Life Insurance Corporation of India [LIC] Complaints & Reviews

my lic policy no.[protected], it is a money back policy. on 28th march 2009 lic send me a cheque of rs. 20, 000.00 as a money back amount by registered courier but we not found any cheque till 24.04.2009, i went to lic many times for check the status of cheque but lic officer said that we were send the cheque already but i don't found it and they were not solve the my problem and ask me every time that you comeback after 2-3 days.
dheeraj goyal

hello sir,
your bikaner lic housing fiance branch manger not copprate with me, my loan a/c no:[protected] are complet but he did not give my document lat two months, and your jaipur depatment are inculde also, plz give response agrently, my last opetion only court, so plz action argently,



deepak joshi
[protected]

aginst my loan account no. 11086893 with asafali, new delhi, advnace P.D.C.cheqe were submitted to faridabad office. Now i have received a letter for non payment of dues for the monthof july-09. I understand that the cheque has never been put up for collection form your ned. If there is any rejection from bank, i may be provided the reasons and documents from bank.

Further the tel.no.[protected]/23234933/23232830/32641060/23218301, all number are un replied.Belive that no one is deputed to attend the customer or else persons may be enjying th govt. job.

Awaiting call in response to my complaint.

DILIP GANDHI
[protected]

My Loan acct No[protected] appl no 112282, EMI Rs18322/-
Due dt 05 of every month.

Since last four monts my EMIs are not being deducted through ECS. I personally contacted your office at JEEVINSHREE, 1109, UNI RD, PUNE 16. Despite assuarance from your staff, next month story is repeated. And landing every time with late peyment charges for no fault of customer. I always kept required amount in balance for this EMI clearance. I am regular paying customer, you can check your records please.

Even now my EMI for the moth of Mar 2010 is not deducted. For immediate action please. I hope somebody is responsible for it.
waiting for response/ action and confirmatio.

Dear Sir / Mam

I am your customer with loan A/C #10003947
Actually, I called to the LIC Housing office for checking whether they got my cheque of April month or not, and they told me that they got that, now whenever the cheques are finished with you. Kindly let me know for that, otherwise i will not going to pay any sort of late payments or penalty to you.

Thanks & regards,

Shradha Khandelwal
[protected]

Sir/Madam,

I am your customer with Loan A/C No.[protected], I called several times to get the information that why my ECS not cleared on due date. I always having suficiet balance in my Bank Account. To get simple
information I called atleast 25 times on various LIC customer care no. but no one given me proper Answer.
Finally I got the concern person name & no. MANISHA JOSHI - Deputy Manager of ECS Dept - [protected]. I called her 10 times but she is not in moode to pick up the call and said "Hello" also. I must say that
LIC customer care are useless. They are like govt employee who always have big work that is "No Work".

Santosh D. Parmar
[protected]

Jeewan Surabhi — Cheque Of Bonus Not received

Sir .
I have a Policy No.[protected] Adarsh Ngr New Delhi -33
My Bonus Cheque Due Sep 08. But till date we do not received cheque . I would like to know value of cheque and which date i received . LiC send cheque before one month i visit Adarsh Ngr Branch 3 times but nobody guide me every time said who give details of cheque that person absent or sometimes we are busy you come next day.My contract No. [protected]

Want to know the policy status

3 possible ways:
===========
1. Policy due date for next premium is written on the receipt of your last payment.
2. Visit the nearest LIC (any) branch with policy no. and check the due date.
3. Register your policies on the licindia.com wesite. Next time you will get e-mail/SMS alerts for policy dues.

Dear sir,

Please send my policy details and matured amount details of the follwing policy

Market plus, Policy number[protected]. If i want to know, how to close this policy and i want get the amount.

Please do the needful

rgds

K.senthil kumar
mob:[protected]

my lic policy status

Dear sir,

please send my policy details and maturated amount details of the policy

Market plus, policy no:[protected] & Future plus policy no:[protected] & Money back policy no:[protected] . I want to know my policy status


please do the needful

rgds

A.BADARUDEEN
mob [protected]

Dear Sir,
I want to know the status of my lic premium i'm paying regularly but i did;nt get any recipt freom last 2 terms.
Kindly send my lic status in my email id.

Hi

I not received receipts from 1st payment to till date. How can i get that receipts ?

how to we know our policy status?

Dear sir /madam
How to get my policy details & due dates in lic of india

Dear Sir,
Please check the status of my policy, last remistance in my policy and what the present status

Policy No.[protected]
[protected]
[protected]
My Wife police No.[protected]

Dear Sir,
Please check the status of my twenty year JEEVAN SURABHI POLICY with profits and what the present status is..when do i have to do the next payment.
POLICY NO:[protected], DATE 28.3.1997
LIC, UDHAMPUR,
GOVIND CHOWK
M H MORH
PIN :182101

my policy status

Change of Address
My self Viral patel, I have a LIC police No.[protected],
Prem: 3851 Qtl, I wish to change of address my new address is the same as under:-
Viralkumar shok bhai patel
At po. sureli, Village gusher, Ta Kalol Dsetrict Panchmahal Gujarat
Mob No. [protected]
Kindlly updated the same on your records.


