Likizo Services — tour service fraud

This complaint is against likizo services pvt ltd baner pune. They first asked to fill up form outside mall and then they say you have won lucky coupon and ask to come with my wife. Then they give presentation with loud music and force me so that i sign agreement with my wife name. Before agreement they promises lot of things but they all are lies. As company asked me to pay 10000 rs as down payment and remaining amount (40000) will get deducted as emi from your account but they deducted all amount once and told that this will be at 0 percent rate. But after payment done within some days i asked about emi they said that i have to do it with contacting bank and said that all finance charges and taxes for emi conversion will be paid by them.
Its been three months and i contact them frequently about my money and membership details they keep saying that you will get an update on thursday and so on. They all are fooling me and they all are fraud. I have not use any of their service as they keep saying that you cannot use service until you get membership card and its been 3 months till now i did not received that card.
Now i have bear all the charges and taxes of emi. From this i feel cheated and fooled so i do not want to use this service anymore and i have not single service from them. They says until you get membership card you cannot avail services and i did not get it till now.
So at this point i felt they are not trust-able at all and hence i want my all money back including finance charges and taxes of three months that is 50000 plus 944 (Finance charges) plus 876 (Taxes). Total 51820 rs
When i ask to refund my money they say as per agreement they are non-refund able and talking rudely.
They keep saying that your account will get credited but they all are liars.
Even after this they are saying that money is non refundable. And as per gov circular there is no any term non refundable.
Please help me to get my money back and stand against this fraud company.