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak
To: "crm_patna" <[protected]@licindia.com>
Cc: ecz.[protected]@licindia.com, claims.[protected]@licindia.com, "Cb .Mishra" <Cb.[protected]@licindia.com>, [protected]@licindia.com, "bo_51H" <[protected]@licindia.com>
Date: Friday, 19 March, 2010, 4:03 PM


DEAR SIR,
THE BASIC CLAIM UNDER THE ABOVE POLICIES HAVE BEEN ADMITTED BY DIV. OFFICE ON 06.08.2009 BUT DAB WAS NOT ADMITTED, FOR WHICH THE CLAIMANT HAS LODGED A COMPLAINT . THE ZONAL OFFICE REQUIRES PROPOSAL FORMS UNDER THESE POLICIES. THE DIV. OFFICE HAS ALSO ASKED FOR THE SAME. WE THEREFORE INFORM YOU THAT NO PROPOSAL FORMS UNDER THESE POLICIES ARE AVAILABLE WITH US. THE PAID DOCKET HAVE ALREADY BEEN SENT TO DO.
THIS IS FOR YOUR INFORMATION AND DOING THE NEEDFUL.
THANKING YOU.

YOUR'S FAITHFULLY


SR. BRANCH MANAGER
----- Original Message -----
From: crm_patna
To: bo_51H ; bo_51M ; claims.patna ; Cb .Mishra
Sent: Friday, March 19, 2010 11:26 AM
Subject: Fw: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak


Dear Sir,
Please look into the matter and do the needful under intimation to us.

Manager(CRM)

----- Original Message -----
From: co_io
To: onkar pathak
Cc: co_crm ; ecz crm ; crm_patna
Sent: Friday, March 19, 2010 10:49 AM
Subject: RE: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak


Sir,


We are sorry, we are unable to help you directly.

Still, we are trying to reach our concerned offices. Please bear with them for some time.

Regards,


Dy. Secretary (International Operations),
Central Office, Mumbai.

[protected][protected][protected][protected]
From: onkar pathak [[protected]@yahoo.co.in]
Sent: Thursday, March 18, 2010 6:39 AM
To: crm_patna
Cc: co_io; ecz crm; co_crm
Subject: Re: FW: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak


Dear All,

Sorry to say despite the kind effort of Dy. Secretary (International Operations),
Central Office, Mumbai. Nothing changed . We have been chassing both offices .. nothing happen.. its one and half month of below email .
Just to update you .. She is again advised to go for By pass surgery 2nd time.
She is struglling .Even writing this email i feeling ashamed thinking .
Is this real LIC?
Dear Please atleast try to be professional if not kind hearted ?This situation may come to your family too?

Me and My family like bros,sis in total holding around Insurance of INR 10mil.
Now we all are thinking seriously is this realy worth?
Fanckly speeking here in Australia i can not imagin the situation.

Again its my kind request if you can do some thing please go ahead .I realy Love my country and want to be proud on being Indian.

Hope you will help her (my Mother In Law).

Many Thanks for the Time.

Regards

Onkar


--- On Tue, 2/2/10, co_io <[protected]@licindia.com> wrote:


From: co_io <[protected]@licindia.com>
Subject: FW: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak
To: "[protected]@yahoo.co.in" <[protected]@yahoo.co.in>
Date: Tuesday, 2 February, 2010, 11:02 AM




[protected][protected][protected][protected]
From: co_io [[protected]@licindia.com]
Sent: Monday, February 01, 2010 9:28 PM
To: [protected]@yahoo.co.in
Subject: Policy nos.[protected],[protected] &[protected] Late Sri Kesari Kant Pathak


Sir,


We understand that Claim for Accident Benefit is admitted under the first policy number.

You will hear from our Jehanabad Branch Office.

The concerned authorities are reopening the files to consider Accident Benefit in respect
of other two policies. ( Gaya Branch Office ).

Please be in touch with these two branch offices or their controlling Divisional Office i.e. Patna.
( mail id : [protected]@licindia.com )

We will not be able to help you beyond this point.

In case you do not get proper response from our Branch / Divisional Office, you may wrtie to:

[protected]@licindia.com or [protected]@licindia.com

Regards,


Dy. Secretary (International Operations),
Central Office, Mumbai.
"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."


"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."




[protected][protected][protected][protected]
Your Mail works best with the New Yahoo Optimized IE8. Get it NOW!.
"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."




"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."










[protected][protected][protected][protected]

To,
LIC OF INDIA

Respected Sir / Madam,

This is regarding the change of address in my following policy No.s:-
a[protected]
b[protected]
c[protected]
I , Navin Chandra Dabral , want to change my address as follows:-

New Address:-
Navin Chandra Dabral,
B-182,sector-1,
Doorbhash Nagar,
Raebareli-229010 (u.p.)
My Mobile No.- [protected]

I request you to kindly do as soon as possible

Kindly Do this needful

Thanking You,

NAVIN CHANDRA DABRAL
[protected]

Dear Sir/Madame

We Trust LIC for the past thirty years and is also trusing for the excellent bonopfide Hospitality towards the customers.

Unfortunately there was a delay for unknown reason in your Coimbatore Branch in issuing the cheque for the preclosure of the Certificate[protected] Dt.14th May, 2007 of my son Shri. Arun Sundar for more than 15 days inspite of reresentations.

The redemption money is needed in time for which we believe and trust LIC.

The following is the details for which we need urgent action from your side to issue cheque. The original Certificatge along with the required duly signed and posted on 1st July, 2010 to your LIC Office in Coimbatore.

Name of the Policy Holder :S.Arun Sundar
Plan : LIC Money Plus
Certificate / Policy No. :[protected] Dt.14th May, 2007

Your expedite action is highly appreciated to meet our emergency need.

Regards

Sundararajan
(Father of S.Arun Sundar)
:

Sir, I am an agent of LIC India. I have applied to the secretariat for my agent's portal password but till date I have not received my portal password which they said will be sent from central office mumbai. It would be more helpful and useful to access with portal password. Please suggest.

Thanking you.

sir,
I am mohd.Rafique niyazi i have 2 policy no is ...[protected],[protected].and my son mohd .shahnawaz niyazi have 2 policy no is ....[protected],[protected] and my son mohd. dilnawaz niyazi have 2 policy no is...[protected],[protected].our old address is,2, shiv nagar,industrial area SECTOR-C Ratlam [m.p.] chenge to our new address mohd.rafique niyazi, marketing yard indranagar,puja sammarsibale walo khancho Bhavnagar,364001 Gujrat.Thank you.