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L&T Finance Complaints & Reviews

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Updated: Aug 27, 2025
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L&T Finance reviews & complaints page 11

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T
Thakur1992
Mar 15, 2022
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Address: Hyderabad

I have never applied for a loan with L&T neither have i ever subsribed to received any offers from them. However, i am receiving multiple OTPs from them for a loan i did not apply. Please look into this ASAP and see if there is any fraud going on. I have seen this complaint multiple times on this Forum, so there is definetly something fishy going on, please take this matter seriously.
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    Arunseema
    from Bengaluru, Karnataka
    Mar 3, 2022
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    Address: Mumbai Pune branch
    Website: LNT finance

    Hi sir, mam

    I am Arunseema, For I want to apply in online loan amount in your bank of online customer, but your bank employee in mumbai pune branch he's working and he's asking deposit amount before we send Rs. 7560/- and he's calling to told more deposit amount, then we don't have much amount, so we quit the online loan, then we ask him refund our deposit amount Rs 7560/-, he's telling one week after credited your deposit amount, still not yet received our deposit amount at your bank side we didn't get it, after He's caling to ask for OTP and UPI ID and password everything, what's happen going on your bank LNT finance services, pune Mumbai branch and now which Bank asking for OTP and UPI ID and password everything, so please rectify my issues credit my deposit amount RS 7560/- am believed for your complaint Page ..., Other wise if it's not solve my issues not credited deposit amount am going complaint cyber crime security services...

    Thank you sir...,

    My phn num : [protected].

    Name : arunseema
    L&T Finance customer support has been notified about the posted complaint.
    Mar 03, 2022
    Updated by Arunseema
    Dear sir, mam

    I am Arunseema, For I want to apply in online loan amount in your bank of online customer, but your bank employee in mumbai pune branch he's working and he's asking deposit amount before we send Rs. 7560/- and he's calling to told more deposit amount, then we don't have much amount, so we quit the online loan, then we ask him refund our deposit amount Rs 7560/-, he's telling one week after credited your deposit amount, still not yet received our deposit amount at your bank side we didn't get it, after He's caling to ask for OTP and UPI ID and password everything, what's happen going on your bank LNT finance services, pune Mumbai branch and now which Bank asking for OTP and UPI ID and password everything, so please rectify my issues credit my deposit amount RS 7560/- am believed for your complaint Page ..., Other wise if it's not solve my issues not credited deposit amount am going complaint cyber crime security services...

    Thank you sir...,

    My phn num : [protected].

    Name : arunseema
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      R
      ravi.21
      from Delhi, Delhi
      Feb 20, 2022
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      Name :upasana
      i am writing this to concerened my scooty noc, ,

      spoken to a collegue of l&t finance name anil .
      he made a settlement letter of rs 24000 for my scooty,
      when a cleared my amount of settlement letter, i didnt received any call from l&t for my noc .
      its been twio months i havent received any noc yet, though calling in the branch they are saying we dont have any agent name anil. now they are deniying to give my noc and asking for full amount of scooty . i have all the proofs of payment and conversation with the agent name anil . please suggest the next step or to resolve this query
      L&T Finance customer support has been notified about the posted complaint.
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        R
        Rupesh archana
        from Samastipur, Bihar
        Feb 16, 2022
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        Address: LAGUNIYA SURYA KANTH WARD NO 1, Post LAGUNIYA SURYA KANTH, muzaffarpur
        Website: [email protected]

        My personal loan approval but not send money my account
        +1 photos
        L&T Finance customer support has been notified about the posted complaint.
        Feb 19, 2022
        Updated by Rupesh archana
        Not send money to my account

        KYC Programs my contract no-[protected]

        Personal loan - Comment #3976401 - Image #0
        Personal loan - Comment #3976401 - Image #1
        KYC Problem my contract no-[protected]

        Personal loan - Comment #3976406 - Image #0
        Personal loan - Comment #3976406 - Image #1
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          A
          Ayush Shaw
          Feb 15, 2022
          Feb 5, 2024
          This thread was updated on Feb 5, 2024
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          I'm getting loan related sms and emails about payment failed, but I've not taken any loan

          I've been getting a lot of emails and sms lately regarding some loan EMI payment being failed from SBI, but I've not taken any loans from L&T finance. Also, I've never approved an E-mandate on an SBI account.