With Thanks & Regards,

Viral patel

Pls send me the Premium amount and Due date of my policy..
Policy no is:[protected]
could not able to check the status as the site from last few days showing out of service...

dear sir, kindly guide me how to login in the lic online to see my policy and my mrs policy details

my policy no is[protected] i want to know my policy statys

I want to know about my policy status My policy no is [protected]

Dear sir pls send my police Detail No.[protected]
and My Father Police No.[protected]

SIR.
WE WANT TO KNOW THAT THE HOW MUCH AMOUNT WE WILL GET AT TIME 0F MATURITY OF THE POLICY NO[protected]. DOC 28/O1/1992.SA 50000.DO 0000824
2)POLICY NO[protected]. DOC 15/01/1992 SA 50000. DO 0000824.

SIR.
WE WANT TO KNOW THAT THE HOW MUCH AMOUNT WE WILL GET AT TIME 0F MATURITY OF THE POLICY NO[protected]. DOC 28/O1/1992.SA 50000.DO 0000824
2)POLICY NO[protected]. DOC 15/01/1992 SA 50000. DO 0000824.

jeevan surabhi with profit — cheque bounces off 2 times of money back policy

i have policy in name of sanjay kumar singh haveing its no. 28683112dated 24/3/01. issued by your office mugalsrai baranch. since it is money back poicy so your office has issued me the 2nd chq against my money retrun but 2 times this chq has neen retruned by your bank by giving us the excuse of not allocated to the branch so retruned amount was rs. 10000/- and chq no. of the 37941 .
since chq bounces is due to the falut of your office i have to pay the bank rs. 700/- where as iam not defulter for the same so , i want this money should also be paid by you and also issue us the fresh chq .
thank you
sanjay kumar singh
ph.no. [protected]

how i get the my policy status?

Dear sir,

i want to know status of my policy LIC's Market Plus. My policy no. is[protected]. My e-mail id is [protected]@gmail.com

Thanks,

Dear sir,


Myself Ashish Kumar has to narrate that presently we are facing a lot due to negligence type behavior of LIC towards its customer. My father purchased a policy from LIC in July'05 with policy no.[protected]. Unfortunately he died in on 27th Nov'05 leaving is in a great mental agony.

We informed yourself at that time through the agent from whom my father had taken the policy about demise of my father for getting claims.

I feel very sorry to say that till date no satisfactory answer has been provided to me though around 3 years have been passed.

My mother (nominee in father's policy) is suffering from psychiatric problems and we are facing a lot in her treatment due to fund problem.

I am presently posted in Rewari (Haryana), therefore it is very difficult for me to get in touch with the LIC office at Azmagarh and the agent who helped us to get the policy is also not giving any help. Due to belief only; my father, myself and my brother has taken policies by the same agent only; and now we are getting such reward for the same.

I have also registered my mail ID on LIC site.


Thanking You

Ashish Kumar
S/o Late Surya Prakash Yadav
REWARI

Sir,
My daughter Manju Rani died on 19/02/2008.There was a policy on her name with policy no[protected].Its been more then 1 year since his death but had not recieved any response form lic though we have completed all the formalities.I hope at least u would respond to this complaint.
NAME : NIHAL SINGH
MORADABAD (U.P.)
CONTECT No.: [protected].

LIC OF INDIA — Non Payment Of Death Claim Payment of pol.no.571537562.

From

Radha Charan Padhan

At/Po-Borda-766036

Dist-Kalahandi

Orissa.


To,

The Sr.B.M

L.I.C Of India

Bhawanipatna.


Sub-Torturing by the investigating officerS in the

matter of settlement of DEATH CLAIM under L.I.C

Policy No.[protected] on the life my only son Late

Pranaya Ku.Padhan.





Dear Sir,


Since the date of claim the investigating officerS have

repeatedly harassed me by interviewing me on the facts of

death of my only Son, which gives me mental agonies & tortures.

The claim is intentionally delayed for some vested interests

on the plea of malafied intentions.


If at all i had malafied intentions for monetary gain out of

death of my only son i would have insured him for a huge amount.

Further you people should note it carefully that any amount

of money even is not sufficient for me to consider it as

eqivalent to the life of my only son .


Hence i have decided to sue you both officially & personally

for causing me mental torture intentionally.


Before doing that a time period of 15 days is given to u

to settle the matter.


thank u

yours faithfully

R.C.Padhan

Dtd.10.03.2009

Dear sir,

I am Suman Kumar S/o Late Sunil Chandra. My father expired on 22 Aug 07. He was having LIC with Policy No.[protected]. After his demise, I submitted all the relevant document in connection with death claim in the month of Aug 2008 in Khagaria Branch district of Bihar. I visited several times in connection with his death claim. I interacted to Mr. Vir Bhadur (claimant staff) of Khagaria LIC Branch. I was suggested to visit Divisional Office Bhagalpur for the same. I visited several times to Divisional Office of LIC Bhagalpur, Bihar. The manager of claimant department did not give me fruitful answer regarding my father's death claim. As of Now I have lost my hope and patience in this regard. Till date I do not know the present situation of my father's claim. How much time will be taken to finalize the claim.

