Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear Sir
I am diwan singh bisht policy holder LIc of india Tilak Nagar new delhi branch my money back cheque due was[protected] but i have not receive yet i have gone branch office so many times but branch not given me good supports and response about this metter branch given me cheque no. or speed post no. please help me about this metter.
Thanks & Regards
Diwan Singh Bisht
Policy No.[protected]
cheue no. given from branch-433738
speed post no. ed[protected]in

Pls inform the me the amount of my premium no.[protected] if i withdraw by this month end...

Regards
Dinesh Koli.

respected sir, ithe ALKESH M SHAH .my policy no is71634371. MY POLICY IS MATURED AND I HAVE ALSO FORWARDED BU MY POLICY DETAILS .BUT STILL NOW I HAVE DIDNT RECEIVED THE POLICY AMOUNT. SO P-LEASE DO NEEDFUOLL AND FAST .

YOURS RESPECTFULLY
A. M. SHAH.

Dear Sir,

I am having Jeevan Anand lic policy, How can i get my policy details ?????

To the Branch Manager & Devlopment Officer
LIC, Visakhapatnam. AP,
Dear Sir,
I have received maturity Claim Check where there was a mistake happened in the Name. Bank are not accepting .please arrange to send new check with correct name as per the bond in the following address.
Name- Bhabananda Mazumdar My Money Back policy No[protected]
C/O-Nitya Gopal Mazumdar
At-Birnagar South
Po-BIRNAGAR
Dist- NADIA (W.B)
PIN- 741127

LIC OF INDIA — matuarity amount

wish to know my policy plan, maturity date, details of bonus i received
and
total receive payment on rupees
&
total due payment and policy surunder details
my policy no .[protected]

My moneyback policy no.[protected]. i am not recived 2nd instalment amount check. please give the inform me.

My moneyback policy no.[protected]. i am not recived 2nd instalment amount check. please give the inform me.

I have an lic polcy long back( around 15 years back), I would like to know the current status, unfortunately I do not know the policy number, If you can hel me i would be very gratefull to you . And I got loan also in this policy amount around 4000 rupees

Details which I have I can give You

Name :Thomas P.J
Date of birth :[protected]

yours faithfully

Thomas P.J

Dear Mr Shiva Kumar,

Plz mail me all your policy details,

Regards,

Rajnish Bahuguna
[protected]
[protected]
bahuguna.[protected]@gmail.com

I want to know the maturity value of my policy no[protected]

DEAR SIR,
MY NAME RAJPU ANOOPSING R. POLICY NO.[protected] . THIS POLICY MARURITY AT DATE 01/04/2013 BUT I HAVE NOT RECEIVED TO MY MATURITY AMOUNT IN MY BANK ACCOUNT.


ANOOPSING RAJPUT

please give me answer.

LIFE INSURANCE CORPORATION OF INDIA
POLICY NUMBER[protected]
BRANCE OFFICE ADDRESS ?

My policy no[protected] & orginally my policy was at Halflong Branch.My 2nd installment of money back was due in Feb'2008.But till date I have not received the same.Oflate I have transferred mmy policy to Shillong Branch.

I am having constant touch with the officers of LICI, Halflong branch.Always they promise me & asked for my new address of communication, but till date I am to receive my cheque.

I am requesting for my 2nd installment along with accrued interest .

If I dont receive within 15 days I will ask through RTI act with necessary intimation to the Higher Authorities.

This is never expected from LICI, I had a strong impression with LICI.

kanchan Paul
Manager ( C )
O/O GM(Planning)
NEEPCO LTD.
Shillong-3
[protected].

This is regarding short supply of Indane LPG Cylinder.I am staying in Lower New Coloney, Shillong-3.I am having connection from m/s Sukbha Gas Agency, Laitumukrha(Indial Oil Corporation Ltd) It is to state here that they do supply gas cylinder at particular location from where we have to collect that to short supply.But the problem is they should make available the same at the doorstep only.Their timing is also not perfect.After waiting for long time in the Q, one has to realise that there is not sufficient cylinder...this is causing great trouble for the consumers.If they have provided the connection then availability of LPG Cylinder should be ensured by m/s Sukbha Gas Agency, Shillong, Meghalaya.



Plz do something so that people do not suffer because of shortage of LPG cylinder.



Akhil Das
Lower New Coloney, Shillong-3.
Meghalaya.

Dear sir,
I am nominee of My husband late K P gupta. He was opted pension plan, Jeevan Suraksha policy No:[protected] dated 28.02.1997, Table & deferment Period 122-14. My huband expired on 17.02.08 after a masive accident. I am not fully aware and that officer-in- charge also.
my claim pending from march on wards.
kindly advice us, what is my last payment and final settelment.
Your truly
Radhika Gupta

my policy no. is 3029013/3 and yearly premium is paid through ECS in ICICI bank.i am posted in remote area of Kashmir.Kindly send Annual Premium certificate on my email add.Regards.

I had misplaced my reciept of payment of 20000 ploicy no is[protected] kindly send me a tax certificate or a duplicate reciept

From:
Ramendra Mohan Ganguly
Flat no. 301, Charkop Anumitra Hsg. Society,
Plot No. 391, Sector-II, Charkop, Part-I,
Kandivali (West), Mumbai 400067.

e-mail: [protected]@hotmail.com

To,

Assistant Secretary (IPP Cell)
Life Insurance Corporation of India,
IPP Cell, Western Zone Office,
Yogakshema, Ground FL, West Wing,
J.B.Marg, Mumbai 400 021

Dated:6.4.2009

Sub: Non Payment of Pension for the month of March and April 2009
Ref: Pension Policy:[protected]

Dear Sir,

This has reference to my letter dated 21.3.2009 on the above subject regarding non payment of pension amount for the month of March 2009. The last pension for the month of February was received on 2nd Feb 2009 vides Bulk posting LIC WZO JD/JA CELL[protected] to my State Bank of India, Cuffe Parade.

As on to day, Pension for April 2009 is also not received.

This may be please looked into.

An early action in this direction will be highly appreciated.

After retirement, I have changed my address as above .Kindly take note of this.

Thanking you again,

Yours faithfully,




(R.M.Ganguly)

i hold plicy no[protected] talble 122-e) My date of pension is 24th March 2012. till date i have not received any intimation or amount for my pension .
please do needful and oblige me
yours sincerly,
HN KOTADIA

my plicy no is[protected] table no 122 Jivansurksha, i am liable to get pension on 24th april 2012 yet i have not get any intimation or amount for the same please do needful and oblige me
H N KOTADIA

I have taken loan from LIC Housing Finance Ltd. given 12 post dated from Jan.'2008 to Dec.'2008. In the month of Oct'2008 and Nov.'2008 they have not put cheque in their account.
I have not any knowedge why they have not clear cheque from my account.
I am not a defaulter.
They have issued a letter Nos. FH.23218301.[protected].2625 DT. 22.10.2008 &FH.23218301.[protected].2625 DT. 3.11.2008 with panely of about Rs. 400 lumsum.

I have furnish the detail over phone.
I am very shocked if they can not keep our post dated cheques in order, how I will believe for housing documents are safe.
If they have misplace the cheque they can simply inform about the cheque I can transfer the amount or issued another cheque after the cancellation of earlier cheques.

With kind regards,

C. S. ADHIKARI
405 SECTOR 2, CHIRANJEEV VIHAR
GHAZIABAD (U.P.)
office phone No. :[protected]/74
mobile No. [protected]
email: [protected]@eepcrodel.org, [protected]@gmail.com

BEWARE OF CHEATING POLICIES of LIC HOUSING:
[protected][protected][protected]---
I took a loan from them and pre-paid a part in first 4 months. Later, they told me that interest will be charged to the same Outstanding Principal that was before pre-payment. They have such unfair policies to fool you around.

LIC Housing is a very very lousy company. Visit their website, and you will not find any phrase called "Customer Care". There is no care in practice as well. Keep away from them as much as possible.

wheather new rate of interest applicable to exesiting borrowers or not?

Dear Sir,

My loan Account Number is 84837.
I want to know the balance principal amount into sain loan account number.

Thanks & Regards..

Sanjay Kumar

allahabad bank home loan — don't want to work

sir,
I am from meerut uttar pradesh .
Actually my house is 2km away from allahbad bank Shastri Nagar branch. I reached there to get a house loan. Mr paul manager the branch manager was not interested to talk about the home loan.
I told him i am woking with RBS and my wife is UP government employee and she has account with your allahabad bank. we want a home load. He said go to any other bank your house is too far from there reach.
but my house is near to LIC which is the center of meerut and approx 2 km away form the branch.
Private bank are running behind me but i want government bank. He surprised me with nowork attitude.

Your faithfully

Home Loan — no response after speaking with customer care over phone regardsing home loan

Dear Officer,
I contacted toll free number my reference number is 7042046 last week and this week for enquirying about home loan .I have got the answer from that saying that some will from your bank will contact me very soon but one is turned out.

so kindl ask some body to contact me.

My Home Loan A/c No.408484

This has reference to my Home Loan. My EMI to be presented on every 10th, but this month EMI
falls on 11th due to 10th sunday. Hence I have deposited the amount on[protected] morning
9.45 AM. But I was shocked that ECS amount presented in the morning 7.30 AM and penalty charges
deducted.
This is un-justified. Hence re-present the ECS clearance and also return the penalty charges
which you have charged.

S.HARIKUMAR

Dear sir,

My LIC house loan A/C no. 01108553

i want all the detail about my house loan .Sir i am waiting for your response .

Thanks.

