L&T Finance Complaints & Reviews

Im girish, taking two wheeler loan from l&t finance agreement no - 2857629,
My loan tenure will be 23 months rs 3741, from last two months im unable to pay my emi, recovery agents called me and harassing me i have told that to seize my vehicle, but they were not ready to take, daily they were coming shouting at me in my road, before that in my street they were searching me by showing my photo, this is what they serve to customer, l&t finance sending rowdys to recover the amount, i suffer lot by this guys, manager name will be deepak he very rude on talking, if im not paid kindly take my vehicle sunil hm -[protected] he shouting on me by calling fraud, im paying promptly 16 months by any delay im not expecting such behaviour

I was having a 2 wheeler loan in 2014, and it has not got closed yet i am struggling to get noc but they are more asking for money i know i have to give 6000 but they are asking 15000 and i asked 9000 left is for what they are it's the charges which you have to give to get noc... I have only loan account no which is 1857054, and they are asking i don't know what and all, please help me to close my account and get noc asap pls.

​​hi there,

Yesterday (22 jan time 03:31 pm) i received the call from your kolkata office mob number : [protected] (Name : sumantra talukdar) the person was saying why you have not payed last emi (18) of your loan, i said send some one at my home with my noc and he collect payment from my home, he replied me very foul and said that we are not your nokar, i said so am i your nokar, he said yes you our nokar.

So just clarify these word nokar and way talk to customer of your representatives.

Loan no[protected] wheeler loan)

Awaiting for your quick response.

Arti/[protected]

I am nikhil kabre, i had taken loan for jupiter tvs from l& t finance fc road pune in 2016. All my emis were paid on time. This january 2018 was my last emi which was missed due to some misunderstanding on my side.
I started getting very impolite and rude calls from your team from mobile nos the name of the girl is dipti deshmkh who was rude and impolite. She is in punne branch.
I strictly condemn such behaviour from your staff and demand an apology from her.
My contact number is [protected].

I m abhiraj devarajan ezhava my bike loan is in l&t finance ltd surat & my loan no is 3115853, my mobile number is [protected]. I want close my loan, the officer asked the last transaction of my bank a/c in which my emi were deducted. I had said i will give u sbi atm statement. Then the officer is saying atm statement is not valid in there company. Sir the sbi atm machine is made by the under the government (Rbi) how that officer can say that...

My name waseem akram from sangardddy, telangana state, i took personal loan in the year 2008 for 3 years i paid throught account pay monthly at last i dint take noc my because i left to gulf country i didnt get time to take noc recently i came to known there a balance of 775 rupees due now i want to clear the payment and to get noc as well as remove name from civil complaint. My loan no. 119716.
Thanks
Waseem
[protected]
Hyderabad

I had availed a motor cycle loan from family credit finance ltd now it has been changed to l&t finance ltd. & i've paid all the dues against agreement no.643388. Myself it is very difficult find & close the issue. Kindly help & provide noc to me asap. Ans also provide local branch contact no.

Agreement no.643388
Name:priyabrata das
Add:kumutipatna
Dist:puri, odisha

Respected sir,
I the undersigned prashant s kulkarni have taken honda activa deo in march 2017 loan acct no: 3179528 however due to idbi bank issue ecs would not clear on time hence i use to get call from collection team especially by this lady shraddha who would request to pay the outstanding balance at the nearest money transfer agent whom i paid rs 50.00 extra everytime whenever i had to pay the emi 2640 she never informed that i will be charged rs 350.00 every month for chq bouce charge so today i got the message that i have to pay for this 6 months nearly 350.00 charges which is equivalent to my monthly emi so far hence i called customer services filled the complaint id 39252241.
Please look into this matter as i am completely dissatisfied with the services and the charges levied against my account.

Thanks
Prashant s kulkarni

Dear respected sir..
iam javed ali ansari mobile number is [protected] maine two wheeler loan liya hai Jupiter scooter pe
maine isse pahle bhi 3 time other compony ka loan liya hai aaj tak kabhi mera ek bhi emi cancell nahi hua friday ko mujhe apki andheri office se kisi sanjay naam ke bande ne call kiya aur mujhe dhamkane laga ke tumhara emi andheri akar bhardo maine kaha bhai mere bank account me paisa hai tumhara emi ka time pe automatic minus hojayga to usne bola this time automatic nahi katega apko yaha akar bharna padega maine kaha agar automatic nahi katega to kisi person ko bhejo mai check de deta hu meri is baat par woh woh mujhe gaali dene laga bola tereko to yaha akar bharna hi padega nahi to mai tera bank account seas kardunga aur mai kon hu tujhe pata nahi .
[protected] ye number se call aya friday 12:30 par uske call ki recording hai mere pass mai chahta hu aise jahil bande par aap action lo nahi to mai police station me uski shikayat karunga..

Dear sir
With reference to agreement no-kgb127134s[protected], loan taken on 10 march 2015. I opted for ecs and necessary documents submitted. But lt failed to active ecs and they collect thru cash. First 4 months no body came to collection and when enquire the contact person he told he left the job and give other contact number. Then i call lt office and ask them to collect the money. Inbetween dues charges are going high. Everymonth i uses to remember the office to collect money to avoid late payment. Last one year they told bill will be given on next month collection. 2 days back i download the statement and i m shock to see all my payments are paid late and dues are high and to the shock one month payment was not accounted still. Immediately i call executive who collect money, once he heard my complaint he didnt attend my phone call. What the pondy branch doing is big fraudulent collecting money and account one month late. Now overdue cargoes grows more than 15k.

