Life Insurance Corporation of India [LIC] Complaints & Reviews

I am a policy holder of lic vide policy number[protected] with half yearly premium amount of rs.20007/-. I made premium installment of rs.20457.16 including cgst & sgst on 03/05/2019 (16:52:06) through online payment in lic portal and i got a digital receipt vide no. Pr[protected] through mail (Copy attached) and transaction no. 2468318. Whereas the second payment for the same policy no and for the same period i. E., 10/2018 to 05/2019 was debited from my account as i have added for auto payment mode with my state bank account with reference no. Ib54471549 dated 21.05.2019 and sbi reference no is sbiutxn[protected]Transaction details is scanned and attached for kind reference). Hence it is requested to refund the amount of rs.20457.16/- paid excess for the insurance policy as mentioned above.
My details are as hereunder;
Name-md masroor alam s/o - late md sharif hussain, at+po-rampur mohanpur, via+dist-araria, bihar-854311. Sbi account no.[protected]
Policy number[protected]d) mobile no.[protected], aadhar card no.[protected], email [protected]@gmail.com.

Hi, i would like to bring to your notice that i have paid lic premium twice (Rs.7777) one time on 10 may 2019 for lic policy no.[protected]. I paid the premium by cheque and transaction was successful. I also received the receipt. I have also scheduled the premium payment from hdfc credit card a/c that is also got triggered on 18may 2019 after online payment of lic premium. I spoke to hdfc customer care executive to cancel this transaction but they cannot cancel this transaction from their end. I also spoke to lic of india to do not claim this amount but lic of india have accepted the claim. I request lic of india to return the amount (Rs 7777) paid from hdfc credit card. Thanks & regard sanjay kashyap [protected]

Dear sir/ madam,
My name is nayan chakraborty, i had a lici agent code, which code was 0236449e. But i am unable to business log in last 3-4 years in that code. But my pan card status showing "inforce"in irda portal.
At this time i get a job offer, but i am unable to join this job due to pan card issue.

So i humble request to you kindly remove or terminate my pan number.

Pan no:amupc8467d
Contact no-[protected]
Mail [protected]@gmail.com

Danalakshmi raguraman. Monthlly amount 1776 is pending for 20 months. Life existing certificate duly signed as been received by lic on may 6. Policy no is lx. 0014870. Date of birth is 27.05.1942
Trustee. Hindustan petroeum. Mumbai. Kindly neft the amount directly to her ac at chennai since she as to undergo a very urgent medical surgery on 21 may. Bank details. Danlakshmi raguraman state bank of india. Sb ac [protected]. Adyar branch.

Sir,
I am a c m's club member agent of lic of india, silchar, my health card i d no [protected], that the date of birth in member i d card is wrongly
Printed, my date of birth is 01/03/1963 that u can verify in the attached
Agency status. Pl correct the dt of birth and upload the card as early as possible.

With thanks

Joy senapati

Hi sir good after noon sir
Actually i have around 5 to 6 policies in lic jamakhandi branch... For some problems i am unable to pay premium from last 2 years... Now i am ready to pay the premium. For that purpose i visited jamakhandi branch lic office but there no one responded correctly... I am a central government employee still they are treating me like... As a government employee i am facing lots of problems for renewation of policies what about a uneducated person conditions... I have bring all the documents still asking something... First of i am existing policy holder why they are asking me so many documents sir... I am fully disappointed sir...

I had opened plan 165, term 16 years on14/2/2009. The instalment initially was rs.510/-. Monthly. Later it was changed to qtly. Rs.1531/-. After retirement i shifted to kerala. I had paid the premium upto feb. 2019, and surrendered the certificate for re-imbursement after paying 120 months premium. The amount received after 10 years was rs.47744/-. Please do the needful.

Am Chandan Das loan application no-[protected]. I have applied home loan on Dec 2018 for the rs of 1925000/-.
Was got msg from lic HFL on 25 Jan 2019 my application approved again I was received msg from lic HFL on 30jan 2019 cheque was handed over bearing no-261531, 261532.so that I have paid all Tex and stamp duty to gov. On 6feb 2019 for registration. Till date nither getting any cheque nor anyone give me any reason why I am not getting cheque. Last 3 month I am suffering and some officer harassing me. 1 EMI also deducted from my bank account.

Kindly resolve the matter ASAP

My lic policy no.[protected] and matured in march 2019. Hence i requested to claim in specific format at lic office, koppal (Karnataka) on 03/04/2019. But stil i have not received the amount. But when i enquired at koppal office, they told it is sent to a wrong address and the cheque has been encashed. Now the authorities are delaying in correcting their mistake and not acting as per the law.. Simply they are harassing us by wasting our energy, time and money... With hope of the needful you do..

Hi... I have surrendered my lic policy no[protected]... Have given all the documents duly filled along with cancelled cheque as asked by the santacruz west lic office on 15th april 2019.

As per the policy my surrendered value should have come into my account with 7 to 10 days.

As per my latest communication with their customer care... They have yet not processed/passed/raised for surrender of my policy to the concerned department.