RAKESH KUMAR

LIC HOUSING FINANCE — misleading interest rates and faulty documentation

I too applied for a loan of 32 Lac and they were very prompt in giving me in principal approval. They promised me an interest rate of 9.5% on my loan amount but it was really very surprising to see them using formula for interest as 13 - 2.75, which comes to 10.25%. (.5 promised to me was a special rate for next one or two months.

They also told me that I can repay 10 percent loan per annum without any penalty and this thing was not at all mentioned in agreement. When inquired they told me that they can give me in writing but only on letter head of Branch officer, not in agreement.

Thirdly they told me that they will charge me only Rs 5550 for filing / processing but in agreement they mentioned that I have paid Rs 5000 and rest 11000 is balance. Again on inquiring they told me that it is mandatory to write like that, but Branch officer will give me in writing that I don’t have to pay this balance, but again on his letter head (not in agreement, where due was clearly mentioned).

I don’t know what sort of authority LIC has given to these Branch Officers that they can give things in writing on their letter heads. Agreements are legal and binding documents meant for this purpose. Come on LIC we are not fools. I have wasted my Rs 5500 and precious time behind such a fraud organization.
Can any one from LIC address my issue? They have really shambled their image.

Dear Sir,

My home loan A/c :[protected].

It is regretted that in spite of repeated request on telephone I have not received Provisional Certificate of instalment for the year[protected] so far, as the same is urgently required to save my Income Tax for submission in my office i.e. Army Headquarters

Therefore, you are again requested that the required certificate may please be forwarded to me on my E-Mail ID or
my residential address i.e. F-81/2, Andrews Ganj, New Delhi - 110049 immediately. Thanks

I had contacted Mr. Shailender, representative of LIC Housing Finance Ltd., Ist Floor, K-59, Lajpat Nagar II, New Delhi-24, Mobile No. [protected] for getting housing loan for some Gurgaon Project. I regret to point out that after about 4-5 calls, Mr. Shailender contacted me and that too with a dull attitude. After two calls, sent somebody on 8th May, 2009 to collect the papers (Draft papers) so that he could go through the papers and let me know if there is any shortfall of information. He indicated me that he will revert back to me within a day or two and indicate the position. Surprisingly, till today[protected] neither he has given me any information nor tried to contact me. Today, when I rang up and asked him the position, he told me that he has not talked to his manager as yet. Considering his attitude, I asked him that if he has to deal the case in this fashion, he should return my papers to which that gentleman agreed, without any shame, to return my papers. Is there anybody in LIC Housing to take up the matter to deal such type of representatives so that the prospective customers are not harassed and are not bound to waste their valuable time. With kind regards.

M.K.Mittal
35-B, Pocket `A',
Siddharth Extn.,
New Delhi-110 014

Mobile No. [protected]
Landline :[protected]Off)

LIC home loan is cheating people with wrong inormation.
LIC is marketing its interest rate is 8.75 %, but its not true.
this rate is concessional & only for 3 months & their after the rate is about 10.25-10.5.
this is very serious asey are hiding such information & fooling people who are in real need of loan

i have only applied in May, 2009 with a cheque amount of Rs.1103/- in Lajpat Nagar Branch, Delhi .but i donot want to take loan from LIC, i issued a cheque Rs.1103 in favour of LIC. i told him i m not interested about loan from LIC. when i did not take loan from LIC they posted cheque in Bank and withdrawn amount in my account. i want to back my ammount of Rs.1103/- from LIC.

if you help me.

my Phone NO.[protected], [protected]

thanks in advance.

I tried contacting the LIC Area Officers for inquiry of home loan. Phone went unanswered & No one responded nor tried to call back. I got these details form their website.
http://www.lichousing.com/


Location State & STD code Phone Mobile Fax North Region
Mr. Mahesh Adhikari
Area Manager
LIC Housing Finance Limited
Lakshmi Insurance Bldg.,
Asaf Ali Road,
NEW DELHI - 110 002.
Email: [protected]@vsnl.net Delhi
[protected]
2323 2607
[protected]    
__________________________________

Location State & STD code Phone Mobile Fax North Region
Mr. K. Jayanthi
Area Manager
LIC Housing Finance Limited
54, Mahatta Tower, 4th Floor,
Block B-1, Community Centre,
JANAK PURI - 110 058.
Email: [protected]@spacenetindia.net New Delhi
[protected]
2885 5274
[protected]   25593314

my house vendor have the loan 1122800, but iam taking loan only 600000 . how to clear the my vendor loan and when should i go for registraion

shall i produce following documents .
1) my loan sanction document ( 600000)

2) check for remaing amount (522800)

I agree to the complaints of LIC. I have also applied for a loan which was sanctioned but not disbursed due to some policy changes in LIC. When I approached their office in Lajpat nagar for refund of processing fees, as loan was not disbursed, they denied the refund without any reason.
LIC do not have any email or ph. no. where we can complain. The only way is now approach the consumer court. We should do it together.

email: [protected]@rediffmail.com

I have also apply for a loan in LICHFL. LICHFL already sanctioned my loan.But now they are asking me to give them a blank cheque for my PRE EMI!! How can they ask me like this???I just want to know is it legal?


Please let me know.I am waiting for your reply.

Regards,
Maitri

Hi,
We have approached LIC housing finance for loan & they have sent a executive to clarify all the queries. But when we visited the branch for submitting the papers for finalization we are shocked that the agent has given so many false commitments for Loan repay, Rate of interest, & processing fee. Even the branch person says that we don't know the executive, & he is working there & attending the customers.

I want LIC finance Customer Care No.

I had applied for a loan (A/C[protected] of 10L and received 5L and 2 L in two installements. 3L is yet to be received.
my first ECS was cleared for Rs. 1103 againt interest. I was told that your payment had not been received. On enquiring from my bank I could know that LIC had not initiated to ECS payment. Any way I had deposited a cheque and to my surprise late payment charges also deducted.
At this juncture my apprehensions are
1. So far 30% Loan amount is yet to be received and installement is being paid for full amount.
2. Since LIC had not initiated they why late charges
It appears that no body is there to take care customers. loan seekers should also be treated as cusomer.
Can anybody from LIC official look into it.
regards
Raj Kumar Singh
H No 2967A Sector 3 Ballabgarh -121004

Resp/sir
I have taken a Home loan from Chandigarh Branch of LICHFL .(a renowned house only in name, But not in services).The people of LIC home loan is cheating people with wrong inormation.As happened in my case. I was sanctioned a loan loan of Rs 15, 00000/- for the purchase of a C.H.B flat in chd .At the time of registry i had disbursed the payment of Rs 13.40 lacs by Lic.h.f.l. And the balance payment of Rs 1.60 lacs was required by me for the renovation of the house after the registry.
Mr PARVEEN based at Patiala, concerned executive in LIC HFL CHD branch, has assured me to hand over a cheque of Rs 1.60 lacs (Within week of time ) without any more documentation after the registry (done on 5/10/2009) for the purpose of renovation. and then i started renovation at my new home after getting this assurance and make the expenses about Rs 1.60lacs., , but 15days later Mr PARVEEN, suddenly wake up & start demanding documents like architect report, ownership letter of the flat(even after all the original documents like registry etc were lying with this Branch only ), .I have already applied for the ownership of the flat on 9/10/2009, and the receipt of the same already submitted in LIC HFL CHD branch .The ownership process will take 2-3 months to complete but for this much time i can't wait as i am debted under Rs 1.60 lacs and had to make the payments immidiately to the renovators. I visited LIC HFL CHD BRANCH for further query but nothing has happend.Mr CHARANJIT area manager of this branch was answerless for the false commitment by their staff member (Mr Parveen).
I want to know why such organisation are not training fully their people before entering into their field..I am 100 % agree with the norms by any oganisation .but sometimes inadequate knowledge harrase the customer like me without any reason.
please take care the emotions of the customers.



with regards!

Jogesh sharma
m:-[protected]
LIC loan A/C No. 14013507

lic home loan office lucknow — not responce my home loan applaction

r/sir,
i pradeep kumar danai applied lic home loan before one and haff month ago for five lakhs. your enquiry has completed. and all docoment are completed as your requirement. but till now no any response your side.
sir please response. and give me loan quick.and necessary action to be taken.
thanks you.
pradeep kumar danai
c/o vijay pal singh
vijay nagar nai basti kashipur
kashipur (udhamsingh nagar) 244713
uttrakhand
mob no.-[protected]

Do the registration on http://lichousing.com and to know Home Loan status. I hope it will work ...

Very very poor service i had ever seen, especially the atta market branch. People are sleeping, misplacing the papers and ultimately causing losses to the customer.

I will never go back to LIC for a loan

jeevan shree — non refund original bond after total payment of loan

i have taken loan on my policy jeevanshree and deposit all duesbut yet i have not get return of my original bond.my policy no is [protected] dated 28/01/2001.

My Loan A/c No, is26507665.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.

My Loan A/c No, is10205.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.

HOME LOAN SANCTION — RETURN OF APPLICATION AMOUNT FOR CANCELLTION OF HOME LOAN REQUIREMENT

B.RAMASWAMY
Phone No:[protected]
Mobile No:[protected]
Email:[protected]@yahoo.in Flat No.17
SHANTINIKETAN SOCIETY – “C” Wing
RH-36 G-Block MIDC
(NearThermax Chowk)
Sambaji Nagar
CHINCHWAD 411019
Pune (Maharashtra)
8th January 2010

To
DHFL
Shivajinagar
Pune

Dear Sirs,

Sub: Return of Documents and debited amount against Home Loan Request
File No.4741

I would like to draw your kind attention to my son R.Subramaniam Balaji letter originally addressed to you dated[protected] and quote below the contents of the said letter:-

Quote
This is wrt to the File No.4741, Mr. R.Subramaniam Balaji for the Home Loan request. All the documents has been submitted along with Sale Agreement copy. The cheque has been issued for the loan amount Rs.11,55,000 and the same got debited for amount Rs.17,250 vide cheque No.533080 dated[protected].
Whereas the request for loan amount not got sanctioned only Rs.7,80,000 got sanctioned, myself has rejected the same sinc e requirement was not fulfilled. I request you to return my documents and the debited amount Rs.17,250 at the earliest.
Yours sincerely
(sd)- R.Subramaniam Balaji
Mobile: [protected]
Date:[protected]
Unquote

I have been informed by one of your customers, who had got loan sanctioned by your Pune Branch, that he has to pay huge amount by cash to get the loan sanctioned by your official. If such corruption continues, the same would affect the image of DHFL in due course.
I solicit your immediate compliance without further loss of time.