Your suitable reply in above matter is awaited.

I have also filed claim papers on the life of my deceased wife on policy no.[protected] in N0v 2008 which is still pending.

lic is not promptinsetling death claims.

dear sir,
i am amitabh kumar s/o- late upendra prasad sah (agent - lic code -317/51B at khagaria branch). my father met with an accident at new delhi in a road accident at 17/09/07 and died. i am living at wz-220 j/46 vishnu garden new delhi -18 for my livlyhood.
i intimeted imidiatly to the branch and submited all respective documents but there is no any responses are given by lic till now ...
please take needful action to solve our problem
THANK YOU
AMITABH KUMAR
[protected], [protected]

LIC OF INDIA — non updation of user profile

sir, I could not enroll my policy No.[protected] as dt of birth in user profile mismatch with dt of birth in document.Please also tell me what will be the new premium of the same policy.

dear sir,
i,nidhan tantia s/o late dilip kumar tantia,beg to say that my father was expire on 25 jan 2008 having some lic policies of darbhanga branch.my mother smt.sarita devi tantia is nommine of their policies.
my father having several policies in which 2 of policies no.[protected],[protected] are still not cleard about three years passed away,and no any response from darbhanga branch after several of letter had dispatch.
so you are kindly requested to please lookin this matter and obliged me.
thank you

REF:policy no.[protected] . with regard to the referred policy non early claim was submitted. since the above policy was surrendered wrongly by tiruvallur branch , the claim is yet to be settled. i submitted claim papers in the month of febrruary 2010.for the past six months i am not recieved neither the payment nor the intimation of repudiation.I NEED A REPLY FROM YOU WITHIN A WEEK . Otherwise i have no other option but to approach the appropriate forum. Ayyappa pillai

Sir,
That policy already surrendered, So you not able to get the claim. then you ask that branch manager how that policy surrender without your notification. and also contact Our LIC central off Mumbai.

By, K.Narayana Moorthi.
Insurance Advisor,
Cell - [protected]

Hi,
I am a Applicant To The Lic So I Already Registered Lic Registeration Onaline
But Now I Forgoten My Registeration Password So Please, Can You Help.
And My Policy A/c No is[protected]

So, Please Help Me As Possiable As Earlier


Thanking you,
Mangesh A.Rane

Iam a NRI having LIC HFL loan, for these years i dont have any access to see my loan o/s, can LIC guide us where to get this info thru online to access my a/c no[protected]. this is not my first comment addressed to LIC, if still LIC cant help to settle, i will elevate this problem to higher management in LIC.

hope some body in LIC read this & settle my need.

Hi,
I took loan of 3500000 lacs from LIC housing finance from Vashi branch, mumbai.
These people are real cheats. They will say lower interest rate in the beginning but those lower rates are there for FIRST THREE MONTHS of disbursement after that it will automatically shoot up by 0.5 %.
In the begnning LIC HOusing finance agent won't say that lower interest rate is valid for three months only..
Please keep urself away for such cheats...
rajesh...

I dont understand why the LICHFL is not able to provide online facilities. If not transactions atleast
customers should be able to check the status atleast? The website shows that this facility is available
but always comes out with errors (:

Hello sir,

Loan A/c No.[protected]

I've take over my Home Loan from HDFC to LIC Housing Finance Ltd. three months back and when i changed my Hoam Loan you was offered 8.75% and from LIC they've told another 6 months to 1 year we won't review the INTEREST rate now i've paid only 2 EMI's the third month EMI will come Autust 9th only and now with in the 3 months you've revised my INTEREST rate 8.75% to 10%. That is really unexpected then what is the point of chaning HDFC to LIC. I'm totally deappointed with your approch and begining time promissing one thing and after took the loan your approch is different.

Kindly sort out the issue other wise i'll planing to change my loan.

Regards
Bhalakrishnan E A

I dont understand why the LICHFL is not able to provide online facilities. I was transfered from Baroda to Delhi, How can I deposit the installment

My Hoursing Loan Account – 10063976 .

I had taken the loan of Rs.5, 00, 000/- ( Rs. Five Lakhs Only ) in 1998 and payment mode was through ECS from State Bank of Hyderabad as during the said period, I got Transferred to other department and as this department is not having an Bank Account with SBH and are running only ICICI Bank., In the Light I had transferred my Salary Account to ICICI Bank, And got my Salary Account Transferred to ICICI Bank. And intimation to LICHF was already given well in time .

Initially I was depositing the Cash in SBH so as to clear ECS Payments of LICHF Limited but due to heavy responsibility, could not deposit the Cash in time., Due to which I was forced to intimate LIC-HF accordingly regarding my New Bank Account in Jan2010, and later in Feb2010, Mid one employee of LTCHF contacted me and intimate me that ECS Payment procedure which they WOULD HAVE intimated at the time of first letter which I had given at the time when I open the account with ICICI anyhow I had done accordingly and given a letter to there Branch on 22.03.2010, along with my due Payment cheque which was cleared well in time. further recovery had been done from my new account which I had paid as Cash along with the Penal Interest as per LICHF Policy.

