Life Insurance Corporation of India [LIC] Complaints & Reviews

Ref : loan appl. No.[protected]
Utpo jan 19 emi deducted direct through ecs.in jan 19 i had submitted 3 cheques along with natch system form but emi payment deducted through cheques. Again i had submitted 4 cheques along with natch system form but emi payments deducted through cheques. When auto debit emi will start?
Now sept 19 emi payment due. Do the needful. Lack of responsible seen from your side.

For lic policy no[protected] premium rs. 9608/- dated 04/09/19. This premium i tried to transfer online then the msg came that your payment was unsuccess and then i try one more time than it's done but after that, i checked my bank statement then it shows that above amount was deducted already at the time when it shows that your payment is unsuccess.
So please credit that amount in my a/c

Dear Sir,
I have been cheated by a fraud private money lender who took help of LIC officer to assign my policy on his name by forging my signature to validate the assignment form.Actually I had taken a small loan of 175000 by a private money lender by keeping my original LIC bond as a security on a condition that when I will return his loan amount I will get my original LIC bond back from him but now when I am trying to return his money and asking my LIC bond he is not returning and threatening me of harming me.I reported the same to the nearest police station to the money lenders house in DB Marg Police station butthe police is also not helping me and said its a civil matter so you go through court.I went to LIC to explain the same and to ask them to help me in solving the problem but they said the policy is assigned to the money lender (Mahavir C Shah) whereas the truth is I had never signed on any authorization form or any NOC for policy transfer as well as LIC never intimated me before assigning my policy to the third party.Top management is also involved as when I complaint about the matter in Lic head office which is in Marine Line, Zone 2, Mumbai then Tendulkar Madam who is replaced by Hemangi Nimbkar who sits on second floor and she has told me that my policy is submitted for surrender by Mr.Mahavir C Shah and as it is absolute assigned on Mahavir C Shah name which is not true because as per the status given to me by a policy agent in my home branch it shows that Policy is conditionally assigned on Mahavir C Shah name for a loan of 175000 which clearly proves the whole scenario/Fraud.Hence I would request you to please help me in the same to get my hard earned money back as I have already paid around 4, 80, 000 to LIC till date.

Dear sir/madam

My name is balvantkumar chhaganbhai rohit agent of lic nadiad sub branch. 1 year back i had registered at lic as an agent but i am not doing life insurance business from the date of appointment as an agent so i want to remove my pan no from your portal. Kindly, remove my pan no from the site. Please do needful.
My license no is lic04621846

Regards,
Balvant rohit

Hi sir,
With regards to the application that we have provided at lic housing finance, gachibowli with all the requested documenrs for disbursement of housing loan,. The lic hfl company has even take a. Cheque of rs.5900/- from us by cheque, which has been encashed 2 days even before the processing has started for the disbursement of housing loan, we were provided with a user name and password and details of the loan, where we were not been provided a suitable reason for the delay in disbursement of loan sanction, we tried couple of times aiding the same with the lic officer mr, srinivas and there were unable to provide the reason for the delay mentioning that the file is with their supervisor and it has been sent to the head branch office, we have been told that we can cheque the status of the application online once the processing starts whlch we could not verify as the login details provided via message were changed by their support team, which has restricted us from. Loffinf to the application. This is creating us a lot of mental agony and pain, as we are not sure what is happening on their front and not informing us the reasons for the delay of processing. Request you to take further action on lic hfl and get us the information on the loan application submitted and refund back the amount, if they could not process my application.

I have taken the loan on 2017 from LICHFL and at that time the interest was 8.35. Now it is 09.05 and as per my knowledge RBI instructed the banks to reduced its ROI as per Notificattion No RBI/[protected]/33 FMOD.MAOG. No.134/01.01.001/2019-20 August 7, 2019, but LICHFL is not reducing instead they are increasing for existing customers. Paying at the interest of 09.05% is every expensive. In last 3 yrs 03 times ROI has increased but does not...