Thanking you,

Yours truly,


B.Ramaswamy

I got the following number from website of LIC home finance, Lajpath Nagar, Delhi
No Landline number is working currently.
The person in mobile is not properly responding the call over mobile.

I got the contact details from:


http://www.asklaila.com/listing/Delhi-NCR/Lajpat+Nagar+2/LIC+Housing+Finance/1Wk...⇄
LIC Housing Finance(No ratings) sms | email .Loans & Financing Services, Insurance
Phone: Home[protected] | Cell[protected]
Address: K-59, Lajpat Nagar 2, Delhi- 110024
Landmark: Near Centerl Market

http://www.indiapages.com/viewads.php?advt_id=353281
K-86, Lajpat Nagar-II
Lajpat Nagar, Delhi - 110024.


Name: Rakesh Pandey
Phone:[protected]
Mobile: [protected]
Email: [protected]@in.com

Lic Housing Finance Ltd. — Complaint regarding the employees of LIC

We have applied for LIC home loan in dec 2010. Its been 3 months now we have not received the loan and now the employees of LIC are asking for 2% cut on the loan Amount.

Please Advice.

Dear Sir,

My home loan A/c : 11015570.

It is regretted that in spite of repeated request on telephone I have not received Provisional Certificate of instalment for the year[protected] so far, as the same is urgently required to save my Income Tax for submission in my office .

Therefore, you are again requested that the required certificate may please be forwarded to me on my E-Mail ID or my residential address i.e. F-45 (Top Floor), Pocket -F, Sarita Vihar, New Delhi - 110076 immediately.

Thanks

Dear sir,

Myself ashok, I applied for housing loan at Noida sector 18 branch on dated 22/02/10, still waiting for loan.
File no 611410. I all ready visit branch so many time, but staff of banks as well as branch manager are telling lei. Each and every day they ask about tomorrow, I want to know when I got loan ?

lic h f is having the worst employee in world . they are not efficient to work . they don't know hoe to deal with client . they think themselves that they are higly intelligent, but in reallity animals are much better
contact if you wan to know
[protected]

My LIC house loan A/C no. 13861

i want all the detail about my house loan .Sir i am waiting for your response .

Thanks.

Krishna Gola

My LIC house loan A/C no. 13861

pls update my mobile no. for further communication

no. [protected]

I have taken loan of Rs. 351000 on Feb.2004.and loan account No.is[protected]. At that time I had given advance cheque of twelve months for every year up to 2006. On 24th November 2006, you send me ECS form for easy and hassle free mode of repayment.But as per my letter on dated 10.1.2007 mentioned that, I had given post dated cheque for the year 2008.After completion of twelve cheques, I will be send ECS form filled with.After that On dated 13.12.2008 I had sent the ECS form duly filled with necessary information as per option given in the form, the option for sr.no.3 was Date of effect i.e.1st, 10th, and 15th. As per my good conveniance I have choosen 10th. Next month I have seen that EMI was deducted before the effective date which was given in ECS form.Unfortunately the balance was low in the bank. and that's effect you have penalty of Rs. 701/- to me due to non payment of EMI. Here I do not understand that if there is option in ECS, and I have given the second one then Why you deducted the EMI before the effective date.Your wrong procedure given me financial loss as well as mentally distress.About this matter I have given the letter to you on 11.1.2008 but still today there no any reply given to me. Let me provide clrification about this matter.

had taken the loan of Rs.5, 00, 000/- ( Rs. Five Lakhs Only ) in 1998 and payment mode was through ECS from SBH, Noida as during the said period I was working with Govt Concern and in July 2009, I got Transferred to Other Department as this department is not having an Bank Account with SBH and In the Light I had transferred my Salary Account to ICICI Bank And got my Salary Account Transferred to ICICI Bank.

Initially I was depositing the Cash in SBH so as to clear ECS Payments of LICHF Limited, Due to which I was forced to intimate LICHF accordingly regarding my New Bank Account in Jan2010, and later in Feb2010 Mid one employee of LTCHF, Noida ontacted me and intimate me that ECS Payment procedure and accordingly I had done and given a letter to Noida Branch on 22.03.2010, along with my due Payment cheque which was cleared well in time. But till dated no further recovery had been done from my new account and now I was contacted by Noida Office and told me that Few more installment are pending which I had paid as Cash along with the Penal Interest as per LICHF Policy.

In the light of above I here regret for delay and assure that as my ECS payment is with my new salary A/C with ICICI Ltd no future payment will be delayed. Further I Regret for the delay cause because of my transfer to other department and change in salary account and delay for the payment.

Moreover I hereby send all the proof of my version and correspondence with LICHF as support of my claim

Further as per proof some responsibility lies with LICHF also.For not intiomasting me earlier.

Moreover as per commitment no copy of my property deed was given till date after 500 time reminders and follow-ups and finally all responsibility was given on LICHF Asaf ali Road by Noida Branch, Which forced me to say that LICHF is not a responsible financial institution and all work at least in NCR region is forced to asaf ali road Branch., which is truth or esquise.

Further am working with Accounts Section and had to check different parties/individuals “ CREDIT ‘ at CRISIL site and was surprised to note has till date my name is appearing in site as all my overdue amount has been cleared as per LICHF demand..

Now I had aapplied for Construction, loan which is refuced as earlier loan was for Land branch manager is telling not to give fresh loan why it is a harressment by LICHF..

Loan A/c No-– 10063976

i have taken a home loan from LIC Housing finance ltd., Gurgaon in the month of oct-2008.My loan account no. 11042501, file no.is 306857. Inspite of my repeated reminders, i have not received my loan account statement and the acknowledgement of the list of documents handed over. kindly expedite.

I personally do not advice any body to go for LIC Housing. While settlement of Home Loan account they least bother to take care of customers.. I m following there Asaf Ali branch for my documents but no body pick up the call, if somebody picks up the call they just put the call on hold..

they just have an SARKARI Attitute..

also its very strange that their Branch Head do not have Hand Sets.

LIC housing finance is truly sarkari company. If you have decided to take loan, be prepared that you will be harrased every time you deal with them.
Yes, I have been suffered through hands of Faridabad branch- Branch Manager Ashutosh Sood, and Sales Executive Vineet Kholi.

Here you don’t get any service.

1) LIC HFL claims that they disburse cheque against demand letter in 4-5 days,
Fact is: It takes 20-21 days, and worse no one cares to answers when the cheque would be ready.
So dear buyers be ready to pay penal charges for late payment of Installments.

2) They will deposit cheques with builder each time demand is raised. You have don’t have to go to builder office

Fact is: To get new account sales executives give false promise. At time of deposit they would get hundreds of excuses and ultimately you yourself have to go and deposit cheque at builder’s office.

3) LIC Housing finance is truly a sarkari company, where no one responds the phone, no one replies to your query. You get harassed every time you deal with some one in their office.

LIC having good policies. But the working employees are not take care about customers. Dealing with customers very badly. No clear response. If goes like that, LIC future will be goes worst stage.

required proper management to watch the employees and similarly customer service to be improved.

dear sir,

I have taken home loan from ghaziabad branch. I paid full and final amount on 31-05-11. The amount cleared from my aT ON 03-06-11. After that the office again deduct monthly ECS on 06-06-11. I mailed to the conserned office but no reply. I called so many time to speak area manager but no body picking phone. Please help to get my mony back. I am also waiting to coolect my original documents also. No body is guiding properly.

p k sinha

[protected]

LIC HOUSING FINANCE — Loan Approval letter still not received

Dear Sir,

I had given document for home loan application to LICHFL, verbally aprooval received me, my file no. is [protected]dated 28 may 2011, but still home loan sanction letter not received thats why we are getting late to Aggrement & builder is not ready to wait, he is going to increase flat rate so I humbly request you pls do needful, waiting for your valueable reply.

Thanks & Regards
Naresh Shinde
[protected]

LIC Contacts :
Deshapnde [protected] Shreepad.[protected]@lichousing.com Recovery Manager
Sandip Patil [protected] Sandip.[protected]@lichousing.com
Usha Kakar [protected] Usha.[protected]@lichousing.com
Yashwant Bodke [protected] Yashwant.[protected]@lichousing.com
Bhavesh [protected] Bhavesh.[protected]@lichousing.com
P SMehta [protected] /[protected] ps.[protected]@lichousing.com
V K Sharma[protected]/[protected] [protected]@lichousing.com

To

The Regional Manager,
LIC, HFL, 2nd Floor,
Jeewan Deep Building,
10, Sansad Marg, New Delhi.

Subject - Complaint against careless employees working in the office at Laxmi Building, Asaf Ali Road, New Delhi.

Respected Sir,

I would like to draw your king attention towards careless functioning of Employees working in the office Laxmi Building, Asaf Ali Road, New Delhi-2.