I sent regret letter for delay and assure that as my ECS payment is with my new salary A/C with ICICI Ltd no future payment will be delayed. Further I Regret for the delay cause because of my transfer to other department and change in salary account and delay for the payment.

Moreover I send all the proof of my version with the hope that this will meet the require reason for delay of payment.

But after all this they sent my name in CIBIL for non paymnet of installment which is toally wrong as 5-lakh loan is backed by registry of Rs-14lakhs and market value
of 40lakhs . How they can set my name in cibil for 2-3 installent for which well in advance I had intimated more over now 6 unintrupped ionstallment had gone but still nem is in cibil why.

Moreover they had not given any copy of registry after repeated request no on cares for customer in LICHF.

Further Interest rate told was changed after 2-3 months after loan .

LICHF LOAN MAY BE AVOIDED TOTALLY ONCE TRAPPED WILL FACE THE PROBLEM.

BEWARE WHILE TAKING LOAN FROM LICHF.

(B Raj)

This is very true...
I am also gone through the same situation.
they hide their customer with unexpected increase in interest rate after just a couple months the loan get disbursed.
Its better not to apply loan in LIC.
Those are real cheater !

You may go with SBI/HDFC/ICICI

LICHFL — online facility

Sir.
My loan account no is [protected], i being registed on LICHFL on line facility but presently i am unable to open my account. when i tried to open it it displays a message that ur email id is not registed what can i do?

ak shukla
lucknow

yes they are govt emp no: how ever they will get salary, so they are lazzy yaar.

hi sir my policy no[protected]. ALUVA BRANCH -LIC -AGENT .SUNIMOL -
At present i am working in muscat .i am sending my premium every year RS -27, 000 by cheque .But iam not geting any slip during this last 3 yrs .i called my agent regarding this matter but no response .i send my address and premium amount with last premium, please do the need ful and send e-mail on this address.

qw;kda;l;

I had to pay my premium of Rs. 1580/- today dated 18-09-09 with policy no.[protected] but i couldn't receive my receipt. please help me to get my payment receipt.

I m also facing same condition.Pl. let me know how to approach to the official of lic for complaint.

Branch Manager
LIC-Noida
Sector-1


My policy no.[protected] dated 28/11/03 as it is money back policy, I am waiting for my first payment

with regards


Manish Sinha-[protected] (m)
MCEE Campus
Building No. 5, MVM National office
Lamba Kheda, Berasia Road
Bhopal-462018

Sir,
My wife's policy number is[protected]

assured sum of 20, 000/- has not been sent yet despite my sending prereceipt performa duly filled and signed to you on KG Marg Delhi Address by Courier
pls info status and send on following add
.
Mrs Komal Mongia
c/o Wg Cdr R Mongia
Signal Sqn, Air Force Station Agra
Pin 282008
Regards

Sir, I have submitted my LIC policy No,[protected] at your branch No, 12G Model Town III, Delhi-10009, for redemption on[protected]. So far I have not received my cheque and repeated enquiries at the office failed to elicit any response. May I request you to expedite the payment as early as possible

Sir, I have submitted my LIC policy No,[protected] at your branch No, M-1, N.D.S.E. Part-II, New Delhi -110049, for redemption on[protected]. So far I have not received my cheque and repeated enquiries at the office failed to elicit any response. May I request you to expedite the payment as early as possible.

SMT. TANUSHRI MUKHERJEE
Flat No.M-121, Ramakrishna Vihar, 29, IP. Extn.,
Patparganj, Delhi - 110092

Dated.19.08.2009

let me have the following detail:-
i am already 81 years. birthdate 5/10/1929 birthdate duly confurmed in the policy.
if the policy is due for payment to my bankers hongkong shanghai banking co.andheri(east) SBa/c no.[protected].i have moved to mumbai to live with my son as i have grown very old and sick.
kindly email the action being taken by you.
my policy no[protected]
date of birth -5/10/1929


thanx.

L.I.C. POLICY — non receipt of maturity payment

My two insurance policy have matured as Policy No.[protected] &
[protected].
but i have not recieved any communication from LIC and not cheques even the employees of LIC department are not taking this matter seriously. so please let me know the proper solution of it.

I also have not received annuity payments under POlicy No.[protected] for a year now. The branch just does not reply. Do they have e-mail ID?

I submitted My LIC POLICY No.[protected] of VARISHTHA BIMA YOJANA for changing the name of Nominee from son Arvind kumar to my daughter Dr.Archana Swami on 26/12/2013 which was received in the LIC Branch 919 P.M.Road, Fort Mumbai 400001 on 27/12/2013.

I have not received my original Policy with change of name of the nominee as yet though I had filled-in the LIC Forms of the Nominees Change Name .Please let me know when I will get My Original Policy.

RADHEY SHYAM SWAMI
601/A HARIOM APTS.
S.V.ROAD, BORIVALI WEST,
MUMBAI-400 092
EMAIL "[protected]@yahoo.in"
Phone 28053331 Mobile [protected]

Bhikham,

I would suggest to send all the details to thier customer care center thru email and get this rectified.I am sure they will be able to help you out there.

