Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear Sir,

My son Late Sh.Rajeev Soni had two life insurance policies with LIC of India. Both his policies were assigned to the bank (Bank of India, Janak Puri, New Delhi) against his loan taken for his own business . The details of the policies are given below for your reference.

S.No. Policy Number Sum Assured Branch
1. [protected] Rs.4 Lac Moolchand Branch, New Delhi
2. [protected] Rs. 3 Lac Janak Puri Branch, New Delhi.

Rajeev Soni passed away on 3rd May’2004. LIC of India had issued the basic sum assuered and accured bonus at the time of claim and that amount had been issued to Bank of India, Janak Puri because both the policies were assigned to the bank. After these policies and other bank deposits (My Fixed deposits and other guarantees), bank liabilities had been cleared and as of now there is no liability towards bank.

After that we have been pursuising for DAB (Double accident benefit) with LIC of India for both the policies but till date we have not been able to get through. Late Sh.Rajeev Soni’s wife “Sharmeela Soni” had filed a petition to LIC of India to claim the DAB amount but since she has got married and settled down in Mumbai, she had withdrawn that petition. (copy of withdrawl can be produced if required) The criminal case has also been completed and all three accused have been life sentenced.

Since my wife has passed away in Mar’2009, being Father of Late Sh.Rajeev Soni and the only legal heir, I request you to please help me getting the Double Accident Benefit i.e. Rs. 7 Lac, as soon as possible.

Immidiate reply shall be highly appriciated.

Regards

Jai Bhagwan Soni
Father of Deceased Late Sh. Rajeev Soni
R/o. B-16, Adarsh Arya Appartments, Sector-6, Plot-39-A, Dwarka, New Delhi-110075.
Ph[protected], Mob- [protected].

My Potal is not working I am Potal ID Pass Ward callect my branch and used potal she is working first time and change my pass ward Id and after them she is not working pl.chek my potal and sent me. My agency code no.1780-218,and my emal id [protected]@yahoo.com pl.sent me as soon as .

regard
Milan Kumar Sachdev
Behind Mangal Deep
Gate Moh.Kashi Nagar
Lakhimpur-Kheri (U.P.)
Mobil No.[protected]

dear sir,
i have pay premium by internet but the recepit are not given him so pls send me duplicate recepit in my Email id [protected]@rediffmail.com
my policy no.is[protected]


Thanking you

Nilesh jain

We the following Customers Applied for Discounted claim Of LIC of following policy Nos:[protected] M K SAHOO
[protected] CHANDERGUPTA
[protected] M L PATEL
i)in the month of JA N 2010 which was entered after 15 Days
ii)and at the same time the amount received had a big difference as told during deposit.
iii)When We had claimed in the Branch they did not so the calculation also

For further we claimed in CRM section on 23/03/2010 no action has been taken
Again we gave a complain to Sr Branch Manager of Jamshedpur on 22/06/2010
Till now we are not in receipt of any answer from above centers

Thanx for LIC complain cell

Sir,
I have invetment Rs.25,000/- on[protected] in LIC Market plus, My police number ;[protected], then i have invest for 3 year , i dont have any details for my police status, so please kindly information check in the details & market position sent the mail id : [protected]@live.com.

I have got the new policy from LIC in Feb 2010. I want to operate the policies online. As I requested my agent to submit the list of policies (printout taken from LIC website) and get the policy validated from the service branch, he said no one in that perticular branch knows how to validate the policies for online registration. Funny!!! I cant expect this type of service or answer in the hightech city like bangalore.
Can anyone educate the LIC people in bangalore for using the internet and about the online services?

Respected Sir,
I have taken LIC Polocy for my wife Mrs. Ashwini Bhimrao Deokar from newly opened SSO Akluj & Ser Brn: 94C( Pandharpur ) having No[protected] and T-T 193-15 with SA Rs 50000 on date[protected] but till today I have not recived Policy copy.
I have informed this to concern Branch in wrtiing and on telephone also but till no responce.
kindly help me to get Policy as early as possible.