Respected sir,
With due respect, my wife i. E. Kamaljeet kaur take a lic policy no[protected] and regarding same we have signed a form/cheque that the premium will deduct directly from our hdfc bank account no. [protected]. On 27 of august i receive a text msg from lic that your premium will be debited from your account on 15th of every month and i have already paid the premium of august month by case mode. Then on 30th of august i received a text msg from hdfc bank transfer that rs 590/- has been debited from my account. This is not fair. Kindly do justice and refund my money back. Screenshot of lic msg is attached.
Thanking you,
Sukhjinder singh,
[protected]
Email - [protected]@gmail

Dear sir
My name is krishna kumar kishan i have joined bajaj allianz life insurance company ltd as an esm 11month back but my company again and again send me mail your lic code is active so pleas remove your pan no from irda portal.
So pleas sir my pan no cpupk6626m and my lic agency code 0247952b
Krishna kumar kishan
Father's name - sanjay kumar gupta
Agency code - 0247952b
Kindly delete my pan no in irda portal

Annuity no ls 0015276
Rajive khosla, male, 08.04.1948,

My annuity was stopped in 2012. I visited your office about a month ago and have sent all necessary papers including a cancelled cheque by courier. However i have not received the arrears and also the monthly payment has not been started.
Can uou please look into this matter.
Kind regards
Rajive khosla
[protected]

So many time on telephone with difference person but not provide any documents & commited by mr vikash singh maximum 10 to 15 days all documents in your hand. Details of contact per person given below.

Vikash singh [protected]
Rinku [protected]
Sreya [protected]
Puja yadav [protected]
Bandhan sharma [protected]
Aarti [protected]
Aarti [protected]
Other [protected]
Other [protected]

Pension plus policy no:[protected]

I made a request for policy surrender request along with request for issuing an immediate annuity. After few weeks, i was told by my agent that my pension plus policy can't be surrendered. Hence i requested then atleast issue the policy duplicate bond and i won't pay for the policy.

To the contrary, however i got a notice from lic india to exercise either one of the below option.

1) revival of the policy, or
2) complete withdrawal from the policy

I chose option 2 and sent a return response along with copy of the lic notice in a professional courier by mar 2018. Also the notice clearly mentioned that, if i don't chose any of the option with in 30 days, the insurer will assume as if i choose option 2.

Till date (29th aug 2019), i didn't receive an update from lic india. Also in online customer portal, my policy status shows as inforce and i was being asked in the portal to pay the premium of 1, 00, 000.00 including interest since feb 2018 till date. Ideally in system by now, they should updated the status to terminated or marked for surrender or awaiting to issue annuity policy or something related to that.

I have raised a grievance request (Grievance reddressal: [protected]) through online portal.

Need your support to solve my issue at the earliest so that an immediate annuity is issued as per my initial request on jan 2018.

Pension plus policy no:[protected]

Requested for a duplicate bond as i need to surrender my policy (As i lost my policy during house move) with all supporting legal documents signed and submitted via my policy agent to lic india, bangalore branch (61w) on jan 2018. However till date (29th aug 2019) i haven't received my duplicate policy document/bond to my address (Aadhaar address) submitted along with the request.

No response till date from life insurance corporation of india or my agent.

I have raised a grievance with lic india.

Need your support to resolve my grievance at the earliest. Grievance reddressal: [protected].

Hello sir/madam,

Requesting to revise roi to lessthen 9% without any processing fee.

Loan account1 :[protected]Loan amount : 5 l)

With regards to this loan account[protected], i received notification to my mobile to pay rs.740 due to be paid wherein i had no dues pending and ecs debit happens on time with no delays. When i checked with agent, i have been informed that the roi is changed and i need to take dd for that amount rs.740. Most importantly i was not notified about the change in roi or due amount (Emi revised from 5205 to 5280) which is very much disappointing me while paying my dues without any flaws. The roi for this loan amount looks very high 11.95% compared to other competing housing finances with 8%-9% lower rates. I asked my agent for the revised lesser then 10% roi but i was asked by the thanjavur (Tn) office to pay rs.11800 to revise it. With all this i would prefer to take over my loan with other housing finance where i have got offered with 8.5% roi. I still would like to check if lhf would approve to revise to reasonable lesser roi without any charges on subjective loan, it would be a greatly appreciated and i would help me continue with lhf. The second surprising factor about this loan is the tenure which i asked for is 15 years wherein i see now in the site it shows 20 years term. I would also request you to change my loan tenure to 12 years as well which would help me to repay my loan faster.