1. My two LIC policies which were deposited during the issuance of Loan in the year 2003 against housing loan A/C No. 89962 are matured in the month of March-2011.
2. In this regard I have submitted request in the office of Area manager LIC HFL, The Plaza, SF-15, M.G.Road, Near Iffco Chowk, Gurgaon. Mr. Sunil, Cashier assure me that he will sent my policies in the LIC Office situated at 20/4, Palm Court, Sector-14, Gurgaon.
3. After 15 days of the submission of my request, I again visited in the office, situated at Iffico Chowk Gurgaon. Mr. Sunil again told me that he has deposited the cheque (Maturity Amount of two policy No.[protected] and[protected] in my loan account, but he fails to issue receipt to me reasoning that he kept the receipt but not traceable.
4. In the month June-2011, I came to know that Mr. Sunil, Cashier has left the job and no payment was deposited in my Loan Account and I was also shocked to know that my above said two LIC policies are not available in the office record.
5. In the month April I also applied additional loan of Rs. 5 lakh through Sh. Naresh Mehta (Agent) and deposited required documents and my loan was sanctioned vide No.[protected].
6. In the month of June-2011 I was asked to submit Sanction letter alongwith Map of property in original. I handover required papers to Mr. Naresh Mehta and he sent the same alongwith others files of the LIC HFL office from gurgaon in the office situated at Asaf Ali Road, New Delhi through currier.
7. On 27.06.11 when I asked about my loan amount from Mr. K.K.Sharma Area Manager of Branch I was one again shocked to know that sanctioned letter and map of property is not available in the office situated at Asaf Ali Road, New Delhi.,

Sir, I request you kindly take action against the defaulters and issue order for tracing out my policies and valuable property papers otherwise, I will file the case in the consumer court for getting relief.

Yours faithfully,


(SATYA PAL)
R/O H.No.504, Anand Bhawan, Shakti nagar, Gurgaon-122001 (Ph, . No. [protected])
Loan Account No.89962 Old and New loan A/C No.[protected].

Dear sir,

My LIC house loan A/C no.[protected]

i want the account statement about my house loan.from year 2006 to 2008.

Email :- [protected]@yahoo.com

Sir i am waiting for your response .

Thanks.
K.HARIDAS

Dear Ms. Shammi Kumar Ji

This is in ref to our telecon on 17.11.2011

As has been informed by Lucknow LIC Office, a cheque (no. 243533, dated 28.08.11, drawn on Axis Bank) was issued against money back to the cited policy. The same has been encashed by LICHousing Fin. Ltd.

Kindly response to following queries:

1. LIC Housing Fin. Ltd. had lost my original policy. Such a blunder by an organization of repute ?
2. LIC Housing Fin. Ltd. issued a duplicate policy against the lost policy and given me NOC for full and final settlement of my loan account.
3. After full and final settlement of my loan and NOC given by LICHFL, and my name has been strike-off from the books of LICHFL, how come the cheque been sent as money back amount has been encashed by LICHFL and not handed over to me ?

In above circumstances I am constrained to say that first of all I should be given a letter from LICHFL with regard to lost original policy bond and that a duplicate policy bond been issued in lieu thereof (duplicate policy bond was received without any such covering letter).

Further, I should be compensated by money back amount plus interest @ 25% with effect from issue date of money back cheque in my favour till it is received by me.

If your organization fails to do as above I shall be left with no option but to file a legal case against you with competent jurisdiction.



Regards

Ashish Gupta
Jaypee Cement Products
A Unit of Jaiprakash Associates Limited
Regional Marketing Office
Jaypee Rewa Bhawan, 45/21, Muir Road, Allahabad
Ph:[protected]/3/4, Fax:[protected]
Mob: +91-[protected]
website: www. jalindia.co.in






----- Forwarded by ashish1.gupta/JALCERT on 11/23/2011 03:43 PM -----

From: shammi kumar <shammi.[protected]@lichousing.com>
To: ashish singhal <ashish.[protected]@lichousing.com>
Cc: "Sudipta Chakraborty" <Sudipta.[protected]@lichousing.com>, "ashish1.[protected]@jalindia.co.in" <ashish1.[protected]@jalindia.co.in>
Date: 08/06/2011 02:08 PM
Subject: FW: Loan A/C No.[protected]Customer Complaint



Area Manager,
Allahabad,


Dear Ashish,


We are sending the document and file of the loan a/c no. 26600392 to your Area Office with the request to handover the documents to the loanee and send the file after iots acknowledgement to the loanee, Sh. Ashish Gupta as per his request.


Ms Shammi Kumar
Dy. Manager
LIC Housing Finance Ltd.
Lucknow Back Office,
PH:[protected]/ [protected]

From: ashish1.[protected]@jalindia.co.in [mailto:ashish1.[protected]@jalindia.co.in]
Sent: Friday, August 05, 2011 10:42 AM
To: shammi kumar
Subject: RE: Loan A/C No.[protected]Customer Complaint

Dear Ms. Shammi Kumar Ji

As per telecon yesterday, thanks for taking this matter.

Now I am posted in Allahabad. I shall request your goodself, kindly arrange to send my all documents along with my LIC Policy bond to Allahabad, I will collect the same.

Kindly confirm.


Regards


Ashish Gupta
[protected]




From: shammi kumar <shammi.[protected]@lichousing.com>
To: "ashish1.[protected]@jalindia.co.in" <ashish1.[protected]@jalindia.co.in>
Cc: b p shukla <bp.[protected]@lichousing.com>, "Kodai Ram" <Kodai.[protected]@lichousing.com>, Achintya Paul <Achintya.[protected]@lichousing.com>, "Rahul Dubey" <Rahul.[protected]@lichousing.com>, RUPENDER Singh <RUPENDER.[protected]@lichousing.com>
Date: 07/18/2011 01:31 PM
Subject: RE: Loan A/C No.[protected]Customer Complaint




Dear Shri Ashish Gupta,

We have received your e-mail through our Regional Office. In this regard, we have to inform you that you may visit our office for NOC and original documents on any worrking day during office hours. The matter regarding policy no.[protected] is being taken up from our Gomti Nagar Office and shall be resolved shotly.

We regret the in-convience vaused to you.


Yours faithfully,

Ms Shammi Kumar
Dy. Manager
LIC Housing Finance Ltd.
Lucknow Back Office,
PH:[protected]/ [protected]

From: b p shukla
Sent: Monday, July 18, 2011 11:36 AM
To: shammi kumar
Subject: FW: Loan A/C No.[protected]Customer Complaint



From: Achintya Paul
Sent: Saturday, July 16, 2011 1:14 PM
To: b p shukla
Cc: Kodai Ram; RUPENDER Singh
Subject: FW: Loan A/C No.[protected]Customer Complaint

Respected Sir,

Please look into the matter & do the neeful in view of the contents of the letter here by the customer.


Thanks & regards


Achintya Paul
Assistant Manager (Project Finance),
LIC Housing Finance Ltd., Lucknow Region.
Contact No. : +[protected]L), +91-[protected](M).
E-mail :- achintya.[protected]@lichousing.com



From: ashish1.[protected]@jalindia.co.in [ashish1.[protected]@jalindia.co.in]
Sent: Saturday, July 16, 2011 12:58 PM
To: Achintya Paul
Cc: [protected]@sancharnet.in
Subject: Fw: Loan A/C No.[protected]
K/A: Sh. Achintya Ji

I am not sure who is the responsible person in the LIC Housing finance, as a dissatisfy customer and frustrated by the pathetic customer support provided by your officials. I am forced to share my concern to you, in hope to have justice regarding my case at the earliest possible.
I have taken a loan from LICHFL against mortgage of my LIC Policy no.[protected], which was already paid on 18.06.2010.( copy of receipt attached herewith).

Please note that the following

1- Since then I am continuously following Mr. Satish over phone and personally both. No appropriate answer is been given
to me he only say that in a few days the
Policy will be returned and the same will communicated to lic regarding No dues.

2- When the work was not done I have said the things in writing in 3rd Dec, 2010 and a copy of receiving was with me
(copy attached).

3- From then I am continuously following him and one day he said that the work will be done from Gomti Nagar Office,
When my representative reached Gomti Nagar office they said the work will be done from Sapru Marg office. When
again my representative after some days met Mr. Satish, he said to bring the status of the LIC policy which was mortgage
against my loan.

4- Today when my representative reached the office Mr. Satish was not there, he has contacted Mr. Ashok, for getting the
information regarding Mr. Satish that he is present or not. My representative has asked that if Mr. Satish is not here the
please tell me the Person who is above (Boss) Mr. Satish.Then he said BOSS RAHENGE TO KYA ANDA DENGE YAHA".

5- please process my papers as soon as possible because it is a money back policy and in the month of Aug, I am getting
money back.

Hope this will be an insight for you and act as an eye opener to improve the organizational culture to develop the LIC HFL as an organization customer oriented, (No Organization can grow without customer).