All emi cliyer penalty sab pay kiya fhir bhi mam 1300/- mang rahi hai ye kaise ghatiya finance hai lutne ka kaam karte hai kya 6000/- extra diya fhir bhi aur 1300/- mang rahe hai sir complain kisko karu me ab phone kar raha hu to bata rahe hai dushri office me jao aaisa muze loot liya hai kuch cliyer bata bhi nai rahe hai ab kya karu sir plz help me

I'm having and auto loan with l&n (Loan number: 2982383) and the at the starting of my loan due to some technical issue from there side they were not able to deduct the esc from my bank account and later on i visited l&t cp, delhi office and done all the paper work again and pay 3 installment amount in cheque and now when all the installments are completed and i went to l&t office for noc they are saying that there is rs 1247/- lpc is pending and on customer care they don't have any record like lpc.

When i said the same thing to the people who are working there so they confirmed me that they will waive off that late payment charges and after 15 days i can come and collect my noc but on 3-dec-2017 suddenly they deducted rs 1247/- from my account and i'm calling in l&t office and they are not responding at all.

Dear sir,

I, minarul sk, am a bona-fide borrower of a two wheeler loan from your organisation having the agreement no. 2421159. I am repaying every installment on a regular basis and there is no due of the emi. But in my cibil report emi of october appeared as due, because of which my cibil score came down. And i was denied enhancement of my running cash credit loan from bank causing major problem in fulfilling my financial requirements.

I contacted your local office at berahampur kk banerjee road for help but got no assistance from the staff.

Please look after the matter and kindly take necessary action to update my repayment history to cibil so that i could avail loan from other institute.

Thanking you,

Your's faithfully
Minarul sk

L&t infrastructure bonds - money with complete interest not received
Claim for maturity amount and interest/bonus of l&t infra bond
I purchsed l&t infra bond on 24.03.2012 for an amount of rs.. 20000/- (Rs. Twenty thousand only) and it matured on 23.03.2017 and i wish to get the matured amount with bonus and interest as applicable and hence, it is requested to do the needful to pay back my money with full interest and bonus...

That my client who had availed two wheeler vehicle loan from your finance at madurai loan agreement no 2162049. Agreement date 22/12/2014. Amount of finance rs.49, 000/- tenure of installment -30 months
That my client had regular repayment of loan through your collecting agent m/s. Sakthi agency
That the collecting agency asked my client, the rc book original, in order to have scan the rc book. Under the belief and trust, my client had submitted his original rc book, the agency orally accepted to return rc book after scanning the book
My client, asked your collecting agency to return the rc book, which there is no response from them
My client had approached your office and explained in detail, and you asked to pay the due amount. My client had made arrangement to pay the balance loan amount, and when he had approached with loan amount, and asked the original rc book
You have not shown any positive sign to return the original rc book. My client, had approached number of time and you have vehemently turn down to return the original rc book

Hello team,
I was taken personal loan from l&t. Due to some personal problem my bank account was closed but still i am getting ecs confirmation sms from your company. I am unable to pay my installments through ecs. Kindly do the needful for the same and cancel ecs of my personal loan account 2787236.
Please do the needful i will not pay ecs bouncing charges and overdue charges to your company..

Dear sir/madam
My loan number is -3230671
I was paid my all installment of rupee 5163 of six installment. But still one extra installment amount deducted from my bank account.
I visited your barah khamba road branch.
And told them my problem in detail.
And they ask me for my bank related document for the purpose for refund the money.
And i submitted all relevant documents on 7th of november 2017. And they ask me for wanting for 10days.
Now today i contact your office person and ask for refund the money.
But they told me that they forget my case and ask me for send relevant documents again and ask for wait for another 10days..
Since i really need my money back because o[censored]rgent require.
So please look into my problem and try to solve it as soon as possible

Mohit gupta
Contact number -[protected]

Dear sir,
With reference to above subject, we are in continuous follow up with your branch for remitting our rent, but there is no response till now.

Mr suraj ([protected]@ltfs.com) confirmed in oct 17 that your complete rent will be paid in the month of nov17 along with that months rent, but that too not received till now.

This is very much surprising that a reputed company of yours l & t financial services is unable to pay rent from past 11 months after a lot of follow up also.
Branch : indore road, khandwa (M. P.) 450001

Kindly help us to resolve the issue.
Thanks & regards

Pushpa agrawal
60, shivaji chowk
Khandwa (M. P.)-450001
Mob : [protected]

Respected sir/madam,,,, this is ather ahmed#49, ews 9th cross 1st rajiv nagar mysore, i had a loan in p&t mysore branch, my agreement no3173425 my date was 5/5/2017 and i requested to loan officer for the 10th date so they said ok sir we will make at 10th date for payment from my account not took payment than i pay for loan officers of mysore branch from them not payed any amount then calling from branch asking payment i said i payed with yur bank people's they saying okay sir we will contact and 1 month payment from my side i delayed but i said this month i will clear then from bank people's calls and tll as any like owner of l&t finance i[censored] not give full payment today we will send u letter which cost of 2500 u have to pay and today i got letter in post which as charges late payment charges 1123 cheque bounce 700 which as not made by my mistake it was from yur bank plzzz i request u to take my request serious on my matter to this

I was issued a loan for a two wheeler in the year 2014 against which emi period started from 05.09.2014 (Rs. 2223/- for 24 months).
But due to some technical fault from your end emi could not be deducted from my account and against which i had to bear the pain of paying the emi in cash for 21 months consecutively starting from 05.09.2014 at your beck and call. However for the first 3 months emi was deducted from my account through cheque.

Now as the emi has been fully paid, i have applied for a noc to be issued against the closure of the loan.

But i am really surprised to hear from your office that i had to pay a penalty charge against the interest and cheque bounced charges for those 11 months which i had already paid in cash due to the technical fault from your end.

I now want a clarification from your end that why i have to pay the penalty due to no fault of mine.