B.V. Deokar At/post Bhimanagar Tal- Madha Dist. Solapur
M No [protected]
Email- [protected]@rediffmail.com

RESPECTED SIR,
I HAVE TAKEN A LIFE INSURANCE POLICY FROM LIC CHURU BRANCH CODE 186 IN THE YEAR 1997 AND FRIST PREMIUM RS 2082 WAS PAID ON[protected] A REVENUE STAMPED RECEIPT TO THIS EFFECT WAS ISSUED TO ME BY THE LIC CHURU IN MY NAME SRI MADAN LAL PANDIA .THE POLICY NUMBER WAS GIVEN TO ME WAS[protected] AND AGENT CODE WAS 1219-186.NOW ON ENQUIRY IT REFLECTED ON THE WEB SITE OF LIC THAT MY POLICY ISSUED TO SRI PATHAK AND ASSIGNED TO HANUMANGARH BRANCH WHICH IS GROSS NEGLIGENCE ON PART OF LIC .
YOU ARE REQUESTED TO PLEASE INSTRUCT THE LIC CHURU TO REFUND MY PREMIUM AMOUNT WITH INTREST OR REVIVE THE POLICY WITH RETROSPECTIVE EFFECT.
KIND REGARDS
M.L.PANDIA

I have started one LIC Policy which was in a monthly basis scheme so I have gone for ECS installments but for only 3 months ECS was going on and from January 2010 the ECS stopped, now they have charged fine for that which I had given then again the agent told me to pay fine for the next four months as ECS is not working so sir plz tell me that it is not my fault that the transfer is not working properly so why I should pay the fine and after every 3-4 months I have to pay the fine that is 165 Rs. per month so for 25 years how much it will be..plz help me.
Garima Saxena
LIC Agent Asha Soni
Lucknow

Dear Sir,

My LICHFL Loan Account number is:[protected]

I took the loan from LICHFL and made all the EMI as of 10th May 2010. They asked me to wait for a Month and call by 17th June 2010 to get the original property document. When I contacted them (Madurai Office) on 17th June 2010, they asked me to contact on 19th June 2010.

The issue is still they are dragging the days every time. Please let me know who is the right person to contact for getting the documents.

Thanks,
Mathavan.V

I was issued notice dt.[protected] to deposit post dated cheques for existing loan a/c No.64037846. The amount outstanding was 81336.86 as on 5-6-2010. On[protected] I approached them to pre-close my existing loan and they demanded Rs. 86779.24 for the same. The outstanding loan amount of Rs. 81336.86 has all of a sudden became Rs. 85098.44, leavy charges 1276.50, S.Tax onlevy charges Rs. 131.50 totalling to Rs. 86779.24. Though I sought clarification, they were not willing to give proper answer and accordingly I paid the amount. On[protected] I went to collect the documents accordingly. The original sale deed and the plan for 1st floor construction was given whereas the plan for the ground floor which was submitted to them in 1994 was not returned stating that it is not available with them. In 1994 I took a loan vide LA No.64019115 while constructing the ground floor. The second loan was obtained vide LA No.64037846. The plan for ground floor was submitted in 1994 and the second plan was submitted in 2002. It is not understood as to why the original plan dt. 1994 is missing from their file. Since it is an important document, the LICHFL is liable to return the plan to me immediately or otherwise to bear the cause and consequences. They are also liable to refund the extra charges levied from me. Though the RBI has given clear directions not to charge pre-closure charges, the LICHFL is continuing to charge and that too exhorbitantly on high side.

My husband (Late Bijay Kumar Sinha) took three(3) policies from LIC of India. After his death (the policy holder) money could not be deposited for next 3 years & now when I'm looking forward to get the money back which he has deposited at the beginning of those three(3)policies. But when I've requested for the same amount to return it being denied. I'm just concern about thee money being deposited by my husband. The details for each policies are being mentioned below:

No. Policy Payment mode Premium amount(Rs.) Year of Deposit Date of Maturity

1. [protected] Half Year 6089 1998 15/02/2013
2. [protected] Yearly 8784 1999 27/04/2004
3. [protected] Yearly 9464 1999 24/07/2009

Thanking You

Yours' Sincerely,
Mrs. Nupur Sinha
[protected]
nupur.[protected]@gmail.com

Hello Sir,
My friend "A" mother was a LIC Agent and she was died 2002 . Her legal heirs is my friend and his younger brother and sister, all are adult. Now my friend and his brother and sister decided for commission amout, and they decided that the LIC pay commission amount to my friend "A". WHAT is the procedure for that? His mother not make a WILL OR any document. The commission amount is Rs. 1,75,000/-.