Regards

Ashish Gupta
Jaiprakash Associates Limited (Cement Division)
Regional Marketing Office- Allahabad
Jaypee Rewa Bhawan, 45/21, Muir Road, Allahabad- U.P.
[protected]/3/4 ; Fax:[protected] ; f+91-[protected]

Landmark Financial Services — non payment of loan

Sir as per your proposal I deposited Rs 790 for processing fee on 6th January and then one person called me for verification then told me that the loan will be disbursed within 3 days after depositing Rs5660you get the sanction letter I got it by mail and then returned it hard copy signed by me.Then your staff told that you will get the loan but I got a letter where mentioned that a guarantor is required who is civil government employee but I did not get any guarantor that I have written you earlier I can submit my own profile I had a loan of Rs 65000 from fullerton which I have cleared .when I asked to you your person told me to contact your legal officer I contacted him he told me to deposit 10% of total loan amount as security then loan will be sanctioned but it is not possible me to arrange the amount. If you told me earlier I then did not proceed the login no is LMFS/ZKP/2011-12/LFS-AA-1035 please do needful as early as possible waiting for your reply Thanking You Debangshu Kumar Chowdhury

MY LIC HOUSING LOAN A/C NO.[protected] @ BANGLORE. THE LIC NEVER TAKE THE EMI IN TIME AND INSTEAD THEY CHARGE ME MORE SAYING MANY REASONS WITH NO SENSE. THIS IS REALLY CHEATING BUSSINESS . LIC IS A REPUTED COMPANY AND THEY R NOT SUPPOSED TO DO LIKE THIS.
CHRISTIANSUN ANTONY

LICHFL Lajpat Nagar II, the worst choice for HomeLoan
=====================================================

I am filing this piece of text just to let the people, who are thinking of

applying for housing loan from LIC Housing Finance, know the

shocking reality about the racket working under the mask of LICHFL(Ist Floor, K-59, Lajpat Nagar II, New Delhi-24).

My friend Mr Sebastiane who had applied for a housing loan from LICHFL Lajpat Nagar 2 on 16th of September 2012. The LICHFL executives, Mr Vikas ([protected]) and Mr Praveen ([protected]), collected the application form with supporting documents on 16th itself. After that the process of enquiry (both at his house and office) and all done as usual. There were no calls or anything from their end after that. When Sebastiane called them and asked the status of loan, they asked for more documents. Every time he called them, they repeated the same (more document). 40

days passed like that. Whenever we contact them, we got the reply "It's done, you

will get the approval today evening/tomorrow evening, the officer is

hospitalised, my dadaji hospitalised so i could not collect the paper" etc. At

last one day we visited their office at Lajpat nagar-2. There we got the shocking

response from their end. Again they started the old drama, asking for documents,

We need this paper that paper etc. Even after submitting all the documents they

asked for, they started on reducing the loan amount From 20 Lacs to 12.5 Lacs.

At last the day came, the executives Vikas and Praveen came Sebastiane's home

with lots of documents along with approval letter. Sebastiane signed All the

documents, Gave them Rs 5000 as their personal charge along with signed cheques

along with a Rs 12, 000/- cheque on favour of LICHFL. They assured us that the

Loan cheque would be ready in 2 days. That 2 days extended to 2 weeks. This time

they came with another drama. They said Sebastiane should close on of his

personal loan which deducts an EMI of 4300/month from his account.

In short, they have taken our quality 75 days and put us in a real hell. Atlast

we took back all the documents and cheques given and said Good bye to LICHFL. We

lost plenty of time, around 17-20 thousand Rupees, and peace for sometime.

So friends, if you thinking of applying for Housing loan, please Keep away from

LICHFL.

By doing such things with 10 cutomers in a month, LICHFL (Officers) can earn more than 1.2 Lacs without paying a penny.

Here is the phone numbers of the Staff behind the drama once again.

1) Mr Praveen, executive ([protected])
2) Mr Vikas, executive ([protected])
3) Rajeni Kand, officer ([protected])

DOCUMENTS NOT REVD

Dear Sir Still I have not received my Policy documents since October2013 my Policy No is[protected] my lic primium direct deposit from SBI by ECS kindly imdt confirm about my Policy documents

I am holding a policy No[protected] Dt[protected] with Agra branch of LIC. I got transfer to Bangalore and paid my police premium of year 2003 at your Vijay Nagar branch -61X in Bangalore, and also I paid the same for the year 2004 at the same branch but when I visited to handover the cheque at cash counter I have been asked to collect the receipt later because server was down. When I visited next day to collect the same, the Branch manager informed me that the officer you handover the cheque is on leave today, since today is the last day to pay your police premium so please issue another cheque and collect your other cheque next day.

After that I visited two times but I have been told that the Officer is still on leave. To safeguard my money from any fraud I withdrawal all the money from my ICICI bank account No[protected] on 02/03/2004 by leaving amount equal to my police premium. My Bank paid amount 4502 for cheque no-978213 on dated 03/03/2004 and returned the cheque no- 978210 on dated 10/03/2004.later I came to know that the officer started a new policy using my other cheque. I asked the Branch Manager to take action but he refused to listen to me.
.
When I visited to pay my police premium for the year 2005 at Vijay nagar Branch I have been told that Agra branch has not shifted FUP for your police and we can’t do anything, when I requested the Branch Manager and shown him my Bank account Statement he asked me to come later, I visited your Vijay nagar branch more than 20 times with a request to update my police and collect the premium but always I received replay that Agra branch is not responding and staff in Agra branch is not working at all better you contact Agra branch only. Can anyone help me out, how to start my policy again or get back my money.Pl mail to me at : [protected]@yahoo.co.in:

My brother-in-law, Late Nirakar Mohanty of Orissa was expired on 1st November, 2001. He has two LIC Policies bearing No.[protected] &[protected] and he premiums are paid by District Inspector of Schools, Hatadihi, District-Keonjhar (Orissa)through G.I.A-609 State Plan Aided M.E.School Teachers. We have approached to L.I.C of India, Keonjhargarh Branch, Dist Keonjhar for settlement of our claim against the above policies.But to our utter surprise it has been verbally conveyed that the settlement of the claims will be done at Divisional Office at Cuttack. They also informed that all documents related to the policies has been sent to Manager Claims (CRM), LIC of India, Cuttack Division for settlement. But no response from their has been received yet. At this moment I seek your advice how to proceed for this. What are the legal options available? How fast can this claims be settled? Whether LIC is serious about the problems faced by the claimant? Are not they duty bound to settle the claims?

thanks u

good effort to leg doun the big white eliephent

Hi this is Gagandeep Singh my problem is that someone using my PF number and false signature has started a LIC POLICY in my name and the amount is being deducted from my salary, and when i informed the same to the lic's bank manager (of ckp branch in jharkhand) he refused to listen any of my complaimts and told me to search the agent and get things done through him. And my problemd is that the only proof of the policy i have is the deductions made in my salary slip and no policy documents are with me, plz suggest me what to do, as i have lost faith LIC unit as all that matter for them is money nothin else. [protected]@gmail.com

i wish to surrender my policy but i lost my original poicy what is procdure to surrender

I am Live in Sangamner
My Agent Cat Sarvis to me

I will ragister tp you account

HOW TO CALCULATE THE PRESENT POSITION OF MY MARKET PLUS PENSION SCHEME

Can I re-start my 80-CCC Policy surrendered on[protected] due to some misinformation ? For installments were paid of Rs.10415/- but after surrender I received only Rs.31000/- only... Only 2 installments were left to be paid ...

Kindly guide...

Regards...

I am a agent of L.I.C . I have got lic agency in month of march08. I v appointed in jhotwara branch (15S) of jaipur division .my agency code is 11851 till today I have done 56 policies for lic .

Regarding these policies in month of nov 08 my bonus should be approx.. 20000/- But I didn’t got it so I complained it to officer of lic Mr. Mahendra Sen (asst. sales officer) but he beheaved with me very rudely and said I am not liable for that .
I have talked with branch manager also but he also didn’t took any action in this matter .

I only want to ask, I am working for lic and for that work I am asking commission . In this behavior, a common man what should be understand . this event hearted me a lot so for this i v requested in irda but they r saying IRDA has no role to play in this matter . may any one help to whom i should go with this complain .

Dear Sir,

I have purchased Market Plus Unit for Rs. 20000/- to Market Plus scheme (188) one time Premium and another Rs. 20000/- to same market Plus scheme for five years and I have already given 2 instalment balance is 3 for next 3 years. At that time I don't know about allocation charges and mortality charges and my agent is not told about that. But you please inform me, what is allocation charges and mortality charges.

I have purchased Market Plus for Rs. 60000/- but till date agent don't give me Number o[censored]nit list. In this case where I complant the matter.

Please infrom me

Hi,
Any one could tell what is the procedure to change the policy holder name of lic market plus scheme.

Regards,

venkat

Dear sir,

Sub: Proposal deposit of Rs.:10, 000/- But LIC accept of Rs.5000/-

Ref.No.: Policy no.[protected] Dt.:30/03/2007 P.D.P. no.:1728183.Dated .30/03/2007


I am service man I get LIC Market Puls Policy dated 31/03/2007.

Lic issued me policy. but lic mistake in my policy i deposited Rs.10, 000/- but lic issued policy of rs.50000/- orignial receipt of rs.5000/- and balance refund of 5000/- met in nov 08.

so the my problem is my policy is fore close i request to lic for regular my policy. but lic brance manager barmer said to me your case is sand to head office red. office . my case is three year old but dont sole till date.

i request to u sole my problem urgently.

Rameshwar G. Gour.

REF JEEVAN DHARA (T/T 96/09)POLICY NO[protected] I have not been receiving my annuities since 28/03/2007 due to change in my address, which was informed earlier. I am furnishing below my new and current address to which the pending annuities and the current ones may please be sent at the earliest.

With regards

Umesh Ch Sarma
Vill - Punia, Poka Bangi Para
(Near IBP-Petrol Pump)
P.O. Aulachowka
Dist - Darrang
Assam
(Cell No [protected])

soory

read my artical "bima nivesh nahi hai nivesh ke nam par aapne paiso ko kachre me mat daliye please in www.sharegenius.blogspot.com

I have paid two installments of Market Plus scheme and third is due in March.Please guide me as how to calculate the NAV of the units, and the units accumulated, that I am holding.