          These are the contents of a recent mail:
          ---
          L&T finance
          ₹14, 126.00
          Payment Failed
          In case your money has already debited from your account, It will credit to your bank account within...
          +2 photos
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          piyush393
          from Indore, Madhya Pradesh
          Feb 15, 2022
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          Today I went to collect the NOC of my wife's loan 4686286 (LAN) for which all EMIs are payed on time. As per my discussion with your L&T Guy since even after putting money in my wife's account from which emi should be deducted, it was not getting deducted so as per the guys suggestion I payed all the remaining EMIs from my account using the QUICK PAY option of L&T ltfs.com website. And that too all the EMIs went 1 day earlier to the EMi date ie every 2nd of month I sent the money even when the date of Emi was every 3rd of month. You can check the statement from the given LAN no.

          Now today I came to know that there are 16 bounces recorded and a charge of approx 6300 plus as still it was checking for payment in my wife's account even after discussion that I will pay from my account. This is just pathetic. If the guy would have told me that change your account so that you don't get these ECS charges then I would have changed. But I THINK YOU PEOPLE DO IT KNOWINGLY SO THAT THESE CHARGES CAN BE GAINED FROM CUSTOMERS. I DONT KNOW IF THIS IS THE CASE THAN THIS IS VERY WRONG.
          Please waive off these charges.
          I am not in favour of paying any of these.
          L&T Finance customer support has been notified about the posted complaint.
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            amulya pendurti
            Feb 14, 2022
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            The loan amount has not been disbursed into my account even after finishing up all the paperwork and signing legal papers.
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              Dear Sir/Madam,

              I have already written mail, on 25.01.2022 to the concerned email ID I found on the internet ([protected]@ltfs.com) but I did not get any response - and the other email ID on the back of the Debenture Certificate does not exist as shown by gmail.

              This complaint is regarding the purchase of "Long Term Infrastructure Bonds 2012A" of L&T Infrastructure Finance Company Limited in the year...
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              ptwothree
              Feb 9, 2022
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              There is a technical issue while trying to apply for personal loan. There have been multiple tickets raised but still not resolved. The KYC upload of aadhar verification gives the error.
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                K
                Kushi666
                Feb 9, 2022
                Resolved
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                Resolved

                Address: No 59 8 Th Cross FF Layout Laggere

                Hi this is rakesh i have applied for loan consumer loyalty finance

                Still it's showing document check under process i have applied on 4th Feb 2022
                When it will disburse I got stamp paper and loan details and emi details and I have signed all docs through online

                Customer service people talking Rudley very bad customer call center employees when I will give miss call no response

                When I will get my loan

                What is the status

                Respond back
                +1 photos
                Feb 10, 2022
                Complaint marked as Resolved 
                Amount has been credited thanks a lot
                L&T Finance customer support has been notified about the posted complaint.
                Feb 10, 2022
                Updated by Kushi666
                Still not resolved
                Feb 10, 2022
                Updated by Kushi666
                When amount will credited
                Feb 10, 2022
                Updated by Kushi666
                Nobody contacted me regarding of this
                Feb 10, 2022
                Updated by Kushi666
                How to find my application status
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                  R
                  Ramanuj027
                  from Greater Noida, Uttar Pradesh
                  Feb 8, 2022
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                  Hi team,

                  My vehicle loan was started in month of July 2021.

                  1) You guys didn't debited emi from my SBI account during Dec-Jan 2021. Then I paid through Paytm app on[protected]just before the last day of payment to avoid bounce charge). After that I've checked the transaction detail on L&T finance website showing last payment done on[protected]. I have bank statement with me. Still you guys charged me for bouncing and late payment fee. This is ridiculous.

                  2) Again on next month (Feb 2022) you guy's again didn't debit emi from my account as there was already complete balance in my account. And then you charged me wrong bounce charge. But I did the payment with bounce charge before[protected]as last day of payment was[protected] to avoid bounce charge).

                  3) Today, on[protected], a guy from your team having number- [protected] called me, and forcing me to pay bounce charge of 413₹. Then I told him that I already did. And gave the details of that transaction. And also I asked why the bounce charge has been applied as I paid just before the jue date. Then he just cut my call and didn't receive whwnever I tried to contact him.

                  I need positive reply from you guys.
                  Please leave a mail on [protected]@gmail.com or contact[protected]

                  Otherwise I will take this issue in public forum or will take you guys in consumer cort.

