Life Insurance Corporation of India [LIC] Complaints & Reviews

Not sure whether portal is upgraded / under maintenance neither login nor payment through other alternatives are working. Though my policy premium is on due the sites notify a message indicating that either policy is not in due or policy records not found. Why such a large organization portal of the nation not maintained well?

My father was LIC agent Late. B.V.A. and currently agency is transferred on Nominee name. After transferring, we are not getting Due List and not getting Client List. Without this we are not able to do inform clients about premium due. So, kindly provide due list monthly and provide client list.

Hello Sir/Madam,

I have got a phone call from one of the LIC agent 0351111W - Paarth Jain from LIC Branch - LIC of India, New Delhi 11W Branch Office (11W ), NEW DELHI on 18/04/2021 and he explained me one of the LIC policy plan (LIC's New Endowment Plan (Plan-914)) and it’s benefits. It looked good and I went through it. The same day one person came to collect my documents (bank cheque of Rs 21600, Aadhar Card/PAN Card, Photograph and three months bank statement.) Two days later I have got the call from Paarth and he asked that due to covid-19 pandemic it’s hard for him to submit the cheque and asked me to transfer the same amount to the below account number.

LIC of India so 11w
Bank Name – ICICI Bank Limited
Account Number –[protected]
IFSC Code – ICIC0002354

I transferred the same amount Rs 21, 600 to the above bank account and even after two and a half months passed, I have only got one screenshot of my policy cover note over watsapp, I provided that person the address where I want my policy cover note to be delivered but I haven’t got my policy cover note and any other below benefits which was offered at the time of buying the policy.

1. I have been told that LIC will provide me a Credit Card (Lifetime free) and if I will pay my LIC premium using this card, 5% of policy amount will be refunded in my bank account same time.
2. I can register upto 3 LIC policies with this card and upon premium payment, I will get 5% refund same time.
3. I have been told that I will get one agent code created for me and if I will refer any person and that person will buy the policy, I will get the commission like any other LIC agent does.
4. I have been told that LIC will provide me the Health insurance cover of Rs 1, 50, 000 for upto 5 family members for free.

Now the same person stops answering my phone calls, watsapp messages and all other communication. So the objective was to just sell me the policy and eat all other services offered.

Respect Sir,

Myself Gittu Samuel

My mother name Santhi Samuel

(Address, policy number, passbook, recepit, may attach below)

1, Cheque no. 385380, 27/11/2018
Rs.[protected], Deposit)

2, Cheque no. 385379, 30/11/2018
Rs.[protected] November policy)

November 2018 in our knowledge we have only 3 policy, without of our knowledge and permission he starts 3 new policy.

I gave 2 cheques of SBI Vadasserikara bank amounts of 1, 80, 000/- (deposit) and 92, 000/- (November policy payment) to a LIC Agent,

[protected]K.P.Sajimon,
Branch Info
LIC of India, Ranni Br Office (39A)
(Chittar) PATHANAMTHIITA, KERALA

He didn't deposit the money and also he starts a new three policy without my permission and knowledge for 3 years. When we check our passbook we noticed that the cheques are gone to the account of LIC of India. With our cheque amount, this agent pays his personnel loans and some policies and he manipulates false figures.

I need the status report of my cheques.
I requested officers to allow the details of the cheque and nobody gave the proper answers.

Please check and refund our money back

Also please restrict this agent to add me or my mother to new policies.

Policy number[protected] policy agent collect the certificate at 2018 chittar office. Agent not given me.

Policy lapsed for 2 yrs.

He lapsed our policy[protected] for 2 yrs
2019, 2020 November policy and I raise a complaint to Ranni Lic Manager then agent payed my policy amount on this may 24 2021, recepit may attached.

[protected],
[protected],
[protected]. Year 2020 policy)
Pay this month May 2021, recepit may attached.
This policy certificate may given me at November 2020.

Please refund the balance amount used by the agent from the cheque to pay his loans and policies after paying my policies.

I already raise a complaint to Lic Trivandrum, Lic Kottayam division, Lic Ranni Branch, Lic Chittar Satellite. For our cheque payment issue (2018).

We trust Lic agent, but he cheat me and my mother clearly.

We are threatened Lic agent he mentally torture like vigilance case to our income and source of money to paying Lic policy, Agent came home at morning 2021 June 19.

July 1, two Ranni lic union leaders came home to a compromise talk we not accept that comprise.

Also attaching copy

bimalokpal.[protected]@gbic.co.in.
Lic Tvm, Erk, Ktm, Ranni, Chittar

I paid the LIC renewal premium amount today, 04.07.2021 and it has been debited from my Bank as well but error page displayed. I have not received the receipt of payment from LIC.
Policy number:[protected]
Please do the needful.
Thank you.

Dear Sir,
I, Deomanti Devi (nominee) my husband name- Late Dr. Dhurkheli Ram (policy No[protected] holder ). My husband has expired on 20/08/2020.