How can check my lic market plus policy current position in internet
pls

how can i check the fund value of market plus policy

Dear Sir,
I need a latest balance and NAV of market plus policy, my Market plus policy no. is[protected], pl's give me a detail a.s.a.p.
regards
Jayesh

LIC's Mrket Plus — Status report of annual premium

The receipt of premium for the year 2008 has been misplaced. And i want to submitt the annual premium status for 2008 in my office.

How can I check the current fund value of market plus policy.Please advise

Dear Sir,
I have already invested 15, 000 towards Market plus
But I want to know the current value of the fund.
Suggest me How can I know the same in internet.
I am waiting for your valuable advice.
Please,
Thanking you

I paid some Instalment.But at this time I am Abel To Pay The Instalment.
Pls. Inform Me How Can I Recive My Money.I has Paid Total Money Nearabout Rs.16, 000.


My Policie No. Is[protected]

i have puirches lic market plu table 181-10 on 27-03-08, invset rs 89000, what is amount today

How can check my lic money plus policy current position in internet?

How can check my lic money plus policy current position in internet?

I HAVE MONE BACK POLICY AFTER FIVE YEAR I HAVE NOT RECEIVED MONEY BACK
POLICY NO[protected]
PLEASE HELP ME

I have invested Rs-50, 000/- in MPlus in July 2006 @ Rs-10/- in single premium. The Agent give me the wrong information regarding its growth. Ultimately I lost my trust with LIC. I called him to show the growth but now he not in a position to satisfy me. I could gether the latest information of Market Plus which gives me a shock for the my hard money.

how the hell i can access to our profile?
as my account in market plus and unit values online please reply me as early nas possible

I want to surrender a policy. please let me know the procedure. What is the minimum premium according to IRDA rules to surrender a policy so that my investment is not forfeite

i want check my marketplus bussiness

I have invested my money on L.I.C's Market plus 1, plan.My policy
My policy No[protected],
Table no-191
premium's date-(policy date )- 5/8/2008
Please show my current money position

i have paid lic's market plus policy last three year. now i want to surrender my policy. so how can i write to branch manager to surrender my policy ?

I have applied market plus on 2008, al most one year completed, i want to surrender& encash surrender a policy. please let me know the procedure. & any time period OR Exit amount tobe paid please advice me

I have not received the annuity amount since July 2009 on my Policy No.[protected]. Normally Annuity amount is credited to my S.B.A/c No.01000896 with Corporation Bank, Mulund West throgh E.C. Please take suitable action in this regard and ensure that annuity amount is regularly credited to my account. Life Certificate long time ago submitted.

lic of india/money plus — the third installment does not takes by office

Respected sir,
I am a lic agent.my following pollicy does not takes the third insttalment of money plus(180-20).
1/[protected] Tikaram sahu
2/[protected] Dey kumar patel
3/[protected] ku. Deepa biswas
4/[protected] Kamata prasad chandra
5/[protected] Ysawant gavel
6/[protected] Pravin kumar gavel

i wanna chek my account details. my name is marimuthu.p and policy no. is[protected] and[protected].

plz sent detail on my id www.[protected]@gmail.com

hi...
How can check my lic market plus policy current balance in internet ...
plz help me

i am taken market plus plan in 2008 .what is the exact period after that i can take my money back .what is the fund vlue of 20000 today

How can check my lic market plus policy current position in internet
pls

my policy position police no.[protected]

sir,
i invested Rs.50000./ through lic's market plus (t.no 181) on Jan'08. t want to know th current valu of my money and other benifit i can receive. also when i can surrender the scheme.

ONE OF THE LIC AGENT TOLD ME ABOUT A NEW SCHEME MARKET PLUS 191 IN WHICH LIC GIVE 4 TIME IN 10 YEAR OF THE PRESENT INVESTMENT AND THERE IS NO EFFECT OF SHARE MARKET IN THISH SCHEME IS IT RIGHT????PLS MAIL ME ABOUT

Hello
How can i check the fund value of market plus policy in internet ?plz suggest me.

I would like to be informed about the status of my Market Plus policy with LIC of India bearing policy No.[protected] in my name originated at Phase-II, Mohali branch.Also please intimate the position of branch at which it is held now after i have submitted an application to Mohali branch of change of address and policy to Shyambazar branch, Kolkata.

Sir
I have a LIC policy of market plus table no 181, , I had taken this policy on 2006, now I want to withdraw this policy, I invested 25000, so I want to know
Is it the right time to withdraw or not and if I will be withdrawing, , then how much money will I be getting…….

Life Insurance Corporation of India — after pay my loan amount the LIC not return my Policy document

I had been received a loan in the policy no.[protected] and I had fully repay my loan and interest. But, I am not yet been received my policy bond till date. Please ensure that the document may take back to me.

Thanking you

i want present value of Market plus plan of LIC Of India.
policy no.is[protected]

Hello sir,
I want to know the status of my policy no.[protected] please send me at the earliest.

Please give me the full amount i received so far

What will i received from my market plus policy no.[protected]

what is the nav lic market plus 2006 and 2007

I have invested more than three lacs of rupees in market plus.Now i want to withdraw the amount. For currently how much i will get amount. Please send the procedure to varify in the internet.

i have paid two installment of market plus scheme and third premium due coming year march, pls send to advice can i draw our policy.what are our benifit

I have purchased a market plus policy of Rs.75000, each 25000 in 3 installment and my policy no.is[protected] three has been passed.Please sir mail me regarding this and tell me the current status of my policy.





Thank and regard.

MORDHWAJ RAJ MEHTA
M.Com. LL.B.
ADVOCATE
Rajasthan High Court, Jodhpur
Office cum residence:
A-62 Kamla Nehru Nagar – II, Jodhpur – 342 009(Rajasthan)
[protected]
E.No. R/16/89
DATED 05.01.2010
To,

The Regional Manager (CRM),
Life Insurance Corporation of India,
Cell Northern Zonal Office,
Connaught Circus, 11th Floor,
Jeevan Bharti Building Tower – II,
NEW DELHI – 110 001

Subject: Release of Annuity under Policy No.[protected]
Reference: My letter Dated 04.12.2009
Your Office letter No. IPP/Delhi Zone/E-Certificate/161/Sep09/00020 Dated 08.10.2009
Sir,
I recall your kind attention towards my Registered Letter Dt. 04.12.2009 on the subject cited above by which the Certificate of Existence under Annuity Policy No.[protected] duly signed by undersigned and attested by a Gazetted Officer was submitted to your good office and yourself was requested to release the annuity at the earliest.
It is regret to inform you that the same is yet to be received by me.
Therefore you are again requested to release my Annual interest amounting to Rs. 3000/- which was due on 9/2009 within 15 days with interest otherwise I have no option but to take legal action against you at your cost.
With regards,
Yours truly,

[MORDHWAJ RAJ MEHTA]
Annuity Policy No.[protected]
A-62 Kamla Nehru Nagar – II
JODHPUR – 342 009

Bank details are as follows:


Account no: [protected]
Bank Name: Union Bank of India
Branch Address: Onkarmal Somani Colledge Jodhpur
RTGS No: UBIN 0550370
Account Type: SAVING

plz send my insurance status of market plus my policy no is .[protected],[protected].

what is present market price of LIC-Market plus?

LIC OF INDIA - MARKET PLUS ONE — Non recieving of Ploicy Documents

Respected Sir,
I have taken LIC of India Market Plus One Life Insurance Policy on[protected] from SMC Insurance Brokers Pvt. Ltd., M-21, Sector-14, Gurgaon -Haryana. Advisor is Mr. Rahul (Mobile No. [protected]).
But till date I could not recieved my Policy document.I have been contineously following my advisor as well as co.'s Branch Manager Mr. Atul (mobile no. [protected], Phone no.[protected]. They were always procastinating the matter by saying that your Document would come within a week. And now a days they are not responding to calls, they do not recieve phone calls.

I therefore request you to look into the matter and help me out. As I am worried about the mis-use of my fund {cheque no.509175, Amt Rs.15000=00, ICICI Bank, Sohna (HR)} paid to the Policy.
Hope for a favourable response in this regard.

Thanking you with regards

Rameshwar Kurmi
[protected]
C/O shri Subash Goyal, Near Garg Medical Store,
Bus Stand, Sohna-Haryana-122103

How can check my lic market plus policy current position in internet
pls

How can check my lic market plus policy current position in internet
pls

i had taken a plan of market plus in LIC with F.D of 25000/- as our agent who is with us since 15 yrs, she says that if you invest in market plus scheme after three yrs it double your amount, so as she say fixed the amount 25000/- on 11/12/2006 and now after 3 yrs when we are withdrawing it from the scheme we get the status that you only get Rs.26000/- instead of 50000/- what she says while investing. So i like to know the real status or value of my fixed deposite can it be only 1000/- gain in 3 yrs, is any tel phone no. where we can talk and can look our status. i am writing in this behalf of my many friends who had invest in it, and only we get the answer that market are very low and there is recession time is going on.

dear sir, i have 5 lic polies, i like to know income tax benefit name of the best policy.thank you.

How can check my lic market plus policy current position in internet
pls

Dear sir,


Can we know about NAV Of Market Plus (Secured, Growth, Balanced and Bond ) plan and if we are invested in any days then which days NAV is alloted to us.

Pls gve detail of NAV Alloted to invester i.e if we invested in Friday then alloted Thrusday NAV or Friday NAV or if we invested on Monday then NAV alloted Friday or Monday.