Pl provide

please sent total amount for policy No:[protected]

Interest rate is linked with PLR.
the difference between PLR and your Interest remains the same throughout the tenure.
Normally bank can revise the Interest rate every Quarter based on the PLR value of 1st day of that quarter.

sir my self rohit my loan accouant no is 50404919
your current rate of intrest in 8.75%
in my accouant you are giving 11.25% why

second in period of 14/11/2008 2 05/12/2008 no inturest no amount be reduse between these transction please sead my complant anssure immidiately rohit

Hi,

I agree with you.

I am also facing the same problem. Now the behaviour of the agents changes. They just keep on giving new dates that you would get the confirmation by this month and the next and the next.

Now they say that the duration of loan has been reduced by 3 yrs. But there is nothing on paper as of today. I am following this up for the last 4 months

Dear Sir,
I am D. Natarajan housing loan a/c no[protected], I like to share some grievances which I faced in our Coimbatore office on 19/08/09. My money back policy has been assigned with my loan a/c, the money back cheque (Rs 15000/-) was sent to housing finance on 09/01/09. I use to pay my housing loan through post paid cheques and had also given 12 cheques for the session July 2008-june 2009 and all my dues are clear up to date till now. The housing finance had taken due of February 2009 from my money back issued and the post paid cheque was not used for the above said month, this was not informed to me and I come to know this when I received my money back cheque from your concern paying 12180 Rs getting deduction of 2820 Rs as 1 months due. When I went to the office for enquiring about this I come to know that my February cheque was not used and its been in the office, when I enquired about this the officer in charge simply answered me that its our money in your hands so we can take it in anyway, I want to know that the officers in the office is to serve the customers and how come he can answer in such a way? I had cleared all my dues and never my cheque got bounced till date, I had taken money back from your concern through proper channel and the mistake was on their side that they had not informed me about the due of February 2009, I had given all my post paid cheques dated 5th of each month then what’s the necessity of dropping the due from my money back on 3rd of February 2009 as the housing finance is dropping the cheques only after 7th of every month and why not I been informed about this and when I want to know about this the officer giving me such a answer. Due to this issue I had wasted my time coming to office, enquiring about this matter, I would not have done all this if I would have been properly informed . I felt very bad because of this situation.

Please beware,

If you have not taken disbursement; request you not to take on the ground that the rate of interest will increase by 1.5% once you pay three installments. This is the policy of company to lure new customers by providing lower interest rates and increase it by such a huge percent when there is no sign for increase in interest rate in Indian Economy.

This is my experience and advice.

same problem i am facing these days already 1.5 month gone. i am waiting for cheque . i advice all who want housing loan please dont take from LIC they poor and 3rd class service.

sir give me a sagasun to i view my policy satetus of polecy no[protected]

please send the status of the following policy no's and loan details of the following no's
[protected]Kishore
[protected]Kamala
[protected]Subbiah
[protected]Subbiah

Pls Send the status of the policy no[protected] kamlesh

i have my plicy no.[protected]
i have my pliciy no.[protected]

Please prvide me the details of above mentioned policy in earlier date.I.E. premium details.

Dear sir,
please send the status of the following policy no[protected]

i want to know that when the amount of my policies has to be submitted
and wanted all the details


whose policies number are

[protected]

[protected]

[protected]


please send all the details as soon as possible

Pls Send the status of the policy no[protected] chhote kumar

Pls Send the status of the policy no[protected] chhote kumar

pls send the status of the policy no.[protected] ashok agrawal

my B.O.C no. 10481 date 21.10.2010 rs.1300 pls give detals of this no.

Yes am also a victim of this interest rates I took home loan from LIC HFL for 11.25 but they have not reduced it to the newer rates not able to understand why these financial institutions are partial about new customers why don't they bother about existing customers at all..

Hope to reduce the interest rate of all existing customers

my lic account[protected]
name sayed fareed ahamed
i am suffering from two month by LIC
i changed my EMI to other account i put application and reqiuerd formalties
but i am sorry to say that what LIC doing with my acount

I have also applied for LIC home loan. My all documents are with then and my loan disbursment should be done 3 weeks before but still no progres in that. I met manager and staff they are giving me a reason from past 1 week saying no title report recied from back office/main office. I believe they are not following up as its a government organisation no one to ask them.
I want to raise a case in consumer forum for LIC saying remove there Fair practise code, any word saying disbursment in 3 days with all documents. Please helpe me to raise this complaint to consumer court so that afterwards no government organisation will never try to play with their consumer.

This what happening in my case too. This is really looking like a cheating. I have submitted/updated my application for more than two times. still they have not released a single check. Now they are telling to get a legal clearance from a lawyer.Really i am disappointed with the service of LIC.

Avoid LIC housing. I first month itself they have shown poor professionalism, there is no sense of timeliness, interests are more than HDFC and there are number of hidden costs.
The agent and LIC manager said there were no pre-payment charges upto 20%. But it is not mentione in the contract when I got it. Their explanation was 'yahan aise hi hota hai', if we write in contract people will exploit it.
They issued the cheque 1 week before it was required and charged Rs 6k broken period interest. Explanation was 'next week some staff would be on leave'
PSU banks and other FIs have better offers and services. LIC housing is a floundering company banking on the reputation of the parent organization

Yes..True...At the time of availing the loan they are giving wrong commitment that RoI will not be increased for 6-12 months but after 3 months without any intimation they are increasing the RoI...and in fact if i requested them not to increase my loan tenure because of increase RoI instead asked them to increase EMI...they are telling that conversion charges is applicable for revision of EMI...this lending institution is also like other private bank...