After the death of my husband, I had submitted the application form for LIC claim along with complete forms and attachments (signatures of witnesses, bank details etc.) to Purnea branch. But even after more than 6 months, my claims were paid by me. Not deposited in savings account. Which is a matter of great regret. Non-payment of claim for so many days after death is not justified from anywhere. Failure to pay the claims on time after the death of the insured is a sign of gross negligence.
Therefore, I request you to identify the persons responsible for this and take strict action and kindly pay my claims with interest.
I will be very much greatfull to you if you release the amount immediately

Thanking You
Yours Faithfully

SMT. DEOMANTI DEVI

POLICY NUMBER[protected]
POLICY HOLDER NAME- LATE DR DHURKHELI RAM
WIFE NAME - SMT. DEOMANTI DEVI NONINEE
.ADDRESS- AT-DEKULI PO- MUSEPUR PS-BIHTA DIST-PATNA BIHAR IND PIN-801103
MOBILE NUMBER - [protected]

Hello LIC,

It is ridiculous that daily 2 to 3 times, I am receiving this voice calls at all possible odd hours from LIC for asking me to take loan. I am not interested to take any loan and several times i have requested that please do not call or SMS me for loan requirement..

Please note this number for your action : +91- [protected]

Policy No.[protected]
Name: Ram Lubhaya Pathak
My husband expired on 16 Jan 2021, I have submitted his death certificate on 04.03.2021. There is no update or communication from LIC regarding the same.

My IRDA Licence with LICI it was terminated so please remove my PAN number.
Licence number[protected]
Name.Naba Kumar Bhagabati
Pan number. ASFPB4858C
LICI agent code. 07147/482

My IRDA Licence with LICI it was terminated so please remove my PAN number.
Licence number[protected]
Name.Naba Kumar Bhagabati
Pan number. ASFPB4858C

This is okay to inform us for our dues, but LIC have not rights to speak about our personal life.
I don't know the name of telecaller but she misbehave with me and commenting on my personal life... I've call recording of her, in first call she informed me about my dues after a min she called again and commenting on my personal life.
This is the number from where I get call [protected] .

Online portal is the worst I have ever seen. There is no option for online nominee update. When I approached to nearest LIC branch CBO 7/839 ( (other than my home branch where I issued my policy), said that you have to update nominee in home branch only.
First they are not on time. System was very slow.
When I called Customer care, they mentioned that I can change nominee anywhere in India but same is denied by LIC branch 7/839 (Ahmedabad branch).

When I called to SHRI ASHISH D PARMAR (CBO 7/839), there phone not working. Then I called SHRI PRASHANT HUMNE (CBO 3/838), ring was going but no one pick the call after multiple try.

Then I called to my LIC Agent, he mentioned that I have to come to home branch with bond paper to change the nominee. Its just ridiculous to work this much just to change nominee. Horrible service.

Dear Sir,

My Policy no is[protected]. It's premium due from 28Dec 2018. I paid Rs.88000 by account transfer and 5000 by cash in Sep2020 to pay my due premium.

Till date agent not paid and not responding. i followed him continuously but result is zero. I also met to Gopalganj Branch Manager but he told we are helpless.

Agent Detail is as follow:
Name: Bachaspati Pandey
Agent Code:...

Dear sir,

I request you kindly remove my above mentioned Pan no from IRDA Licensing portal. I'm not working on this code from last 10 year.

Regards

Prabhat Shukla
PAN- CDFPS0314H
CODE- 8772220
LIC OF INDIA

I did online payment of my premium via UPI mode, but it not reflected to LIC online portal or nothing received from LIC about payment confirmation.
The amount is deducted from my account but my premium is still showing as not paid.
I understand sometimes this things happen but there no option online portal to raise a issue against online payment done by user! It should be available...

I have applied for loan online on[protected] and I have also submitted all the required doccuments to my nearest branch on the same day (Branch Code 453-Siliguri). And my online portal showing as Approved, although 9 working days has passed but the loan amount has not yet been credited to my account. My Service Branch Code 436-Kalyani.
It is an emmergency situation for me, so please take necessary action to credit the loan amount to my account in immidiete effect.

Policy Number:[protected]
Service Request Number:[protected]
Service Request Date:[protected]

My LIC loan is approved but after 9 working days loan amount is not credited to my account yet.
Policy number[protected]
Complain number[protected]/9
Please consider it very urgent and life threatening situation for 3 people including 2 adults and 1 child!

The Branch Manager Mr. JASVINDER PAL of SSO DEHLON BRANCH, Branch code-016MT001, Malerkotla Road, Ludhiana-141118 talk to me very poorly and with disrespect. Also he misguide us about the information as I was visit there with my colleague for applying her NOC of LIC.

How can they have such authority to deal with any person like this.

Kindly warn him to maintain respect in words while talking to a person as every person deserve respect.

I have paid the intrest-rs.56547 on 23 june 2021 at 9:50 am . I paid through phonepe app nd it showd me that my payment is successful bt i didn't get the recipt. My policy number is[protected], primum amount rs.25272, deoghar branch jharkhand, I'm kamal nayan Pankaj frm farda east, Munger Bihar. Mail - pankaj[protected]@gmail.com

27/11/2018 Cheque No: 385380 Rs.180000

30/11/2018 cheque No: 385379 Rs 92000

Attached passbook copy, and policy details.
Please refund my money back

Agent name.
[protected]K.P.Sajimon,
Branch Info
LIC of India, Ranni Br Office (39A)
(Chittar) PATHANAMTHIITA, KERALA