Rgds,
Dharmendra pal

My policy number is[protected]. I have submitted all my documents as demanded at branch level and zonal level. I gave my life certificate also. The same was confirmed at branch level was also confirmed at zonal level. But inspite of gollow up no action is taking place. Thus i contacted through the telephone. They confirmed that they will do the needful. Hope you will fo it at thr earliest.

Dear sir/madam,
A policy (Policy no[protected] in the name of mother meena kumari sahu is not yet settled yet. Several times i visited lic office but they use to give several reasons. I have been running here and there. They told a official will visit our place for enquiry but its been more than 8 months no such official visited. I contacted jorhat (Sub division office of sibsagar) they told they have not received irr from dibrugarh. Again i visited dibrugarh lic office, they use to say they have not received any mail from jorhat division. Again i contacted jorhat division they use to say they had sent the mail. Likewise i am moving here and there. No response from the agent too who opened the policy. I request you for a reply regarding the issue.

Hi, when lic starts online services that time only respective person only get online a/c. Now i want to delete my wife's online account a/c and to be registered under my online a/c.

When trying to register her policy no under my user, it complaining the policy has already registered under another user and i am not able to delete or deactivate her policy / online account.

Sir i am requested for lic loan five to six time but yet not received any response from your customer care. Please clerify my request for loan and may provide help to submit online lic loan. I have done second time complain but there is no response from your side. Please tell how to proceed for online lic loan step by step and make me easy to apply online lic loan.
Thanking you

I was working victor gaskets ltd, mahalunge, chakan, pune.
I completed service of 55years, and i retired on 1st jun, 2017.
Then i applied for pension under super annuation scheme.

I got amount of around rs. 2.20 lacs, as 1/3 annuity. But before sanctioning i was requesting for exact amount of pension, but i have not given exact amount of sa pension. But after lic has started depositing rs. 2280.00 per month.

Lic is keeping rs. 425000.00 with them and giving me only 2280.00, which is not acceptable to me.
Then i requested to stop pension and refund my super annuation fund to me.
But lic has not given till today.
You are requested to advise them to refund entire accumulated amount to me.

It become difficult for employees to go to lic hfl branch to submit cheque
By other means submission is risky.

I don't understand why lic hfl not giving option to pay partial principle amount online from their website or any other means

It is convenient and good encouragement to pay loan back
All most other banks have this facility
What is the problem for such a big govt. Orgnization to give this facility

Hi,
I had applied a house loan of 5 lakh and got sanction of 4.5 lakh on december, 2005 with 7.5 floating interest rate against my mother property in dankuni, west bengal. Due to my busy work in india and abroad, i did not look into current interest rate. While looking into last month through internet, i observed that lic housing finance is charging 11.95% interest rate per annum. Don't we think that this is too much. All banks are charging now 8 to 9 percent whereas lic housing finance is charging 11.95 percent. I know that 8 to 9 percent interest can be charged only for new loan. But 11.95% can be charged.. Whenever i met with area manager soumitra chatterjee and employee sourab bharadwaj and requested them to reduce percentage, they told me that i have to pay 11800 rs to reduce from 11.95% to 9.70%... Do you believe that for such a public sector lic subcidiary company they are charging 11800 rs for reducing interest 11.95% to 9.70%.. Second, i visited two times and lastly i got to know that i have to bring my other who is widow and not able to walk properly. Without her, i cannot submit my cheque.

My question is
- for 4.5 lakh amount starting emi from jan, 2006, stil 1.38lakh is pending as outstanding. Monthly emi is 4635. Can you please have a look into this? I believe that lic housing is cheating customer...
- why 11.95% emi today?
- i have moved from kolkata to bangalore? Can i do a follow up from bangalore

I had a lic money back policy. Since i have not paid premium for long, i would like to take a refund of the paid up money. I had contacted lic branch in kolkata and the customer care executive says that the policy does not exist. What kind of cooperation is this?
Since, i have discontinued my policy number[protected]. I want the paid up money to be refunded to my account.
Please help urgently

I rohit kumar singh working in sashastra seema bal (Paramilitary force). I had applied for home loan at siliguri (W. B) in september 2017 at lic hfl. As of now, no amount has been disbursed by lic housing finance ltd to builder and 04 emi of rs 32, 0000/- (Approx) have been deducted from my account. I already have lodged complaint at national consumer forum and my complaint no is 1223118. Now, i don't want to go ahead with lic hfl, and also have been informed to lic hfl via call to manager of lic hfl mr. Barinder (Siliguri branch) and also via written complain to manager. I am following with lic hfl since 4-5 month for my money refund and closer of this account as no amount has been disbursed as of now and i don't want to continue with lic hfl. But i have not received any response from lic hfl. My lic hfl acct no : [protected]. My contact no is [protected], [protected]. I want to cancle this account and want my money refund of rs 32, 000/-. And no negation on the above subject line.

Our government is imposing on online payment, digital payments.
However lic of india is charging for online payments through cards.
I was trying to do a online payment for renewal of policy. However they are charging amount for any amount from card.
This is not acceptable. Lic may have already charged several customers for card payment.
This is really not acceptable and no charges should be applied. And one should get discount for online payment. All the charges paid earlier should be returned.