I want to bring in my case with LIC home loan too.

I did apply for a loan in local branch (say branch#1) in Andhra Pradesh State as the property is located in Andhra and I work in other state (other than Andhra Pradesh). I did sumit all the required documents within defined time. Branch#1 reviewed the compiled documents and processed till my loan is sanctioned.

The delay started from then. Branch#1 suppose to get a verification certificate from the location where I work (Branch#2) and as part of that branch#1 has sent the file to branch#2 via courier and the tracking also says that it has been reached to destination on time. Branch#2 did not perform the verification for more than a week until we checked that the verification has not been completed. The response that we got from Brach#2 is that they have never received the file. After many requests from us, Branch#2 found the file one corner of the office and tried to bud sling on brach#1 that the file has just arrived.
Because of the delay, I had to postpone my registration twice and facing hard time to find another good time for registration as per astrology. The delay is impacting my office leave as well as I need to apply for a leave every time my registration is scheduled and travel back to work when it is cancelled.

The person I spoke to in the Brach#2 is not LIC permanent employee, appears like she is a contractor or temporary employee.

Overall, as a customer I dont like the delay for unknown reason.
The LIC regional branch response & serice is not quite good.

I appreciate if regional manager (TN) can take this point and improve the service and quailty in responging to the customer and processing the files without delay.

Hey man, do not do mistake of going with LIC. They lure with cheaper interest rate. Believe me on 4th month onward they make you sit at 11.9%. You may be thinking LIC is government company and do fair business like SBI. Do not get trapped by that. Try in SBI, if not possible, try in IDBI which is also nice.

These LIC are not reducing interest rate even RBI cut rates recently twice or thrice. But this bloody company will immidiately increase the moment RBI increase the rate.

LIC — what about my policy it has some amount in it or not i want a complete information about it.

there is apolice which i have been taken in 1992 for 15 years and it will be complete in 2007.in my policy[protected] i have given few instalments they are quaterly basis .
so i want to know that how and how much money i wiil get and when.

LIC children Policy — transfer of LIC policy

We have taken LIC policy for our son and My husband is claiming for IT return.My husband is the gaurdian for my sons policy.But this year he will not claim for IT return.Can I claim for IT return.

give information about policies detailno.[protected];[protected];[protected];[protected];[protected];[protected]

show me details of lic policies no. is[protected]

show me the latest status of following policies which are under loan. how much amount received after settlement of the loan.

1.policy No.[protected].00 premium amount 168.00 salary saving

2.policy no.[protected].00 premium amount 93.00 salary saving

p.d.gupta
3/114, Prem Nagar, Dayalbagh, Agra
[protected]@rediffmail.com

Sir / Madam,

I have a policy no. :[protected] which is open at Barh branch, Now these day it has been transfered to Patna (Branch-IV) but till date always changes my premium amount? How it is possible. I had given many application but till date not taken any action on my application. whenever my due date was 24 March 2009.
Pl. help me and correct the amount of premium and oblige. Kindly send me some E-mail ID of officers in LIC Patna.
With regards,

Archana Singh
Patna
Mob. : [protected]

Sir / Madam,

I have a policy no. :[protected] in name of my wife Mrs. Archana Singh which is open at Barh branch, Now these day it has been transfered to Patna (Branch-IV) but till date always changes my premium amount. How it is possible? I had given many application but till date not taken any action on my application. whenever my due date was 24 March 2009.

Pl. help me and correct the amount of premium and oblige. Kindly send me some E-mail ID of officers in LIC Patna.

With regards,

Manoj Kumar Singh
Patna
Mob. : [protected]

I have enroled 3 policies[protected],[protected],[protected], but I am not able to pay my policies through online what is the problem?

Dear Sir/Madam

I have enroled Polocies No[protected] on Date 30/12/2008 but till date i have not received our policy Bond. pls give me Informatio about this policy No.


Thanks & Regards
Ajay Kumar
[protected]

Dear Sir,
I have a one poicy[protected]. this policy issue me on 10/01/09.but till date no policy bond issued me . Please what is the status of my policy bond.


Regards,
Govind Singh Bisht
[protected]

sir,
please send me the details of my endowment policy no.[protected] and much to interest pay for may 2009.

thanks.