ABC

Master policy no. GS / CA / 22030 - LIC SR. NO. 995
LIC of India, Jeevan Prakash, P & GS Unit
8th Floor, 16, Chittaranjan Avenue, Kolkata 700072

TRUSTEE : ORIENT PAPER & INDUSTRIES SUPERANNUATION FUND
9/1, R.N.Mukherjee road, Birla Building, Kolkata 700001

Inspite of letters written to LIC & Trustees the matter is delayed and threre is no response.
I have reached my retirement age on 08.10.2009 and I am eligible to get my Superannuation Fund benefits.

My present address is

Jayanta Srivastava
Emami Paper Mills Ltd.
Emami Colony
At: Balgopalpur, Po: Rasulpur,
Dt: Balasore (Orissa)

My Bank: SBI, Balgopalpur
A/C No. : [protected]

DEAR SIR/MAM
sir mere brother ki ek lic hai jiska no hai[protected]
jiska main bhugtan nahi kar pa raha hoon kyo ki mera agent mujhe
serviss nahi de pa raha aur mujhe kaam ki wajah se police ka primeum paid karne ka waqt nahi milta to sir mujhe mera lic agent change karva de kyo ki mera agent mujh se kabhi milkar meri police ki mani lic office tak nahi pochate isliye mujhe mera agent chane karna hai

PRASHANT NAMANWAR
AHERI DIST GADCHIROLI
MAHARASHTA INDIA
[protected]/[protected]/

Dear All,
NEVER Apply for Home Loan from LIC HFL PUNE. LIC always gives home loan through Agents. LIC do not have any specific % formula for Processing fee. Agents get 50% of fee as commision. so they try to get maximum from customer.
Agents never help you.The LIC official keep you waiting for Saction letter , disbursement etc. and try to take bribe from you.If you are honest then it may take min. 6month for you to get the task done. Agent pretends to be helpless.
i applied for a small home loan w.r.t. my salary(in March 2009).The lady Agent appered to be very cooperative in completing initial formalities. Then i got sanction letter in 2 month. then agent took all original aggreements,receipts etc. for legel verification.Report was OK.It took only 2weeks.Then LIC started the PLAY. I asked to pay full Processing fee (It differs from customer to customer) I paid it immediately. Now i was locked. all papers were with LIC.They got the processing fee. It was very hard for me to change the bank. then for next formalities agent told me that i have to visit LIc office personaly.
When i visited them in PUNE office i noticed that they want bribe.They behaved as govt. servent. But nobody speak clearly. i went back. After few days when i called my agent , she told me LIC officials are on LEAVE. When i personely went to LIC office, they behaved as if they making favour on me by giving loan.
then it took 7 months and i had to visit LIc Office PUNE for 8 times. whenever i called them they cut the phone. i got very dirty treatment from LIC and LIC agent. Also LIC agent gave me wrong information about PRE EMI.

My name is chandubhai pethani, I was issue Mutual fund (market Plus 181) Policy No,[protected] what is my a/c status?
Contect : [protected]

I have given a request for disbursement of amount 3,00,000/- which was due against installment of Flat at Suburbian Floors Sec-80 Faridabad, however LIC (LIC Housing Finance, The Plaza, Gurgaon) has wrongly disbursed 4,47,875/-. And now my LIC agent (Mr Manish Sharma) asks me to take money back from builder or ask builder to return to LIC. However Builder has refused to do both, he says “It is LIC’s mistake; ask him not to take interest on over disbursed money.”
It is completely mistake of LIC. Even if I fight for this, than acc to my agent the refunded money from builder will be deducted from the amount sanctioned and 'may be' considered for 2% pre-payment charges(to avoid this he asked me to write application to LICHF).
I am in loose in any way…. Please Help me out…

Sir/Madam,

I forgot my LIC Indias user id and password please help me as soon as possible. I need to pay my premium. it was due on 16th Jun

Policy No:[protected]
Yearly Premium:12828
dob:12/01/1983

Thanks & Regards,
Yogesh Keraliya

Dear sir,

pls send me the details of my lic credit card status

my name : S.Sathish kumar

D O B :[protected]

Mobile no: [protected]

Mail Id : [protected]@yahoo.com