Also Surrender Value NAV pls Confirme this



Shweta Mehta

naixjanosdaoijsoiajsjoiq

How can check my lic market plus policy current position in internet
plz inform me it my cell no [protected]

Varishth Pension Bima Policy No. :[protected]
Date of Issue :[protected]
I have not received the annual payment of my pention amount Rs. 24000/ which was due on 1st of January 2010. The payment is supposeed to be made electronically in my savings account No. 1768 ([protected]) in Oriental Bank of Commerce, Patparganj Branch, Delhi 110092. Please look in to the matter and inform me by email.
Thanking you

I have lot of experiece like the above and still im facing some problems with m.plus n other policies. LIC never tried to clear the doubts. There should be some written explanation from their side to satisfy the customers. Agents always look their benefits. Reading n understand the bond is impossible for ordinary people. So there shoud be some remedy.

how can chek lic market plus181 my policy number[protected]current balance in inter net

i would like to know the fund value for the lic market plus181 policy number[protected] please show my current money possition

i would like to know the fund value for the lic market plus181 policy number[protected] please show my current money possition

dear sir/madam
my name gomati gupta
add: gehloti ki dungari dhola bhata
suary nagar dhola bhata ajmer
305001[rajasthan]
my policy in bajaj allianz life insurance company limited
my policy number 21645031
my policy name unitlinked
data of commencement 06.07.2006
frequerncy annual
sum assured amount 100000
sir my complants for year complacte iam 3 time premium pay 10000
i not recived orgianal policy bound
iam three time complants company policy bounds
so u help me my policy give me
thanks
gomati gupta
cellno [protected]

How can check my lic market plus policy current position in internet
pls

Dear sir,

i am Rameshwar G.Gour i compliant to my policy no. Policy no.[protected] Dt.:30/03/2007 P.D.P. no.:1728183.Dated .30/03/2007 LIC and consumer care but not responce till date.


I filled case to Barmer Court Through Advocate Mr. Vishnu But not responce.

please gide me for this metter.

Rameshwar G. Gour

Addnadi Chhotu

Dist-barmer Rajasthan.

Life Insurance Of India — NON REFLECTION OF PREMIUM ALREADY PAID

SIR, I HAVE A MONEY BACK POLICY NO[protected] AT KHURDA ORISSA BRANCH. MY PREMIUM IS AMOUNTING RS 1983 HALF YEARLY. IN THE MONTH OF APRIL 2010 I RECEIVED MY MONEY BACK AMOUNT DEDUCTING THE SUBSCRIPTION FOR THE YEAR 2009, NOW WHEN I AM TRYING TO PAY THE SUBSCRIPTION ON LINE IT IS AGAIN SHOWING THE AMOUNT NOT PAID. ONCE THEY DEDUCTED THE AMOUNT, HOW THEY ASK FOR THE SAME AGAIN. AS MYSELF A DEFENCE PERSON, IT IS NOT POSSIBLE TO GO TO THE BRANCH TO INQUIRY. PLEASE HELP.

How can check my lic market plus policy current position in internet
pls please mail to jayan.[protected]@gmail.com

Helo
Iam Devaraja.N, iam having the Market plus policy and Policy Number is[protected] and i paid 3years 10, 000/- per year.

I want to know the prest my Total units and NAV status.

thanks and regards
Devaraja.N
Emai.: [protected]@rediffmail.com

LIC MUTUAL FUNDS — NAV is not updated

The LIC mutual fund nav is not updated since 13 march 2011. This affects hugely on my financitial plannings. As a policy holder I expect LIC to update their NAV details daily in their web site.

lic/ market plus — loan against market plus

sir am mohit puri my policy no is[protected] i deposit 95000 one time payment in june 2009 market plus . locking time is 3year . i want to my payment now or loan against my policy please solve the my problem urgent and show my status my mail id is ([protected]@yahoo.com) and mob no is [protected].

I have a LIC policy of market plus table no 191, , I had taken this policy on 2009, now I want to withdraw this policy after three years.tell me how much i will get after three years and could i withdraw this policy after three years, I invested 40000,

Life Insurance Corporation of India — Policy claim not received since 2001

Dear Sir,

I have one policy with your company(policy no S[protected] commencement date 28.12.86 and maturity date 28.12.10.

We have not received any intimation nor any cheque has been received by us inspite of numerous reminders.

Please take action at the earliest.

Regards
Sutanu Chatterjee
[protected]
sutanu.[protected]@rediffmail.com

I have applied LIC market plus 181 in 2008, al most five years completed, i want to surrender& encash surrender a policy. please let me know the procedure. & any time period OR Exit amount tobe paid please advice me

I got a phone call on 4th or 5th March 2014 afternoon from LIC New Delhi who quoted my name and residential address. She told me that money against my "money back" policy was lying with LIC since 1998 and would be confiscated since I had not claimed it. She wanted me to give her my Policy details (number, premium amount, start date) for verification. I asked her name which she said was Anjali Sharma. I said it would take me time to look for the document and would call her back. She said she was from a Call Centre and there was no incoming call facility so she would wait till I found the details. I am a senior citizen with no current life policy but only Jeevan Dhara, I gave her the JD details. She gave me a File No. IR/72/51 which I must quote when I speak to her Senior who would come on the line next.

One Ankur Mishra came on the line after that and verified the File No. IR/72/51 and told me that a Bonus of Rs.150, 720/- was due to me towards my 2 JD policies and my Agent had been informed and should have told me. I don't remember who the agent was for the JD Policies but the only agent I remembered had died about 2 years ago. He said LIC would send 30% of the amount to the agent, some more %age would go towards processing and other charges and I would get about Rs.30, 000/- only as my Bonus. Ankur Mishra then asked me if I had any type of Birla Sun Life insurance cover. I said I didn't. He then tried to tell me about Birla Sun Life. I told him I was not interested in Birla Sun Life. He said he would need to speak to his "Senior" and to hold on.

I told him all these details were too much for me to understand and to send me all the information in writing so that I could read and understand it. He said it would reach me within a week. It is not yet a week so, if this is a genuine call, the informatoin may still reach me.

I have been thinking about this and wonder if it is a genuine LIC initiative or is it a hoax?

Mrs. Homai N. Elavia
B-114 Twin Towers
Prabhadevi
Mumbai 400 025

INCOME TAX

DEAR SIR

MY BIG SON IS ADMITTED IN HOSPITAL SI I REQUEST YOU TO PL CREDIT MY ALL RUPEES
THANKS
SURESH KUMAR GARG
[protected]

Pending dues

I want to know my lic policy no.[protected]details

Respected Sir/Madam

I Shamala B S a policy holder in your organisation my policy No.[protected], according to this policy every year I am receiving a cheque amount up to 31.12.2007 but since from January 2008 I have not received any cheque amount for the year[protected]. Please verify my policy number & send cheque amount to above said address as early as possible.


Regards
B S Shamala
W/o A H Narasimhamurthy
C/o Ganganna Teacher
Old Kavery School Road
Mylarlingeshwara Nilaya
3rd Main, 2nd Cross
Shanthi Nagar
Tumkur - 572101

inquiry about policy number[protected] premium paid by customer

Dear Sir;
Myself Shriniwas Murlidhar Phirke
I have applied for following policies

a) Jeevan Mitra - Triple Cover
b) Anmol jeevan - 1

Throught LIC agent Mr. V. Y. Kulkarni[protected]
I have filled all forms and also completed the medical tests.
Also I Rs 15128 /- withdrawn from my account as first premium on 13/12/2007

Today's date is 27/03/2008 still no reply from LIC.

Please do the needful,
With Regards
Shriniwas Phirke

lic Policies — Not received claim

Dear sir

My father had a policy[protected]in sep 2002 of 5 lakh, my father died of an accident on 16 april 2007, but lic is denying to give money by stating ur father was ill while applying policy, as i know upper 2 lakh policy lic needs full medical certificate. and my father had no illness.

pls do some fruitful result

thanks and regards
santosh
[protected]

Sir

I have a query that i have changed my name from jaswinder to jaideep singh i have three policies in lic can lic can replace my old name to new name.pls guide me regarding this


regards

jaideep singh

SEARCH POLICY NUMBER

sir my policy no[protected] doc 13/03/[protected],
my name ajeet singh bhartee but print in policy ajit sngh bhartee
please corect my name in policy.thaks

LIC — Need to change the name

Hi,

As i need to change my insurance name from my brother to my wife veena ramesh penukonda.

Thanks,
Ramesh PV

sir my child policy no.[protected] [ NAME:LAVI BANSAL] JEEVAN KOMAL
BRANCH GANGAPUR CITY .POLICY DATE 15/06/2009
I WANT MY CHILD NAME CHANGE IN JEEVAN KOMAL LIC POLICY
PLEASE HELP ME

Dear sir,

we took a policy no.[protected] in name of RAM PRAVESH SHAW but on payment receipt name appears RAM PRAVESH SAW. There are some mistake in my name title. All document submitted to LIC in name of RAM PRAVESH SHAW.
I requested to you kindly correct my name title

Regards

Ram Pravesh Shaw

Dear sir,

I took policies[protected]dated :05/12/2008) and[protected]dated :20/12/2008) in name of 'MUKTHESWER MRUTHYUNJAYA NUNE' but on payment receipt name appears MUKTHESWAR MRUTHYUNJAYA N and MUKTHEESWAR MRUTHUYUNJAYA NUNE on both policy documents at name and Address location. There are some mistake in my name title. All document submitted to LIC in name of 'MUKTHESWER MRUTHYUNJAYA NUNE'.
I requested to you kindly correct my name title

Hi,
Thank you in advance for correcting my name in my policies.

Thanks & Regards
Muktheswer Mruthyunjaya Nune

Dear sir I hold one LIC money back policy in Lifev Insurance Co-operation of India in the name of my friend.
And now he is immigrating to europe in due time, so I what is going to happen in future, and I am paying all that due payment in time. And I wish to change his name in lue of my own name.
So please help me how to do this.