Dear sir

Please My primiyam stesment details .
My policy No.[protected]

give me my policy detait. my policy no.[protected]. branch no. 521 agent 07510521
premium amount 1422

Details of next premium due required for following policies

[protected]
[protected]
[protected]
[protected] loan details & interst next due

Details of next premium due required for following policies

[protected]
[protected]
[protected]
[protected] loan details & interst next due

Dear Sir,
I have policy no.[protected]. sir please help me, which way i am seen my policy status and other information about premium amount on online network

Thanks & Regard,
rajabhau

1) My Policy no.[protected]. I use to pay premium at Dadar TT & Kalachouki Branches but now both are closed. I want to know nearest branch to my house. My resident is at Paral Village. 400 012.
2) My Policy of no.[protected] may be mature by[protected], may be two premium are balance. (July09 & Octo.09 ) Both I may pay in one shot.
3) My cheque dated 22 feb.2009 of Rs.1224/- of Abhudaya co-op Bank No. 430999 was drop in box at Dadar (w) for Jan.2009 Premium was cleared in May 2009. I do not know reson for late. But fee Rs.32.70 raised on account. I hope I may get proper explanation.

Pls mail or show me following lic policy details on my mail, [protected]@gmail.com. policy no is :[protected] &[protected] &[protected] &[protected] . THANX.

Policy No.[protected] – Jeevan Mitra – Double – Date of Policy 15/07/1997

The above policy was taken purely as per the requirement of the housing loan taken from LIC Housing Finance Limited to cover the payment risk in case of death of the insured.

The quarterly premiums were regularly paid even after my shifting the residence from Mumbai to New Delhi in August 2000.

I used to either send the premium cheque to your Mumbai Branch Office or deposit the amount in New Delhi itself through WAN facility.

Over the period of time, I found it difficult to pay the premium at New Delhi as your WAN system was continuously not working.

In order to avoid the difficulties, when I visited Mumbai, I visited your Mumbai Branch and submitted a request letter for changing the policy to New Delhi Branch. The request letter was accepted by the Mumbai Branch and receipt no.22772 dated 11/3/03 was given. Thereafter, I had received a formal letter dated 29/4/03 from your Mumbai Branc confirming the transfer of my account/policy to Bhikaji Cama Place Branch in New Delhi and directed me to pay the premium to the said Branch w.e.f. 15/4/03.

With this letter, I approached the Bhikaji Cama Branch in May’03 for payment of the Premium for the quarter April-June ’03. However, I was told that they did not receive any papers and asked me to wait for some more time.

Again I visited Bhikaji Cama Place Branch on 12/5/03, when they confirmed that they had received the hard copy of my file and informed me that I can pay the premium, but I would not get proper receipt and I would be given only Policy Deposit Receipt. With a view to pay the premium on time, I agreed to the same and paid the paid and got the Policy Premium Receipt.

Subsequently when the next premium for the quarter Jul-Sept’03 was due in Jul’03, again I approached the Branch, but I was told the same reply.

On 12/8/03 when I came with the premium cheque, they did not accept the same. When I met the Manager of the Branch he informed that in view of non-receipt of soft-copy from their Mumbai Branch, they could not accept the cheque. When I enquired as to what to do with the premium cheque, shot came the reply that I have to wait or take up the matter directly with Mumbai Branch.

My letter dated 4/11/03 giving the entire background as mentioned hereinabove also did not get any response from the Branch.

Surprisingly, my follow-up letters dated 20/1/04, 4/8/04, 30/5/05, 07/11/06 and 20/05/07 were all received and acknowledged by the Branch, but orally I was informed that they did not yet get the soft copy of Policy from Mumbai Branch.

Accordingly, I could not pay the premium, even though not due to my fault. Due to non-payment of premium, I could not get Income Tax rebate every year. Further, LIC Housing Finance charged me 0.5% interest additionally due to non-payment of premiums.

It is quite strange that due to advent of modern technology and with the entry of various competitors, LIC is simply not taking any action on the request of the VALUED policy holder for several years.

In view of the above I request for re-payment of the Premiums already paid alongwith interest, bonus and I do not want to continue with LIC as I have already taken policies from Private parties, who are giving better service.

If required, I can forward the documentary evidence for the aforesaid sequence of events.

I have taken up the matter with the Branch and the Regional Office, but all in vain.

I want prompt action (at least now) on your part.

Please send me Premium payment statement for the year 1-4-2006 to[protected], 1-4-2007 to[protected] & 1-4-2008 to[protected] regarding my Policy No.[protected]/[protected],[protected]/[protected] &[protected].

Thank you,

i have a policy in the name of my father in law, policy no[protected]Anil kumar garg) date 28/02/1984, table ad term 74-15 for sum assured of Rs. 20000. it is not known how many premiums of this policy were paid so i9 want to know status of my policy and how much amount i will receive on this policy. what are the sources to know all about this policy. how the receivable amount can be claimed ...

name :Anil kumar garg
ph: :[protected]

dear sir/madam
I AM RAJAN.C I HAVE A POLICY IN ALAPPUZHA BRANCH NO.[protected] PLEASE SEND ME STATUS AND HOW MUCH AMOUNT RECEIVE ON THIS POLICY AND WAT ARE THE SOURCES TO
KNOW ALL ABOUT THIS POLICY AND RECEIVABLE AMOUNT CAN BE CLAIMED ALL DETTELSE...
THANKYOU
[protected]@yahoo.com

