Life Insurance Corporation of India [LIC] Complaints & Reviews

Hi sir good after noon sir
Actually i have around 5 to 6 policies in lic jamakhandi branch... For some problems i am unable to pay premium from last 2 years... Now i am ready to pay the premium. For that purpose i visited jamakhandi branch lic office but there no one responded correctly... I am a central government employee still they are treating me like... As a government employee i am facing lots of problems for renewation of policies what about a uneducated person conditions... I have bring all the documents still asking something... First of i am existing policy holder why they are asking me so many documents sir... I am fully disappointed sir...

I had opened plan 165, term 16 years on14/2/2009. The instalment initially was rs.510/-. Monthly. Later it was changed to qtly. Rs.1531/-. After retirement i shifted to kerala. I had paid the premium upto feb. 2019, and surrendered the certificate for re-imbursement after paying 120 months premium. The amount received after 10 years was rs.47744/-. Please do the needful.

Am Chandan Das loan application no-[protected]. I have applied home loan on Dec 2018 for the rs of 1925000/-.
Was got msg from lic HFL on 25 Jan 2019 my application approved again I was received msg from lic HFL on 30jan 2019 cheque was handed over bearing no-261531, 261532.so that I have paid all Tex and stamp duty to gov. On 6feb 2019 for registration. Till date nither getting any cheque nor anyone give me any reason why I am not getting cheque. Last 3 month I am suffering and some officer harassing me. 1 EMI also deducted from my bank account.

Kindly resolve the matter ASAP

My lic policy no.[protected] and matured in march 2019. Hence i requested to claim in specific format at lic office, koppal (Karnataka) on 03/04/2019. But stil i have not received the amount. But when i enquired at koppal office, they told it is sent to a wrong address and the cheque has been encashed. Now the authorities are delaying in correcting their mistake and not acting as per the law.. Simply they are harassing us by wasting our energy, time and money... With hope of the needful you do..

Hi... I have surrendered my lic policy no[protected]... Have given all the documents duly filled along with cancelled cheque as asked by the santacruz west lic office on 15th april 2019.

As per the policy my surrendered value should have come into my account with 7 to 10 days.

As per my latest communication with their customer care... They have yet not processed/passed/raised for surrender of my policy to the concerned department.

Rgds,
Dharmendra pal

My policy number is[protected]. I have submitted all my documents as demanded at branch level and zonal level. I gave my life certificate also. The same was confirmed at branch level was also confirmed at zonal level. But inspite of gollow up no action is taking place. Thus i contacted through the telephone. They confirmed that they will do the needful. Hope you will fo it at thr earliest.

Dear sir/madam,
A policy (Policy no[protected] in the name of mother meena kumari sahu is not yet settled yet. Several times i visited lic office but they use to give several reasons. I have been running here and there. They told a official will visit our place for enquiry but its been more than 8 months no such official visited. I contacted jorhat (Sub division office of sibsagar) they told they have not received irr from dibrugarh. Again i visited dibrugarh lic office, they use to say they have not received any mail from jorhat division. Again i contacted jorhat division they use to say they had sent the mail. Likewise i am moving here and there. No response from the agent too who opened the policy. I request you for a reply regarding the issue.

Hi, when lic starts online services that time only respective person only get online a/c. Now i want to delete my wife's online account a/c and to be registered under my online a/c.

When trying to register her policy no under my user, it complaining the policy has already registered under another user and i am not able to delete or deactivate her policy / online account.

Sir i am requested for lic loan five to six time but yet not received any response from your customer care. Please clerify my request for loan and may provide help to submit online lic loan. I have done second time complain but there is no response from your side. Please tell how to proceed for online lic loan step by step and make me easy to apply online lic loan.
Thanking you

I was working victor gaskets ltd, mahalunge, chakan, pune.
I completed service of 55years, and i retired on 1st jun, 2017.
Then i applied for pension under super annuation scheme.

I got amount of around rs. 2.20 lacs, as 1/3 annuity. But before sanctioning i was requesting for exact amount of pension, but i have not given exact amount of sa pension. But after lic has started depositing rs. 2280.00 per month.

Lic is keeping rs. 425000.00 with them and giving me only 2280.00, which is not acceptable to me.
Then i requested to stop pension and refund my super annuation fund to me.
But lic has not given till today.
You are requested to advise them to refund entire accumulated amount to me.

It become difficult for employees to go to lic hfl branch to submit cheque
By other means submission is risky.

I don't understand why lic hfl not giving option to pay partial principle amount online from their website or any other means

It is convenient and good encouragement to pay loan back
All most other banks have this facility
What is the problem for such a big govt. Orgnization to give this facility

Hi,
I had applied a house loan of 5 lakh and got sanction of 4.5 lakh on december, 2005 with 7.5 floating interest rate against my mother property in dankuni, west bengal. Due to my busy work in india and abroad, i did not look into current interest rate. While looking into last month through internet, i observed that lic housing finance is charging 11.95% interest rate per annum. Don't we think that this is too much. All banks are charging now 8 to 9 percent whereas lic housing finance is charging 11.95 percent. I know that 8 to 9 percent interest can be charged only for new loan. But 11.95% can be charged.. Whenever i met with area manager soumitra chatterjee and employee sourab bharadwaj and requested them to reduce percentage, they told me that i have to pay 11800 rs to reduce from 11.95% to 9.70%... Do you believe that for such a public sector lic subcidiary company they are charging 11800 rs for reducing interest 11.95% to 9.70%.. Second, i visited two times and lastly i got to know that i have to bring my other who is widow and not able to walk properly. Without her, i cannot submit my cheque.