Thanking You.

I agree with all my complaint

Hello Sir,

I took policy with number '[protected]', The name showing in the policy is 'Naredla Raghupathy Reddy' but it should have 'Naredla RaghuPathi Reddy', I would request you to change the name to 'Naredla Raghupathi Reddy'.

Please do let me know if you need any details.

Thanks,
Raghu

LIC — Name Change

Hello Sir,

I took policy with number '[protected]', The name showing in the policy is 'Naredla Raghupathy Reddy' but it should have 'Naredla RaghuPathi Reddy', I would request you to change the name to 'Naredla Raghupathi Reddy'.

Please do let me know if you need any details.

Thanks,
Raghu

hello sir
my policy no[protected] madhabathula srinivasrao policy name is sanyasirao please chang my name
gundu pala (villge)narsipatnam (branch) visaka patnam dist

I am having a policy in LIC of india and now my police is matured and they have issue a chaque by the name of Amreshkumar Zha and my bank A/C is Amresh zha . pl give the reply whether this cheque can be deposit in the same A/C

sir my policy no[protected] doc 28/05/2008
my name RAJEEV RANJAN PANDEY but print in policy RAJIV RANJAN PANDEY
please correct my name in policy.thaks

Dear sir, I took a policy No.[protected] in name of "ARVIND RAI"
but on payment receipt name appears 'ARBIND RAI" there are some mistake
in my name.All document submitted to LIC in name of ARVIND RAI.I requested to you kindly correct my name Regards, ARVIND RAI

Sir
I would like to say that I have taken my Son LIC Komal Jeevan Plan Policy No[protected] dated 28 Jun 2008 in the name of Abhai Singh with date of commencement from Shahganj branch.You are requested to replace the spelling with Abhay Singh.
Please do let me know if you need any details.

Thanks,

D K Singh
[protected]

Dear sir, I took a policy No.[protected] in name of "SUNITA MALLICK"
but on payment receipt name appears 'SUNITA MALIK" there are some mistake
in my name.All document submitted to LIC in name of SUNITA MALLICK.I requested to you kindly correct my name

Regards, SUNITA MALLICK

my police no[protected] &[protected]
my name amin rafique deraiya
but print in policy amin r deairya
plz correct my name in policy
my mo [protected]

I enrolled My policy on web site (licindia.com) before 15 days.
But it is not verified till today.
Please verify the same as soon as possible so that i could
pay my premium online.

Chandra shekhar agnihotri
Mobile:[protected]

erboghoghohgoheghoheoghoghoeirhgoierhgoeghoihgoerihgoiehgehgoighoeihroierhgerhoi...⇄

I have policy with LIC Jeevan dhara annuitypension and I used to deposit Rs.852/- everymonth cheques(PDCs) receivd from LIC.Chennai.

But the last two to htree cheques were got bounced. It is shameful on the part of LIC returning cheques. My complaint over telephone with many including srinivsasn of LIC chennai took no help. What shall I do. Shall I approach an advocate and resolve the issue with LIC?

Lic is delivering post dated cheques before the maturity of policy when receiving the policy bond and forms from the party.
Tell us your policy number and branch.
Don't tell in common.
Tell particular with the details of policy e.t.c.

few lic do`s do not behave to lic agents in lko.

i purhased a BAJAJ XCD125 bike from PUSPA AUTO SALES (P) LTD. at LUCKNOW U.P. before one month i go for servicing my bike when service completed i check my bike and fault in digital tachometer meant the meter do not display kms. and fuel meter /when i said to mechanic meter why not works while i come in workshop meter was in right condition /serv. advisor said i do ok after 3days /but do not respond me /i have been went again and again in his workshop. pl. action (my bike reg. no. UP-32 CH 4962, my contact no.-[protected] )

LIC / policies. — non-tr of policies

i have already submitted a complaint but recd no response. i have been transferrred from Meerut to Sec'Bad. Applied for tr of policies in the name of self, wife and three daughters . tr are yet to be done.
my effort to register for online enquiries is failing as the website does not accept my request.

LIC OF INDIA — clears cheque in anotherperson a/c no

we have submited the two cheque for Rs 5503=00 And 10000=00 on 2007 bank clear the cheque on behalf lic but amount had gone to another a/c lic wazirpur new delhi manager not giving response.he use to abusive language.

your policy already transferred

Reprt the matter to Division Office in writing.
http://tarunbansal.com - LIC agent since 2001

You can complain the National Housing Bank which happens to be the nodal agency for the housing finance sector.Infact the general attitude of LICHF is not customer friendly. In my case also after giving the offer letter of 7.75 lakhs they have disbursed only 6.40 lakhs saying that my case is a high risk one. I am planning to approach either NHB or consumer court.

i had applied loan for Rs 500000/ . last week i got message from ranchi that it has approved for 20 yrs with interest rate 11.25%. why it is? but in site rate of of interest is 9.25% floating.

This new rate will be applied on new customer whose loan has been approved..

Dear Sir,
I have taken a 20 year loan from LIC Hsng Finance in Dec 2008 for Rs 11, 00, 000. with floating rate of interest.

But now we see the rate of interest to be 9.00%.

Still we have not got any confirmation on this change.Please advice on this.

Agree with you Mitish; they have 'Festive' schemes like 'Griha XXXX' etc using which they cheat people in a hurry to buy the house.

Even I have been cheated by LICHFL having lured by 9.25%, promised 9.50 at approval and charged 10% at loan disbursal!!! My only weak oint was I wanted to buy the apartment in a hurry and was involved in lots of imp. activities at that point in time.

I think we all customers that have been cheated by LICHFL should unite and pull them to consumer court. I think they are worse than HDFC / ICICI because the latter charge higher rates, but at least they are transparent to the customer; not cheaters like LICHFL

Regards
Aashish

Even i have been cheated by LICHFL, i was offered a home loan for Rs. 2000000 at 9.75% interest in the month Dec 2008. Subsequently, LIC HFG had slashed the interest for existing customers by 75 bps. However when i got the communication from the LIC HFL, the interest rate shot up to 10.25% instead of 9% (which i was expecting). LIC HFL site also says that the interest is slashed for exisiting customers.
When i enquired this with the loan representative and the area manager, they are re-directing me to multiple places instead of trying to help me to understand the sudden rise.
We all should unite against LICHFL and take strict action against them. Otherwise they would think that we cannot take any action.
I would urge all who had taken loan from LICHFL to participate in this forum and take it with the right people to resolve our issues.

I don't think we do the legal here as they LIC is smar enought the "Legally" Cheat the consumers.

See this thread...

Dear All, Provide your all LIC Housing Loan Application No. Don't put Rumors, always put everything with supporting documents.

Mr Raj (or whoever you are):
You think we all are fools coming here and bad-mouthing a company for no reason????? If you want to see documents I challenge you to email me with your number and I will show each and every letter. But obviously you won't because you must be one of their touts writing on their behalf here.
Anyway we all unfortunate customers of LICHFL are united to get our right by doing the needful. I personally plan to submit the documents to either one of my journalist friends first and then also to the Consumer Court if needed. Monopolistic and Cheating Companies should now beware of rising Consumer awareness and power. If you don't improvise now, it signals a clear end to your business, that's Loud and clear!

Hi All,
I am planning to go for LIC housing loan from my existing Citibank, i have been offered at 8.75% intrest rate and have been told it will be reduced further.I also heard from others it is just for 3 months.Should i go for the loan with LIC housing loan or stay with Citibank.i have one loan for 16.5 lakhs for which i am paying intrest at 11% and another top up of 14%, i would be paying forclosure charges of 2% on my housing loan and 4% on top up loan, is it still worth while going for LICHL considering they might move up to 10.5% after 3 months??
Please suggest.

Even i have been cheated by LICHFL, i was offered a home loan for Rs. 1700000 at 10.25% interest in the month Feb 2008. Subsequently, LIC HFG had slashed the interest for existing customers by 75 bps. However when i got the communication from the LIC HFL, the interest rate shot up to 11.25% instead of 9% (which i was expecting). LIC HFL site also says that the interest is slashed for exisiting customers.
When i enquired this with the loan representative and the area manager, they are re-directing me to multiple places instead of trying to help me to understand the sudden rise.
We all should unite against LICHFL and take strict action against them. Otherwise they would think that we cannot take any action.
I would urge all who had taken loan from LICHFL to participate in this forum and take it with the right people to resolve our issues.

Dear All
Even i have been cheated, I took over home loan from IDBI to LICHF, initially they gave me at 8.5%, then after 3 months without any notice they raised to 10% saying that every 3 months RBI fix new rate. It is not a robbery. We should do some thing for them.

lic housing finance is a big cheater. they cheat in everything starting from loan processing fees, PLR, spread to repayments. lic agents gives all false promises at the time of applying for loan and when loan is approved some different things are put in loan approval letter. lic agents just want to make money and lic is not bothered to entertained customers complaints later. so i would like you request you all please dont go for lic housing finance loan and also discourage your friends to go for home loans from housing finance.

I had a very bad experience with lic housing finance and i am telling this based on my experience.

I have also took loan @ 8.5% interest and after a month they increased to 9.75%. Any one know wht can be done in such cases ?

Name : Honey Verma
Age : 32
Address : EF 424 Krishan Nagar Jalandhar
State : PUNJAB
Telephone : 0091 - [protected]
E-mail Address: [protected]@yahoo.com
NRI: N
Already availed Loan
Loan No. : 0000000
Area Office Jalandhar
Suggestion : Please Inform me I want to deposit the full Loan amount please gave the concession for deposit amount

What is agent commision we should pay for a loan of 29 lacs with Lic housing finanace