Can i pay my wife's lic premium through online by my bank account

Respected Sir,

I have taken a loan agenst my policy i have paid intrest on 2 times but till today i have not rweceived any letter from lic to pay for next intrest. my policy no.[protected],[protected] loan taken from 88E branch pls advise me

thanks

To
The Branch Manager
Narsampet
Warangal Dt.(A.P)

sir,

I have applied for transfer of 2 Lic policies of my kids from your branch to Hyderabad branch XIV Bowenpally Road Secunderabad, in the month of july.The policy nos.are[protected] and[protected].As on today those were not transfered.kindly look into the matter immediately.
thanks

K.VIJAYASARATHY

ALREADY SENT

10 DAYS BACK I SENT A COMPLAINT TO LIC NARSAMPET BRANCH NO CONFIRMATION RECEIVED.

LET ME KNOW ABOUT MY MARKET PLUS POLI NO.[protected],[protected],[protected]

how can i get the details of all premiums which i paid uptill now of my policy, pls advice me

MY LIC POLICY NO.[protected] WHICH TOOK FROM ALAPPUZHA BRANCH AND IT IS GOING TO BE MATURED BY NOVEMBER THIS YEAR. SINCE I AM IN UAD WITH MY FAMILY I WISH TO REMIT THE MATURITY CLAIM AMOUNT TO MY WIFE'S ACCOUNT (AS I DO NOT HAVE ANY SB ACCOUNT IN BANK AND OPERATING NRE ACCOUNT ONLY). COULD YOU PLEASE HELP ME TO WHOM I SHOULD APPLY TO ABOVE TRANSACTION TO BE DONE.

Dear Sir,

I am Mohd. Asif Ansari, a/c holder and my policy no is[protected].

I have requested to change my branch and residence address mentioned in policy and sent a written application to original branch. But till date I have not listen anything.

Please do the needful.

Regards,
-Mohd. Asif
policy no:[protected]
L-168, Sarita Vihar
New Delhi-76
Mobile:[protected]

hello sir,

could any body help me out, how to register for the empowerment of the agents.
i have all the qualifications required for it.
please provide me details on: [protected]@gmail.com

Sir,
my policy no. is[protected]. I want to check my status. ]

so pls send me my policy details.
e-mail id- [protected]@yahoo.com

I want my user ID and password

Sir, I want my user ID and password for loging in.Please help me. My details is Name-ISMAIL HOSSAIN SARKAR , Agency code-2883/599 ,Licence no-[protected] ,Email [protected]@gmail.com , Mobile-[protected]

PIN Number not received

Dear Sir, I received the Credit Card on 1st of September, today is 16th day, still now i did not receive PIN Number, what i have to do now

I am a female 47 years of age. I want information about lic policies suitable for me, or pension plan. Can I get?
my ph no is [protected]

hi i am amitabh mitra from varanasi, i have paid rs. 60000/- for health plus in october 2008, but i have not received any policy document till this date.
kindly reply

Date: 27.4.2009.
To,
The Manager,
Life Insurance Corporation Of India Ltd,
Oriental Building, Flora Fountain,
Fort, Mumbai-400 001.

Sub: Non receipt of Insurance Policy.
Dear Sir,
This is to inform you that I Narayan Balwant Korange had taken a Policy for Rs.50000/- from Mr.Yuvraj Rane Agency Code No.01022901 on 28/12/2006 Policy no.[protected] for which I have paid premiums for nearly two years because he was my collogue.
I am sorry to say that I have not yet received my policy document nor any of the receipts for payment towards the policy except the first receipt. Now my policy stands lapsed because of the negligence on the part of my collogue whom I trusted so much. He has left our company, when I tried to contact him he used to avoid and switch off his mobile.
Since I belong to Uttaranchal, I do not have a bank a/c, so I used to give him cash to be paid towards my renewal premiums.
Now kindly help me renew my policy document by recovering two years renewal premiums from Mr. Rane who is my agent and also send me my policy document.
Kindly renew the policy without charging me any interest as it has lapsed due to Mr. Ranes negligence.
See that you debar his licence so that he is not able to bully innocent people like me. The reputation of L.I.C. of India is at stake.
Please do the needful at the earliest and oblige.
Thanking you,
Yours Faithfully,

NARAYAN BALWANT KORANGE. POLICY NO.[protected].
MOBILE NO.[protected].

Dear Sir

Policy NO[protected]


Since 1994 Rs.270/- have been deducted from salary LIC'S salary saving department at Santacruz says we do not have detail of policy. Unfortunately I am also not having the details of the Policy NO[protected]. Now LIC'S Santacruz office says we will treat this as surrendra of Plicy. I think this policy is taken from yor branch no--893, . Pl help me.
S S Phadake

Hi,

I am Chandran.
We are doing Home loan Transfer from one bank to LIC. We paid directly 5000 in LIC intially. After that, the agent received 25, 000 from us. He said, that is for processing fee. We are asking receipt for that last 4 months. He is not giving for that.

Currently he is asking another 25000 for his service charge. We are processing for the amount of 2100000. We have closed our loan in Existing Bank. Existing bank will send the doc to us.

After get that, we have to submit in LIC. Then only they will reduce the priciple, Otherwise they deduct the interest only.

So that agent telling, he will not process if we didnt give for him 25000.

Kindly let us know, What to do?.

Is there any way for submit the doc directly?.