                  Thanks,

                  Ramanuj Kumar
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                    Address: India

                    I get SMS from AD-LNTFIN everyday offering personal loan. I have never subscribed or requested for loans. I have enabled DND, but still receive this SMS. There is no option to manually block this SMS.
                    The SMS also has an unsecured link clicking on which will generate OTP.
                    This SMS looks to be scam....
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                    J
                    Jaga_200_Ns
                    Feb 3, 2022
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                    Address: kumbalgodu. Kengeri.Bangalore-60, kumbalgodu Kengeri Bangalore 60

                    Loan number : T[protected]
                    Name JAGANATH N
                    I have done payment before 2day..but they produce the cheque because of this I have lost my money on ecs charge by SBI bank..how can you people do do such thing to make us lose money for without reason..please refund my amount which I have lost due to your irresponsible work..
                    L&T Finance customer support has been notified about the posted complaint.
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                      K
                      Khalid1616
                      from Guwahati, Assam
                      Feb 2, 2022
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                      Hello!
                      I want to inform that i am getting bounce charges even after paying my emi's before due date i.e.3rd of every month. I pay my emi's through Paytm. But i have noticed that my payments are not getting updated on time.Why am i getting bounce charges even after paying my emi's on time?
                      Kindly look into this matter.
                      L&T Finance customer support has been notified about the posted complaint.
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                        S
                        Soundarya.M
                        from Hyderabad, Telangana
                        Feb 2, 2022
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                        Hi we have bought a bike under finance thru L&T. Our emi date is on 3rd of every month. We request you to change it to 7th of every month as our salary credits on 06th of every month. Please do the needful.
                        L&T Finance customer support has been notified about the posted complaint.
                        Feb 11, 2022
                        Updated by Soundarya.M
                        Its not resolved how can you mark as resolved. Please resolve this issue
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                          A
                          ankita jat
                          Feb 2, 2022
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                          Address: new delhi

                          Dear LNT team, request you to please share my Loan statement on my Email ID- [[protected]@gmail.com Loan ID is- 4446381. I am trying to get this statement from last 1Year bur no one from your site cooperated with me. your customer care number is not working even its not ringing help me with loan statement As soon as possible your quick response will highly appreciate here.
                          L&T Finance customer support has been notified about the posted complaint.
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                            R
                            Rupesh archana
                            from Samastipur, Bihar
                            Jan 24, 2022
                            Resolved
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                            Resolved

                            Address: KOLKATA

                            Name-rupesh kumar mo no-[protected] loan application number-c[protected] date of applay-10/01/2022 loan approved 12 to 48 hours
                            [protected]@gmail.Com
                            loan approved but not send monay my account
                            +1 photos
                            Jan 25, 2022
                            Complaint marked as Resolved 
                            Not process
                            L&T Finance customer support has been notified about the posted complaint.
                            Jan 25, 2022
                            Updated by Rupesh archana
                            Not process
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                              H
                              Helen Figredo
                              Jan 18, 2022
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                              Address: Bangalore

                              Sir/Madam,
                              The maturity amount of infra bond 2011B is not yet credited to my SBI account. Please guide me how to get the amount as this is already matured on 10.01.2022.

                              Date of Allotment. : 10.01.2012
                              Regd Folio No. : 20693410
                              Certificate No. : 224756

                              Regards,

                              Helen Figredo
                              L&T Finance customer support has been notified about the posted complaint.
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                                A
                                ArunGupta1028
                                from Delhi, Delhi
                                Jan 17, 2022
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                                Dear Sir / Madam,

                                I have been allotted bonds as details are given below-

                                Regds folio no. 21007544
                                certificate no. 256169
                                Name of holder - Arun Prakash Gupta
                                Series - 2011b
                                No. Of debenture - 20
                                Distictive no.[protected]
                                Date of allotment 10.01.2012

                                The bonds were matured on[protected] but I haven’t recieved any amount for the same. I also raised my concern over the given email but didn't recieved any response.

                                Please assist in redemptions of the bonds.

                                Regards
                                Arun Prakash Gupta
                                [protected]@yahoo.in
                                L&T Finance customer support has been notified about the posted complaint.
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                                  Alok Kesharwani
                                  from Mumbai, Maharashtra
                                  Jan 16, 2022
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                                  Maturity amount of l&t infra bond 2011b series not received

                                  Dear sir,

                                  I have been allotted one bond as details are given below-

                                  Regds folio no. 21582191, certificate no. 313634,
                                  Name of holder - Alok Kesharwani,
                                  Series - 2011b
                                  No. Of debenture - twenty
                                  Distictive no.
                                  Date of allotment-10.01.2012

                                  This bond has matured on 10.01.2022, still maturity amount is not recieved in my bank account.

                                  Please tell...
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