My question is
- for 4.5 lakh amount starting emi from jan, 2006, stil 1.38lakh is pending as outstanding. Monthly emi is 4635. Can you please have a look into this? I believe that lic housing is cheating customer...
- why 11.95% emi today?
- i have moved from kolkata to bangalore? Can i do a follow up from bangalore

I had a lic money back policy. Since i have not paid premium for long, i would like to take a refund of the paid up money. I had contacted lic branch in kolkata and the customer care executive says that the policy does not exist. What kind of cooperation is this?
Since, i have discontinued my policy number[protected]. I want the paid up money to be refunded to my account.
Please help urgently

I rohit kumar singh working in sashastra seema bal (Paramilitary force). I had applied for home loan at siliguri (W. B) in september 2017 at lic hfl. As of now, no amount has been disbursed by lic housing finance ltd to builder and 04 emi of rs 32, 0000/- (Approx) have been deducted from my account. I already have lodged complaint at national consumer forum and my complaint no is 1223118. Now, i don't want to go ahead with lic hfl, and also have been informed to lic hfl via call to manager of lic hfl mr. Barinder (Siliguri branch) and also via written complain to manager. I am following with lic hfl since 4-5 month for my money refund and closer of this account as no amount has been disbursed as of now and i don't want to continue with lic hfl. But i have not received any response from lic hfl. My lic hfl acct no : [protected]. My contact no is [protected], [protected]. I want to cancle this account and want my money refund of rs 32, 000/-. And no negation on the above subject line.

Our government is imposing on online payment, digital payments.
However lic of india is charging for online payments through cards.
I was trying to do a online payment for renewal of policy. However they are charging amount for any amount from card.
This is not acceptable. Lic may have already charged several customers for card payment.
This is really not acceptable and no charges should be applied. And one should get discount for online payment. All the charges paid earlier should be returned.

Policy no.[protected], br. Unit no.111, delhi div.1, survival benefits has not paid despite of my written request dt.5.3.11 thou the company claim that a cheque no.0957352 dt 10.10.2011 has been sent but the cheque in question neither at at my given address nor credit in my account through ecs. I have shown the bank pass book of my account aao & he was satisfied & also forwarded my request to account br for further necessary action. But no action has been taken so.

You are requested kindly branch manager lic br. Unit no.111 to get my case expedite without any further delay.
Your
Mrs omeshwara singh
M no.[protected]

Hi, on dated 25.04.19 i have checked my cibil report and found my name as a guarantor for lic hsg loan account no:[[protected]]. I found my name (Karthik ramakrishnan, pan:ajgpk1136n) as a guarantor for lic hsg loan account no:[[protected]] on dated[01.08.2008]. This data is not belong to me and i have never sign as a guarantor for any loan account. Below are the details about the cibil report please re-verify and send the correct information to cibil.

Dear madam/sir

I am a customer of your organisation named atul sagar with policy number [protected]. My bonus amount has been raised in the month of dec2018 but till now april2019 i had not recieved it yet. I have been regurarly visiting lic office, durg but rather than solving the problem they are only providing me letters for multiple times to submit here and there for months. I have to come from hyderabad for all these still i had not recieved the bonus amount.

Kindly take a quick action on this problem of mine.

To,
The branch manager,
Life insurance corporation of india
Dhanbad branch, office number-ii (557)
Dhanbad, jharkhand

Sub: not received bond paper

Dear sir,
Let me know about my policy no.[protected], had been enrolled in the month of 28th august 2018, but till date, i have not received bond paper against my policy. It is going to be completed above 6 month. I have received only receipt against my policy.
May kindly look into the matter and take needful action for the same.
I have several times contacted with lic advisor but there is no reply from the other end. The advisor name is anil kumar[protected]. So that, please be trace out the actual condition of the policy, and send me details about the region of non - dispatch of the lic bond paper in respect of the above cited matter.

It is requested to you that about my policy bond paper may please be dispatched to my permanent address which is given below:

Sourav kumar seth,
S/o late. Mahes prasad seth,
At/po: rairangpur, anladuba
W. N. 10
Landmark: near anladuba post-office
Odisha
Pincode:757043
Ph no. [protected]

Dear sir,

Lic of india branch code no.880 my daughter insurance policy no.[protected] i have closed on 01.03.2019 with all require document and claim form at your lic of india, fort mumbai 880 office.

But last 2 months they are not sending my claim settlement amount at my bank nor given me any information regarding this claim.

Also i have send emila and try to contact on 880 branch contact numbers but there is no response.

Kindly send my claim settlement amount on my bank account at the earliest.

Regards,

S. N. Kadam
Mob.[protected], [protected]