Loan account2 :[protected]Loan amount : 11.8 l)

With regards to this loan account[protected], the roi for this loan amount looks very high 11.25%. On this loan as well i would request you approval to revise the roi to reasonably lesser without any charges.

Regards,
Elavarasan n

Sir, i have tried to pay my premium of lic through bill desk using upi transaction no[protected] upi is saying successfully transfered but i did not got any confirmation from billdesk neither my policy got renewed. I lost my money please look into this as i have used billdesk option on lic website. Also the transaction status of billdesk is not working.

My Policy No.[protected]JEEVAN TARANG) SB due is on 28.03.2018 I have not received the SB amount after adjusting loan and loan interest. I have visited and e-mailed to lic, udumalpet Br.office, Divisional office Coimbatore office, (claims) South zone office. But they didn't response me. Kindly settle the claim the amount.

Thanking you,
P.Jeyaprakash,
76/84, Big Bazaar Street,
UDUMALPET 642126
Tiruppur District.
[protected]
[protected]@gmail.com

Re: lic annuity policy ga – 12531, annuity no. 091 q0716004

On checking my bank passbooks (Bank of india, wodehouse road, colaba, sb a/c [protected]) i find that some annuity payments have not been deposited.
These are quarterly payments of rs 23, 221/- paid around the middle of the month in january, april, august and october.
The last payment was on 16th april 1018.

The missing payments...

Double payment through hdfc bank card and sbi card for policy no.[protected] for amount of rs. 3171/- respectively by reference no. 09999999980606000378328 on 6/6/19 and again by reference no.[protected] on 12/6/19. I have informed the matter several time but till date it is not yet considered. I wat only refund back my amount back to me. Otherwise, nothing has to do for me only to do consumer court.

Dear sir,
I have forced to purchased/ invested in your company 01/04/2009, when i was going to retire in the month of august 2009
None of your officials had tried to contact me to guide me to invest in such plan, where there is no scope of increasing fund at all.
If your responsible officials had advised me not to invest in my name i will invest in the name of my son "s name and i would not
Had a great loss.
I have one policy from exide insurance co ltd., the officials of the co. Had come to my new house and advised accordingly. And
Save me from the future loss of fund value.
Thus the lic management had put my self in grate loss of rs. One lac approximately.
This incident leads me to never invest single paise in lic of india.
Please look in the matter and compensate accordingly.
Thanking you
Rajesh parikh.
Policy:[protected]

I entered user id nd password. Whenever i clicked on submit button, it shows the following error;
An error has occurred:

Failed to compile jsp /login/disabledmerchant. Jsp
Disabledmerchant. Jsp:18:13: this tag is not recognized.

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Disabledmerchant. Jsp:18:13: this tag is not recognized.

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I am unable to understand wht is happening to the lic portal. Consider my request and help me out through this error. Thank you!

Policy number[protected] in the name of pramod sadashiv pavgi under jeevandhara date of policy 05/10/1990. Issuing branch amrai branch sangli sangli. Annuity monthly pension for july 2019 rs.1213/ not received from lic ipp cell, western zonal office mumbai.
Mail sent for non receipt of pension sent to pension paying office ipp cell western zone mumbai in august 2019 no reply received.
Monthly pension rs.1213/ for july 2019 not credited to my account in first week august 2019. This amount was to be received for credit of my savings bank account no [protected] with bank of india pashan road branch pune by neft
Ifsc code bkid 0000516.
Kindly look into the matter.